Ridgewood Groves in Seminole

Ridgewood
Groves Homes for Sale in Seminole, FL

No-HOA Seminole neighborhood · Seminole · ZIP 33772

An established, no-HOA neighborhood in the heart of Seminole.

No HOAMid-century homesCentral Seminole
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a built-out, no-HOA neighborhood of smaller mid-century homes; condition, the roof and systems, and the flood and insurance picture decide where a home trades, so read all three for a specific home.
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Unlock Off-Market Ridgewood Groves

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
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Median Price
0mo
Supply
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Avg DOM
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Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Ridgewood Groves is an established, no-HOA neighborhood in the heart of Seminole, so the read is different from a managed community: public listing records describe smaller one to three bedroom homes built mainly in the late 1950s and 1960s, with screened porches and one or two car garages, on a tight street grid near Lake Seminole and the St. Petersburg College campus. Carrying costs are light, but condition and updates vary home to home, and central Pinellas carries flood and insurance considerations that differ block to block. Your leverage is the read on a specific home's roof and systems, the lot, and the flood zone and insurance quote."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Ridgewood Groves is an established single-residential neighborhood in Seminole, in central Pinellas County's 33772 ZIP, near Park Boulevard and 113th Street, just east of the Gulf beaches and close to Lake Seminole. Public listing records describe a neighborhood of roughly a thousand smaller homes built mainly in the late 1950s and 1960s.

The homes here are modest one to three bedroom block homes, many with a screened porch and a one or two car garage. There is no homeowners association recorded for the neighborhood, so carrying costs are property taxes, insurance, and upkeep rather than monthly dues, and there are no community amenities or shared standards.

Because the neighborhood is built out, nearly every purchase is a resale, so condition drives value: the roof and systems age, prior updates, and the lot set where a home lands. Central Pinellas carries flood and insurance considerations that vary by location, so confirm the flood zone, elevation, and insurance quote on a specific home.

For buyers who want an affordable, no-HOA home central to Seminole near the beaches, parks, and schools, Ridgewood Groves is one of the established options. The work is reading the home's condition and the flood and insurance picture honestly before you fall for the price.

Best for

  • Buyers who want an affordable, no-HOA home central to Seminole
  • Anyone comfortable updating a mid-century block home
  • Buyers who value being near the beaches, Lake Seminole, and parks
  • Owner-occupants and investors reading the condition and lot honestly

Probably not for

  • Buyers who want new construction with a builder warranty
  • Anyone who wants community amenities or managed standards
  • Buyers who will not read the flood zone and insurance picture
  • Anyone who needs a larger or single-story new home

How Ridgewood Groves is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
57Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Ridgewood Groves listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Ridgewood Groves buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

Ridgewood Groves sits in Seminole, with everyday shopping, major roads, and the wider Tampa Bay area within a reasonable drive.

Lake Seminole Park~5 min · in central Seminole
Gulf beaches (Indian Shores / Madeira)~10-15 min · barrier-island beaches
Seminole City Center~5 min · shopping and dining
St. Petersburg College (Seminole campus)~3-5 min · adjacent campus
Downtown St. Petersburg~25-30 min · waterfront and arts
Tampa International Airport (TPA)~30-40 min · via I-275 or the bridges

Distances and times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near RidgewoodGroves Homes for Sale in Seminole, FL with Momentum Realty’s local guides.

SGSeminole GardenApts Co-op Homes for SaleSeminole, FL · 0.1 miSGSeminole on the GreenCavalier Building Homes for SaleSeminole, FL · 0.1 miStarkey Heights Homes for Sale in Seminole, FLStarkey Heights Homes for Sale in Seminole, FLSeminole, FL · 0.2 miSMSweet MagnoliaPlace Homes for Sale in Seminole, FLSeminole, FL · 0.2 miBay Ridge Terrace Homes for Sale in Seminole, FLBay Ridge Terrace Homes for Sale in Seminole, FLSeminole, FL · 0.3 miTBToll Brothers at Seminole Isle Homes for SaleSeminole, FL · 0.4 miCanterbury Chase Homes for Sale in Seminole, FLCanterbury Chase Homes for Sale in Seminole, FLSeminole, FL · 0.4 miSPSeminole ParkEstates Homes for SaleSeminole, FL · 0.5 miOLOrange Lake Village Homes for Sale in Seminole, FLSeminole, FL · 0.6 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Ridgewood Groves (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Ridgewood Groves is served by Pinellas County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Pinellas County Public Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Ridgewood Groves address.

The takeaway

What is actually shaping value around Ridgewood Groves: the no-HOA carrying-cost structure, the central Seminole location near the beaches and parks, and the 2024 storm season in coastal Pinellas. Each item is sourced and linked.

Recent Developments in Ridgewood Groves

Our read on what is being built around Ridgewood Groves, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe central location near the beaches and the no-HOA structure support steady demand, while the watch items are flood and insurance costs, which vary by elevation across central Pinellas.

No HOA keeps carrying costs simple

Ongoing
BullishNotable impact
SignificanceRadius: Neighborhood

With no association dues, carrying cost is taxes, insurance, and upkeep, an attainable structure that supports demand.

Central Seminole location near beaches and parks

Ongoing
BullishNotable impact
SignificanceRadius: Area

Proximity to the Gulf beaches, Lake Seminole, and shopping keeps a central, attainable neighborhood in steady demand.

Flood and insurance costs rising across coastal Pinellas

2024-2025
BearishNotable impact
SignificanceRadius: Pinellas

Rising flood and windstorm premiums affect parts of central Pinellas; read elevation and get a quote on a specific home.

Built-out neighborhood means condition drives value

Ongoing
NeutralNotable impact
SignificanceRadius: Neighborhood

With no new inventory, the roof, systems, and updates on a specific home decide where it lands.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Ridgewood Groves, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. October 2024
    Storm

    2024 storm season tests coastal Pinellas flood resilience

    Hurricanes Helene and Milton in 2024 brought record storm surge and flooding to low-lying parts of coastal Pinellas County, with impact varying sharply by elevation and location. Why it matters: Read a specific Seminole home's flood zone, elevation, and history; impact varied block to block. Source

  2. January 2025
    Community

    Ridgewood Groves remains an established Seminole neighborhood

    Local guides describe Ridgewood Groves as a neighborhood of roughly a thousand smaller mid-century homes in central Seminole near Lake Seminole and St. Petersburg College. Why it matters: Condition and the flood picture, not amenities, drive value in this no-HOA neighborhood. Source

Development alerts for Ridgewood GrovesGet a short monthly email when something new is approved, funded, or opens near Ridgewood Groves.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Ridgewood Groves, this is the order of operations we would run, and the one we run for our clients.

1

Read the flood and insurance picture first. Pull the flood zone, elevation, and a windstorm and flood quote before you judge any price.

2

Inspect the roof and systems. On a late-1950s or 1960s block home, roof age, HVAC, plumbing, and prior updates drive both price and insurability.

3

Confirm there is no HOA or hidden restriction. Verify the no-association status and any deed limitations for a specific parcel in writing.

4

Read the lot. Corner versus interior, drainage, and what the home backs to affect value on a tight grid.

5

Compare central Pinellas options, and cross-shop Seminole Garden for another Seminole choice.

Best Buy
An updated block home with a newer roof and a clean flood read
Biggest Risk
Underbudgeting roof, systems, and flood insurance on an older home
Best Lot
A higher, drier lot over one in a higher flood zone
Smart Timing
Confirm the no-HOA status and an insurance quote before you offer
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Ridgewood Groves is an established single-residential neighborhood in Seminole, in central Pinellas County's 33772 ZIP, near Park Boulevard and 113th Street and close to Lake Seminole and the St. Petersburg College campus. Public listing records describe roughly a thousand smaller one to three bedroom block homes built mainly in the late 1950s and 1960s, many with a screened porch and a one or two car garage. There is no homeowners association, so carrying costs are taxes, insurance, and upkeep, and condition varies home to home. The location is central to Seminole shopping, the Gulf beaches, and parks, which is the appeal, while the flood and insurance picture, which varies by elevation, is the part to read on any specific home.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry Home

Original or lightly updated mid-century block homes, often needing a roof or systems, the renovation route into Seminole.

Lowest entry
The Core Home

Updated homes with a newer roof and HVAC on a solid, well-drained lot, the heart of the resale market here.

Most inventory
The Top

The most updated and largest homes on the best lots, the homes that hold value best in a no-HOA neighborhood.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Entry Home
Original or lightly updated mid-century block homes, often needing a roof or systems, the renovation route into Seminole.
The Core Home
Updated homes with a newer roof and HVAC on a solid, well-drained lot, the heart of the resale market here.
The Top
The most updated and largest homes on the best lots, the homes that hold value best in a no-HOA neighborhood.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Location within SeminoleStrong
Established communityPositive
HOA and CDD postureConfirm per parcel
Home condition and systemsVerify per home
Flood read per lotVerify per address

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Ridgewood Groves

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

There are no dues and no amenities to price. The deal is won or lost on condition, the roof, and an honest read of the flood and insurance picture.

Jon Brooks · Founder, Momentum Realty
7.2B- · Buy Score
Resale Strength7.4/10
Renovation Risk5.4/10
Location Efficiency8.0/10
Long-Term Defensibility7.0/10
Carrying Cost Advantage7.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Ridgewood Groves is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • The lot and the homesite are the scarce, durable asset here
  • A better-positioned lot holds value at resale
  • The homesite cannot be changed, the house can
  • Read the lot and the flood zone before the finishes
  • Condition and renovation level drive the number

In Ridgewood Groves, the part of your money the market protects is the lot, the position, and the condition of the home. Read the lot, the homesite, and the flood zone first, then price the condition and the renovation level against it.

Ridgewood Groves in 15 seconds.

Best forBuyers who want an affordable, no-HOA home central to Seminole.
Biggest advantageNo HOA and a central location near the beaches, Lake Seminole, and parks.
Biggest riskRoof, systems, and flood-insurance costs on an older, coastal-influenced home.
Sweet spotAn updated block home with a newer roof on a higher, drier lot.
Avoid ifYou want amenities, new construction, or no flood and insurance homework.

HOA, CDD & Fees

15-Second Take
  • No HOA and no monthly dues
  • No CDD bond on the tax bill
  • Carrying cost is taxes and insurance
  • Read elevation and the flood map
  • Confirm there is no HOA per parcel

No homeowners association is recorded for the neighborhood, so there are no monthly or annual HOA dues, and no CDD is expected; carrying costs are property taxes, insurance, and upkeep (confirm per parcel).

There is no HOA-managed common area or amenity here, and no shared standards beyond city and county code. Budget for your own maintenance rather than dues.

There is no community club or amenity package; this is an attainable, established neighborhood rather than an amenity community.

The takeaway

Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Ridgewood Groves, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Seminole Garden, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Ridgewood Groves home worth?

Get a no-obligation home value based on real comparable sales in Ridgewood Groves matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Ridgewood Groves on the map →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Pinellas County typicals - your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,609/mo
Pinellas County typical true cost to own
$110/mo
Pinellas County typical home insurance
No CDD
No community development district bond

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific - always confirm via FEMA.

Ridgewood Groves Market Scorecard

Thin data

Ridgewood Groves is currently a thin data. Limited supply, a median asking price of n/a.

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Months supply
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Median list
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Median sold
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Per sqft
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Days on mkt
0/0/0
Active/Pend/Sold

Go deeper: true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Ridgewood Groves?
Ridgewood Groves is an established single-residential neighborhood in Seminole, in central Pinellas County's 33772 ZIP, near Park Boulevard and 113th Street, close to Lake Seminole and the Gulf beaches.
Does Ridgewood Groves have an HOA?
No homeowners association is recorded for the neighborhood, so there are no monthly or annual HOA dues. Confirm there is no association tied to a specific parcel as a matter of course.
Is there a CDD fee in Ridgewood Groves?
No Community Development District bond is expected for an established neighborhood like this. Confirm per parcel on the tax bill as a matter of course.
What kind of homes are in Ridgewood Groves?
Public listing records describe smaller one to three bedroom block homes built mainly in the late 1950s and 1960s, many with a screened porch and a garage. Condition and updates vary home to home.
Is Ridgewood Groves affordable?
It is one of Seminole's more attainable established neighborhoods, with no HOA dues. The home-specific condition, roof, and insurance picture drive the real cost of ownership.
Did the 2024 hurricanes affect this area?
Hurricanes Helene and Milton brought storm surge and flooding to low-lying parts of coastal Pinellas in 2024. Impact varied sharply by elevation, so confirm a specific home's flood zone and history before you offer.
How far is Ridgewood Groves from the beaches?
The Gulf beaches at Indian Shores and Madeira are roughly ten to fifteen minutes by car, with Seminole City Center shopping just a few minutes away.
What schools serve Ridgewood Groves?
The neighborhood is served by Pinellas County Schools. School assignment is by address and changes periodically, so confirm the current zoned schools for a specific home with the district.
What should I check before buying in Ridgewood Groves?
Read the flood zone and elevation, get a windstorm and flood insurance quote, inspect the roof and systems on a mid-century block home, confirm there is no HOA, and read the lot and drainage.
Is Ridgewood Groves good for investors?
Its attainable pricing, no HOA, and central Seminole location draw both owner-occupants and investors. As with any older home, condition and the insurance picture decide the outcome.
Is Ridgewood Groves a gated community?
No. It is an open, established neighborhood of individual parcels rather than a gated, HOA-managed community.
Should I use the listing agent to buy in Ridgewood Groves?
No. The listing agent works for the seller. On an older home where condition and the flood and insurance picture swing value, having your own representation is the highest-leverage decision you make.
Who is the best real estate agent for Ridgewood Groves?
The best agent for Ridgewood Groves is one who actively works Seminole and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Ridgewood Groves.
How do I find a top Seminole real estate agent who knows Ridgewood Groves?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Ridgewood Groves and the wider Seminole area.
Can Momentum Realty connect me with an agent for Ridgewood Groves?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Ridgewood Groves purchase or sale - no call center and no pressure.
Buyers who want an affordable, no-HOA home central to SeminoleExcellent fit
Anyone comfortable updating a mid-century block homeExcellent fit
Buyers who value being near the beaches, Lake Seminole, and parksExcellent fit
Owner-occupants and investors reading the condition and lot honestlyExcellent fit
Buyers who will read the flood and insurance picture before offeringExcellent fit
Buyers who want new construction with a builder warrantyProbably not
Anyone who wants community amenities or managed standardsProbably not
Buyers who will not read the flood zone and insurance pictureProbably not
Anyone who needs a larger or single-story new homeProbably not
Buyers who will not budget roof and systems on an older homeProbably not

Get the inside read on Ridgewood Groves

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Ridgewood Groves home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Ridgewood Groves specialist will reach out personally, usually the same day.

Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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