Salt Creek At Mb Townhomes
Homes for Sale in Mexico Beach, FL

All 13 homes for sale in Mexico Beach, FL · median $489,000 · 43 homes for sale in 32456 · Bay County homes for sale

Community in Mexico Beach · Bay County · ZIP 32456
32 homesBuilt 2024–2024Median sale $275K
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Photo via CPAR MLS

Built fromLive CPAR MLS data2 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Salt Creek At Mb Townhomes in Mexico Beach, FL has 8 homes for sale and 1 pending, asking from $259,900 to $371,475 (median $354,450). Over the 12 months ending 2026-09-20, 25 recorded sales closed at a median of $274,900, a median 186 days on market, sellers accepting 90% of original asking (-10% versus the prior year). Homes listed or recently sold were built 2025–2026 with 9 new construction; 9 of 9 report an HOA (median $81/mo); none of the 9 geocoded homes sit in a FEMA special flood hazard zone (median elevation 15 ft). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $3,370 ($2,890 with the full homestead exemption).

Live · Salt Creek At Mb Townhomes Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$275K ▼
Median sold · 12 mo
down 9.8% vs the prior 12 months
-9.8% ▼
1-yr price change
n = 25 and 20 sales in the two windows
89.9%
Sale vs ask
Tempo
186days
Median DOM · closed
147 days at the 2025 low
18%
Under contract
Bay: 17% (528 of 3,043)
9 · 2
For sale · pending
live counts, refreshed twice daily
25
Sold · last 12 mo
10-yr average: about 19 a year
Ownership and context
4%
Owner-occupied · Salt Creek At Mb Townhomes
5 of 112 parcels homesteaded (FL DOR 2025)
96%
Non-owner-occupied · Salt Creek At Mb Townhomes
incl. 73% trust or LLC-held · 5% out-of-state
32
Homes in the community
plus 80 vacant residential lots · 112 residential parcels (FL DOR 2025)
Track record · 2 years of records
27
Recorded sales · 2024-2025
median $302K · qualified sales on the county roll (FL DOR 2025)
Est. 2024
Community established
homes built 2024-2024, median 2024 (FL DOR 2025)
78.1%/yr
Turnover rate
about 25 of 32 homes trade a year

Homes For Sale Right Now in Salt Creek At Mb Townhomes

Live MLS inventory for Salt Creek At Mb Townhomes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Salt Creek At Mb Townhomes listings as of 2026-10-01, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Jon Brooks, founder of Momentum Realty
Jon's Current Read

The number that matters most here is the 207-day median time on market. That is not a market moving quickly on scarcity — it is one where pricing and condition have to be right before a buyer commits, and sellers who list at aspirational numbers sit. The median price of $274,900 reflects what actually closes, not what gets asked.

Add in a year-over-year change of -9.0% and the read is straightforward: this is a market recalibrating downward from prior pricing, with 27 closings in the recent window giving a real but limited sample. Sellers should price to the data, not the memory of a stronger year. Buyers who are patient and flexible on timing have room to negotiate.

Salt Creek At Mb Townhomes Housing Pulse · Momentum Research · as of September 20, 2026

Salt Creek At Mb Townhomes right now

🔴 Off the recent peak. The trailing-12-month median ($275K) is down 9.8% from the prior 12 months ($305K). With about 19 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level CPAR MLS closed sales, 12-month windows ending September 20. Confidence: High (25 and 20 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 2, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Salt Creek At Mb Townhomes market snapshot (as of September 20, 2026): the median sale price is about $275K, and a median 186 days on market for closed sales. The trailing-12-month median is down 10% from the prior 12 months, computed from record-level CPAR MLS closed sales (25 closings in the current window).

In ZIP 32456 (Mexico Beach), 207 homes closed in the last 12 months at a median of $460K, down 1.7% year over year, with a median 126 days on market. Right now 86 active and 24 pending listings — a soft market. See the live ZIP 32456 housing market and the Gulf County market.

County records show 27 qualified sales in Salt Creek At Mb Townhomes across 2024–2025 (20 in 2024, 7 in 2025), median $302,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Salt Creek At Mb Townhomes is a community of 32 homes in Mexico Beach, Bay County, built between 2024 and 2024 (median 2024.0), with a median living area of about 1,682 square feet. 4% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Salt Creek At MB Townhomes sits in Mexico Beach, Bay County — a small-scale market where a handful of closings can swing the numbers and where the current data points to a slower, more negotiated sale process than a fast-turnover one.

Best for

  • Buyers comfortable pricing near the current $274,900 median and willing to negotiate on condition and terms
  • Investors or second-home buyers who can absorb a longer marketing period without time pressure
  • Buyers prioritizing Mexico Beach location over amenity packages, since no community amenities are currently identified in MLS listings

Probably not for

  • Sellers who need a sale within a tight, fixed timeline given the 207-day median days-on-market
  • Buyers expecting a documented amenity package, since none are currently identified from MLS listings
  • Anyone relying on a rising price trend, given the -9.0% year-over-year change

Housing distress & ownership in Salt Creek At Mb Townhomes, Mexico Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 32 listings
Distress share trend — 0.0% now (2026-08-12 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Listing locations from CPAR MLS. Map data © OpenStreetMap, tiles © CARTO.

If we were buying in Salt Creek At Mb Townhomes today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Salt Creek At Mb Townhomes.

Best Buy
Buyers and sellers prepared for a patient, negotiation-driven process rather than a fast transaction.
Biggest Risk
A 207-day median days-on-market means timelines can run long for sellers expecting quick turnover.
Sweet Spot
Buyers targeting the mid-$200s price point who can be flexible on closing dates.
Avoid If
You need a guaranteed quick sale or a fast, competitive purchase timeline.

A market measured in months, not weeks

A 207-day median days-on-market is the defining fact of this community right now. Whatever the reasons — condition variance across units, buyer hesitation, or simple thin volume — homes here are not moving on a fast clock. That changes strategy on both sides: sellers need a pricing and presentation plan built for a longer runway, and buyers have time to do full diligence without fear of losing the property to a bidding war.

The -9.0% year-over-year shift, paired with a median price of $274,900, suggests the market has been resetting rather than climbing. With only 27 closings in the current window, no single sale should be read as the whole story — this is a market where each closing carries more weight in the data, and where a comparative, unit-by-unit look matters more than a headline number.

“

The location and the amenities are priced into every listing in Salt Creek At Mb Townhomes. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
2.4D · Buy Score
Recent Direction3.5/10
Owner Commitment0.4/10
Pricing Power3.3/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (2.4). Basis: Recent Direction -9.8% year-over-year; Owner Commitment 4% owner-occupied; Pricing Power 89.9% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a small, slower-moving market like this one, the value of local, current data outweighs generic market chatter. We track the actual closings behind the median, not just the listing prices, so pricing conversations — whether you are buying or selling — start from what has really transacted in Salt Creek At MB Townhomes, not from assumption.

Salt Creek At Mb Townhomes in 15 seconds.

Best forBuyers and sellers prepared for a patient, negotiation-driven process rather than a fast transaction.
Biggest advantageA softer year-over-year trend gives buyers real room to negotiate on price and terms.
Biggest riskA 207-day median days-on-market means timelines can run long for sellers expecting quick turnover.
Sweet spotBuyers targeting the mid-$200s price point who can be flexible on closing dates.
Avoid ifYou need a guaranteed quick sale or a fast, competitive purchase timeline.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Salt Creek At Mb Townhomes homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Salt Creek At Mb Townhomes.
In short
  • HOA dues reported around $81/month (about $972/yr) · median of 213 MLS listings, most billed quarterly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $81 per month ($972 a year) — the median AssociationFee across 213 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Salt Creek At Mb Townhomes sales matched to your home.

What is your Salt Creek At Mb Townhomes home worth?

Get a no-obligation home value based on real comparable sales in Salt Creek At Mb Townhomes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Mexico Beach →

Real comps, not an automated estimate.

Recently off market in Salt Creek At Mb Townhomes

Homes in Salt Creek At Mb Townhomes that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 5 on record.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,121/mo
Bay County typical true cost to own
$161/mo
Bay County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

13% of homes for sale in ZIP 32456 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).

Frequently Asked Questions

What is the median home price in Salt Creek At Mb Townhomes?
The median sale price in Salt Creek At Mb Townhomes was $275K over the 12 months ending September 20, 2026 (25 closed sales, CPAR MLS).
How long do homes in Salt Creek At Mb Townhomes take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 186 days on market (25 sales, CPAR MLS).
How many homes are in Salt Creek At Mb Townhomes?
The Florida DOR 2025 assessment roll shows 32 homes plus 80 vacant residential lots in Salt Creek At Mb Townhomes (public records).
What share of Salt Creek At Mb Townhomes is owner-occupied?
4% of Salt Creek At Mb Townhomes parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Salt Creek At Mb Townhomes built?
Homes in Salt Creek At Mb Townhomes were built between 2024 and 2024, with a median year built of 2024.0 (FL DOR 2025 roll).
Who is the best real estate agent for Salt Creek At Mb Townhomes?
The best agent for Salt Creek At Mb Townhomes is one who actively works Mexico Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Salt Creek At Mb Townhomes.
How do I find a top Mexico Beach real estate agent who knows Salt Creek At Mb Townhomes?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Salt Creek At Mb Townhomes and the wider Mexico Beach area.
Can Momentum Realty connect me with an agent for Salt Creek At Mb Townhomes?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Salt Creek At Mb Townhomes purchase or sale - no call center and no pressure.
Where is Salt Creek At Mb Townhomes, and what county is it in?
Salt Creek At Mb Townhomes is in Mexico Beach, Bay County, FL, ZIP 32456. The community's center is about 10 miles north of the center of Mexico Beach (straight-line).
Is Salt Creek At Mb Townhomes a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Salt Creek At Mb Townhomes: the median sale price over the last 12 months was $275K (25 sales), about the same as the Mexico Beach median of $275K; homes took a median 186 days to go under contract; the assessment roll counts 32 homes, 4% of them homesteaded (owner-occupied). The full numbers, price history and the flood and school sections are above.
Buyers comfortable pricing near the current $274,900 median and willing to negotiate on condition and termsExcellent fit
Investors or second-home buyers who can absorb a longer marketing period without time pressureExcellent fit
Buyers prioritizing Mexico Beach location over amenity packages, since no community amenities are currently identified in MLS listingsExcellent fit
Sellers who need a sale within a tight, fixed timeline given the 207-day median days-on-marketProbably not
Buyers expecting a documented amenity package, since none are currently identified from MLS listingsProbably not
Anyone relying on a rising price trend, given the -9.0% year-over-year changeProbably not

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: October 1, 2026)
Community market statsCPAR MLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32456))
Under-contract sharesCPAR MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2024 (56 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in Salt Creek At Mb Townhomes? 25 recorded closings; median 186 days on market (window ending 2026-09-20). See the Bay County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Salt Creek At Mb Townhomes with Momentum Realty’s local guides.

Salt Creek At0.2 mi away · median $372K, 4 sales/12 moSurfside Condos0.6 mi away · 1 for saleTranquil Harbour0.6 mi awayWaterside Village0.8 mi away · 4 for saleSugar Sand0.8 mi away · 30 homes, built 2022–24, 4 for salePelican S Roost At0.9 mi away · 1 for saleMexico Beach1.2 mi away · 4 for saleThe Vue Of1.3 mi away · 1 for sale

Browse all neighborhood guides →

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