Moving to The Villages, FL: The 2026 Relocation Guide

Thinking about moving to The Villages, Florida? This guide pulls together everything you need to plan the move — the housing market, what it really costs to live here, the best neighborhoods, new construction, and Florida’s tax advantages — using Momentum’s MLS data (as of 2026-06-16).

The Villages at a glance

$355,000
Median home price
47 days
Median days on market
$2,459
Est. monthly cost to own
10
Communities

Why people move to The Villages

Florida’s draw is simple: no state income tax, year-round sunshine, and no income tax on retirement income. In The Villages specifically, the median home runs about $355,000, and homes sell in a median of 47 days. Once you buy and homestead, Florida’s Save Our Homes cap limits how fast your property taxes can rise. The trade-off to plan for is home insurance, which runs above the national average — we break that down in the cost-of-living guide below.

Best neighborhoods in The Villages

A few of The Villages’s strongest communities by the data: VILLAGES OF WEST LAKE, VILLAGE OF NEWELL, VILLAGES/FRUITLAND PARK UN #31. See the full, ranked list → best neighborhoods in The Villages.

What it costs to live in The Villages

For a typical The Villages home, the estimated monthly cost to own is about $2,459 (principal, interest, Lake County property tax, and insurance). Full breakdown → cost of living in The Villages.

Your The Villages relocation toolkit

Common questions

Does Florida have a state income tax?
No. Florida has no state income tax, including on retirement income, which is one of the biggest reasons people relocate here.
How much does it cost to live in The Villages?
A typical The Villages home is about $355,000, with an estimated monthly cost to own around $2,459. See the cost-of-living guide for the full breakdown including taxes and insurance.
What are the best neighborhoods in The Villages?
It depends on your budget, schools, and commute. We rank The Villages's neighborhoods by the data (demand, value, appreciation) on the best-neighborhoods page, and a local agent can match you.
Is The Villages a good place to move?
For many people, yes — no state income tax, a protected property-tax cap once you homestead, and a range of neighborhoods and new construction. The variable to plan for is insurance.

Figures are estimates from Momentum Realty’s MLS data and Lake County tax/insurance data, as of 2026-06-16, and change over time. General relocation guidance, not financial advice. Equal Housing Opportunity.

Moving to The Villages?

Get a local relocation expert in your corner.

Tell us about your move and a Momentum agent who knows The Villages will help you find the right neighborhood for your budget, schools, and commute — whether you’re buying now or just planning. No pressure, no obligation.

Plan ahead: cost of living · best neighborhoods.

Get your The Villages relocation plan

A local specialist will reach out, usually within one business day.

or call (904) 351-6461