Moving to Montverde, Florida: The 2026 Data Guide
As of 2026-11-12, the median home sold in Montverde, Florida over the last 12 months went for $275,000 (16 closings across 40 communities in Momentum’s MLS record), about $193 per square foot for a median 1,421-sq-ft home built around 2006. Homes currently listed have been on the market a median of 12 days, and with 19 active listings against that sales pace the city is carrying roughly 14.2 months of supply. Sellers have been getting about 95% of their original asking price. That median is 32% below the median across Momentum’s Florida and Georgia coverage.
Montverde right now — November 2026
Live pages for your move: 78 homes for sale in Montverde · Luxury homes · New construction · Condos (10) · Homes by ZIP (1 ZIPs) · New listings this week · Price reductions · What your budget buys in Lake County · Cost of living · Best neighborhoods · Property tax · Lake County homes for sale.
MLS closed sales and live inventory, Momentum Research; refreshed nightly. Updated November 12, 2026.
What your budget buys in Montverde
Three price points from 90 recent Montverde closings in our record, each showing what actually closed within 10% of that price:
- Around $835,000: the typical sale in this band was a 4-bed, 3.5-bath home of about 3,098 sq ft, built around 1997 (8 sales).
The real monthly cost of owning in Montverde
Take the median $275,000 home with 20% down at today’s 7.18% 30-year rate: principal and interest run about $1,490/month. Lake County’s typical total millage is 16.65 mills, so after the $50,000 homestead exemption the property tax is roughly $3,745/year ($312/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Lake County is about $1,756/year; private-market quotes vary with roof age and wind mitigation. 63% of current Montverde listings carry an HOA, with a median of $410/month where one applies. All in, budget on the order of $2,359/month to own the median Montverde home including a typical HOA.
For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Lake County property tax guide and our home insurance by county map.
Where people are buying: Montverde’s most active communities
The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.
| Community | Sales (12 mo) | Median | Days listed |
|---|---|---|---|
| Willow Ridge | 12 | $654,500 | 451 |
| Siena/Bella Collina | 5 | $360,000 | 19 |
| Montverde Mobile Home Sub | 5 | $190,000 | 11 |
Montverde by ZIP code
Sales and medians by ZIP over the same 12 months: 34756 (90 sales, median $485,000).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 60% were single-family homes, and 17% condos. The housing stock skews newer: 44% of homes sold were built in 2015 or later and 12% before 1980.
Getting around from Montverde
Measured from the center of Montverde’s recent sales: Downtown Orlando is about 18 miles; Orlando International Airport (MCO) is about 25 miles; Lakeland is about 42 miles; Ocala is about 50 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Schools, taxes, and insurance: where to verify
School assignments change; check the Lake County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Lake County’s typical millage of 16.65; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Lake County average of $1,756/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.
Montverde: the case for and against
What works in Montverde’s favor
- prices run 32% below the statewide median in our coverage
- homes move quickly (median 12 days listed), so well-priced homes get competition
- about 14.2 months of supply gives buyers room to negotiate
- insurance is comparatively manageable here (Citizens average $1,756/year)
- no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead
What to plan for
- 63% of listings carry an HOA (median $410/month)
- property taxes reset to your purchase price, so never budget off the seller’s bill
Your Montverde relocation toolkit
- Homes for sale in Montverde right now
- Cost of living in Montverde
- Best neighborhoods in Montverde
- New construction in Montverde
- Find an agent in Montverde
- Search every Montverde community
Common questions about moving to Montverde
How much does a house cost in Montverde, FL?
What does it cost per month to own a home in Montverde?
What are property taxes like in Montverde?
Is Montverde a buyer's or seller's market right now?
Is there a lot of new construction in Montverde?
Does Florida have a state income tax?
Sales figures are Momentum Realty’s MLS record of closings in Montverde communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Lake County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.