Georgia Housing Intelligence › 31558 (St. Marys)

31558 (St. Marys)
Homes for Sale & Housing Market

ZIP code market report · Camden County, GA

Median sale price $321,090, down 3.8% year over year, with homes going under contract in about 83 days, 67 homes on the market.

23 communities reporting217 sales analyzedRefreshed twice dailyMomentum Score 48
Live Market Pulse
48/100
Momentum
Buyer's Opportunity
About 6 months of supply — room to negotiate. Recalculated every day from licensed MLS data · last refresh September 21, 2026 at 8:13 PM ET.
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Live · 31558 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$321K
Median sold · 12 moConfidence: High
down 3.8% vs the prior 12 months
-3.8%
1-yr price change
n = 217 recent sales
$182/sf
Sold $/sqft · 12 mo
-3.5% vs prior yr
97.7%
Sale vs ask
of original asking price · -1.1pp vs prior yr
Tempo
5.5mo
Supply
3 to 6 months is the balanced band
83days
Median DOM · closed
closed sales, median · +9.0 days vs prior yr
25%
Under contract
of inventory already spoken for
67 · 24
For sale · pending
live counts, refreshed twice daily
186
Sold · last 12 mo
closed across all tracked communities · +8.5% vs prior yr
Market context
17%
New construction
share of recent sales · +0.1pp vs prior yr
48/100
Momentum score
Buyer's Opportunity
23
Communities reporting
of 55 tracked in 31558
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · September 21, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 5.5 months of supply — balanced by the 3-to-6-month balanced benchmark, and 25% of listed homes are already under contract. Prices are down 3.8% versus the prior year, but sellers are still collecting 97.7% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 48
Momentum Score
Buyer leverage52
Seller leverage48

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
  • Negotiating power — buyers gain ground as 25% of inventory sits under contract.

Derived from current 31558 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
3.4 mo · balanced band · 17 active
$300K–$500K
4.5 mo · balanced band · 42 active
$500K–$750K
6.9 mo · buyer-tilted · 8 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Analysis

The read on 31558 (St. Marys)

The median sale price across 31558 currently stands at $321,090, down 3.8% from a year ago. Buyers are paying a median of $182 per square foot. The typical home goes under contract in about 83 days. Sellers are capturing 97.7% of their original asking price on average.

There are 67 active listings on the market, with 24 more already under contract. At the current sales pace that works out to 5.5 months of supply — roughly balanced conditions by the standard six-month benchmark. 186 homes closed here over the trailing 12 months.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 31558 is 48 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 21, 2026.

Trends & History

31558 since 2012 — and where it’s heading

A median home here sold for $132,762 in 2012 and $373,000 over the last recorded year — 181% appreciation across 14 years of recorded sales.

Median sale price · 2012–2026 (1,946 recorded sales)

$128K$254K$381K$373K2012: $133K2013: $154K2014: $149K2015: $166K2016: $162K2017: $183K2018: $211K2019: $200K2020: $237K2021: $277K2022: $289K2023: $347K2024: $358K2025: $376K2026: $373K20122015201920232026

Days on market by year

41d90d139d86d2012: 138d2013: 130d2014: 98d2015: 120d2016: 95d2017: 90d2018: 90d2019: 86d2020: 80d2021: 55d2022: 43d2023: 54d2024: 74d2025: 77d2026: 86d20122015201920232026

Median price · daily recalculation

$321K$325K$330K$321KSep 01: $330KSep 04: $330KSep 05: $330KSep 06: $330KSep 07: $330KSep 08: $330KSep 09: $330KSep 10: $330KSep 11: $330KSep 12: $330KSep 13: $330KSep 14: $330KSep 15: $330KSep 16: $330KSep 17: $330KSep 19: $330KSep 20: $321KSep 21: $321KSep 01Sep 07Sep 12Sep 16Sep 21
Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Winding River ▼ 12%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
$500K–$750K: 6.9 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in 31558 right now.

Biggest opportunity
Under $300K: 3.4 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Camden

MarketMedianActiveScore
31558 ← this page$321K6748
31548$307K6751Open →
31565$478K1929Open →
31569$569K1942Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
SugarmillSt. Marys$286K▲ 5%
Crooked River PlantationSt. Marys$256K▲ -1%
The MeadowsKingsland$254K▲ -5%
HaydenpointSt. Marys$321K▲ -6%
Laurel Island-Laurel LandingKingsland$310K▲ -8%
Prices cooling fastest
Winding RiverSt. Marys$375K▼ 12%
Osprey CoveSt. Marys$499K▼ 11%
Cumberland HarbourSt. Marys$617K▼ 9%
The Estates of Sanctuary CoveWaverly$478K▼ 8%
Laurel Island-Laurel LandingKingsland$310K▼ 8%
Most homes for sale
Osprey CoveSt. Marys$499K20
Winding RiverSt. Marys$375K9
Cumberland HarbourSt. Marys$617K8
Laurel Island-Brookshire RetKingsland$258K5
Laurel Island-Laurel LandingKingsland$310K5
Selling fastest
The MeadowsKingsland$254K46 days
Crooked River PlantationSt. Marys$256K52 days
SugarmillSt. Marys$286K58 days
Winding RiverSt. Marys$375K84 days
Osprey CoveSt. Marys$499K91 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 31558 right now?

The data says conditions currently favor neither side decisively in 31558 — the Momentum Score reads 48/100 with 5.5 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 31558 becoming more affordable?

Yes, modestly — the median sale price in 31558 is $321,090, down 3.8% versus the prior year, while sellers still capture 97.7% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in 31558?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Winding River (-12%); Osprey Cove (-11%); Cumberland Harbour (-9%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 31558 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are The Meadows (46 days); Crooked River Plantation (52 days); Sugarmill (58 days) — homes there go under contract well ahead of the market-wide pace of 83 days.

Questions

31558 (St. Marys) housing market FAQ

How is the housing market in 31558 right now?

As of September 21, 2026, the 31558 housing market is roughly balanced: the median sale price is $321,090 (down 3.8% year over year), 67 homes are for sale against 186 sales in the last 12 months, which is 5.5 months of supply, and the typical home goes under contract in about 83 days.

How much is a house in 31558?

The median home sold for $321,090 in 31558 over the last 12 months, about $182 per square foot; asking prices on the 67 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in 31558?

By the numbers, sellers in 31558 are getting 97.7% of asking price and going under contract in about 83 days with 5.5 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the 31558 housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: 31558 median sale prices are down 3.8% year over year, inventory stands at 5.5 months of supply, and 25% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in 31558?

The median sale price in 31558 is currently $321,090, down 3.8% from a year ago, based on MLS sales data updated September 21, 2026.

Is 31558 a buyer's or seller's market right now?

The data currently is roughly balanced. 31558 scores 48 of 100 on the Momentum Score, with 5.5 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in 31558?

The typical home in 31558 goes under contract in about 83 days, per current MLS data.

How many homes are for sale in 31558?

There are approximately 67 active listings in 31558 as of September 21, 2026.

Are home prices in 31558 rising or falling?

Median sale prices are down 3.8% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 31558 (St. Marys). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Georgia MLS feeds, recorded public sales and public records — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 21, 2026 at 8:13 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (public records) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.