Moving to Oakland, Florida: The 2026 Data Guide
As of 2026-09-28, the median home sold in Oakland, Florida over the last 12 months went for $692,000 (60 closings across 21 communities in Momentum’s MLS record), about $287 per square foot for a median 2,494-sq-ft home built around 2019. Homes currently listed have been on the market a median of 37 days, and with 23 active listings against that sales pace the city is carrying roughly 4.6 months of supply. Sellers have been getting about 96% of their original asking price. That median is 73% above the median across Momentum’s Florida and Georgia coverage.
Oakland right now — September 2026
Live pages for your move: 38 homes for sale in Oakland · Luxury homes · New construction · Homes by ZIP (1 ZIPs) · What your budget buys in Orange County · Cost of living · Best neighborhoods · Property tax · Orange County homes for sale.
MLS closed sales and live inventory, Momentum Research; refreshed nightly. Updated September 28, 2026.
What your budget buys in Oakland
Three price points from 59 recent Oakland closings in our record, each showing what actually closed within 10% of that price:
- Around $495,000: the typical sale in this band was a 3-bed, 2.5-bath home of about 1,909 sq ft, built around 2019 (15 sales).
- Around $692,000: the typical sale in this band was a 4-bed, 3.25-bath home of about 3,082 sq ft, built around 2010 (10 sales).
The real monthly cost of owning in Oakland
Take the median $692,000 home with 20% down at today’s 7.03% 30-year rate: principal and interest run about $3,694/month. Orange County’s typical total millage is 16.67 mills, so after the $50,000 homestead exemption the property tax is roughly $10,705/year ($892/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Orange County is about $1,409/year; private-market quotes vary with roof age and wind mitigation. 83% of current Oakland listings carry an HOA, with a median of $150/month where one applies. All in, budget on the order of $4,854/month to own the median Oakland home including a typical HOA.
For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Orange County property tax guide and our home insurance by county map.
Where people are buying: Oakland’s most active communities
The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.
| Community | Sales (12 mo) | Median | Days listed |
|---|---|---|---|
| Briley Farm | 9 | $3,375,000 | 1 |
| Longleaf/Oakland Rep | 8 | $472,500 | 49 |
| Johns Cove 43/104 | 6 | $1,510,000 | 15 |
| Oakland Trails | 6 | $492,500 | 41 |
| Grove At The Harvest District | 5 | $2,353,078 | 257 |
| Johns Landing Ph 01 44/47 | 5 | $633,000 | 62 |
Oakland by ZIP code
Sales and medians by ZIP over the same 12 months: 34787 (45 sales, median $630,000), 34760 (14 sales, median $2,243,460).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 93% were single-family homes, 7% townhomes or villas. New construction accounted for 30% of closings, led by Briley Farm, Grove At The Harvest District. The housing stock skews newer: 66% of homes sold were built in 2015 or later and 2% before 1980.
Getting around from Oakland
Measured from the center of Oakland’s recent sales: Downtown Orlando is about 16 miles; Orlando International Airport (MCO) is about 22 miles; Lakeland is about 40 miles; Ocala is about 53 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Schools, taxes, and insurance: where to verify
School assignments change; check the Orange County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Orange County’s typical millage of 16.67; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Orange County average of $1,409/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.
Oakland: the case for and against
What works in Oakland’s favor
- homes move quickly (median 37 days listed), so well-priced homes get competition
- 30% of sales are new construction, so builder incentives and warranties are part of the market
- insurance is comparatively manageable here (Citizens average $1,409/year)
- no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead
What to plan for
- prices run 73% above the statewide median in our coverage
- 83% of listings carry an HOA (median $150/month)
- property taxes reset to your purchase price, so never budget off the seller’s bill
Your Oakland relocation toolkit
- Homes for sale in Oakland right now
- Cost of living in Oakland
- Best neighborhoods in Oakland
- New construction in Oakland
- Find an agent in Oakland
- Oakland ZIP codes with prices
- Search every Oakland community
Common questions about moving to Oakland
How much does a house cost in Oakland, FL?
What does it cost per month to own a home in Oakland?
What are property taxes like in Oakland?
Is Oakland a buyer's or seller's market right now?
Is there a lot of new construction in Oakland?
Does Florida have a state income tax?
Sales figures are Momentum Realty’s MLS record of closings in Oakland communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Orange County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.