Momentum Housing Data · Relocation
Everything below is computed from recorded sales in 43 Bay County communities — what homes actually cost, where the market is actually transacting, and the cost lines relocation calculators miss. No lifestyle scoring; you know what you like, and the data covers the rest.
| Community | Median sold | Closings (12 mo) | Avg DOM |
|---|---|---|---|
| Liberty · values | $291,372 | 220 | 50 days |
| Latitude At Watersound · values | $503,500 | 170 | 58 days |
| Titus Park · values | $348,900 | 88 | 52 days |
| Bayside At Ward Creek · values | $374,352 | 79 | 52 days |
| Breakfast Point East · values | $502,416 | 77 | 52 days |
| Sweetbay · values | $556,460 | 77 | 39 days |
| Gulf Highlands Beach Resort · values | $295,000 | 74 | 48 days |
| Caballeros Estates At Hombre | $379,950 | 66 | 34 days |
| Laketown Wharf · values | $299,900 | 61 | 110 days |
| Hodges Bayou Plantation · values | $339,900 | 60 | 62 days |
The ten most active communities by recorded closings — the full four-way ranking is on the data-ranked neighborhoods page.
Florida has no state income tax, but homeownership carries three lines that surprise arrivals. Insurance: county-by-county costs (finally falling — rates decreased in 51 of 67 counties in 2026) are on our insurance table. CDD assessments: most newer master-planned communities bill $1,300–$4,200+/yr on the tax bill on top of HOA — how that works, with verified per-village tables. Property taxes: your first full-year bill is set by YOUR purchase price, not the previous owner’s capped assessment — budget from the millage, not from what the seller was paying. Run the whole stack in the true-cost calculator.
The recorded 12 months were the most buyer-leaning stretch in years — prices fell in 13 of Florida’s 14 largest counties while volume held. What that means for a relocator: negotiating room exists, but so does the temptation to overpay for move-in-ready convenience under time pressure. The medians above are the anchor; the full statewide picture is on the buyer data page.
Tell us your budget and must-haves and a Momentum agent will run the same data these rankings use — against every Bay County community, not just the top 15.
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Rankings computed from recorded MLS data (medians and counts for the stated windows) via the criteria printed above each table — no editorial scoring, no demographic factors. Compiled from MLS records; deemed reliable but not guaranteed; figures change as new sales record. Equal Housing Opportunity. © 2026 Move With Momentum LLC — brokerage licensed in FL and GA. Disclosures