Mexico Beach
Housing Market
Median sale price $274,900, down 9.0% year over year, with homes going under contract in about 171 days, 16 homes on the market.
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Housing Market Analyst
10% of listed homes are already under contract. Prices are down 9.0% versus the prior year, but sellers are still collecting 91.6% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.
- Inventory — tightening over the tracked window; watch whether that holds through the season.
- Negotiating power — buyers gain ground as 10% of inventory sits under contract.
- Mortgage sensitivity — at 4.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current Mexico Beach data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
One inventory number hides four different markets
Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.
The read on Mexico Beach
The median sale price across Mexico Beach currently stands at $274,900, down 9.0% from a year ago. The typical home goes under contract in about 171 days. Sellers are capturing 91.6% of their original asking price on average.
There are 16 active listings on the market, with 2 more already under contract.
Mexico Beach prices sit below the Bay County median by roughly 27%. Zillow's home value index for Bay County stands at $344,901. About 26% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Mexico Beach is 20 of 100 — soft market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.
Where the market is heading
Home value trend · Bay County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Bay County (MLS)
Median price · daily recalculation
What’s driving Mexico Beach
Top inbound states: GA, AL, TX, AZ. Movers arriving report ~$74,894 average income. Source: IRS SOI county-to-county migration, 2022-2023
1,264 Citizens policies in force in Bay County — the state-backed insurer of last resort. Budget insurance into any Bay purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
1,685 single-family · 387 multi-family · 11.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up across Bay County
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Mexico Beach ← this page | $275K | 16 | 20 | |
| Panama City Beach | $430K | 1,412 | 40 | Open → |
| Panama City | $309K | 519 | 53 | Open → |
| Lynn Haven | $300K | 67 | 49 | Open → |
| Youngstown | $299K | 14 | 51 | Open → |
Neighborhoods on the move
| Salt Creek At Mb TownhomesMexico Beach | $275K | ▲ -9% |
| Salt Creek At Mb TownhomesMexico Beach | $275K | ▼ 9% |
| Salt Creek At Mb TownhomesMexico Beach | $275K | 10 |
| Salt Creek At Mexico BeachMexico Beach | $380K | 4 |
| Salt Creek At Mb TownhomesMexico Beach | $275K | 172 days |
Mexico Beach ZIP codes
Most active communities
More on Mexico Beach
Put this data to work
The questions people actually ask
Should I buy a house in Mexico Beach right now?
The data says conditions currently favor buyers in Mexico Beach — the Momentum Score reads 20/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Mexico Beach becoming more affordable?
Yes, modestly — the median sale price in Mexico Beach is $274,900, down 9.0% versus the prior year, while sellers still capture 91.6% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.
Where are prices falling fastest in Mexico Beach?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Salt Creek At Mb Townhomes (-9%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which Mexico Beach neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are Salt Creek At Mb Townhomes (172 days) — homes there go under contract well ahead of the market-wide pace of 171 days.
How does Mexico Beach compare to the rest of Bay County?
Mexico Beach's median of $274,900 runs 27% below the county-wide median of $374,676, and homes here take 171 days to go under contract versus 71 county-wide.
Mexico Beach housing market FAQ
How is the housing market in Mexico Beach right now?
As of September 15, 2026, the Mexico Beach housing market favors buyers: the median sale price is $274,900 (down 9.0% year over year), 16 homes are for sale, and the typical home goes under contract in about 171 days.
How much is a house in Mexico Beach?
The median home sold for $274,900 in Mexico Beach over the last 12 months; asking prices on the 16 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.
Is it a good time to sell a house in Mexico Beach?
By the numbers, sellers in Mexico Beach are getting 91.6% of asking price and going under contract in about 171 days. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.
What is the Mexico Beach housing market forecast?
Momentum Realty publishes the recorded trend, not a prediction: Mexico Beach median sale prices are down 9.0% year over year, and 10% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.
What is the median home price in Mexico Beach?
The median sale price in Mexico Beach is currently $274,900, down 9.0% from a year ago, based on MLS sales data updated September 15, 2026.
Is Mexico Beach a buyer's or seller's market right now?
The data currently favors buyers. Mexico Beach scores 20 of 100 on the Momentum Score. Conditions change; this page updates daily.
How long do homes take to sell in Mexico Beach?
The typical home in Mexico Beach goes under contract in about 171 days, per current MLS data.
How many homes are for sale in Mexico Beach?
There are approximately 16 active listings in Mexico Beach as of September 15, 2026.
Are home prices in Mexico Beach rising or falling?
Median sale prices are down 9.0% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Mexico Beach. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.