Moving to Montverde, Florida: The 2026 Data Guide

As of 2026-09-09, the median home sold in Montverde, Florida over the last 12 months went for $650,000 (45 closings across 24 communities in Momentum’s MLS record), about $225 per square foot for a median 1,960-sq-ft home built around 2016. Homes currently listed have been on the market a median of 55 days, and with 21 active listings against that sales pace the city is carrying roughly 5.6 months of supply. Sellers have been getting about 93% of their original asking price. That median is 61% above the median across Momentum’s Florida and Georgia coverage.

$650,000

Median sale (12 mo)

$225

Price per sq ft

$4,498

Est. monthly cost to own

55 days

Days listed (median)

5.6

Months of supply

39%

New construction share

What your budget buys in Montverde

Three price points from 52 recent Montverde closings in our record, each showing what actually closed within 10% of that price:

Around $650,000: the typical sale in this band was a 4-bed, 3-bath home of about 2,894 sq ft, built around 2026 (13 sales).

The real monthly cost of owning in Montverde

Take the median $650,000 home with 20% down at today’s 6.71% 30-year rate: principal and interest run about $3,359/month. Lake County’s typical total millage is 16.65 mills, so after the $50,000 homestead exemption the property tax is roughly $9,988/year ($832/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Lake County is about $1,756/year; private-market quotes vary with roof age and wind mitigation. 71% of current Montverde listings carry an HOA, with a median of $160/month where one applies. All in, budget on the order of $4,498/month to own the median Montverde home including a typical HOA.

For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Lake County property tax guide and our home insurance by county map.

Where people are buying: Montverde’s most active communities

The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.

Community	Sales (12 mo)	Median	Days listed
Willow Ridge	14	$650,000	9
Montverde Hills	9	$195,000	84

Montverde by ZIP code

Sales and medians by ZIP over the same 12 months: 34756 (52 sales, median $627,000).

What’s for sale: property types, new construction, and age of homes

Of the last 12 months of sales, 71% were single-family homes, and 13% condos. New construction accounted for 39% of closings, led by Willow Ridge. The housing stock skews newer: 52% of homes sold were built in 2015 or later and 13% before 1980.

Getting around from Montverde

Measured from the center of Montverde’s recent sales: Downtown Orlando is about 18 miles; Orlando International Airport (MCO) is about 25 miles; Lakeland is about 41 miles; Ocala is about 50 miles. Distances are straight-line; drive times depend on the corridor and time of day.

Schools, taxes, and insurance: where to verify

School assignments change; check the Lake County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Lake County’s typical millage of 16.65; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Lake County average of $1,756/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.

Montverde: the case for and against

What works in Montverde’s favor

39% of sales are new construction, so builder incentives and warranties are part of the market
insurance is comparatively manageable here (Citizens average $1,756/year)
no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead

What to plan for

prices run 61% above the statewide median in our coverage
71% of listings carry an HOA (median $160/month)
property taxes reset to your purchase price, so never budget off the seller’s bill

Your Montverde relocation toolkit

Common questions about moving to Montverde

How much does a house cost in Montverde, FL?

The median sale over the last 12 months was $650,000 (45 closings), about $225 per square foot. Among recent closings in our record a quarter sold under $393,000 and a quarter over $875,000.

What does it cost per month to own a home in Montverde?

For the median $650,000 home with 20% down at 6.71%, roughly $4,498 per month including principal, interest, Lake County property tax after the homestead exemption, insurance, and a typical HOA.

What are property taxes like in Montverde?

Lake County's typical total millage is 16.65 mills. On the median home that is about $9,988 a year for a new owner after the $50,000 homestead exemption; the assessment resets at purchase, so the seller's bill is not a guide.

Is Montverde a buyer's or seller's market right now?

With about 5.6 months of supply and a median 55 days on market for current listings, conditions are roughly balanced.

Is there a lot of new construction in Montverde?

New construction was 39% of sales in the last 12 months, concentrated in Willow Ridge.

Does Florida have a state income tax?

No. Florida has no state income tax, including on retirement income, and the Save Our Homes cap limits how fast a homesteaded assessment can rise.

Sales figures are Momentum Realty’s MLS record of closings in Montverde communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Lake County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.