Moving to Tarpon Springs, Florida: The 2026 Data Guide
As of 2026-09-27, the median home sold in Tarpon Springs, Florida over the last 12 months went for $390,000 (487 closings across 182 communities in Momentum’s MLS record), about $246 per square foot for a median 1,507-sq-ft home built around 1987. Homes currently listed have been on the market a median of 64 days, and with 229 active listings against that sales pace the city is carrying roughly 5.6 months of supply. Sellers have been getting about 93% of their original asking price. That is right in line with the median across Momentum’s Florida and Georgia coverage.
Tarpon Springs right now — September 2026
Live pages for your move: 292 homes for sale in Tarpon Springs · Luxury homes · New construction · Condos (79) · Townhomes (22) · Homes by ZIP (2 ZIPs) · New listings this week · Price reductions · What your budget buys in Pinellas County · Cost of living · Best neighborhoods · Property tax · Flood zones by neighborhood · Pinellas County homes for sale.
MLS closed sales and live inventory, Momentum Research; refreshed nightly. Updated September 27, 2026.
What your budget buys in Tarpon Springs
Three price points from 550 recent Tarpon Springs closings in our record, each showing what actually closed within 10% of that price:
- Around $255,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,215 sq ft, built around 1979 (36 sales).
- Around $390,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,550 sq ft, built around 1988 (74 sales).
- Around $625,000: the typical sale in this band was a 4-bed, 2.5-bath home of about 2,336 sq ft, built around 1998 (59 sales).
The real monthly cost of owning in Tarpon Springs
Take the median $390,000 home with 20% down at today’s 7.03% 30-year rate: principal and interest run about $2,082/month. Pinellas County’s typical total millage is 19.39 mills, so after the $50,000 homestead exemption the property tax is roughly $6,591/year ($549/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Pinellas County is about $1,911/year; private-market quotes vary with roof age and wind mitigation. 52% of current Tarpon Springs listings carry an HOA, with a median of $335/month where one applies. All in, budget on the order of $3,126/month to own the median Tarpon Springs home including a typical HOA.
For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Pinellas County property tax guide and our home insurance by county map.
Where people are buying: Tarpon Springs’s most active communities
The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.
| Community | Sales (12 mo) | Median | Days listed |
|---|---|---|---|
| Pine Ridge at Lake Tarpon Village | 41 | $165,000 | 65 |
| Pointe Alexis | 17 | $390,000 | 103 |
| Grassy Pointe | 13 | $527,500 | 33 |
| Gulfview Ridge | 13 | $330,775 | 20 |
| Tarpon Shores | 13 | $109,500 | 131 |
| Windrush Bay Condominiums | 12 | $159,000 | 139 |
| riverside oaks | 12 | $654,910 | 91 |
| Oakleaf Village | 11 | $377,000 | 49 |
Tarpon Springs by ZIP code
Sales and medians by ZIP over the same 12 months: 34689 (415 sales, median $370,000), 34688 (101 sales, median $660,000), 33701 (12 sales, median $862,000), 32771 (12 sales, median $654,910).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 71% were single-family homes, 10% townhomes or villas, and 14% condos. New construction accounted for 1% of closings. The housing stock skews mixed: 9% of homes sold were built in 2015 or later and 33% before 1980.
Getting around from Tarpon Springs
Measured from the center of Tarpon Springs’s recent sales: Tampa International Airport (TPA) is about 18 miles; Downtown Tampa is about 22 miles; Lakeland is about 49 miles; Sarasota is about 57 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Schools, taxes, and insurance: where to verify
School assignments change; check the Pinellas County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Pinellas County’s typical millage of 19.39; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Pinellas County average of $1,911/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.
Tarpon Springs: the case for and against
What works in Tarpon Springs’s favor
- insurance is comparatively manageable here (Citizens average $1,911/year)
- no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead
What to plan for
- property taxes reset to your purchase price, so never budget off the seller’s bill
Your Tarpon Springs relocation toolkit
- Homes for sale in Tarpon Springs right now
- Cost of living in Tarpon Springs
- Best neighborhoods in Tarpon Springs
- New construction in Tarpon Springs
- Find an agent in Tarpon Springs
- Tarpon Springs ZIP codes with prices
- Search every Tarpon Springs community
Common questions about moving to Tarpon Springs
How much does a house cost in Tarpon Springs, FL?
What does it cost per month to own a home in Tarpon Springs?
What are property taxes like in Tarpon Springs?
Is Tarpon Springs a buyer's or seller's market right now?
Is there a lot of new construction in Tarpon Springs?
Does Florida have a state income tax?
Sales figures are Momentum Realty’s MLS record of closings in Tarpon Springs communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Pinellas County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.