32539 (Crestview)
Housing Market
Median sale price $315,305, up 6.0% year over year, with homes going under contract in about 69 days, 139 homes on the market.
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Housing Market Analyst
Inventory sits at 11.0 months of supply — heavy by the 3-to-6-month balanced benchmark. Prices are up 6.0% versus the prior year and sellers are still collecting 97.2% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.
- Prices — heavy supply keeps the pressure on sellers; softening is the path of least resistance.
- Mortgage sensitivity — at 4.5× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current 32539 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
One inventory number hides four different markets
Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.
Where 32539 is hot — and where it isn't
Each dot is a community (70 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on 32539 (Crestview)
The median sale price across 32539 currently stands at $315,305, up 6.0% from a year ago. The typical home goes under contract in about 69 days. Sellers are capturing 97.2% of their original asking price on average.
There are 139 active listings on the market, with 61 more already under contract. At the current sales pace that works out to 11.0 months of supply — a buyer-leaning market by the standard six-month benchmark. 12 homes closed here over the trailing 12 months.
Zillow's home value index for Okaloosa County stands at $357,488. About 25% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32539 is 48 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.
32539 since 2012 — and where it’s heading
A median home here sold for $165,446 in 2012 and $328,761 over the last recorded year — 99% appreciation across 14 years of recorded sales.
Median sale price · 2012–2026 (5,760 recorded sales)
Days on market by year
Cash buyers · share of sales
Home value trend · Okaloosa County (Zillow ZHVI)
For-sale inventory · county (Zillow)
What’s driving 32539
Top inbound states: TX, CA, AL, NC. Movers arriving report ~$72,311 average income. Source: IRS SOI county-to-county migration, 2022-2023
1,101 Citizens policies in force in Okaloosa County — the state-backed insurer of last resort. Budget insurance into any Okaloosa purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
987 single-family · 70 multi-family · 4.9 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
Nearby ZIP codes in Okaloosa
| Market | Median | Active | Score | |
|---|---|---|---|---|
| 32539 ← this page | $315K | 139 | 48 | |
| 32541 | $759K | 533 | 30 | Open → |
| 32536 | $325K | 120 | 64 | Open → |
| 32547 | $357K | 93 | 75 | Open → |
| 32548 | $333K | 89 | 71 | Open → |
| 32569 | $325K | 86 | 65 | Open → |
Neighborhoods on the move
| Hidden LakesCrestview | $285K | ▲ 13% |
| HOMEWOOD ESTCrestview | $403K | ▲ 9% |
| WOODLANDSNiceville | $465K | ▲ 8% |
| PATRIOT RIDGECrestview | $370K | ▲ 2% |
| ASHTON VIEWCrestview | $315K | ▲ 1% |
| SOUTHVIEW ESTATESCrestview | $248K | ▼ 15% |
| Shoal River Landing Phase 2ACrestview | $320K | ▼ 6% |
| WILLOW CREEK PLANTATIONCrestview | $370K | ▼ 5% |
| REDSTONE COMMONSCrestview | $310K | ▼ 4% |
| HOLLEY GROVECrestview | $216K | ▼ 2% |
| PATRIOT RIDGECrestview | $370K | 27 |
| Shoal River Landing Phase 2ACrestview | $320K | 11 |
| HOUSTON PLACECrestview | $392K | 9 |
| ADAMS POWELLCrestview | $306K | 5 |
| BARTON'S BENDCrestview | $323K | 5 |
| WOODLANDSNiceville | $465K | 4 days |
| WILLOW CREEK PLANTATIONCrestview | $370K | 25 days |
| REDSTONE COMMONSCrestview | $310K | 26 days |
| BARTON'S BENDCrestview | $323K | 38 days |
| PATRIOT RIDGECrestview | $370K | 41 days |
Cities in this ZIP
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in 32539 right now?
The data says conditions currently favor neither side decisively in 32539 — the Momentum Score reads 48/100 with 11.0 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is 32539 becoming more affordable?
No — the median sale price in 32539 is $315,305, up 6.0% versus the prior year, while sellers still capture 97.2% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.
Where are prices falling fastest in 32539?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are SOUTHVIEW ESTATES (-15%); Shoal River Landing Phase 2A (-6%); WILLOW CREEK PLANTATION (-5%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which 32539 neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are WOODLANDS (4 days); WILLOW CREEK PLANTATION (25 days); REDSTONE COMMONS (26 days) — homes there go under contract well ahead of the market-wide pace of 69 days.
32539 (Crestview) housing market FAQ
What is the median home price in 32539?
The median sale price in 32539 is currently $315,305, up 6.0% from a year ago, based on MLS sales data updated August 6, 2026.
Is 32539 a buyer's or seller's market right now?
The data currently is roughly balanced. 32539 scores 48 of 100 on the Momentum Score, with 11.0 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in 32539?
The typical home in 32539 goes under contract in about 69 days, per current MLS data.
How many homes are for sale in 32539?
There are approximately 139 active listings in 32539 as of August 6, 2026.
Are home prices in 32539 rising or falling?
Median sale prices are up 6.0% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across 32539 (Crestview). Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.