Surfside
Housing Market

City market report · Miami-Dade County, FL · 4 ZIP codes

Median sale price $1,350,000, up 12.4% year over year, with homes going under contract in about 85 days, 42 homes on the market.

9 communities reporting65 sales analyzedRefreshed twice dailyMomentum Score 44
Live Market Pulse
44/100
Momentum
Buyer's Opportunity
Prices are up 12% in one year. Recalculated every day from licensed MLS data · last refresh October 3, 2026 at 11:31 AM ET.
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Live · Surfside Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$1.35M ▲
Median sold · 12 moConfidence: Medium
up 12.4% vs the prior 12 months
+12.4% ▲
1-yr price change
n = 65 recent sales
$829/sf ▼
Sold $/sqft · 12 mo
Miami-Dade County: $386 · -12.5% vs prior yr
91.1% ▲
Sale vs ask
Miami-Dade County: 93.2% · +1.3pp vs prior yr
$521K
Miami-Dade County home value
Zillow ZHVI, monthly · -0.0% vs a year ago
Tempo
85days
Median DOM · closed
Miami-Dade County: 68 days · flat vs prior yr
21%
Under contract
Miami-Dade County: 24%
42 · 10 ▼131
For sale · pending
live counts, refreshed twice daily
Market context
16%
Listings with price cuts
Miami-Dade County · Zillow
18,168 ▼
County for-sale inventory
Zillow, monthly · -1.6% vs prior month
2%
New construction
share of recent sales
44/100
Momentum score
Buyer's Opportunity
9
Communities reporting
of 16 tracked in Surfside
Economy & people · county layer
$68,694
Median household income
U.S. Census ACS, county
2,685,296
County population
-1.1% since 2018
7.6×
Price to income
county home value vs median income
52%
Owner-occupied
U.S. Census ACS, county
$3,516/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
✓ $3.5B+ sold✓ 10,000+ customers served✓ Top 1% in Florida · RealTrends✓ 800+ five-star reviews✓ Licensed FL MLS data✓ Updated daily
Today's Take · October 3, 2026
Jon Brooks
Jon Brooks →
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

21% of listed homes are already under contract. Prices are up 12.4% versus the prior year and sellers are still collecting 91.1% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.

What It Means

Who has leverage right now

BUYER'S SELLER'S 44
Momentum Score
Buyer leverage56
Seller leverage44

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 21% of inventory sits under contract.
  • Mortgage sensitivity — at 7.6× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current Surfside data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

$300K–$500K
— mo · buyer-tilted · 14 active
$750K+
— mo · buyer-tilted · 24 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where Surfside is hot — and where it isn't

Each dot is a community (9 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on Surfside

The median sale price across Surfside currently stands at $1,350,000, up 12.4% from a year ago. Buyers are paying a median of $829 per square foot. The typical home goes under contract in about 85 days. Sellers are capturing 91.1% of their original asking price on average.

There are 42 active listings on the market, with 10 more already under contract.

Surfside prices sit above the Miami-Dade County median by roughly 145%. Zillow's home value index for Miami-Dade County stands at $521,011. About 16% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Surfside is 44 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 3, 2026.

Trends & History

Surfside since 2014 — and where it’s heading

A median home here sold for $477,500 in 2014 and $3,955,261 over the last recorded year — 728% appreciation across 12 years of recorded sales.

Median sale price · 2014–2026 (582 recorded sales)

$395K$2.46M$4.52M$3.96M2014: $478K2015: $577K2018: $1.79M2019: $1.03M2020: $2.13M2021: $1.38M2022: $1.21M2023: $2.51M2024: $2.84M2025: $4.44M2026: $3.96M20142018202120242026

Days on market by year

41d88d135d85d2014: 50d2015: 44d2018: 85d2019: 60d2020: 134d2021: 89d2022: 43d2023: 48d2024: 56d2025: 85d2026: 85d20142018202120242026

Home value trend · Miami-Dade County (Zillow ZHVI)

$518K$520K$521K$521KAug '25: $521KSep '25: $520KOct '25: $519KNov '25: $519KDec '25: $519KJan '26: $519KFeb '26: $519KMar '26: $519KApr '26: $518KMay '26: $518KJun '26: $518KJul '26: $519KAug '26: $521KAug '25Nov '25Feb '26May '26Aug '26

For-sale inventory · county (Zillow)

18,11619,40220,68718,168Aug '25: 20,636Sep '25: 20,363Oct '25: 20,203Nov '25: 20,069Dec '25: 19,832Jan '26: 19,711Feb '26: 19,684Mar '26: 19,821Apr '26: 19,576May '26: 19,187Jun '26: 18,819Jul '26: 18,470Aug '26: 18,168Aug '25Nov '25Feb '26May '26Aug '26

Daily active vs pending · Miami-Dade County (MLS)

1,7049,39417,085Aug 22 · Active: 16,370Aug 23 · Active: 16,345Aug 28 · Active: 16,427Aug 29 · Active: 16,393Aug 30 · Active: 16,403Aug 31 · Active: 16,425Sep 07 · Active: 16,206Sep 09 · Active: 16,365Sep 11 · Active: 16,388Sep 12 · Active: 16,387Sep 13 · Active: 16,389Sep 14 · Active: 16,401Sep 15 · Active: 16,477Sep 16 · Active: 16,510Sep 17 · Active: 16,565Sep 19 · Active: 16,636Sep 20 · Active: 16,644Sep 21 · Active: 16,633Sep 22 · Active: 16,652Sep 23 · Active: 16,668Sep 24 · Active: 16,685Sep 25 · Active: 16,713Sep 26 · Active: 16,739Sep 28 · Active: 16,744Sep 29 · Active: 16,778Oct 01 · Active: 16,647Aug 22Sep 16Oct 01ActivePending

Median price · daily recalculation

$1.31M$1.33M$1.35M$1.35MSep 12: $1.31MSep 13: $1.31MSep 14: $1.31MSep 15: $1.31MSep 16: $1.31MSep 17: $1.31MSep 19: $1.31MSep 20: $1.35MSep 21: $1.35MSep 22: $1.35MSep 23: $1.35MSep 24: $1.35MSep 25: $1.35MSep 26: $1.35MSep 28: $1.35MSep 29: $1.35MSep 30: $1.35MOct 01: $1.35MOct 03: $1.35MSep 12Sep 16Sep 22Sep 28Oct 03
Local Economics · county layer

What’s driving Surfside

Who’s moving here
-40,258 net residents/yr

Top inbound states: NY, CA, TX, NJ. Movers arriving report ~$127,200 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,891/yr avg premium

56,357 Citizens policies in force in Miami-Dade County — the state-backed insurer of last resort. Budget insurance into any Miami-Dade purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
16,535 units permitted +56% YoY

2,666 single-family · 13,869 multi-family · 6.2 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
SECOND AMD PLAT OF NORMAN ▲ 45%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

How it stacks up across Miami-Dade County

MarketMedianActiveScore
Surfside ← this page$1.35M4244
Miami$570K4,21136Open →
Miami Beach$758K1,06537Open →
Sunny Isles Beach$475K83124Open →
Aventura$465K80328Open →
Homestead$460K79440Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
SECOND AMD PLAT OF NORMANSurfside$2.23M▲ 45%
SURF CLUB CONDOSurfside$17.0M▲ -4%
SOLIMAR CONDOSurfside$1.35M▲ -21%
Prices cooling fastest
SOLIMAR CONDOSurfside$1.35M▼ 21%
SURF CLUB CONDOSurfside$17.0M▼ 4%
SECOND AMD PLAT OF NORMANSurfside$2.23M▼ 45%
Most homes for sale
MARBELLA CONDOSurfside$400K11
SECOND AMD PLAT OF NORMANSurfside$2.23M9
SOLIMAR CONDOSurfside$1.35M5
9500 OCEANS CONDOSurfside$775K4
MANATEE CONDOSurfside$575K4
Selling fastest
SOLIMAR CONDOSurfside$1.35M81 days
SECOND AMD PLAT OF NORMANSurfside$2.23M100 days
SURF CLUB CONDOSurfside$17.0M104 days
Explore Deeper

Surfside ZIP codes

Most active communities

More on Surfside

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in Surfside right now?

The data says conditions currently favor buyers in Surfside — the Momentum Score reads 44/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is Surfside becoming more affordable?

No — the median sale price in Surfside is $1,350,000, up 12.4% versus the prior year, while sellers still capture 91.1% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in Surfside?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are SOLIMAR CONDO (-21%); SURF CLUB CONDO (-4%); SECOND AMD PLAT OF NORMAN (45%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which Surfside neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are SOLIMAR CONDO (81 days); SECOND AMD PLAT OF NORMAN (100 days); SURF CLUB CONDO (104 days) — homes there go under contract well ahead of the market-wide pace of 85 days.

How does Surfside compare to the rest of Miami-Dade County?

Surfside's median of $1,350,000 runs 145% above the county-wide median of $549,900, and homes here take 85 days to go under contract versus 68 county-wide.

Questions

Surfside housing market FAQ

How is the housing market in Surfside right now?

As of October 3, 2026, the Surfside housing market is roughly balanced: the median sale price is $1,350,000 (up 12.4% year over year), 42 homes are for sale, and the typical home goes under contract in about 85 days.

How much is a house in Surfside?

The median home sold for $1,350,000 in Surfside over the last 12 months, about $829 per square foot; asking prices on the 42 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in Surfside?

By the numbers, sellers in Surfside are getting 91.1% of asking price and going under contract in about 85 days. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the Surfside housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: Surfside median sale prices are up 12.4% year over year, and 21% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in Surfside?

The median sale price in Surfside is currently $1,350,000, up 12.4% from a year ago, based on MLS sales data updated October 3, 2026.

Is Surfside a buyer's or seller's market right now?

The data currently is roughly balanced. Surfside scores 44 of 100 on the Momentum Score. Conditions change; this page updates daily.

How long do homes take to sell in Surfside?

The typical home in Surfside goes under contract in about 85 days, per current MLS data.

How many homes are for sale in Surfside?

There are approximately 42 active listings in Surfside as of October 3, 2026.

Are home prices in Surfside rising or falling?

Median sale prices are up 12.4% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Surfside. Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 3, 2026 at 11:31 AM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.