Salt Creek At Mb Townhomes
Homes for Sale in Mexico Beach, FL
All 14 homes for sale in Mexico Beach, FL · median $469,950 · 74 homes for sale in 32456 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of November 2026, Salt Creek At Mb Townhomes in Mexico Beach, FL has 9 homes for sale, asking from $239,900 to $359,900 (median $339,000). Over the 12 months ending 2026-11-11, 5 recorded sales closed at a median of $270,000, a median 162 days on market, sellers accepting 88% of original asking. Homes listed or recently sold were built 2025–2026 with 9 new construction; 9 of 9 report an HOA (median $81/mo); none of the 9 geocoded homes sit in a FEMA special flood hazard zone (median elevation 15 ft). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $3,310 ($2,830 with the full homestead exemption).
Last 30 days in Salt Creek At Mb: 2 new listings (median asking $315,500). As of November 11, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Salt Creek At Mb Townhomes
Live MLS inventory for Salt Creek At Mb Townhomes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 239 daysTop listing
Active · 239 days
Active · 239 days
Active · 239 days
Active · 0 days
Active · 3 days
Active · 246 days
Active · 258 days
Active · 258 daysActive and pending Salt Creek At Mb Townhomes listings as of 2026-11-12, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The number that matters most here is the 207-day median time on market. That is not a market moving quickly on scarcity — it is one where pricing and condition have to be right before a buyer commits, and sellers who list at aspirational numbers sit. The median price of $274,900 reflects what actually closes, not what gets asked.
Add in a year-over-year change of -9.0% and the read is straightforward: this is a market recalibrating downward from prior pricing, with 27 closings in the recent window giving a real but limited sample. Sellers should price to the data, not the memory of a stronger year. Buyers who are patient and flexible on timing have room to negotiate.
Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Salt Creek At Mb Townhomes right now
🟢 Buyer-leaning market. 21.6 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of CPAR MLS records, as of November 11, 2026. Confidence: Medium (9 active and pending listings, 5 closed sales in 12 months).
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· Updated November 12, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Salt Creek At Mb Townhomes market snapshot (as of November 11, 2026): the median sale price is about $270K, a median 162 days on market for closed sales, and 21.6 months of supply, a buyer-leaning market.
In ZIP 32456 (Mexico Beach), 55 homes closed in the last 12 months at a median of $480K, with a median 126 days on market. Right now 47 active and 13 pending listings put supply at about 10.3 months — a soft market. See the live ZIP 32456 housing market and the Gulf County market.
County records show 27 qualified sales in Salt Creek At Mb Townhomes across 2024–2025 (20 in 2024, 7 in 2025), median $302,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Salt Creek At Mb Townhomes: of 8 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov.
Salt Creek At Mb Townhomes is a community of 32 homes in Mexico Beach, Bay County, built between 2024 and 2024 (median 2024.0), with a median living area of about 1,682 square feet. 4% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Salt Creek At MB Townhomes sits in Mexico Beach, Bay County — a small-scale market where a handful of closings can swing the numbers and where the current data points to a slower, more negotiated sale process than a fast-turnover one.
The setting & the homes.
Aerial and on-site photos of Salt Creek At Mb Townhomes. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Salt Creek At Mb TownhomesSalt Creek At Mb TownhomesSalt Creek At Mb TownhomesSalt Creek At Mb TownhomesSalt Creek At Mb TownhomesSalt Creek At Mb TownhomesSalt Creek At Mb TownhomesSalt Creek At Mb TownhomesPhotos from CPAR MLS listings in Salt Creek At Mb Townhomes; content deemed reliable but not guaranteed.
Who Salt Creek At Mb Townhomes is best for.
Best for
- Buyers comfortable pricing near the current $274,900 median and willing to negotiate on condition and terms
- Investors or second-home buyers who can absorb a longer marketing period without time pressure
- Buyers prioritizing Mexico Beach location over amenity packages, since no community amenities are currently identified in MLS listings
Probably not for
- Sellers who need a sale within a tight, fixed timeline given the 207-day median days-on-market
- Buyers expecting a documented amenity package, since none are currently identified from MLS listings
- Anyone relying on a rising price trend, given the -9.0% year-over-year change
Salt Creek At Mb Townhomes on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap contributors.
The Salt Creek At Mb Townhomes buying strategy.
If we were buying in Salt Creek At Mb Townhomes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Salt Creek At Mb Townhomes.
A market measured in months, not weeks
A 207-day median days-on-market is the defining fact of this community right now. Whatever the reasons — condition variance across units, buyer hesitation, or simple thin volume — homes here are not moving on a fast clock. That changes strategy on both sides: sellers need a pricing and presentation plan built for a longer runway, and buyers have time to do full diligence without fear of losing the property to a bidding war.
The -9.0% year-over-year shift, paired with a median price of $274,900, suggests the market has been resetting rather than climbing. With only 27 closings in the current window, no single sale should be read as the whole story — this is a market where each closing carries more weight in the data, and where a comparative, unit-by-unit look matters more than a headline number.
The location and the amenities are priced into every listing in Salt Creek At Mb Townhomes. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Salt Creek At Mb Townhomes buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (0.8). Basis: Liquidity & Demand 21.6 months of supply; Owner Commitment 4% owner-occupied; Pricing Power 88.1% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a small, slower-moving market like this one, the value of local, current data outweighs generic market chatter. We track the actual closings behind the median, not just the listing prices, so pricing conversations — whether you are buying or selling — start from what has really transacted in Salt Creek At MB Townhomes, not from assumption.
Salt Creek At Mb Townhomes in 15 seconds.
Tools for a Salt Creek At Mb Townhomes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Salt Creek At Mb Townhomes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Salt Creek At Mb Townhomes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Salt Creek At Mb Townhomes home worth?
Get a no-obligation home value based on real comparable sales in Salt Creek At Mb Townhomes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Salt Creek At Mb Townhomes
Homes in Salt Creek At Mb Townhomes that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 6 on record.
- 211 Salt Creek Lane · off market
- 215 Salt Creek Lane · off market
- 244 Salt Creek Lane · off market
- 328 Salt Creek Lane · off market
- 365 Salt Creek Lane · off market
- 380 Salt Creek Lane · off market
| Location | Mexico Beach, Bay County, FL · ZIP 32456 |
|---|---|
| Homes in the community | 32 (FL DOR 2025 assessment roll) |
| Years built | 2024–2024 (median 2024.0) |
| Typical living area | 1,682 sq ft (median) |
| Home types (current listings and sales) | attached 100% |
| Sale prices, last 12 months | $270,000 median across 5 closed sales |
| Days on market (closed sales) | 162 median |
| For sale right now | 9 active, 0 pending · median asking $339,000 · 21.6 months of supply |
| Owner-occupied (homestead) share | 4% |
Data as of November 11, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Salt Creek At Mb Townhomes key facts,” movewithmomentum.com/neighborhoods/salt-creek-at-mb-townhomes, data as of November 11, 2026.
Housing distress & ownership in Salt Creek At Mb Townhomes, Mexico Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Every Home for Sale in Salt Creek At Mb Townhomes Right Now (9)
All 9 active and pending Salt Creek At Mb Townhomes listings with a detail page, newest first, refreshed twice a day from the MLS.
- 271 Salt Creek Lane, Mexico Beach, Fl 32456 · $292,000 · 3 bd / 3 ba · listed Oct 2, 2026 · listed by Realty One Group Emerald Coast
- 227 Salt Creek Lane, Mexico Beach, Fl 32456 · $339,000 · 4 bd / 3 ba · listed Sep 11, 2026 · listed by Keller Williams Success Realty
- 248 Salt Creek Lane, Mexico Beach, Fl 32456 · $359,900 · 4 bd / 3 ba · listed Aug 13, 2026 · listed by DR Horton Realty of Emerald Coast, LLC
- 228 Salt Creek Lane, Mexico Beach, Fl 32456 · $359,900 · 4 bd / 3 ba · listed Aug 13, 2026 · listed by DR Horton Realty of Emerald Coast, LLC
- 223 Salt Creek Lane, Mexico Beach, Fl 32456 · $359,900 · 4 bd / 3 ba · listed Aug 13, 2026 · listed by DR Horton Realty of Emerald Coast, LLC
- 203 Salt Creek Lane, Mexico Beach, Fl 32456 · $359,900 · 4 bd / 3 ba · listed Aug 13, 2026 · listed by DR Horton Realty of Emerald Coast, LLC
- 207 Salt Creek Lane, Mexico Beach, Fl 32456 · $259,900 · 3 bd / 3 ba · listed Aug 13, 2026 · listed by DR Horton Realty of Emerald Coast, LLC
- 240 Salt Creek Lane, Mexico Beach, Fl 32456 · $249,900 · 3 bd / 3 ba · listed Aug 13, 2026 · listed by DR Horton Realty of Emerald Coast, LLC
- 236 Salt Creek Lane, Mexico Beach, Fl 32456 · $239,900 · 3 bd / 3 ba · listed Aug 13, 2026 · listed by DR Horton Realty of Emerald Coast, LLC
More Mexico Beach home searches
- All homes for sale in Mexico Beach, FL
- Homes for sale in Bay County, FL
- ZIP 32456 housing scorecard
- 5 coming-soon communities in Bay County
Mexico Beach guides & data
Florida buyer guides
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- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
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- Florida documentary stamp tax, explained
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Salt Creek Lane (15 homes on record)
12% of homes for sale in ZIP 32456 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-12).
What it really costs to own in Salt Creek At Mb Townhomes
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $157/yr across 4 listings here (MLS tax records, 2026-11-12). |
|---|---|
| HOA dues | Median $81/month across 10 MLS listings (most billed quarterly; 2026-11-12). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Bay County is $1,928/yr (1,264 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 8 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2026 across 18 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
Estimated carrying cost at the median asking price, before the mortgage: about $255/month (tax $13, HOA $81, insurance $161). An estimate from the sources above, not a quote.
Email me new listings in Salt Creek At Mb Townhomes
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Salt Creek At Mb Townhomes
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Frequently Asked Questions
What is the median home price in Salt Creek At Mb Townhomes?
How long do homes in Salt Creek At Mb Townhomes take to sell?
Is Salt Creek At Mb Townhomes a buyer's or seller's market right now?
How many homes are in Salt Creek At Mb Townhomes?
What share of Salt Creek At Mb Townhomes is owner-occupied?
When were the homes in Salt Creek At Mb Townhomes built?
Who is the best real estate agent for Salt Creek At Mb Townhomes?
How do I find a top Mexico Beach real estate agent who knows Salt Creek At Mb Townhomes?
Can Momentum Realty connect me with an agent for Salt Creek At Mb Townhomes?
Where is Salt Creek At Mb Townhomes, and what county is it in?
Is Salt Creek At Mb Townhomes a good place to live?
Should you buy in Salt Creek At Mb Townhomes?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: November 12, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending November 11, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32456)) |
| Under-contract shares | CPAR MLS records, as of 2026-11-11 |
| Historical depth | Closed-sale records back to 2026 (5 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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