Polk County
Housing Market
Median sale price $311,230, down 2.2% year over year, with homes going under contract in about 58 days, 5,855 homes on the market.
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Housing Market Analyst
Inventory sits at 4.3 months of supply — balanced by the 3-to-6-month balanced benchmark, and 12% of listed homes are already under contract. Prices are down 2.2% versus the prior year, but sellers are still collecting 95.6% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.
- Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
- Inventory — building over the tracked window; watch whether that holds through the season.
- Negotiating power — buyers gain ground as 12% of inventory sits under contract.
- Mortgage sensitivity — at 4.7× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current Polk County data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
One inventory number hides four different markets
Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.
Where Polk County is hot — and where it isn't
Each dot is a community (337 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on Polk County
The median sale price across Polk County currently stands at $311,230, down 2.2% from a year ago. Buyers are paying a median of $174 per square foot. The typical home goes under contract in about 58 days. Sellers are capturing 95.6% of their original asking price on average.
There are 5,855 active listings on the market, with 1,831 more already under contract. At the current sales pace that works out to 4.3 months of supply — roughly balanced conditions by the standard six-month benchmark. 147 homes closed here over the trailing 12 months.
Zillow's home value index for Polk County stands at $298,058. About 26% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Polk County is 49 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.
Polk County since 2012 — and where it’s heading
A median home here sold for $109,429 in 2012 and $321,848 over the last recorded year — 194% appreciation across 14 years of recorded sales. Cash buyers took 19% of recent sales, down from a 34% peak.
Median sale price · 2012–2026 (38,252 recorded sales)
Days on market by year
Cash buyers · share of sales
Home value trend · Polk County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Polk County (MLS)
Median price · daily recalculation
What’s driving Polk County
Top inbound states: NY, NJ, PA, TX. Movers arriving report ~$56,322 average income. Source: IRS SOI county-to-county migration, 2022-2023
5,380 Citizens policies in force in Polk County — the state-backed insurer of last resort. Budget insurance into any Polk purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
6,725 single-family · 1,511 multi-family · 10.8 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in Polk County right now.
The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.
Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up against neighboring counties
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Polk County ← this page | $311K | 5,855 | 49 | |
| Osceola County | $411K | 4,463 | 52 | Open → |
| Hillsborough County | $394K | 6,505 | 59 | Open → |
| Orange County | $462K | 5,725 | 61 | Open → |
| Highlands County | $267K | 281 | 51 | Open → |
Neighborhoods on the move
| SUN AIR COUNTRY CLUB ADD 01Haines City | $222K | ▲ 44% |
| CITRUS RIDGE PH 02Davenport | $113K | ▲ 25% |
| REDBRIDGE SQUAREDavenport | $397K | ▲ 20% |
| ROLLINGLEN PH 01Lakeland | $210K | ▲ 20% |
| THOUSAND OAKS PH 01Davenport | $422K | ▲ 17% |
| FOXHAVEN PH 03Winter Haven | $147K | ▼ 25% |
| GARDEN HILL/PROVIDENCE PH 1Davenport | $401K | ▼ 24% |
| CHRISTINA WOODSLakeland | $400K | ▼ 22% |
| POINCIANA NBRHD 01 VILLAGE 03Poinciana | $216K | ▼ 18% |
| LILY LAKE GOLF & RV RESORT PH 02Frostproof | $125K | ▼ 17% |
| AZALEA PARKBartow | $185K | 12 |
| Lakeview AreaCedartown | $251K | 6 |
| HOLLY HILL ESTATESDavenport | $330K | 5 |
| Aragon MillsAragon | $192K | 3 |
| CROSSWINDS 40'SHaines City | $328K | 1 |
| GENEVA LANDINGSDavenport | $358K | 4 days |
| FAIRWAYS LAKE ESTATESDavenport | $355K | 7 days |
| BRENTWOOD THDavenport | $292K | 10 days |
| HUNT CLUB GROVES 50SLake Wales | $289K | 10 days |
| PROVIDENCE GARDEN HILLS 50'SDavenport | $400K | 10 days |
Cities in Polk County
ZIP codes
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in Polk County right now?
The data says conditions currently favor neither side decisively in Polk County — the Momentum Score reads 49/100 with 4.3 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Polk County becoming more affordable?
Yes, modestly — the median sale price in Polk County is $311,230, down 2.2% versus the prior year, while sellers still capture 95.6% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.
Where are prices falling fastest in Polk County?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are FOXHAVEN PH 03 (-25%); GARDEN HILL/PROVIDENCE PH 1 (-24%); CHRISTINA WOODS (-22%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which Polk County neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are GENEVA LANDINGS (4 days); FAIRWAYS LAKE ESTATES (7 days); BRENTWOOD TH (10 days) — homes there go under contract well ahead of the market-wide pace of 58 days.
Polk County housing market FAQ
How is the housing market in Polk County right now?
As of September 15, 2026, the Polk County housing market is roughly balanced: the median sale price is $311,230 (down 2.2% year over year), 5,855 homes are for sale against 147 sales in the last 12 months, which is 4.3 months of supply, and the typical home goes under contract in about 58 days.
How much is a house in Polk County?
The median home sold for $311,230 in Polk County over the last 12 months, about $174 per square foot; asking prices on the 5,855 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.
Is it a good time to sell a house in Polk County?
By the numbers, sellers in Polk County are getting 95.6% of asking price and going under contract in about 58 days with 4.3 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.
What is the Polk County housing market forecast?
Momentum Realty publishes the recorded trend, not a prediction: Polk County median sale prices are down 2.2% year over year, inventory stands at 4.3 months of supply, and 12% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.
What is the median home price in Polk County?
The median sale price in Polk County is currently $311,230, down 2.2% from a year ago, based on MLS sales data updated September 15, 2026.
Is Polk County a buyer's or seller's market right now?
The data currently is roughly balanced. Polk County scores 49 of 100 on the Momentum Score, with 4.3 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in Polk County?
The typical home in Polk County goes under contract in about 58 days, per current MLS data.
How many homes are for sale in Polk County?
There are approximately 5,855 active listings in Polk County as of September 15, 2026.
Are home prices in Polk County rising or falling?
Median sale prices are down 2.2% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Polk County. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.