Mexico Beach
Housing Market

City market report · Bay County · 4 ZIP codes

Median sale price $274,900, down 9.0% year over year, with homes going under contract in about 192 days.

3 communities reporting36 sales analyzedRefreshed twice dailyMomentum Score 27
Live Market Pulse
27/100
Momentum
Soft Market
Prices are down 9% year over year — negotiating room is real. Recalculated every day from licensed MLS data · last refresh August 6, 2026 at 7:18 PM ET.
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Live · Mexico Beach Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$275K
Median sold · 12 moConfidence: Medium
down 9.0% vs the prior 12 months
-9.0%
1-yr price change
n = 36 recent sales
92.5%
Sale vs ask
Bay County: 94.0%
$346K
Bay County home value
Zillow ZHVI, monthly · -1.3% vs a year ago
Tempo
192days
Median DOM · closed
Bay County: 71 days
Market context
26%
Listings with price cuts
Bay County · Zillow · +1.2pp vs prior month
3,222
County for-sale inventory
Zillow, monthly · +0.4% vs prior month
89%
New construction
share of recent sales
27/100
Momentum score
Soft Market
3
Communities reporting
of 15 tracked in Mexico Beach
Economy & people · county layer
$70,188
Median household income
U.S. Census ACS, county
181,368
County population
-0.6% since 2018
4.9×
Price to income
county home value vs median income
68%
Owner-occupied
U.S. Census ACS, county
$1,653/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 8,500+ families served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · August 6, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Prices are down 9.0% versus the prior year, but sellers are still collecting 92.5% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.

What It Means

Who has leverage right now

BUYER'S SELLER'S 27
Momentum Score
Buyer leverage73
Seller leverage27

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.

Momentum Outlook
  • Mortgage sensitivity — at 4.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current Mexico Beach data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Analysis

The read on Mexico Beach

The median sale price across Mexico Beach currently stands at $274,900, down 9.0% from a year ago. The typical home goes under contract in about 192 days. Sellers are capturing 92.5% of their original asking price on average.

Mexico Beach prices sit below the Bay County median by roughly 24%. Zillow's home value index for Bay County stands at $346,094. About 26% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Mexico Beach is 27 of 100 — soft market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.

Trends & History

Where the market is heading

Home value trend · Bay County (Zillow ZHVI)

$342K$346K$351K$346KJun '25: $351KJul '25: $348KAug '25: $346KSep '25: $344KOct '25: $343KNov '25: $342KDec '25: $342KJan '26: $343KFeb '26: $345KMar '26: $347KApr '26: $347KMay '26: $347KJun '26: $346KJun '25Sep '25Dec '25Mar '26Jun '26

For-sale inventory · county (Zillow)

2,9533,3803,8073,222Jun '25: 3,790Jul '25: 3,770Aug '25: 3,674Sep '25: 3,536Oct '25: 3,402Nov '25: 3,251Dec '25: 3,123Jan '26: 3,030Feb '26: 2,971Mar '26: 3,026Apr '26: 3,109May '26: 3,208Jun '26: 3,222Jun '25Sep '25Dec '25Mar '26Jun '26
Local Economics · county layer

What’s driving Mexico Beach

Who’s moving here
+4,173 net residents/yr

Top inbound states: GA, AL, TX, AZ. Movers arriving report ~$74,894 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,928/yr avg premium

1,264 Citizens policies in force in Bay County — the state-backed insurer of last resort. Budget insurance into any Bay purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
2,072 units permitted -16% YoY

1,685 single-family · 387 multi-family · 11.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Salt Creek At Mb Townhomes ▼ 9%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Community Movers

Neighborhoods on the move

Prices rising fastest
Salt Creek At Mb TownhomesMexico Beach$275K▲ -9%
Prices cooling fastest
Salt Creek At Mb TownhomesMexico Beach$275K▼ 9%
Selling fastest
Salt Creek At Mb TownhomesMexico Beach$275K207 days
Explore Deeper

Mexico Beach ZIP codes

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in Mexico Beach right now?

The data says conditions currently favor buyers in Mexico Beach — the Momentum Score reads 27/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is Mexico Beach becoming more affordable?

Yes, modestly — the median sale price in Mexico Beach is $274,900, down 9.0% versus the prior year, while sellers still capture 92.5% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in Mexico Beach?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Salt Creek At Mb Townhomes (-9%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which Mexico Beach neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Salt Creek At Mb Townhomes (207 days) — homes there go under contract well ahead of the market-wide pace of 192 days.

How does Mexico Beach compare to the rest of Bay County?

Mexico Beach's median of $274,900 runs 24% below the county-wide median of $361,500, and homes here take 192 days to go under contract versus 71 county-wide.

Questions

Mexico Beach housing market FAQ

What is the median home price in Mexico Beach?

The median sale price in Mexico Beach is currently $274,900, down 9.0% from a year ago, based on MLS sales data updated August 6, 2026.

Is Mexico Beach a buyer's or seller's market right now?

The data currently favors buyers. Mexico Beach scores 27 of 100 on the Momentum Score. Conditions change; this page updates daily.

How long do homes take to sell in Mexico Beach?

The typical home in Mexico Beach goes under contract in about 192 days, per current MLS data.

Are home prices in Mexico Beach rising or falling?

Median sale prices are down 9.0% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Mexico Beach. Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.