Seminole
Housing Market

City market report · Pinellas County · 16 ZIP codes

Median sale price $396,500, down 3.6% year over year, with homes going under contract in about 50 days, 157 homes on the market.

114 communities reporting792 sales analyzedRefreshed twice dailyMomentum Score 55
Live Market Pulse
55/100
Momentum
Balanced Market
Buyers are negotiating roughly 7% off asking. Recalculated every day from licensed MLS data · last refresh September 15, 2026 at 7:33 PM ET.
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Live · Seminole Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$396K
Median sold · 12 moConfidence: High
down 3.6% vs the prior 12 months
-3.6%
1-yr price change
n = 792 recent sales
$287/sf
Sold $/sqft · 12 mo
Pinellas County: $286 · +0.4% vs prior yr
93.2%
Sale vs ask
Pinellas County: 92.6% · +0.3pp vs prior yr
$374K
Pinellas County home value
Zillow ZHVI, monthly · -2.1% vs a year ago
Tempo
3.9mo
Supply
3 to 6 months is the balanced band
50days
Median DOM · closed
Pinellas County: 51 days · +6.0 days vs prior yr
31%
Under contract
Pinellas County: 25%
157 · 48 ▼17
For sale · pending
live counts, refreshed twice daily
603
Sold · last 12 mo
closed across all tracked communities · +3.5% vs prior yr
Market context
30%
Listings with price cuts
Pinellas County · Zillow · -0.1pp vs prior month
8,572
County for-sale inventory
Zillow, monthly · -3.0% vs prior month
4%
New construction
share of recent sales · +2.0pp vs prior yr
41%
Cash buyers
share of sales · peak 56% · -15.2pp vs prior yr
55/100
Momentum score
Balanced Market
Economy & people · county layer
$70,293
Median household income
U.S. Census ACS, county
960,565
County population
+0.3% since 2018
5.3×
Price to income
county home value vs median income
69%
Owner-occupied
U.S. Census ACS, county
$2,324/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · September 15, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 3.9 months of supply — balanced by the 3-to-6-month balanced benchmark, and 31% of listed homes are already under contract. Prices are down 3.6% versus the prior year, but sellers are still collecting 93.2% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 55
Momentum Score
Buyer leverage45
Seller leverage55

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Prices — more likely to stabilize than fall sharply. Supply remains below balanced levels even as prices soften; without a meaningful inventory build, further declines tend to be shallow.
  • Inventory — tightening over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 31% of inventory sits under contract.
  • Mortgage sensitivity — at 5.3× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current Seminole data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
4.9 mo · balanced band · 72 active
$300K–$500K
2.6 mo · seller-tilted · 53 active
$500K–$750K
1.3 mo · seller-tilted · 14 active
$750K+
4.1 mo · balanced band · 18 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where Seminole is hot — and where it isn't

Each dot is a community (111 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on Seminole

The median sale price across Seminole currently stands at $396,500, down 3.6% from a year ago. Buyers are paying a median of $287 per square foot. The typical home goes under contract in about 50 days. Sellers are capturing 93.2% of their original asking price on average.

There are 157 active listings on the market, with 48 more already under contract. At the current sales pace that works out to 3.9 months of supply — a seller-leaning market by the standard six-month benchmark. 603 homes closed here over the trailing 12 months.

Zillow's home value index for Pinellas County stands at $374,245. About 30% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Seminole is 55 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.

Trends & History

Seminole since 2012 — and where it’s heading

A median home here sold for $169,682 in 2012 and $417,216 over the last recorded year — 146% appreciation across 14 years of recorded sales. Cash buyers took 41% of recent sales, down from a 56% peak.

Median sale price · 2012–2026 (7,262 recorded sales)

$162K$295K$429K$417K2012: $170K2013: $167K2014: $180K2015: $199K2016: $202K2017: $216K2018: $263K2019: $261K2021: $333K2022: $361K2023: $374K2024: $417K2025: $423K2026: $417K20122015201920232026

Days on market by year

5d42d79d50d2012: 44d2013: 51d2014: 48d2015: 50d2016: 53d2017: 39d2018: 54d2019: 78d2021: 10d2022: 7d2023: 16d2024: 26d2025: 44d2026: 50d20122015201920232026

Cash buyers · share of sales

41%49%57%41%2016: 48%2017: 48%2018: 48%2019: 43%2020: 47%2021: 44%2022: 51%2023: 54%2024: 50%2025: 56%2026: 41%20162018202120242026

Home value trend · Pinellas County (Zillow ZHVI)

$371K$377K$383K$374KJul '25: $382KAug '25: $378KSep '25: $375KOct '25: $373KNov '25: $372KDec '25: $372KJan '26: $372KFeb '26: $373KMar '26: $374KApr '26: $374KMay '26: $374KJun '26: $374KJul '26: $374KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

8,5449,2319,9178,572Jul '25: 9,890Aug '25: 9,554Sep '25: 9,179Oct '25: 8,988Nov '25: 8,858Dec '25: 8,671Jan '26: 8,618Feb '26: 8,685Mar '26: 9,007Apr '26: 9,075May '26: 9,047Jun '26: 8,839Jul '26: 8,572Jul '25Oct '25Jan '26Apr '26Jul '26

Daily active vs pending · Pinellas County (MLS)

1,6124,4007,188Jul 07 · Active: 7,077Aug 03 · Active: 6,921Aug 04 · Active: 6,867Aug 05 · Active: 6,869Aug 06 · Active: 6,845Aug 07 · Active: 6,864Aug 08 · Active: 6,863Aug 09 · Active: 6,858Aug 10 · Active: 6,823Aug 11 · Active: 6,768Aug 12 · Active: 6,764Aug 13 · Active: 6,758Aug 15 · Active: 6,802Aug 17 · Active: 6,730Aug 19 · Active: 6,715Aug 22 · Active: 6,795Aug 23 · Active: 6,803Aug 28 · Active: 6,785Aug 29 · Active: 6,800Aug 30 · Active: 6,785Aug 31 · Active: 6,775Sep 07 · Active: 6,742Sep 09 · Active: 6,726Sep 11 · Active: 6,802Sep 12 · Active: 6,796Sep 13 · Active: 6,778Sep 14 · Active: 6,736Sep 15 · Active: 6,719Jul 07Aug 19Sep 15ActivePending

Median price · daily recalculation

$373K$385K$397K$396KAug 06: $373KAug 08: $373KAug 09: $373KAug 10: $373KAug 11: $373KAug 12: $373KAug 13: $373KAug 15: $373KAug 17: $373KAug 18: $373KAug 19: $373KAug 20: $373KAug 21: $373KAug 22: $373KAug 23: $373KAug 24: $373KAug 26: $373KAug 28: $373KAug 29: $373KAug 30: $373KAug 31: $373KSep 01: $373KSep 04: $373KSep 05: $373KSep 06: $373KSep 07: $373KSep 08: $373KSep 09: $373KSep 10: $373KSep 11: $373KSep 12: $396KSep 13: $396KSep 14: $396KSep 15: $396KAug 06Aug 17Aug 28Sep 07Sep 15
Single-family 76%Condo 23%
Local Economics · county layer

What’s driving Seminole

Who’s moving here
-1,182 net residents/yr

Top inbound states: NY, CA, NJ, PA. Movers arriving report ~$95,596 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,911/yr avg premium

20,791 Citizens policies in force in Pinellas County — the state-backed insurer of last resort. Budget insurance into any Pinellas purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
4,198 units permitted +60% YoY

1,376 single-family · 2,822 multi-family · 4.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
gem village ▼ 31%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
Under $300K: 4.9 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in Seminole right now.

Biggest opportunity
$500K–$750K: 1.3 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

How it stacks up across Pinellas County

MarketMedianActiveScore
Seminole ← this page$396K15755
St. Petersburg$435K1,07852Open →
Clearwater$315K39349Open →
Palm Harbor$366K24659Open →
Largo$340K22153Open →
Clearwater Beach$728K16637Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
Cross Bayou EstatesSeminole$462K▲ 20%
Blossom Lake Village Sec 4Seminole$420K▲ 17%
Oakhurst GrovesSeminole$451K▲ 15%
Seminole Grove Estates East AddSeminole$602K▲ 15%
Whispering Pines Forest 5Th AddSeminole$752K▲ 14%
Prices cooling fastest
gem villageSeminole$313K▼ 31%
Twin Oaks AptsSeminole$105K▼ 31%
Boulevard Club The CondoSeminole$100K▼ 25%
Cordova Greens CondoSeminole$150K▼ 22%
BAYOU CLUB ESTATES TR 5 PH 3Seminole$911K▼ 21%
Most homes for sale
Cordova Greens CondoSeminole$150K12
Pinellas GrovesSeminole$880K12
Gardens The CondoSeminole$166K8
Boulevard Club The CondoSeminole$100K7
Beachway CondosSeminole$231K5
Selling fastest
Seminole Grove Estates East AddSeminole$602K8 days
Blossom Lake Village Sec 4Seminole$420K11 days
gem villageSeminole$313K12 days
Cross Bayou EstatesSeminole$462K12 days
RIDGEWOOD GROVESSeminole$365K14 days
Explore Deeper

Seminole ZIP codes

Most active communities

More on Seminole

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in Seminole right now?

The data says conditions currently favor neither side decisively in Seminole — the Momentum Score reads 55/100 with 3.9 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is Seminole becoming more affordable?

Yes, modestly — the median sale price in Seminole is $396,500, down 3.6% versus the prior year, while sellers still capture 93.2% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in Seminole?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are gem village (-31%); Twin Oaks Apts (-31%); Boulevard Club The Condo (-25%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which Seminole neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Seminole Grove Estates East Add (8 days); Blossom Lake Village Sec 4 (11 days); gem village (12 days) — homes there go under contract well ahead of the market-wide pace of 50 days.

How does Seminole compare to the rest of Pinellas County?

Seminole's median of $396,500 runs 1% above the county-wide median of $393,000, and homes here take 50 days to go under contract versus 51 county-wide.

Questions

Seminole housing market FAQ

How is the housing market in Seminole right now?

As of September 15, 2026, the Seminole housing market is roughly balanced: the median sale price is $396,500 (down 3.6% year over year), 157 homes are for sale against 603 sales in the last 12 months, which is 3.9 months of supply, and the typical home goes under contract in about 50 days.

How much is a house in Seminole?

The median home sold for $396,500 in Seminole over the last 12 months, about $287 per square foot; asking prices on the 157 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in Seminole?

By the numbers, sellers in Seminole are getting 93.2% of asking price and going under contract in about 50 days with 3.9 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the Seminole housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: Seminole median sale prices are down 3.6% year over year, inventory stands at 3.9 months of supply, and 31% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in Seminole?

The median sale price in Seminole is currently $396,500, down 3.6% from a year ago, based on MLS sales data updated September 15, 2026.

Is Seminole a buyer's or seller's market right now?

The data currently is roughly balanced. Seminole scores 55 of 100 on the Momentum Score, with 3.9 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in Seminole?

The typical home in Seminole goes under contract in about 50 days, per current MLS data.

How many homes are for sale in Seminole?

There are approximately 157 active listings in Seminole as of September 15, 2026.

Are home prices in Seminole rising or falling?

Median sale prices are down 3.6% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Seminole. Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.