Florida Housing IntelligencePolk County › 33884 (Winter Haven)
Aerial view of 33884, Florida

33884 (Winter Haven)
Housing Market

ZIP code market report · Polk County

Median sale price $308,400, down 1.4% year over year, with homes going under contract in about 56 days, 16 homes on the market.

55 communities reporting676 sales analyzedRefreshed twice dailyMomentum Score 47
Live Market Pulse
47/100
Momentum
Buyer's Opportunity
About 5 months of supply — room to negotiate. Recalculated every day from licensed MLS data · last refresh August 6, 2026 at 7:18 PM ET.
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Live · 33884 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$308K
Median sold · 12 moConfidence: High
down 1.4% vs the prior 12 months
-1.4%
1-yr price change
n = 676 recent sales
$163/sf
Sold $/sqft · 12 mo
Polk County: $174 · -5.8% vs prior yr
95.7%
Sale vs ask
Polk County: 95.5% · -0.1pp vs prior yr
$299K
Polk County home value
Zillow ZHVI, monthly · -3.0% vs a year ago
Tempo
4.9mo
Supply
3 to 6 months is the balanced band
56days
Median DOM · closed
Polk County: 60 days · +2.0 days vs prior yr
10%
Under contract
Polk County: 11%
16 · 2 ▲29
For sale · pending
live counts, refreshed twice daily
39
Sold · last 12 mo
closed across all tracked communities · -4.2% vs prior yr
Market context
26%
Listings with price cuts
Polk County · Zillow
5,187
County for-sale inventory
Zillow, monthly · -0.8% vs prior month
55%
New construction
share of recent sales · -3.9pp vs prior yr
19%
Cash buyers
share of sales · peak 37% · +1.5pp vs prior yr
47/100
Momentum score
Buyer's Opportunity
Economy & people · county layer
$63,644
Median household income
U.S. Census ACS, county
760,961
County population
+13.8% since 2018
4.7×
Price to income
county home value vs median income
70%
Owner-occupied
U.S. Census ACS, county
$1,769/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 8,500+ families served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · August 6, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 4.9 months of supply — balanced by the 3-to-6-month balanced benchmark, and 10% of listed homes are already under contract. Prices are down 1.4% versus the prior year, but sellers are still collecting 95.7% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 47
Momentum Score
Buyer leverage53
Seller leverage47

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
  • Inventory — tightening over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 10% of inventory sits under contract.
  • Mortgage sensitivity — at 4.7× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 33884 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Neighborhood Heat Map

Where 33884 is hot — and where it isn't

Each dot is a community (34 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 33884 (Winter Haven)

The median sale price across 33884 currently stands at $308,400, down 1.4% from a year ago. Buyers are paying a median of $163 per square foot. The typical home goes under contract in about 56 days. Sellers are capturing 95.7% of their original asking price on average.

There are 16 active listings on the market, with 2 more already under contract. At the current sales pace that works out to 4.9 months of supply — roughly balanced conditions by the standard six-month benchmark. 39 homes closed here over the trailing 12 months.

Zillow's home value index for Polk County stands at $298,826. About 26% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 33884 is 47 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.

Trends & History

33884 since 2012 — and where it’s heading

A median home here sold for $90,592 in 2012 and $312,056 over the last recorded year — 244% appreciation across 14 years of recorded sales. Cash buyers took 19% of recent sales, down from a 37% peak.

Median sale price · 2012–2026 (3,827 recorded sales)

$86K$203K$320K$312K2012: $91K2013: $107K2014: $108K2015: $141K2016: $172K2017: $181K2018: $218K2019: $152K2021: $273K2022: $311K2023: $315K2024: $312K2025: $306K2026: $312K20122015201920232026

Days on market by year

4d50d96d57d2012: 44d2013: 45d2014: 45d2015: 70d2016: 61d2017: 64d2018: 51d2019: 95d2021: 6d2022: 9d2023: 17d2024: 36d2025: 55d2026: 57d20122015201920232026

Cash buyers · share of sales

17%27%37%19%2016: 34%2017: 37%2018: 32%2019: 29%2020: 24%2021: 23%2022: 35%2023: 23%2024: 23%2025: 18%2026: 19%20162018202120242026

Home value trend · Polk County (Zillow ZHVI)

$299K$303K$308K$299KJun '25: $308KJul '25: $306KAug '25: $304KSep '25: $303KOct '25: $303KNov '25: $302KDec '25: $302KJan '26: $302KFeb '26: $302KMar '26: $301KApr '26: $301KMay '26: $300KJun '26: $299KJun '25Sep '25Dec '25Mar '26Jun '26

For-sale inventory · county (Zillow)

5,0555,3625,6695,187Jun '25: 5,657Jul '25: 5,640Aug '25: 5,549Sep '25: 5,428Oct '25: 5,342Nov '25: 5,265Dec '25: 5,136Jan '26: 5,084Feb '26: 5,068Mar '26: 5,193Apr '26: 5,212May '26: 5,227Jun '26: 5,187Jun '25Sep '25Dec '25Mar '26Jun '26

Daily active vs pending · Polk County (MLS)

1,7053,6845,663Aug 03 · Active: 5,584Aug 04 · Active: 5,523Aug 05 · Active: 5,552Aug 03Aug 04Aug 05ActivePending
Single-family 87%Manufactured Home - Post 1977 6%? 4%Manufactured 1%Villa 1%
Local Economics · county layer

What’s driving 33884

Who’s moving here
+18,556 net residents/yr

Top inbound states: NY, NJ, PA, TX. Movers arriving report ~$56,322 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,931/yr avg premium

5,380 Citizens policies in force in Polk County — the state-backed insurer of last resort. Budget insurance into any Polk purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
8,236 units permitted -21% YoY

6,725 single-family · 1,511 multi-family · 10.8 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
FOXHAVEN PH 03 ▼ 25%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Polk

MarketMedianActiveScore
33884 ← this page$308K1647
33813$384K4147Open →
33823$369K1973Open →
33837$355K1855Open →
33897$395K1260Open →
33810$318K956Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
LAKE ASHTON WEST PH 01Winter Haven$380K▲ 12%
GARDEN GROVEWinter Park$261K▲ 9%
HEATHER GLEN PH IPalmetto$320K▲ 7%
PEACE CREEK RESERVE 40'SWinter Haven$284K▲ 3%
ASHTON COVEYWinter Haven$410K▲ 2%
Prices cooling fastest
FOXHAVEN PH 03Winter Haven$147K▼ 25%
FLORIDA HIGHLANDSDunnellon$186K▼ 22%
CYPRESSWOOD PATIO HOMESWinter Haven$252K▼ 14%
VIENNA SQUARE PH 01Winter Haven$230K▼ 13%
CYPRESS LANDING PH 02Winter Haven$238K▼ 8%
Most homes for sale
VALHALLAWinter Haven$360K16
Selling fastest
FOXHAVEN PH 03Winter Haven$147K11 days
VILLA MAR 40'SWinter Haven$299K14 days
LAKESIDE PRESERVELakeland$383K18 days
HEATHER GLEN PH IPalmetto$320K18 days
VIENNA SQUARE PH 01Winter Haven$230K20 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 33884 right now?

The data says conditions currently favor neither side decisively in 33884 — the Momentum Score reads 47/100 with 4.9 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 33884 becoming more affordable?

Yes, modestly — the median sale price in 33884 is $308,400, down 1.4% versus the prior year, while sellers still capture 95.7% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in 33884?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are FOXHAVEN PH 03 (-25%); FLORIDA HIGHLANDS (-22%); CYPRESSWOOD PATIO HOMES (-14%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 33884 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are FOXHAVEN PH 03 (11 days); VILLA MAR 40'S (14 days); LAKESIDE PRESERVE (18 days) — homes there go under contract well ahead of the market-wide pace of 56 days.

Questions

33884 (Winter Haven) housing market FAQ

What is the median home price in 33884?

The median sale price in 33884 is currently $308,400, down 1.4% from a year ago, based on MLS sales data updated August 6, 2026.

Is 33884 a buyer's or seller's market right now?

The data currently is roughly balanced. 33884 scores 47 of 100 on the Momentum Score, with 4.9 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in 33884?

The typical home in 33884 goes under contract in about 56 days, per current MLS data.

How many homes are for sale in 33884?

There are approximately 16 active listings in 33884 as of August 6, 2026.

Are home prices in 33884 rising or falling?

Median sale prices are down 1.4% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 33884 (Winter Haven). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.