Hodges Bayou Plantation in Panama City

Hodges Bayou Plantation
Homes for Sale in Panama City, FL

All 268 homes for sale in Panama City, FL · median $349,900 · 45 homes for sale in 32409 · Bay County homes for sale

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Photo via CPAR MLS

Built fromLive CPAR MLS dataUpdated twice daily

As of November 2026, Hodges Bayou Plantation in Panama City, FL has 27 homes for sale and 14 pending, asking from $282,452 to $449,900 (median $364,900). Homes listed or recently sold were built 2020–2026 with 26 new construction; 41 of 41 report an HOA (median $75/mo); none of the 41 geocoded homes sit in a FEMA special flood hazard zone (median elevation 13 ft).

Last 30 days in Hodges Bayou Plantation: 8 new listings (median asking $389,900), 14 under contract right now. As of November 13, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.

Live · Hodges Bayou Plantation Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
34%
Under contract
Bay: 15% (434 of 2,840)
27 · 14
For sale · pending
live counts, refreshed twice daily

Homes For Sale Right Now in Hodges Bayou Plantation

Live MLS inventory for Hodges Bayou Plantation. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Hodges Bayou Plantation listings as of 2026-11-12, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 28, 2026

Hodges Bayou Plantation is trading close to flat right now. A 1.5% year-over-year move on price is essentially a market holding its position, not one building momentum in either direction, and a market heat score of 26 confirms it: this is a slow, buyer-patient environment rather than a competitive one.

The median 62.5-day time on market tells the real story for sellers. Homes here are not moving in weeks — pricing has to be right from listing day, and condition matters more than in a faster market because there is no urgency bailing out an ambitious number.

Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.

The 60-Second Overview

Hodges Bayou Plantation sits in Panama City within Bay County, with a current median sale price of $339,900 and a market posture that favors buyers who can take their time.

Flood zones in Hodges Bayou Plantation: of 31 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Panama City.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers comfortable with a slower closing timeline in exchange for negotiating leverage
  • Buyers targeting a purchase near the $339,900 median without a tight amenity checklist
  • Buyers willing to evaluate individual listings on condition rather than assuming a shared amenity package

Probably not for

  • Buyers who need a fast close and cannot absorb a 60-plus day market timeline
  • Buyers specifically seeking organized community amenities, since none are currently identified in MLS listings
  • Sellers expecting quick, competitive offers in a market currently posting a low heat score

The market around Hodges Bayou Plantation

Hodges Bayou Plantation is too small for its own price trend, so here is the market around it.

Across Bay County, 2,406 homes are active and 434 pending (15% under contract).

ZIP and county figures describe the wider market, not Hodges Bayou Plantation specifically. Momentum Research analysis of MLS records.

Listing locations from CPAR MLS. Map data © OpenStreetMap contributors.

If we were buying in Hodges Bayou Plantation today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Hodges Bayou Plantation.

Best Buy
Buyers who want negotiating room and are not on a tight closing timeline.
Biggest Risk
Sellers need to expect a longer time on market and price accordingly from day one.
Sweet Spot
Priced near the $339,900 median with condition and presentation doing the selling.
Avoid If
Avoid if you need a fast, competitive close or are counting on amenity-driven demand.

A market that rewards patience

At a 26 heat score, this is not a community where offers stack up. Sellers should expect a longer runway to close — the 62.5-day median days-on-market figure is a planning number, not a worst case, and pricing a listing to sit near that median rather than testing the top of the range is the more reliable path.

For buyers, the flat 1.5% year-over-year trend means there is little cost to waiting for the right listing, and negotiating room is more likely to exist here than in a market posting sharper appreciation. No community amenities are currently identified in MLS listings for Hodges Bayou Plantation, so buyers drawn to organized amenity packages should verify what, if anything, applies to a specific listing rather than assume.

“

The location and the amenities are priced into every listing in Hodges Bayou Plantation. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a slower-moving market like this one, the value of an agent shifts from managing bidding competition to managing time — knowing which listings are overpriced and stalling versus which are genuinely worth the wait, and structuring offers that account for a 60-plus day closing rhythm rather than a rushed one.

Hodges Bayou Plantation in 15 seconds.

Best forBuyers who want negotiating room and are not on a tight closing timeline.
Biggest advantageA flat, low-heat market gives buyers leverage that faster Bay County communities do not offer.
Biggest riskSellers need to expect a longer time on market and price accordingly from day one.
Sweet spotPriced near the $339,900 median with condition and presentation doing the selling.
Avoid ifAvoid if you need a fast, competitive close or are counting on amenity-driven demand.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Hodges Bayou Plantation sales matched to your home.

What is your Hodges Bayou Plantation home worth?

Get a no-obligation home value based on real comparable sales in Hodges Bayou Plantation, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.
Buyers comfortable with a slower closing timeline in exchange for negotiating leverageExcellent fit
Buyers targeting a purchase near the $339,900 median without a tight amenity checklistExcellent fit
Buyers willing to evaluate individual listings on condition rather than assuming a shared amenity packageExcellent fit
Buyers who need a fast close and cannot absorb a 60-plus day market timelineProbably not
Buyers specifically seeking organized community amenities, since none are currently identified in MLS listingsProbably not
Sellers expecting quick, competitive offers in a market currently posting a low heat scoreProbably not

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: November 12, 2026)
Under-contract sharesCPAR MLS records, as of 2026-11-11

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.

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Housing distress & ownership in Hodges Bayou Plantation, Panama City

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
2.86%
1 of 35 listings · short sale 1
Distress share trend — 2.86% now (2026-08-12 → 2026-11-12)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Just listed in Hodges Bayou Plantation

The newest homes for sale in Hodges Bayou Plantation right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.

Checked against the MLS nightly. All new listings in this market.

Every Home for Sale in Hodges Bayou Plantation Right Now (41)

All 41 active and pending Hodges Bayou Plantation listings with a detail page, newest first, refreshed twice a day from the MLS.

Nearby Communities

Explore more neighborhoods near Hodges Bayou Plantation with Momentum Realty’s local guides.

Kirkland Manor0.5 mi away · median $645K, 3 sales/12 moAtlantis Park0.6 mi awayConrad Pointe Estates0.7 mi away · 1 for saleNorthwoods1.1 mi away · 1 for saleSouthport1.6 mi away · median $110K, 3 sales/12 moRiverbend Run Southport1.6 mi awayDeer Point Cove1.6 mi awayDeerpoint Estates1.6 mi away · 24 homes, built 1976–21, 1 for sale

Browse all neighborhood guides →

More on Hodges Bayou Plantation

What it really costs to own in Hodges Bayou Plantation

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $3,269/yr across 20 listings here (MLS tax records, 2026-11-13).
HOA duesMedian $75/month across 47 MLS listings (most billed quarterly; 2026-11-13). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Bay County is $1,928/yr (1,264 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 31 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes).
Roof and ageMedian build year 2026 across 82 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes.

Estimated carrying cost at the median asking price, before the mortgage: about $508/month (tax $272, HOA $75, insurance $161). An estimate from the sources above, not a quote.

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