Moving to Delray Beach, Florida: The 2026 Data Guide
As of 2026-09-29, the median home sold in Delray Beach, Florida over the last 12 months went for $430,000 (1,520 closings across 440 communities in Momentum’s MLS record), about $290 per square foot for a median 1,507-sq-ft home built around 1985. Homes currently listed have been on the market a median of 53 days, and with 1,056 active listings against that sales pace the city is carrying roughly 8.3 months of supply. Sellers have been getting about 93% of their original asking price. That median is 8% above the median across Momentum’s Florida and Georgia coverage.
Delray Beach right now — September 2026
Live pages for your move: 1,502 homes for sale in Delray Beach · Luxury homes · New construction · Condos (816) · Townhomes (91) · Homes by ZIP (5 ZIPs) · New listings this week · Price reductions · What your budget buys in Palm Beach County · Cost of living · Best neighborhoods · Property tax · Flood zones by neighborhood · Palm Beach County homes for sale.
MLS closed sales and live inventory, Momentum Research; refreshed nightly. Updated September 29, 2026.
What your budget buys in Delray Beach
Three price points from 1,786 recent Delray Beach closings in our record, each showing what actually closed within 10% of that price:
- Around $200,000: the typical sale in this band was a 2-bed, 2-bath home of about 1,137 sq ft, built around 1983 (107 sales).
- Around $430,000: the typical sale in this band was a 2-bed, 2-bath home of about 1,439 sq ft, built around 1996 (152 sales).
- Around $837,500: the typical sale in this band was a 3-bed, 2.5-bath home of about 1,940 sq ft, built around 1999 (98 sales).
The real monthly cost of owning in Delray Beach
Take the median $430,000 home with 20% down at today’s 7.03% 30-year rate: principal and interest run about $2,296/month. Palm Beach County’s typical total millage is 18.72 mills, so after the $50,000 homestead exemption the property tax is roughly $7,113/year ($593/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Palm Beach County is about $1,753/year; private-market quotes vary with roof age and wind mitigation. 90% of current Delray Beach listings carry an HOA, with a median of $676/month where one applies. All in, budget on the order of $3,710/month to own the median Delray Beach home including a typical HOA.
For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Palm Beach County property tax guide and our home insurance by county map.
Where people are buying: Delray Beach’s most active communities
The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.
| Community | Sales (12 mo) | Median | Days listed |
|---|---|---|---|
| Lakes of Delray | 39 | $175,000 | 65 |
| Palm Greens At Villa Del Ray Condo Ii | 32 | $142,000 | 52 |
| Coco Wood Lakes | 26 | $410,500 | 53 |
| Addison Reserve Country Club | 23 | $2,145,000 | 3 |
| Valencia Palms | 23 | $700,000 | 43 |
| Seven Bridges | 21 | $1,875,000 | 43 |
| Villa Borghese | 20 | $495,000 | 66 |
| Bexley Park | 19 | $430,000 | 20 |
Delray Beach by ZIP code
Sales and medians by ZIP over the same 12 months: 33446 (537 sales, median $350,000), 33484 (380 sales, median $216,250), 33445 (377 sales, median $317,850), 33483 (251 sales, median $950,000), 33444 (219 sales, median $740,000), 33437 (12 sales, median $384,000).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 35% were single-family homes, 20% townhomes or villas, and 44% condos. New construction accounted for 3% of closings, led by Delray Trails, Delray Trails Villas, Kenmont. The housing stock skews mixed: 11% of homes sold were built in 2015 or later and 34% before 1980.
Getting around from Delray Beach
Measured from the center of Delray Beach’s recent sales: West Palm Beach is about 19 miles; Fort Lauderdale is about 23 miles; Miami International Airport (MIA) is about 47 miles; Downtown Miami is about 48 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Schools, taxes, and insurance: where to verify
School assignments change; check the Palm Beach County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Palm Beach County’s typical millage of 18.72; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Palm Beach County average of $1,753/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.
Delray Beach: the case for and against
What works in Delray Beach’s favor
- about 8.3 months of supply gives buyers room to negotiate
- insurance is comparatively manageable here (Citizens average $1,753/year)
- no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead
What to plan for
- 90% of listings carry an HOA (median $676/month)
- property taxes reset to your purchase price, so never budget off the seller’s bill
Your Delray Beach relocation toolkit
- Homes for sale in Delray Beach right now
- Cost of living in Delray Beach
- Best neighborhoods in Delray Beach
- New construction in Delray Beach
- Find an agent in Delray Beach
- Delray Beach ZIP codes with prices
- Search every Delray Beach community
Common questions about moving to Delray Beach
How much does a house cost in Delray Beach, FL?
What does it cost per month to own a home in Delray Beach?
What are property taxes like in Delray Beach?
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Does Florida have a state income tax?
Sales figures are Momentum Realty’s MLS record of closings in Delray Beach communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Palm Beach County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.