What $400K Buys in Hillsborough County, FL
A $400K budget buys a very different house depending on which Hillsborough County city you point it at. This page compares every city with at least five active listings within 10% of $400K — size, age, bed and bath count, price per square foot, how much of the inventory is new construction and how long it has been sitting — from today’s live MLS actives, and lists the communities with the most homes at that price. It refreshes every night.
There are 1,139 homes for sale in Hillsborough County, FL priced between $360,000 and $440,000 right now. At $400K, the typical home is 1,784 sq ft, built 2002, at $220/sq ft; 9% of them are new construction and the median has been on the market 68 days. The most house for the money is in Ruskin (2,421 sq ft median); the least in Tampa (1,461 sq ft); the newest in Wimauma (median build year 2022).
What $400K buys, city by city
| City | Homes for sale | Median sq ft | Beds / baths | Median year built | $ / sq ft | New construction | Median DOM |
|---|---|---|---|---|---|---|---|
| Tampa | 470 | 1,461 | 3 / 2 | 1983 | $277 | 10% | 62 |
| Riverview | 164 | 2,207 | 4 / 2.5 | 2015 | $182 | 5% | 69 |
| Brandon | 70 | 1,781 | 3 / 2 | 1985 | $214 | 6% | 71 |
| Ruskin | 62 | 2,421 | 4 / 2.75 | 2014 | $164 | 11% | 83 |
| Wimauma | 62 | 2,133 | 4 / 2.5 | 2022 | $177 | 15% | 76 |
| Apollo Beach | 60 | 1,989 | 3 / 2 | 2019 | $206 | 20% | 73 |
| Plant City | 55 | 2,077 | 4 / 2.5 | 2022 | $186 | 25% | 41 |
| Valrico | 52 | 1,849 | 3 / 2 | 1993 | $216 | 2% | 72 |
| Sun City Center | 37 | 2,079 | 3 / 2 | 2001 | $190 | 0% | 78 |
| Seffner | 28 | 1,750 | 3 / 2 | 1985 | $220 | 0% | 72 |
| Lutz | 23 | 1,681 | 3 / 2 | 1998 | $239 | 0% | 54 |
| Lithia | 19 | 1,780 | 3 / 2 | 2006 | $211 | 0% | 70 |
| Temple Terrace | 14 | 1,777 | 3 / 2 | 1984 | $229 | 0% | 63 |
| Gibsonton | 9 | 2,222 | 4 / 2.5 | 2007 | $169 | 0% | 44 |
| Thonotosassa | 6 | 1,806 | 3 / 2 | 1995 | $221 | 0% | 62 |
| Dover | 5 | 2,185 | 4 / 2.5 | 2006 | $181 | 0% | 38 |
By ZIP code: where $400K goes furthest
The same budget by ZIP — useful where one city covers most of the county.
| ZIP | Homes for sale | Median sq ft | Median year built | $ / sq ft | New construction |
|---|---|---|---|---|---|
| 33579 Riverview | 73 | 2,366 | 2018 | $176 | 4% |
| 33598 Wimauma | 62 | 2,133 | 2022 | $177 | 15% |
| 33572 Apollo Beach | 60 | 1,989 | 2019 | $206 | 20% |
| 33570 Ruskin | 56 | 2,414 | 2014 | $164 | 12% |
| 33511 Brandon | 50 | 1,764 | 1985 | $213 | 8% |
| 33578 Riverview | 48 | 2,168 | 2013 | $188 | 10% |
| 33573 Sun City Center | 43 | 2,153 | 2005 | $183 | 0% |
| 33569 Riverview | 43 | 2,141 | 2006 | $180 | 0% |
| 33604 Tampa | 38 | 1,418 | 1954 | $283 | 8% |
| 33647 Tampa | 36 | 2,007 | 2003 | $197 | 0% |
| 33615 Tampa | 35 | 1,392 | 1973 | $280 | 0% |
| 33619 Tampa | 33 | 1,595 | 2005 | $246 | 21% |
Communities with the most homes near $400K
| Community | City | Homes for sale near $400K | Median sq ft | Median year built |
|---|---|---|---|---|
| south fork | Riverview | 16 | 2,177 | 2007 |
| Varrea | PLANT CITY | 13 | 2,305 | 2027 |
| Waterset | Apollo Beach | 13 | 1,812 | 2020 |
| sun city center | Sun City Center | 12 | 1,975 | 1994 |
| forest brooke active adult | Wimauma | 11 | 2,069 | 2022 |
| Sanctuary At Citrus Park | TAMPA | 9 | 1,673 | 2026 |
| Riverbend | Tampa | 7 | 2,414 | 2013 |
| north park isle | Plant City | 7 | 2,522 | 2023 |
| clair mel city | Tampa | 7 | 1,512 | 1959 |
| Tampas North Side Country Clu | TAMPA | 6 | 1,331 | 1960 |
| villages of lake st charles | Riverview | 6 | 1,874 | 1997 |
| fishhawk ranch | Lithia | 6 | 1,917 | 2005 |
| Waterset Wolf Creek | APOLLO BEACH | 6 | 1,906 | 2023 |
| Del Webbs Sun City Florida | SUN CITY CENTER | 6 | 1,792 | 1968 |
| triple creek | Riverview | 5 | 2,466 | 2020 |
How to read this
Counts and medians are computed from active MLS listings priced within 10% of $400K ($360,000–$440,000) as of November 14, 2026; property mix at this price: Single-family 86%, Townhouse 9%, Condo 4%. Cities with fewer than five listings in the band are folded out of the city table but still count in the county total. Prices are asking prices, not closings — see the county page for sale-to-list ratios. Source: live MLS feeds compiled by Momentum Research. Other budgets in Hillsborough County: $300K, $500K, $750K, $1M. Back to homes for sale in Hillsborough County, FL.