Moving to St. Pete Beach, Florida: The 2026 Data Guide
As of 2026-09-28, the median home sold in St. Pete Beach, Florida over the last 12 months went for $861,000 (96 closings across 14 communities in Momentum’s MLS record), about $508 per square foot for a median 1,783-sq-ft home built around 1961. Homes currently listed have been on the market a median of 67 days, and with 49 active listings against that sales pace the city is carrying roughly 6.1 months of supply. Sellers have been getting about 92% of their original asking price. That median is 115% above the median across Momentum’s Florida and Georgia coverage.
St. Pete Beach right now — September 2026
Live pages for your move: 168 homes for sale in St. Pete Beach · Luxury homes · Golf communities · Condos (86) · Townhomes (7) · Homes by ZIP (1 ZIPs) · New listings this week · Price reductions · What your budget buys in Pinellas County · Cost of living · Best neighborhoods · Property tax · Pinellas County homes for sale.
MLS closed sales and live inventory, Momentum Research; refreshed nightly. Updated September 28, 2026.
What your budget buys in St. Pete Beach
Three price points from 82 recent St. Pete Beach closings in our record, each showing what actually closed within 10% of that price:
- Around $581,250: the typical sale in this band was a 3-bed, 2-bath home of about 1,449 sq ft, built around 1956 (10 sales).
- Around $1,625,000: the typical sale in this band was a 3-bed, 2-bath home of about 2,250 sq ft, built around 1969 (10 sales).
The real monthly cost of owning in St. Pete Beach
Take the median $861,000 home with 20% down at today’s 7.03% 30-year rate: principal and interest run about $4,596/month. Pinellas County’s typical total millage is 19.39 mills, so after the $50,000 homestead exemption the property tax is roughly $15,722/year ($1,310/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Pinellas County is about $1,911/year; private-market quotes vary with roof age and wind mitigation. 6% of current St. Pete Beach listings carry an HOA, with a median of $432/month where one applies. All in, budget on the order of $6,066/month to own the median St. Pete Beach home.
For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Pinellas County property tax guide and our home insurance by county map.
Where people are buying: St. Pete Beach’s most active communities
The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.
| Community | Sales (12 mo) | Median | Days listed |
|---|---|---|---|
| St. Pete Beach North | 23 | $510,000 | 62 |
| Vina del Mar | 20 | $1,337,500 | 88 |
| Belle Vista | 12 | $630,000 | 36 |
| Boca Ciega Isle | 10 | $861,250 | 117 |
| Three Palms Pointe | 10 | $1,037,500 | 67 |
| Belle Vista Beach | 8 | $385,000 | 49 |
| Belle Vista Point | 6 | $837,500 | 26 |
| Belle Vista | 5 | $750,000 | 64 |
St. Pete Beach by ZIP code
Sales and medians by ZIP over the same 12 months: 33706 (82 sales, median $932,500).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 93% were single-family homes, 7% townhomes or villas. The housing stock skews older: 2% of homes sold were built in 2015 or later and 84% before 1980.
Getting around from St. Pete Beach
Measured from the center of St. Pete Beach’s recent sales: Tampa International Airport (TPA) is about 21 miles; Downtown Tampa is about 23 miles; Sarasota is about 29 miles; Lakeland is about 53 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Schools, taxes, and insurance: where to verify
School assignments change; check the Pinellas County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Pinellas County’s typical millage of 19.39; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Pinellas County average of $1,911/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.
St. Pete Beach: the case for and against
What works in St. Pete Beach’s favor
- insurance is comparatively manageable here (Citizens average $1,911/year)
- most listings (94%) have no HOA
- no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead
What to plan for
- prices run 115% above the statewide median in our coverage
- property taxes reset to your purchase price, so never budget off the seller’s bill
Your St. Pete Beach relocation toolkit
- Homes for sale in St. Pete Beach right now
- Cost of living in St. Pete Beach
- Best neighborhoods in St. Pete Beach
- Find an agent in St. Pete Beach
- Search every St. Pete Beach community
Common questions about moving to St. Pete Beach
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What are property taxes like in St. Pete Beach?
Is St. Pete Beach a buyer's or seller's market right now?
Is there a lot of new construction in St. Pete Beach?
Does Florida have a state income tax?
Sales figures are Momentum Realty’s MLS record of closings in St. Pete Beach communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Pinellas County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.