St. Marys
Housing Market
Median sale price $375,000, down 4.8% year over year, with homes going under contract in about 79 days, 51 homes on the market.
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Housing Market Analyst
Inventory sits at 5.6 months of supply — balanced by the 3-to-6-month balanced benchmark, and 24% of listed homes are already under contract. Prices are down 4.8% versus the prior year, but sellers are still collecting 97.5% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.
- Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
- Negotiating power — buyers gain ground as 24% of inventory sits under contract.
Derived from current St. Marys data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
One inventory number hides four different markets
Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.
The read on St. Marys
The median sale price across St. Marys currently stands at $375,000, down 4.8% from a year ago. Buyers are paying a median of $185 per square foot. The typical home goes under contract in about 79 days. Sellers are capturing 97.5% of their original asking price on average.
There are 51 active listings on the market, with 18 more already under contract. At the current sales pace that works out to 5.6 months of supply — roughly balanced conditions by the standard six-month benchmark. 134 homes closed here over the trailing 12 months.
St. Marys prices sit above the Camden County median by roughly 14%.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for St. Marys is 48 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 21, 2026.
St. Marys since 2012 — and where it’s heading
A median home here sold for $146,271 in 2012 and $385,896 over the last recorded year — 164% appreciation across 14 years of recorded sales.
Median sale price · 2012–2026 (1,371 recorded sales)
Days on market by year
Median price · daily recalculation
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in St. Marys right now.
The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.
Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up across Camden County
| Market | Median | Active | Score | |
|---|---|---|---|---|
| St. Marys ← this page | $375K | 51 | 48 | |
| Kingsland | $307K | 49 | 49 | Open → |
| Waverly | $478K | 19 | 29 | Open → |
| Woodbine | $569K | 4 | 36 | Open → |
Neighborhoods on the move
| SugarmillSt. Marys | $286K | ▲ 5% |
| Crooked River PlantationSt. Marys | $256K | ▲ -1% |
| HaydenpointSt. Marys | $321K | ▲ -6% |
| Cumberland HarbourSt. Marys | $617K | ▲ -9% |
| Osprey CoveSt. Marys | $499K | ▲ -11% |
| Winding RiverSt. Marys | $375K | ▼ 12% |
| Osprey CoveSt. Marys | $499K | ▼ 11% |
| Cumberland HarbourSt. Marys | $617K | ▼ 9% |
| HaydenpointSt. Marys | $321K | ▼ 6% |
| Crooked River PlantationSt. Marys | $256K | ▼ 1% |
| Osprey CoveSt. Marys | $499K | 20 |
| Winding RiverSt. Marys | $375K | 9 |
| Cumberland HarbourSt. Marys | $617K | 8 |
| Crooked River PlantationSt. Marys | $256K | 3 |
| SugarmillSt. Marys | $286K | 3 |
| Crooked River PlantationSt. Marys | $256K | 52 days |
| SugarmillSt. Marys | $286K | 58 days |
| Winding RiverSt. Marys | $375K | 84 days |
| Osprey CoveSt. Marys | $499K | 91 days |
| Cumberland HarbourSt. Marys | $617K | 148 days |
St. Marys ZIP codes
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in St. Marys right now?
The data says conditions currently favor neither side decisively in St. Marys — the Momentum Score reads 48/100 with 5.6 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is St. Marys becoming more affordable?
Yes, modestly — the median sale price in St. Marys is $375,000, down 4.8% versus the prior year, while sellers still capture 97.5% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.
Where are prices falling fastest in St. Marys?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Winding River (-12%); Osprey Cove (-11%); Cumberland Harbour (-9%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which St. Marys neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are Crooked River Plantation (52 days); Sugarmill (58 days); Winding River (84 days) — homes there go under contract well ahead of the market-wide pace of 79 days.
How does St. Marys compare to the rest of Camden County?
St. Marys's median of $375,000 runs 14% above the county-wide median of $330,370, and homes here take 79 days to go under contract versus 77 county-wide.
St. Marys housing market FAQ
How is the housing market in St. Marys right now?
As of September 21, 2026, the St. Marys housing market is roughly balanced: the median sale price is $375,000 (down 4.8% year over year), 51 homes are for sale against 134 sales in the last 12 months, which is 5.6 months of supply, and the typical home goes under contract in about 79 days.
How much is a house in St. Marys?
The median home sold for $375,000 in St. Marys over the last 12 months, about $185 per square foot; asking prices on the 51 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.
Is it a good time to sell a house in St. Marys?
By the numbers, sellers in St. Marys are getting 97.5% of asking price and going under contract in about 79 days with 5.6 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.
What is the St. Marys housing market forecast?
Momentum Realty publishes the recorded trend, not a prediction: St. Marys median sale prices are down 4.8% year over year, inventory stands at 5.6 months of supply, and 24% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.
What is the median home price in St. Marys?
The median sale price in St. Marys is currently $375,000, down 4.8% from a year ago, based on MLS sales data updated September 21, 2026.
Is St. Marys a buyer's or seller's market right now?
The data currently is roughly balanced. St. Marys scores 48 of 100 on the Momentum Score, with 5.6 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in St. Marys?
The typical home in St. Marys goes under contract in about 79 days, per current MLS data.
How many homes are for sale in St. Marys?
There are approximately 51 active listings in St. Marys as of September 21, 2026.
Are home prices in St. Marys rising or falling?
Median sale prices are down 4.8% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across St. Marys. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Georgia MLS feeds, recorded public sales and public records — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 21, 2026 at 8:13 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (public records) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.