Living in Haines City, Florida: The 2026 Data Guide
Haines City is in Polk County, Florida (ZIP codes 33844). · Homes for sale in Haines City · Polk County
As of 2026-09-11, the median home sold in Haines City, Florida over the last 12 months went for $310,000 (984 closings across 122 communities in Momentum’s MLS record), about $171 per square foot for a median 1,824-sq-ft home built around 1990. Homes currently listed have been on the market a median of 67 days, and with 33 active listings against that sales pace the city is carrying roughly 0.4 months of supply. Sellers have been getting about 96% of their original asking price. That median is 23% below the median across Momentum’s Florida and Georgia coverage.
Haines City right now — September 2026
Live pages for your move: 515 homes for sale in Haines City · Condos (19) · Townhomes (21) · Homes by ZIP (1 ZIPs) · New listings this week · Price reductions · What your budget buys in Polk County · Cost of living · Best neighborhoods · Property tax · Polk County homes for sale.
MLS closed sales and live inventory, Momentum Research; refreshed nightly. Updated September 26, 2026.
What your budget buys in Haines City
Three price points from 33 recent Haines City closings in our record, each showing what actually closed within 10% of that price:
The real monthly cost of owning in Haines City
Take the median $310,000 home with 20% down at today’s 6.71% 30-year rate: principal and interest run about $1,602/month. Polk County’s typical total millage is 16.19 mills, so after the $50,000 homestead exemption the property tax is roughly $4,209/year ($351/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Polk County is about $1,931/year; private-market quotes vary with roof age and wind mitigation. 61% of current Haines City listings carry an HOA, with a median of $338/month where one applies. All in, budget on the order of $2,452/month to own the median Haines City home including a typical HOA.
For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Polk County property tax guide and our home insurance by county map.
Where people are buying: Haines City’s most active communities
The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.
| Community | Sales (12 mo) | Median | Days listed |
|---|---|---|---|
| Bradbury Creek | 138 | $304,994 | 70 |
| Cypress Park Estates | 70 | $310,240 | 67 |
| Crosswinds East | 68 | $310,000 | 47 |
| Lawson Dunes | 57 | $332,990 | 75 |
| Sweetwater Golf & Tennis Club | 40 | $167,450 | 85 |
| Crosswinds | 38 | $341,495 | 33 |
| Marion Creek | 38 | $344,000 | 32 |
| Crosswinds (40s) | 37 | $328,090 | 17 |
Haines City by ZIP code
Sales and medians by ZIP over the same 12 months: 33844 (20 sales, median $212,500), 33710 (12 sales, median $447,500).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 64% were single-family homes. New construction accounted for 78% of closings, led by Bradbury Creek, Crosswinds East, Cypress Park Estates, Lawson Dunes, Crosswinds. The housing stock skews mixed: 21% of homes sold were built in 2015 or later and 30% before 1980.
Getting around from Haines City
Measured from the center of Haines City’s recent sales: Lakeland is about 17 miles; Orlando International Airport (MCO) is about 32 miles; Downtown Orlando is about 35 miles; Downtown Tampa is about 49 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Schools, taxes, and insurance: where to verify
School assignments change; check the Polk County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Polk County’s typical millage of 16.19; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Polk County average of $1,931/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.
Haines City: the case for and against
What works in Haines City’s favor
- prices run 23% below the statewide median in our coverage
- 78% of sales are new construction, so builder incentives and warranties are part of the market
- insurance is comparatively manageable here (Citizens average $1,931/year)
- no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead
What to plan for
- only about 0.4 months of supply, so choice is limited in the most popular price bands
- 61% of listings carry an HOA (median $338/month)
- property taxes reset to your purchase price, so never budget off the seller’s bill
Your Haines City relocation toolkit
- Homes for sale in Haines City right now
- Cost of living in Haines City
- Best neighborhoods in Haines City
- Find an agent in Haines City
- Search every Haines City community
Common questions about moving to Haines City
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<a href="https://movewithmomentum.com/moving-to-haines-city">Living in Haines City, FL: Prices, Cost to Own & Taxes — Momentum Realty</a>Sales figures are Momentum Realty’s MLS record of closings in Haines City communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Polk County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.