Winter Haven
Housing Market
Median sale price $308,400, down 2.6% year over year, with homes going under contract in about 65 days.
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Housing Market Analyst
Prices are down 2.6% versus the prior year, but sellers are still collecting 95.0% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.
- Inventory — building over the tracked window; watch whether that holds through the season.
- Mortgage sensitivity — at 4.7× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current Winter Haven data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
Where Winter Haven is hot — and where it isn't
Each dot is a community (54 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on Winter Haven
The median sale price across Winter Haven currently stands at $308,400, down 2.6% from a year ago. Buyers are paying a median of $163 per square foot. The typical home goes under contract in about 65 days. Sellers are capturing 95.0% of their original asking price on average.
Zillow's home value index for Polk County stands at $298,058. About 26% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Winter Haven is 52 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 16, 2026.
Winter Haven since 2012 — and where it’s heading
A median home here sold for $60,773 in 2012 and $297,654 over the last recorded year — 390% appreciation across 14 years of recorded sales. Cash buyers took 19% of recent sales, down from a 36% peak.
Median sale price · 2012–2026 (5,786 recorded sales)
Days on market by year
Cash buyers · share of sales
Home value trend · Polk County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Polk County (MLS)
Median price · daily recalculation
What’s driving Winter Haven
Top inbound states: NY, NJ, PA, TX. Movers arriving report ~$56,322 average income. Source: IRS SOI county-to-county migration, 2022-2023
5,380 Citizens policies in force in Polk County — the state-backed insurer of last resort. Budget insurance into any Polk purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
6,725 single-family · 1,511 multi-family · 10.8 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up across Polk County
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Winter Haven ← this page | $308K | — | 52 | |
| Rockmart | $242K | 18 | 54 | Open → |
| Bartow | $311K | 12 | 71 | Open → |
| Cedartown | $270K | 7 | 55 | Open → |
| Lakeland | $328K | 6 | 52 | Open → |
| Haines City | $310K | 1 | 49 | Open → |
Neighborhoods on the move
| LAKE ASHTON WEST PH 01Winter Haven | $380K | ▲ 12% |
| PEACE CREEK RESERVE 40'SWinter Haven | $284K | ▲ 3% |
| ASHTON COVEYWinter Haven | $410K | ▲ 2% |
| JAN PHYL VILLAGEWinter Haven | $224K | ▲ 2% |
| VILLAMARWinter Haven | $308K | ▲ 2% |
| FOXHAVEN PH 03Winter Haven | $147K | ▼ 25% |
| CYPRESSWOOD PATIO HOMESWinter Haven | $252K | ▼ 14% |
| VIENNA SQUARE PH 01Winter Haven | $230K | ▼ 13% |
| LUCERNE PARK RESERVEWinter Haven | $250K | ▼ 9% |
| CYPRESS LANDING PH 02Winter Haven | $238K | ▼ 8% |
| FOXHAVEN PH 03Winter Haven | $147K | 11 days |
| VILLA MAR 40'SWinter Haven | $299K | 14 days |
| VIENNA SQUARE PH 01Winter Haven | $230K | 20 days |
| JAN PHYL VILLAGEWinter Haven | $224K | 21 days |
| LAKE SHIPP HEIGHTSWinter Haven | $185K | 24 days |
Winter Haven ZIP codes
Most active communities
More on Winter Haven
Put this data to work
The questions people actually ask
Should I buy a house in Winter Haven right now?
The data says conditions currently favor neither side decisively in Winter Haven — the Momentum Score reads 52/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Winter Haven becoming more affordable?
Yes, modestly — the median sale price in Winter Haven is $308,400, down 2.6% versus the prior year, while sellers still capture 95.0% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.
Where are prices falling fastest in Winter Haven?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are FOXHAVEN PH 03 (-25%); CYPRESSWOOD PATIO HOMES (-14%); VIENNA SQUARE PH 01 (-13%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which Winter Haven neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are FOXHAVEN PH 03 (11 days); VILLA MAR 40'S (14 days); VIENNA SQUARE PH 01 (20 days) — homes there go under contract well ahead of the market-wide pace of 65 days.
How does Winter Haven compare to the rest of Polk County?
Winter Haven's median of $308,400 runs 1% below the county-wide median of $311,230, and homes here take 65 days to go under contract versus 58 county-wide.
Winter Haven housing market FAQ
Is it a good time to sell a house in Winter Haven?
By the numbers, sellers in Winter Haven are getting 95.0% of asking price and going under contract in about 65 days. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.
What is the Winter Haven housing market forecast?
Momentum Realty publishes the recorded trend, not a prediction: Winter Haven median sale prices are down 2.6% year over year. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.
What is the median home price in Winter Haven?
The median sale price in Winter Haven is currently $308,400, down 2.6% from a year ago, based on MLS sales data updated September 16, 2026.
Is Winter Haven a buyer's or seller's market right now?
The data currently is roughly balanced. Winter Haven scores 52 of 100 on the Momentum Score. Conditions change; this page updates daily.
How long do homes take to sell in Winter Haven?
The typical home in Winter Haven goes under contract in about 65 days, per current MLS data.
Are home prices in Winter Haven rising or falling?
Median sale prices are down 2.6% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Winter Haven. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 16, 2026 at 7:48 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.