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Titus Park
Homes for Sale in Panama City, FL

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All 254 homes for sale in Panama City, FL · median $349,150 · 296 homes for sale in 32404 · Bay County homes for sale

Community in Panama City · Bay County · ZIP 32404
172 homesBuilt 2020–2024Median sale $350K
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Photo via CPAR MLS

Built fromLive CPAR MLS data6 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, Titus Park in Panama City, FL has 30 homes for sale and 9 pending, asking from $288,900 to $479,900 (median $357,450). Over the 12 months ending 2026-09-20, 86 recorded sales closed at a median of $349,900, a median 52 days on market, sellers accepting 97% of original asking (+6% versus the prior year). Homes listed or recently sold were built 2021–2026 with 29 new construction; 39 of 39 report an HOA (median $54/mo); none of the 37 geocoded homes sit in a FEMA special flood hazard zone (median elevation 44 ft). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $4,300 ($3,810 with the full homestead exemption).

Titus Park key facts
LocationPanama City, Bay County, FL · ZIP 32404
Homes in the community172 (FL DOR 2025 assessment roll)
Years built2020–2024 (median 2021)
Typical living area2,700 sq ft (median)
Home types (current listings and sales)singlefamilyresidence 97%
Sale prices, last 12 months$349,900 median across 86 closed sales · +5.8% vs the prior 12 months
Days on market (closed sales)52 median
For sale right now32 active, 11 pending · median asking $354,950
Owner-occupied (homestead) share31%

Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Titus Park key facts,” movewithmomentum.com/neighborhoods/titus-park, data as of September 20, 2026.

Last 30 days in Titus Park: 16 new listings (median asking $409,900), 9 under contract right now. As of September 28, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.

Live · Titus Park Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$350K ▲
Median sold · 12 mo
up 5.8% vs the prior 12 months
+5.8% ▲
1-yr price change
n = 86 and 99 sales in the two windows
97.4%
Sale vs ask
Tempo
53days
Median DOM · closed
7 days at the 2022 low
26%
Under contract
Bay: 17% (528 of 3,043)
32 · 11
For sale · pending
live counts, refreshed twice daily
86
Sold · last 12 mo
10-yr average: about 66 a year
Ownership and context
31%
Owner-occupied · Titus Park
117 of 381 parcels homesteaded (FL DOR 2025)
69%
Non-owner-occupied · Titus Park
incl. 51% trust or LLC-held · 2% out-of-state
172
Homes in the community
plus 209 vacant residential lots · 381 residential parcels (FL DOR 2025)
Track record · 6 years of records
36
Recorded sales · 2024-2025
median $346K · qualified sales on the county roll (FL DOR 2025)
Est. 2020
Community established
homes built 2020-2024, median 2021 (FL DOR 2025)
50.0%/yr
Turnover rate
about 86 of 172 homes trade a year

Homes For Sale Right Now in Titus Park

Live MLS inventory for Titus Park. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active · 50 daysTop listing
$479,900
4 bd · 4 ba · built 2023
4850 Loblolly Way, Panama City, FL 32404, Panama City, 32404
Listed by Keller Williams Success Realty
Active · 8 days
$474,900
5 bd · 4 ba · built 2026
4792 Windrow Way, Panama City, FL 32404, Panama City, 32404
Listed by DR Horton Realty of Emerald Coast, LLC
Active · 29 days
$450,000
4 bd · 4 ba · built 2021
4765 Rosemary Street, Panama City, FL 32404, Panama City, 32404
Listed by EXP Realty LLC
Active · 4 days
$439,900
4 bd · 3 ba · built 2026
4809 Windrow Way, Panama City, FL 32404, Panama City, 32404
Listed by DR Horton Realty of Emerald Coast, LLC
Active · 52 days
$439,900
4 bd · 3 ba · built 2023
4966 Loblolly Way, Panama City, FL 32404, Panama City, 32404
Listed by Keller Williams Success Realty
Active · 0 days
$439,900
4 bd · 3 ba · built 2026
4833 Windrow Way, Panama City, FL 32404, Panama City, 32404
Listed by DR Horton Realty of Emerald Coast, LLC
Active · 6 days
$435,000
4 bd · 3 ba · built 2024
4805 Windrow Way, Panama City, FL 32404, Panama City, 32404
Listed by Home Prime Realty
Active · 4 days
$434,900
4 bd · 3 ba · built 2026
4817 Windrow Way, Panama City, FL 32404, Panama City, 32404
Listed by DR Horton Realty of Emerald Coast, LLC
Active · 97 days
$422,900
4 bd · 3 ba · built 2023
4890 Loblolly Way, Panama City, FL 32404, Panama City, 32404
Listed by Keller Williams Success Realty
Active · 0 days
$414,900
4 bd · 3 ba · built 2026
4849 Windrow Way, Panama City, FL 32404, Panama City, 32404
Listed by DR Horton Realty of Emerald Coast, LLC
Active · 0 days
$414,900
4 bd · 3 ba · built 2026
4829 Windrow Way, Panama City, FL 32404, Panama City, 32404
Listed by DR Horton Realty of Emerald Coast, LLC
Active · 4 days
$404,900
5 bd · 3 ba · built 2026
4788 Windrow Way, Panama City, FL 32404, Panama City, 32404
Listed by DR Horton Realty of Emerald Coast, LLC
Active · 0 days
$389,900
5 bd · 3 ba · built 2026
5214 Hastings Drive, Panama City, FL 32404, Panama City, 32404
Listed by DR Horton Realty of Emerald Coast, LLC
Active · 0 days
$371,900
4 bd · 2 ba · built 2026
4861 Windrow Way, Panama City, FL 32404, Panama City, 32404
Listed by DR Horton Realty of Emerald Coast, LLC

Active and pending Titus Park listings as of 2026-09-28, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Titus Park Right Now (39)

All 39 active and pending Titus Park listings with a detail page, newest first, refreshed twice a day from the MLS.

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Titus Park is a new-construction pocket, essentially all built between 2020 and 2024 with a median year built of 2023, so pricing here tracks build quality and floor plan rather than lot age or renovation history. At a median of $348,900 across homes averaging just over 2,400 square feet, this reads as a straightforward new-build value proposition, not a market with wide condition-driven swings.

A median 52.5 days on market says these homes move at a normal, unhurried pace rather than getting bid up in days. With 88 closings in the most recent window against 333 total homes and prices up 5.5% year over year, demand is steady and pricing is still climbing, which favors sellers willing to price at or near median and buyers who don't expect to negotiate hard on a well-priced, well-built listing.

Titus Park Housing Pulse · Momentum Research · as of September 20, 2026

Titus Park right now

🟡 Still climbing. The trailing-12-month median ($350K) is up 5.8% from the prior 12 months ($331K).Momentum Research, record-level CPAR MLS closed sales, 12-month windows ending September 20. Confidence: Very High (86 and 99 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

By , Co-Founder, Momentum Realty · Updated September 29, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Titus Park market snapshot (as of September 20, 2026): the median sale price is about $350K, and a median 53 days on market for closed sales. The trailing-12-month median is up 6% from the prior 12 months, computed from record-level CPAR MLS closed sales (86 closings in the current window).

In ZIP 32404 (Panama City), 1,060 homes closed in the last 12 months at a median of $290K, down 3.3% year over year, with a median 58 days on market. Right now 391 active and 146 pending listings — a balanced market. See the live ZIP 32404 housing market and the Bay County market.

County records show 36 qualified sales in Titus Park across 2024–2025 (26 in 2024, 10 in 2025), median $345,900 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Flood zones in Titus Park: of 37 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in Panama City.

Titus Park is a community of 172 homes in Panama City, Bay County, built between 2020 and 2024 (median 2021), with a median living area of about 2,700 square feet. 31% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Titus Park is a young, tightly built subdivision in Panama City where nearly all homes date to the current decade, so the story here is consistent construction vintage rather than the mix of eras you find in older Bay County neighborhoods.

Quick Match

Who Titus Park is best for.

Best for

  • Buyers prioritizing newer construction and want to avoid older-home maintenance questions
  • Buyers comfortable with a community offering no shared amenities and focused purely on the home itself
  • Buyers working near the $348,900 median who want a straightforward, actively trading segment of the Bay County market

Probably not for

  • Buyers who want a long-established neighborhood with decades of resale history to reference
  • Buyers specifically seeking clubhouse, pool, or other organized community amenities
  • Investors expecting a high concentration of owner-occupied comps, given the 41% homestead share

Windows contain 0 to 103 sales each (86 in the current window); every figure carries its sample size. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$300K$320K$340K2020202220242026
Up 5.8% year over year.
Median days on market · closed sales
20402020202220242026
7 days at the 2022 low; 53 now.
Sale price vs original ask · median
98%99%100%2020202220242026
97.4% now.
Homes sold per 12-mo window
0501002020202220242026
0 to 103 a year; 86 in the current window.
How much local inventory is already under contract

23% of homes for sale in Titus Park are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-29).

Titus Park Market Scorecard

Balanced

Titus Park is currently a balanced market., a median asking price of $354,950, and homes go under contract in about 29 days.

$354,950
Median list
$349,900
Median sold
29
Days on mkt
30/9/0
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: CPAR MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Titus Park, Panama City

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
3.12%
1 of 32 listings · short sale 1
Distress share trend — 3.12% now (2026-08-12 → 2026-09-28)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Interactive Map

Titus Park on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.

Listing locations from CPAR MLS. Map data © OpenStreetMap, tiles © CARTO.

The Strategy

The Titus Park buying strategy.

If we were buying in Titus Park today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Titus Park.

The Quick Decision
Best Buy
Buyers who want recent construction without shopping a full custom-build timeline.
Biggest Risk
No identified community amenities, so the appeal has to come from the home and lot alone.
Sweet Spot
Homes near the 2,400 sq ft median priced close to the $348,900 median tend to move within typical timeframes.
Avoid If
You want an established neighborhood with resale history stretching back decades or shared amenities as part of the value.
The Deep Dive

A New-Build Snapshot

With a year-built range of 2020 to 2024 and a median build year of 2023, Titus Park doesn't carry the deferred-maintenance variability that shows up in older communities. Buyers are largely comparing similar-generation construction, which narrows the usual inspection-driven price swings and puts more weight on floor plan, lot position, and finish level.

The homestead share sits at 41%, meaning a meaningful portion of the community is not owner-occupied under a homestead exemption, worth factoring in if rental activity or investor turnover matters to your decision. No community amenities are identified from current MLS listings, so this is a neighborhood to evaluate on the home and lot alone rather than on shared recreational infrastructure.

“

The location and the amenities are priced into every listing in Titus Park. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the factors that decide how a home in Titus Park buys, holds, and resells. Momentum Research; not an appraisal.

6.3B- · Buy Score
Recent Direction7.5/10
Owner Commitment3.1/10
Pricing Power8.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.3). Basis: Recent Direction +5.8% year-over-year; Owner Commitment 31% owner-occupied; Pricing Power 97.4% sale-to-list. Refreshed with each data update.

Why Momentum

Why work with Momentum here

In a community this uniform in age, the differences that matter are subtle: lot orientation, builder-specific finish packages, and how a given closing compares to the 52.5-day median pace. We track those closings as they happen so you're pricing or offering against current activity, not stale comps.

The 15-Second Verdict

Titus Park in 15 seconds.

Best forBuyers who want recent construction without shopping a full custom-build timeline.
Biggest advantageConsistent build years mean fewer surprises tied to age or deferred maintenance.
Biggest riskNo identified community amenities, so the appeal has to come from the home and lot alone.
Sweet spotHomes near the 2,400 sq ft median priced close to the $348,900 median tend to move within typical timeframes.
Avoid ifYou want an established neighborhood with resale history stretching back decades or shared amenities as part of the value.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Titus Park homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Titus Park.
In short
  • HOA dues reported around $54/month (about $648/yr) · median of 758 MLS listings, most billed quarterly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $54 per month ($648 a year) — the median AssociationFee across 758 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Run Your Numbers

Tools for a Titus Park buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxBay County millage and the homestead picture.Rent vs buyThe breakeven on owning in Titus Park.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Titus Park sales matched to your home.

Selling in Titus Park

Price it to the comps and condition, not an automated estimate.

If you are thinking about selling in Titus Park, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.

What is your Titus Park home worth?

Get a no-obligation home value based on real comparable sales in Titus Park, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Panama City →

Real comps, not an automated estimate.

Recently off market in Titus Park

Homes in Titus Park that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 12 on record.

Frequently Asked Questions

What is the median home price in Titus Park?
The median sale price in Titus Park was $350K over the 12 months ending September 20, 2026 (86 closed sales, CPAR MLS).
How long do homes in Titus Park take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 53 days on market (86 sales, CPAR MLS).
How many homes are in Titus Park?
The Florida DOR 2025 assessment roll shows 172 homes plus 209 vacant residential lots in Titus Park (public records).
What share of Titus Park is owner-occupied?
31% of Titus Park parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Titus Park built?
Homes in Titus Park were built between 2020 and 2024, with a median year built of 2021 (FL DOR 2025 roll).
Who is the best real estate agent for Titus Park?
The best agent for Titus Park is one who actively works Panama City and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Titus Park.
How do I find a top Panama City real estate agent who knows Titus Park?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Titus Park and the wider Panama City area.
Can Momentum Realty connect me with an agent for Titus Park?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Titus Park purchase or sale - no call center and no pressure.
Where is Titus Park, and what county is it in?
Titus Park is in Panama City, Bay County, FL, ZIP 32404. The community's center is about 10 miles north of the center of Panama City (straight-line).
Is Titus Park in a flood zone?
No, for the homes we can see: all 37 homes we sampled in Titus Park sit outside a FEMA Special Flood Hazard Area (Zone X), where a lender does not require flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
Is Titus Park a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Titus Park: the median sale price over the last 12 months was $350K (86 sales), 15% above the Panama City median of $304K; homes took a median 52 days to go under contract; the assessment roll counts 172 homes, 31% of them homesteaded (owner-occupied). The full numbers, price history and the flood and school sections are above.
The Verdict

Should you buy in Titus Park?

An honest fit check. We will tell you when it is not your community.

Buyers prioritizing newer construction and want to avoid older-home maintenance questionsExcellent fit
Buyers comfortable with a community offering no shared amenities and focused purely on the home itselfExcellent fit
Buyers working near the $348,900 median who want a straightforward, actively trading segment of the Bay County marketExcellent fit
Buyers who want a long-established neighborhood with decades of resale history to referenceProbably not
Buyers specifically seeking clubhouse, pool, or other organized community amenitiesProbably not
Investors expecting a high concentration of owner-occupied comps, given the 41% homestead shareProbably not

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: September 28, 2026)
Community market statsCPAR MLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (6 streets, ZIP 32404))
Under-contract sharesCPAR MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2020 (459 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.

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More on Titus Park

Nearby Communities

Explore more neighborhoods near Titus Park with Momentum Realty’s local guides.

Titus Park0.0 mi awayVillage Of Mill Bayou Shoreline Village0.7 mi away · median $314K, 4 sales/12 moMill Bayou0.8 mi away · 2 for saleRiverside (Bay)0.9 mi away · 2 for saleBrighton Oaks1.0 mi away · median $289K, 3 sales/12 moBylsma Manor Estates1.0 mi away · median $340K, 11 sales/12 moGrant S Mill1.1 mi away · median $547K, 4 sales/12 moMill Bayou Estates1.2 mi away · 1 for sale

Browse all neighborhood guides →

Thinking of selling in Titus Park? 86 recorded closings; median 52 days on market (window ending 2026-09-20). See the Bay County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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