Breakfast Point East
Homes for Sale in Panama City Beach, FL
All 696 homes for sale in Panama City Beach, FL · median $369,000 · 380 homes for sale in 32407 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of November 2026, Breakfast Point East in Panama City Beach, FL has 26 homes for sale and 24 pending, asking from $419,000 to $789,995 (median $576,944). Over the 12 months ending 2026-09-20, 79 recorded sales closed at a median of $510,000 (-5% versus the prior year's median), a median 50 days on market, sellers accepting 95% of original asking. Homes listed or recently sold were built 2022–2026 with 43 new construction; 50 of 50 report an HOA (median $60/mo); 30 of the 50 geocoded homes sit in a FEMA special flood hazard zone (median elevation 13 ft). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $6,260 ($5,780 with the full homestead exemption).
Last 30 days in Breakfast Point East: 5 new listings (median asking $599,995), 24 under contract right now. As of November 8, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Breakfast Point East
Live MLS inventory for Breakfast Point East. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 118 daysTop listing
Active · 315 days
Active · 304 days
Active · 118 days
Active · 11 days
Active · 118 days
Active · 185 days
Active · 326 days
Active · 19 days
Active · 163 days
Active · 0 days
Active · 118 days
Active · 331 days
Active · 15 daysActive and pending Breakfast Point East listings as of 2026-11-08, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Breakfast Point East is a newer-construction pocket in Panama City Beach, with a median build year of 2023 and everything on the map dating to 2011 or later. That youth is what anchors the median price near $502,416 — you are paying for current construction and roughly 2,541 square feet of living space, not for location amenities or an established community feature set, since none are identified in current MLS listings. Price here tracks condition, finish level, and square footage more than anything else.
The current posture leans toward buyers. Prices are down 6.3% year over year, and the median home is taking 52 days to sell — a pace that gives a buyer room to negotiate and inspect without panic. Sellers should price to the current market rather than last year's, because the recent softness and the deliberate days-on-market both argue against expecting a quick premium sale.
Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Breakfast Point East right now
🟡 Off the recent peak. The trailing-12-month median ($510K) is down 5.4% from the prior 12 months ($539K).Momentum Research, record-level CPAR MLS closed sales, 12-month windows ending September 20. Confidence: Very High (79 and 58 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 9, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Breakfast Point East market snapshot (as of September 20, 2026): the median sale price is about $510K, and a median 50 days on market for closed sales. The trailing-12-month median is down 5% from the prior 12 months, computed from record-level CPAR MLS closed sales (79 closings in the current window).
In ZIP 32407 (Panama City Beach), 1,458 homes closed in the last 12 months at a median of $398K ($183/sq ft), down 1.6% year over year, with a median 80 days on market. Right now 1,101 active and 151 pending listings. See the live ZIP 32407 housing market and the Bay County market.
County records show 47 qualified sales in Breakfast Point East across 2024–2025 (38 in 2024, 9 in 2025), median $580,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Breakfast Point East: of 43 listing addresses checked against the FEMA National Flood Hazard Layer, 30% sit outside the FEMA Special Flood Hazard Area (Zone X); 70% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Panama City Beach.
Breakfast Point East is a community of 161 homes in Panama City Beach, Bay County, built between 2011 and 2024 (median 2019.0), with a median living area of about 2,660 square feet. 36% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
This is a modern subdivision of 269 homes, almost all of them built in the last decade-plus, where the value story is construction quality and space rather than legacy character or shared amenities.
The setting & the homes.
Aerial and on-site photos of Breakfast Point East. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Breakfast Point EastBreakfast Point EastBreakfast Point EastBreakfast Point EastBreakfast Point EastBreakfast Point EastBreakfast Point EastBreakfast Point EastPhotos from CPAR MLS listings in Breakfast Point East; content deemed reliable but not guaranteed.
Who Breakfast Point East is best for.
Best for
- Buyers targeting the mid-$500s who value newer construction and around 2,541 square feet of living space
- Second-home or investment buyers comfortable in a market with a substantial non-homestead share
- Patient buyers who want negotiating room in a 52-day, buyer-leaning market
Probably not for
- Buyers who expect on-site community amenities, since none are identified in current listings
- Sellers who need a fast sale at an above-market price given the 6.3% year-over-year dip
- Buyers seeking older homes with established character rather than post-2011 construction
Breakfast Point East on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap contributors.
The Breakfast Point East buying strategy.
If we were buying in Breakfast Point East today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Breakfast Point East.
A new-build pocket in a softening window
The homestead share sits at 37.8%, meaning a meaningful portion of these homes are not primary residences. In a beach-adjacent market that typically signals second-home and investment ownership alongside owner-occupants, which matters for anyone weighing resale liquidity or planning to rent. It also means turnover here can behave differently than in a fully owner-occupied neighborhood.
With 77 closings in the tracked window against a 52-day median time to sell, this is an active but unhurried market. Combine that with the year-over-year dip and you get a setting where a patient buyer can transact on their own terms, and where a seller needs realistic pricing and a willingness to let a listing sit its normal course rather than chase a rushed sale.
The location and the amenities are priced into every listing in Breakfast Point East. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Breakfast Point East buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.0). Basis: Recent Direction -5.4% year-over-year; Owner Commitment 36% owner-occupied; Pricing Power 95.4% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a newer subdivision where price hinges on finish level and square footage rather than amenities, the comparables have to be read carefully — a 2,541-square-foot median tells you the middle, not the spread. We price and negotiate to the actual condition of the specific home, factor in the year-over-year softness, and keep both buyers and sellers honest about what the 52-day pace really means.
Breakfast Point East in 15 seconds.
Tools for a Breakfast Point East buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Breakfast Point East sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Breakfast Point East, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Breakfast Point East home worth?
Get a no-obligation home value based on real comparable sales in Breakfast Point East, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City Beach →
Recently off market in Breakfast Point East
Homes in Breakfast Point East that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 25 on record.
- 1003 Crystal Bayou Boulevard · off market
- 1011 Crystal Bayou Boulevard · off market
- 1015 Crystal Bayou Boulevard · off market
- 1019 Crystal Bayou Boulevard · off market
- 1028 Harrison Bayou Drive · off market
- 1061 Crystal Bayou Boulevard · off market
- 1069 Crystal Bayou Boulevard · off market
- 345 Juniper Creek Circle Lot 74 · off market
| Location | Panama City Beach, Bay County, FL · ZIP 32407, 32408 |
|---|---|
| Homes in the community | 161 (FL DOR 2025 assessment roll) |
| Years built | 2011–2024 (median 2019.0) |
| Typical living area | 2,660 sq ft (median) |
| Home types (current listings and sales) | singlefamilyresidence 100% |
| Sale prices, last 12 months | $510,000 median across 79 closed sales · -5.4% vs the prior 12 months |
| Days on market (closed sales) | 50 median |
| For sale right now | 26 active, 26 pending · median asking $558,740 |
| Owner-occupied (homestead) share | 36% |
Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Breakfast Point East key facts,” movewithmomentum.com/neighborhoods/breakfast-point-east, data as of September 20, 2026.
Housing distress & ownership in Breakfast Point East, Panama City Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Just listed in Breakfast Point East
The newest homes for sale in Breakfast Point East right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 321 Sheephead Bayou Drive, Panama City Beach, FL 32407 $599,995 · 3 bd · 2 ba · new today Courtesy of HMS Real Estate
- 1075 Harrison Bayou Drive, Panama City Beach, FL 32407 $549,000 · 4 bd · 3 ba · listed Nov 5, 2026 Courtesy of CENTURY 21 Commander Realty
- 333 Juniper Creek Circle Lot 77 - Eleanor Plan, Panama City Beach, FL 32407 $700,000 · 4 bd · 4 ba · listed Oct 29, 2026 Courtesy of SweetBay Realty
- 855 Crystal Bayou Boulevard, Panama City Beach, FL 32407 $565,150 · 3 bd · 3 ba · listed Oct 25, 2026 Courtesy of HMS Real Estate
- 851 Crystal Bayou Boulevard, Panama City Beach, FL 32407 $629,903 · 4 bd · 3 ba · listed Oct 21, 2026 Courtesy of HMS Real Estate
- 853 Breakfast Point Boulevard, Panama City Beach, FL 32407 $509,900 · 5 bd · 4 ba · listed Oct 8, 2026 Courtesy of Solis Real Estate of Florida
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Breakfast Point East Right Now (50)
All 50 active and pending Breakfast Point East listings with a detail page, newest first, refreshed twice a day from the MLS.
- 321 Sheephead Bayou Drive, Panama City Beach, Fl 32407 · $599,995 · 3 bd / 2 ba · listed Nov 5, 2026 · listed by HMS Real Estate
- 333 Juniper Creek Circle Lot 77 - Eleanor Plan, Panama City Beach, Fl 32407 · $700,000 · 4 bd / 4 ba · listed Oct 22, 2026 · listed by SweetBay Realty
- 855 Crystal Bayou Boulevard, Panama City Beach, Fl 32407 · $565,150 · 3 bd / 3 ba · listed Oct 20, 2026 · listed by HMS Real Estate
- 851 Crystal Bayou Boulevard, Panama City Beach, Fl 32407 · $629,903 · 4 bd / 3 ba · listed Oct 16, 2026 · listed by HMS Real Estate
- 1075 Harrison Bayou Drive, Panama City Beach, Fl 32407 · $549,000 · 4 bd / 3 ba · listed Oct 15, 2026 · listed by CENTURY 21 Commander Realty
- 853 Breakfast Point Boulevard, Panama City Beach, Fl 32407 · $509,900 · 5 bd / 4 ba · listed Oct 7, 2026 · listed by Solis Real Estate of Florida
- 717 Longpoint Way, Panama City Beach, Fl 32407 · $454,900 · 4 bd / 3 ba · listed Oct 2, 2026 · listed by Beach House Sales and Development
- 881 Crystal Bayou Boulevard, Panama City Beach, Fl 32407 · $489,778 · 3 bd / 2 ba · listed Sep 24, 2026 · listed by DR Horton Realty of Emerald Coast, LLC
- 1027 Crystal Bayou Boulevard, Panama City Beach, Fl 32407 · $506,528 · 4 bd / 3 ba · pending · listed Sep 24, 2026 · listed by DR Horton Realty of Emerald Coast, LLC
- 885 Crystal Bayou Boulevard, Panama City Beach, Fl 32407 · $503,558 · 4 bd / 3 ba · pending · listed Sep 24, 2026 · listed by DR Horton Realty of Emerald Coast, LLC
- 341 Juniper Creek Circle Lot 75, Panama City, Fl 32405 · $802,599 · 4 bd / 4 ba · pending · listed Sep 16, 2026 · listed by SweetBay Realty
- 353 Juniper Creek Circle Lot 72, Panama City Beach, Fl 32407 · $618,270 · 4 bd / 3 ba · pending · listed Sep 16, 2026 · listed by SweetBay Realty
- 354 Sheephead Bayou Drive, Panama City Beach, Fl 32407 · $1,073,346 · 4 bd / 4 ba · pending · listed Sep 11, 2026 · listed by HMS Real Estate
- 337 Sheephead Bayou Drive, Panama City Beach, Fl 32407 · $817,890 · 5 bd / 4 ba · pending · listed Sep 11, 2026 · listed by HMS Real Estate
- 332 Shell Point Drive, Panama City Beach, Fl 32407 · $799,938 · 4 bd / 4 ba · pending · listed Sep 11, 2026 · listed by HMS Real Estate
- 340 Shell Point Drive, Panama City Beach, Fl 32407 · $768,969 · 4 bd / 4 ba · pending · listed Sep 11, 2026 · listed by HMS Real Estate
- 353 Shell Point Drive, Panama City Beach, Fl 32407 · $728,942 · 4 bd / 3 ba · pending · listed Sep 11, 2026 · listed by HMS Real Estate
- 208 Crawford Way Lot 40, Panama City Beach, Fl 32407 · $705,629 · 5 bd / 4 ba · pending · listed Sep 11, 2026 · listed by SweetBay Realty
- 333 Sheephead Bayou Drive, Panama City Beach, Fl 32407 · $680,722 · 3 bd / 3 ba · pending · listed Sep 11, 2026 · listed by HMS Real Estate
- 212 Crawford Way Lot 41, Panama City Beach, Fl 32407 · $658,940 · 4 bd / 3 ba · pending · listed Sep 11, 2026 · listed by SweetBay Realty
- 350 Sheephead Bayou Drive, Panama City Beach, Fl 32407 · $624,582 · 5 bd / 4 ba · pending · listed Sep 11, 2026 · listed by HMS Real Estate
- 752 Crystal Bayou Boulevard, Panama City Beach, Fl 32407 · $604,182 · 3 bd / 2 ba · pending · listed Sep 11, 2026 · listed by HMS Real Estate
- 372 Juniper Creek Circle Lot 70, Panama City Beach, Fl 32407 · $525,253 · 4 bd / 3 ba · pending · listed Sep 11, 2026 · listed by SweetBay Realty
- 1007 Crystal Bayou Boulevard, Panama City Beach, Fl 32407 · $520,656 · 3 bd / 2 ba · pending · listed Sep 11, 2026 · listed by DR Horton Realty of Emerald Coast, LLC
- 859 Crystal Bayou Boulevard, Panama City Beach, Fl 32407 · $645,166 · 4 bd / 4 ba · pending · listed Sep 1, 2026 · listed by HMS Real Estate
- 833 Walsonham Drive, Panama City Beach, Fl 32407 · $419,000 · 3 bd / 2 ba · listed Aug 31, 2026 · listed by Berkshire Hathaway HomeServices Beach Properties of Florida
- 741 Crystal Bayou Boulevard Lot 1 - Tucker Plan, Panama City Beach, Fl 32407 · $524,962 · 3 bd / 3 ba · listed Aug 18, 2026 · listed by SweetBay Realty
- 831 Crystal Bayou Boulevard, Panama City Beach, Fl 32407 · $643,846 · 4 bd / 4 ba · pending · listed Aug 15, 2026 · listed by HMS Real Estate
- 1088 Crystal Bayou Boulevard, Panama City Beach, Fl 32407 · $599,236 · 4 bd / 4 ba · pending · listed Aug 15, 2026 · listed by HMS Real Estate
- 329 Sheephead Bayou Drive, Panama City Beach, Fl 32407 · $789,995 · 5 bd / 3 ba · listed Aug 10, 2026 · listed by HMS Real Estate
- 325 Sheephead Bayou Drive, Panama City Beach, Fl 32407 · $764,995 · 4 bd / 4 ba · listed Aug 10, 2026 · listed by HMS Real Estate
- 615 Longpoint Way, Panama City Beach, Fl 32407 · $759,000 · 4 bd / 3 ba · listed Aug 10, 2026 · listed by Beachy Beach Real Estate
- 334 Sheephead Bayou Drive, Panama City Beach, Fl 32407 · $709,995 · 4 bd / 4 ba · listed Aug 10, 2026 · listed by HMS Real Estate
- 317 Sheephead Bayou Drive, Panama City Beach, Fl 32407 · $679,995 · 4 bd / 4 ba · listed Aug 10, 2026 · listed by HMS Real Estate
- 625 Crystal Bayou Boulevard Lot 30, Panama City, Fl 32407 · $664,984 · 4 bd / 4 ba · listed Aug 10, 2026 · listed by SweetBay Realty
- 326 Sheephead Bayou Drive, Panama City Beach, Fl 32407 · $659,995 · 3 bd / 3 ba · listed Aug 10, 2026 · listed by HMS Real Estate
- 621 Crystal Bayou Boulevard Lot 47 - Sheffield Plan, Panama City Beach, Fl 32407 · $619,834 · 3 bd / 3 ba · listed Aug 10, 2026 · listed by SweetBay Realty
- 863 Crystal Bayou Boulevard, Panama City Beach, Fl 32407 · $594,995 · 3 bd / 3 ba · listed Aug 10, 2026 · listed by HMS Real Estate
- 847 Crystal Bayou Boulevard, Panama City Beach, Fl 32407 · $588,738 · 3 bd / 3 ba · listed Aug 10, 2026 · listed by HMS Real Estate
- 329 Juniper Creek Circle Lot 78 - Tucker Plan, Panama City Beach, Fl 32407 · $565,010 · 2 bd / 3 ba · listed Aug 10, 2026 · listed by SweetBay Realty
- 742 Crystal Bayou Boulevard Lot 89 - Grayton Plan, Panama City Beach, Fl 32407 · $552,109 · 4 bd / 3 ba · listed Aug 10, 2026 · listed by SweetBay Realty
- 1045 Crystal Bayou Boulevard, Panama City Beach, Fl 32407 · $529,995 · 3 bd / 3 ba · listed Aug 10, 2026 · listed by HMS Real Estate
- 713 Crystal Bayou Boulevard Lot 8 - Sawgrass Plan, Panama City Beach, Fl 32407 · $496,500 · 3 bd / 2 ba · listed Aug 10, 2026 · listed by SweetBay Realty
- 865 Breakfast Point Boulevard, Panama City Beach, Fl 32407 · $459,900 · 3 bd / 3 ba · listed Aug 10, 2026 · listed by Superior Of Florida, LLC.
- 821 Breakfast Point Boulevard, Panama City Beach, Fl 32407 · $424,900 · 4 bd / 4 ba · listed Aug 10, 2026 · listed by Solis Real Estate of Florida
- 843 Crystal Bayou Boulevard, Panama City Beach, Fl 32407 · $639,995 · 4 bd / 3 ba · pending · listed Aug 10, 2026 · listed by HMS Real Estate
- 1092 Crystal Bayou Boulevard, Panama City Beach, Fl 32407 · $549,995 · 4 bd / 3 ba · pending · listed Aug 10, 2026 · listed by HMS Real Estate
- 1041 Crystal Bayou Boulevard, Panama City Beach, Fl 32407 · $549,995 · 3 bd / 3 ba · pending · listed Aug 10, 2026 · listed by HMS Real Estate
- 973 Crystal Bayou Boulevard, Panama City Beach, Fl 32407 · $474,469 · 4 bd / 2 ba · pending · listed Aug 10, 2026 · listed by DR Horton Realty of Emerald Coast, LLC
- 913 Crystal Bayou Boulevard, Panama City Beach, Fl 32407 · $453,924 · 3 bd / 2 ba · pending · listed Aug 10, 2026 · listed by DR Horton Realty of Emerald Coast, LLC
More Panama City Beach home searches
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- Panama City Beach home values: what is my house worth?
- ZIP 32407 housing scorecard
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Crystal Bayou Boulevard (39 homes on record)
Recent Developments in Breakfast Point East
Development, infrastructure, retail, and school activity affecting Breakfast Point East, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Retail & Dining
Boots on the Beach western wear store opens in Panama City Beach
The store held its grand opening on October 28 near Joan Avenue and Thomas Drive, selling men's and women's western clothing and boots and offering a custom hat bar. Co-owner Jo Cochran said Pier Park's only western option is Dillard's.
What it may mean for the marketA specialty apparel shop broadens local shopping choices outside the Pier Park retail core. The site is about 1 mile south of Breakfast Point East.
Source: WJHG - October 2026Parks & Amenities
Bay County wraps up second phase of Island View Park renovations
Phase two, costing about $40,000 from the county general budget, adds two pavilions, a basketball court and sidewalks, following a May playground replacement. A new fence is already in. Completion is expected within a few weeks.
What it may mean for the marketAdded courts, shade structures and walkways improve everyday recreation options in the surrounding neighborhood. The project is about 6 miles east of Breakfast Point East, elsewhere in Bay County.
Source: WJHG - October 2026Infrastructure
West Beach Drive and Mulberry Avenue water, sewer and sidewalk work set to begin in Panama City
The project covers West Beach Drive from Sixth to Fourth Street and Mulberry Avenue, adding water lines, sewer lines and sidewalks in three phases to keep businesses open. Chevron has agreed to cover extra disposal costs if contaminated soil is found. Crews were expected to mobilize within about a week.
What it may mean for the marketUpgraded utilities and sidewalks support the west-side commercial area, with some construction disruption during phasing. The project is about 7 miles east of Breakfast Point East, elsewhere in Bay County.
Source: WJHG - October 2026Infrastructure
Panama City Beach advances Clara Avenue and Cobb Road sidewalks to engineering
City council voted to move sidewalk enhancements on Clara Avenue and Cobb Road into the engineering phase. Mayor Stuart Tettemer hopes to receive engineering work in early to mid 2027 before the next phase. No cost was stated.
What it may mean for the marketPlanned sidewalks would improve walking connections along two local streets, though construction is still more than a year off. The site is about 1 mile south of Breakfast Point East.
Source: WJHG - September 2026Development
Panama City Beach council upholds approval of Palmhaven development on Front Beach Road
The Panama City Beach City Council voted to uphold the Planning Board approval of Palmhaven, about 160 homes by Fischer Homes at 12610 Front Beach Road, with added conditions. The developer must build a multi-use trail, public park area and 40 public golf cart parking spaces, and a final development order is required before construction.
What it may mean for the marketAdds roughly 160 homes of new housing supply on the west Front Beach Road corridor, along with a new public park, trail and parking amenities. The site is about 1 mile south of Breakfast Point East.
Source: WJHG - August 2026Infrastructure
HCA Florida Gulf Coast Hospital announces $125 million expansion
HCA Florida Gulf Coast Hospital announced a $125 million expansion on its 23rd Street campus, including a new patient tower with 34 additional beds, a 16-bed orthopedic and spine unit, a fourth cath lab, an expanded women's center and a 5,000-square-foot outpatient entrance expansion. The project is in design, with construction of 24 to 36 months and completion targeted for 2029.
What it may mean for the marketAdded hospital capacity and specialty services would improve local healthcare access and add medical-sector employment along the 23rd Street corridor. The site is about 8 miles east of Breakfast Point East.
Source: WJHG
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
48% of homes for sale in Breakfast Point East are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-09).
What it really costs to own in Breakfast Point East
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $4,700/yr across 16 listings here (MLS tax records, 2026-11-09). |
|---|---|
| HOA dues | Median $60/month across 57 MLS listings (most billed quarterly; 2026-11-09). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Bay County is $1,928/yr (1,264 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 44 listing addresses checked against the FEMA flood map, 30% sit outside the high-risk zone and 70% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2026 across 100 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
Estimated carrying cost at the median asking price, before the mortgage: about $612/month (tax $392, HOA $60, insurance $161). An estimate from the sources above, not a quote.
Email me new listings in Breakfast Point East
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Ask an agent about Breakfast Point East
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Breakfast Point East will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Breakfast Point East?
How long do homes in Breakfast Point East take to sell?
How many homes are in Breakfast Point East?
What share of Breakfast Point East is owner-occupied?
When were the homes in Breakfast Point East built?
Who is the best real estate agent for Breakfast Point East?
How do I find a top Panama City Beach real estate agent who knows Breakfast Point East?
Can Momentum Realty connect me with an agent for Breakfast Point East?
Where is Breakfast Point East, and what county is it in?
Is Breakfast Point East in a flood zone?
Is Breakfast Point East a good place to live?
Should you buy in Breakfast Point East?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: November 8, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 32407/32408)) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2022 (223 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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