Moving to Dover, Florida: The 2026 Data Guide
As of 2026-10-04, the median home sold in Dover, Florida over the last 12 months went for $365,000 (32 closings across 37 communities in Momentum’s MLS record), about $206 per square foot for a median 2,330-sq-ft home built around 2005. Homes currently listed have been on the market a median of 15 days, and with 13 active listings against that sales pace the city is carrying roughly 4.9 months of supply. Sellers have been getting about 99% of their original asking price. That median is 9% below the median across Momentum’s Florida and Georgia coverage.
Dover right now — October 2026
Live pages for your move: 51 homes for sale in Dover · Price reductions · What your budget buys in Hillsborough County · Property tax · Hillsborough County homes for sale.
MLS closed sales and live inventory, Momentum Research; refreshed nightly. Updated October 4, 2026.
What your budget buys in Dover
Three price points from 49 recent Dover closings in our record, each showing what actually closed within 10% of that price:
- Around $338,500: the typical sale in this band was a 3-bed, 2-bath home of about 1,841 sq ft, built around 2006 (13 sales).
- Around $365,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,880 sq ft, built around 2007 (12 sales).
- Around $600,000: the typical sale in this band was a 4-bed, 3-bath home of about 2,782 sq ft, built around 2003 (8 sales).
The real monthly cost of owning in Dover
Take the median $365,000 home with 20% down at today’s 7.28% 30-year rate: principal and interest run about $1,998/month. Hillsborough County’s typical total millage is 15.73 mills, so after the $50,000 homestead exemption the property tax is roughly $4,954/year ($413/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Hillsborough County is about $1,816/year; private-market quotes vary with roof age and wind mitigation. 69% of current Dover listings carry an HOA, with a median of $65/month where one applies. All in, budget on the order of $2,627/month to own the median Dover home including a typical HOA.
For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Hillsborough County property tax guide and our home insurance by county map.
Dover by ZIP code
Sales and medians by ZIP over the same 12 months: 33527 (45 sales, median $465,000).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 92% were single-family homes. New construction accounted for 5% of closings. The housing stock skews mixed: 18% of homes sold were built in 2015 or later and 14% before 1980.
Getting around from Dover
Measured from the center of Dover’s recent sales: Downtown Tampa is about 15 miles; Lakeland is about 17 miles; Tampa International Airport (TPA) is about 19 miles; Sarasota is about 48 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Schools, taxes, and insurance: where to verify
School assignments change; check the Hillsborough County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Hillsborough County’s typical millage of 15.73; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Hillsborough County average of $1,816/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.
Dover: the case for and against
What works in Dover’s favor
- homes move quickly (median 15 days listed), so well-priced homes get competition
- insurance is comparatively manageable here (Citizens average $1,816/year)
- no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead
What to plan for
- 69% of listings carry an HOA (median $65/month)
- property taxes reset to your purchase price, so never budget off the seller’s bill
Your Dover relocation toolkit
Common questions about moving to Dover
How much does a house cost in Dover, FL?
What does it cost per month to own a home in Dover?
What are property taxes like in Dover?
Is Dover a buyer's or seller's market right now?
Is there a lot of new construction in Dover?
Does Florida have a state income tax?
Sales figures are Momentum Realty’s MLS record of closings in Dover communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Hillsborough County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.