Moving to Homosassa, Florida: The 2026 Data Guide
As of 2026-09-13, the median home sold in Homosassa, Florida over the last 12 months went for $330,000 (240 closings across 6 communities in Momentum’s MLS record), about $155 per square foot for a median 2,090-sq-ft home built around 2000. Homes currently listed have been on the market a median of 75 days, and with 107 active listings against that sales pace the city is carrying roughly 5.3 months of supply. Sellers have been getting about 93% of their original asking price. That median is 18% below the median across Momentum’s Florida and Georgia coverage.
What your budget buys in Homosassa
Three price points from 48 recent Homosassa closings in our record, each showing what actually closed within 10% of that price:
- Around $324,000: the typical sale in this band was a 3-bed, 2-bath home of about 2,102 sq ft, built around 1992 (14 sales).
- Around $330,000: the typical sale in this band was a 3-bed, 2-bath home of about 2,120 sq ft, built around 1993 (13 sales).
- Around $439,000: the typical sale in this band was a 4-bed, 2.5-bath home of about 2,306 sq ft, built around 2001 (15 sales).
The real monthly cost of owning in Homosassa
Take the median $330,000 home with 20% down at today’s 6.76% 30-year rate: principal and interest run about $1,714/month. Citrus County’s typical total millage is 14.96 mills, so after the $50,000 homestead exemption the property tax is roughly $4,190/year ($349/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Citrus County is about $1,410/year; private-market quotes vary with roof age and wind mitigation. 96% of current Homosassa listings carry an HOA, with a median of $13/month where one applies. All in, budget on the order of $2,194/month to own the median Homosassa home including a typical HOA.
For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Citrus County property tax guide and our home insurance by county map.
Where people are buying: Homosassa’s most active communities
The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.
| Community | Sales (12 mo) | Median | Days listed |
|---|---|---|---|
| Sugarmill Woods Cypress Village | 109 | $330,000 | 75 |
| Sugarmill Woods Oak Village | 89 | $355,000 | 88 |
| Homosassa | 22 | $185,000 | 57 |
| Riverhaven Village | 10 | $490,375 | 125 |
| Southern Woods At Sugarmill Woods | 10 | $430,000 | 47 |
Homosassa by ZIP code
Sales and medians by ZIP over the same 12 months: 34446 (36 sales, median $380,950), 34448 (12 sales, median $457,875).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 98% were single-family homes, and 2% condos. New construction accounted for 30% of closings, led by Sugarmill Woods Oak Village. The housing stock skews mixed: 25% of homes sold were built in 2015 or later and 4% before 1980.
Getting around from Homosassa
Measured from the center of Homosassa’s recent sales: Ocala is about 39 miles; Tampa International Airport (TPA) is about 52 miles; Downtown Tampa is about 54 miles; Lakeland is about 59 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Schools, taxes, and insurance: where to verify
School assignments change; check the Citrus County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Citrus County’s typical millage of 14.96; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Citrus County average of $1,410/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.
Homosassa: the case for and against
What works in Homosassa’s favor
- prices run 18% below the statewide median in our coverage
- 30% of sales are new construction, so builder incentives and warranties are part of the market
- insurance is comparatively manageable here (Citizens average $1,410/year)
- no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead
What to plan for
- 96% of listings carry an HOA (median $13/month)
- property taxes reset to your purchase price, so never budget off the seller’s bill
Your Homosassa relocation toolkit
- Homes for sale in Homosassa right now
- New construction in Homosassa
- Homosassa ZIP codes with prices
- Search every Homosassa community
Common questions about moving to Homosassa
How much does a house cost in Homosassa, FL?
What does it cost per month to own a home in Homosassa?
What are property taxes like in Homosassa?
Is Homosassa a buyer's or seller's market right now?
Is there a lot of new construction in Homosassa?
Does Florida have a state income tax?
Sales figures are Momentum Realty’s MLS record of closings in Homosassa communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Citrus County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.