Surfside
Housing Market

City market report · Miami-Dade County, FL · 3 ZIP codes

Median sale price $1,270,000, with homes going under contract in about 127 days, 31 homes on the market.

4 communities reporting16 sales analyzedData as of Nov 12, 2026Momentum Score 23
Live Market Pulse
23/100
Momentum
Soft Market
23+ months of homes to choose from. Calculated from licensed MLS data · last refresh November 12, 2026 at 5:37 PM ET.
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Live · Surfside Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$1.27M
Median of community medians · 12 moConfidence: Low
$730/sf
Sold $/sqft · 12 mo
Miami-Dade County: $388
92.6%
Sale vs ask
Miami-Dade County: 94.3%
$523K ▲
Miami-Dade County home value
Zillow ZHVI, monthly · +0.6% vs a year ago
Tempo
23.2mo
Supply
31 for sale ÷ (16 sales ÷ 12) · 3 to 6 months is the balanced band
127days
Median DOM · closed
Miami-Dade County: 70 days
22%
Under contract
Miami-Dade County: 16%
31 · 6 ▼131
For sale · pending
MLS counts as of Nov 12, 2026
16
Sold · last 12 mo
closed in the 4 tracked communities with data
Market context
16% ▲
Listings with price cuts
Miami-Dade County · Zillow · +0.3pp vs prior month
17,847 ▼
County for-sale inventory
Zillow, monthly · -1.8% vs prior month
23/100
Momentum score
Soft Market
4
Communities reporting
of 14 tracked in Surfside
Economy & people · county layer
$71,753
Median household income
U.S. Census ACS, county
2,738,356
County population
+0.8% since 2018
7.3×
Price to income
county home value vs median income
52%
Owner-occupied
U.S. Census ACS, county
$3,744/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
✓ $3.5B+ sold✓ 10,000+ customers served✓ Top 1% in Florida · RealTrends✓ 800+ five-star reviews✓ Licensed FL MLS data✓ Data as of Nov 12, 2026
Today's Take · November 12, 2026
Jon Brooks
Jon Brooks →
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 23.2 months of supply — heavy by the 3-to-6-month balanced benchmark, and 22% of listed homes are already under contract. sellers are still collecting 92.6% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.

What It Means

Who has leverage right now

BUYER'S SELLER'S 23
Momentum Score
Buyer leverage77
Seller leverage23

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.

Momentum Outlook
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 22% of inventory sits under contract.
  • Mortgage sensitivity — at 7.3× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current Surfside data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
— mo · buyer-tilted · 13 active
$750K+
— mo · buyer-tilted · 16 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Analysis

The read on Surfside

The median sale price across Surfside currently stands at $1,270,000. Buyers are paying a median of $730 per square foot. The typical home goes under contract in about 127 days. Homes are selling for about 92.6% of their original asking price.

There are 31 active listings on the market, with 6 more already under contract. With 16 closed sales over the trailing 12 months (31 listings divided by 16 / 12), that works out to 23.2 months of supply — a buyer-leaning market by the 3-to-6-month balanced band.

Surfside prices sit above the Miami-Dade County median by roughly 140%. Zillow's home value index for Miami-Dade County stands at $523,239. About 16% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Surfside is 23 of 100 — soft market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of November 12, 2026.

Trends & History

Where the market is heading

Home value trend · Miami-Dade County (Zillow ZHVI)

$519K$521K$523K$523KSep '25: $520KOct '25: $520KNov '25: $520KDec '25: $520KJan '26: $520KFeb '26: $520KMar '26: $520KApr '26: $519KMay '26: $519KJun '26: $519KJul '26: $520KAug '26: $522KSep '26: $523KSep '25Dec '25Mar '26Jun '26Sep '26

For-sale inventory · county (Zillow)

17,79419,10520,41517,847Sep '25: 20,363Oct '25: 20,203Nov '25: 20,069Dec '25: 19,832Jan '26: 19,711Feb '26: 19,684Mar '26: 19,821Apr '26: 19,576May '26: 19,187Jun '26: 18,819Jul '26: 18,470Aug '26: 18,183Sep '26: 17,847Sep '25Dec '25Mar '26Jun '26Sep '26

Daily active vs pending · Miami-Dade County (MLS)

1,7049,39417,085Aug 22 · Active: 16,370Aug 23 · Active: 16,345Aug 28 · Active: 16,427Aug 29 · Active: 16,393Aug 30 · Active: 16,403Aug 31 · Active: 16,425Sep 07 · Active: 16,206Sep 09 · Active: 16,365Sep 11 · Active: 16,388Sep 12 · Active: 16,387Sep 13 · Active: 16,389Sep 14 · Active: 16,401Sep 15 · Active: 16,477Sep 16 · Active: 16,510Sep 17 · Active: 16,565Sep 19 · Active: 16,636Sep 20 · Active: 16,644Sep 21 · Active: 16,633Sep 22 · Active: 16,652Sep 23 · Active: 16,668Sep 24 · Active: 16,685Sep 25 · Active: 16,713Sep 26 · Active: 16,739Sep 28 · Active: 16,744Sep 29 · Active: 16,778Oct 01 · Active: 16,647Aug 22Sep 16Oct 01ActivePending

Median price · daily recalculation

$1.27M$1.31M$1.35M$1.27MSep 12: $1.31MSep 13: $1.31MSep 14: $1.31MSep 15: $1.31MSep 16: $1.31MSep 17: $1.31MSep 19: $1.31MSep 20: $1.35MSep 21: $1.35MSep 22: $1.35MSep 23: $1.35MSep 24: $1.35MSep 25: $1.35MSep 26: $1.35MSep 28: $1.35MSep 29: $1.35MSep 30: $1.35MOct 01: $1.35MOct 03: $1.35MOct 04: $1.35MOct 05: $1.35MOct 06: $1.35MOct 07: $1.35MOct 09: $1.35MOct 10: $1.35MOct 11: $1.35MOct 12: $1.35MOct 14: $1.35MOct 17: $1.35MOct 18: $1.35MOct 19: $1.35MOct 20: $1.35MOct 23: $1.35MOct 26: $1.35MOct 27: $1.35MOct 28: $1.35MOct 29: $1.35MOct 30: $1.35MOct 31: $1.35MNov 01: $1.35MNov 02: $1.35MNov 05: $1.35MNov 06: $1.35MNov 08: $1.35MNov 09: $1.35MNov 10: $1.27MNov 11: $1.27MNov 12: $1.27MSep 12Sep 25Oct 10Oct 29Nov 12
Local Economics · county layer

What’s driving Surfside

Who’s moving here
-40,258 net residents/yr

Top inbound states: NY, CA, TX, NJ. Movers arriving report ~$127,200 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$3,064/yr avg Citizens premium

137,709 Citizens personal-lines policies in Miami-Dade County; average premium $3,351 before the 2026 change, $3,064 after (-8.6%). Citizens is the state-backed insurer of last resort; budget insurance into any Miami-Dade purchase. Source: Citizens Property Insurance Corporation, 2026 Approved Rate Changes by County (ALL PERSONAL LINES COMBINED table).

Building pipeline
16,535 units permitted +56% YoY

2,666 single-family · 13,869 multi-family · 6.0 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

What we’re telling clients today

Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

How it stacks up across Miami-Dade County

MarketMedianActiveScore
Surfside ← this page$1.27M3123
Miami$550K2,519—Open →
Miami Beach$660K521—Open →
Sunny Isles Beach$615K451—Open →
Aventura$485K428—Open →
Homestead$440K425—Open →
Community Movers

Neighborhoods on the move

Most homes for sale
SOLIMAR CONDOSurfside$1.27M4
Explore Deeper

Surfside ZIP codes

Most active communities

More on Surfside

Keep Going

Put this data to work

Surfside guides & data

Everything we publish about Surfside: live listings by type, prices and market data, taxes, insurance and what it costs to live here.

Plain Answers

The questions people actually ask

Should I buy a house in Surfside right now?

The data says conditions currently favor buyers in Surfside — the Momentum Score reads 23/100 with 23.2 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

How does Surfside compare to the rest of Miami-Dade County?

Surfside's median of $1,270,000 runs 140% above the county-wide median of $530,000, and homes here take 127 days to go under contract versus 70 county-wide.

Questions

Surfside housing market FAQ

How is the housing market in Surfside right now?

As of November 12, 2026, the Surfside housing market favors buyers: the median sale price is $1,270,000, 31 homes are for sale against 16 sales in the last 12 months, which is 23.2 months of supply, and the typical home goes under contract in about 127 days.

How much is a house in Surfside?

The median home sold for $1,270,000 in Surfside over the last 12 months, about $730 per square foot; asking prices on the 31 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in Surfside?

By the numbers, sellers in Surfside are getting 92.6% of asking price and going under contract in about 127 days with 23.2 months of supply. Under three months of supply generally favors sellers, three to six is balanced, and over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the median home price in Surfside?

The median sale price in Surfside is currently $1,270,000, based on MLS sales data updated November 12, 2026.

Is Surfside a buyer's or seller's market right now?

The data currently favors buyers. Surfside scores 23 of 100 on the Momentum Score, with 23.2 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in Surfside?

The typical home in Surfside goes under contract in about 127 days, per current MLS data.

How many homes are for sale in Surfside?

There are approximately 31 active listings in Surfside as of November 12, 2026.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Surfside. Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use the MLS listing counts from the last data refresh (date below); the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: November 12, 2026 at 5:37 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Using these figures? Link to this page as the source so readers can see the live numbers; they refresh from Momentum Realty’s MLS and county data (as of 2026-11-12). Suggested attribution:
<a href="https://movewithmomentum.com/market/surfside">Surfside Housing Market: Median $1.27M — Momentum Realty</a>
Press and data requests: jon@movewithmomentum.com · Florida Housing Intelligence
Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.