Bayside At Ward Creek
Homes for Sale in Panama City Beach, FL

Bayside At Ward Creek market snapshot (as of September 20, 2026): the median sale price is about $372K, and a median 66 days on market for closed sales. The trailing-12-month median is down 4% from the prior 12 months, computed from record-level CPAR MLS closed sales (80 closings in the current window).

In ZIP 32413 (Panama City Beach), 1,569 homes closed in the last 12 months at a median of $445K, down 0.1% year over year, with a median 79 days on market. Right now 1,074 active and 177 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32413 housing market and the Bay County market.

County records show 79 qualified sales in Bayside At Ward Creek across 2024–2025 (74 in 2024, 5 in 2025), median $323,200 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Flood zones in Bayside At Ward Creek: of 9 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Panama City Beach.

Bayside At Ward Creek is a community of 185 homes in Panama City Beach, Bay County, built between 2023 and 2024 (median 2023.0), with a median living area of about 1,635 square feet. 32% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Bayside At Ward Creek is a Panama City Beach community built almost entirely in the last two years, which means condition is consistent across the inventory in a way older subdivisions can't match. The 27.8% homestead share indicates a meaningful portion of owners are not filing for a Florida homestead exemption here, consistent with the mix of primary residences and non-primary or investment ownership common in coastal Bay County.

The build years (2023-2024) put every home in this community inside builder or first-resale condition, which narrows the usual variables buyers have to underwrite: roof age, system age, and deferred maintenance are non-issues at this stage. That consistency is part of why 52 median days on market reads as fast for a community of this size. Buyers aren't spending weeks negotiating inspection items on 15-year-old mechanicals; they're deciding on lot, layout, and price relative to the last closing.

The 18.1% year-over-year change is the more important number for anyone timing a purchase or a listing. A move of that size in a young, still-absorbing community usually reflects a builder or early-resale market working through inventory and pricing up as later phases release, rather than a single distressed comp skewing the read. Current MLS listings don't identify community amenities, so buyers should verify directly what, if anything, is planned or in place rather than assuming a standard package.

New-construction communities move on different rules than resale neighborhoods, phase releases, builder pricing resets, and incentive timing all affect the numbers you see. We track how Bayside At Ward Creek's closings compare phase to phase so you're pricing against what actually sold recently, not a stale comp, and we push builders and listing agents for the specifics, like amenity plans, that aren't showing up in the MLS data yet.