Moving to West Palm Beach, Florida: The 2026 Data Guide

By Jon Brooks, Co-Founder, Momentum Realty · Updated September 27, 2026

As of 2026-09-27, the median home sold in West Palm Beach, Florida over the last 12 months went for $430,000 (1,663 closings across 550 communities in Momentum’s MLS record), about $282 per square foot for a median 1,440-sq-ft home built around 1985. Homes currently listed have been on the market a median of 49 days, and with 1,184 active listings against that sales pace the city is carrying roughly 8.5 months of supply. Sellers have been getting about 94% of their original asking price. That median is 8% above the median across Momentum’s Florida and Georgia coverage.

West Palm Beach is the northern anchor of the South Florida coast, and its market reads very differently from Boca or Fort Lauderdale right now: a moderate median for the region, a wide spread of neighborhoods, and more inventory relative to sales than any other city on these guides. Sellers are taking discounts, and buyers have time.

The number of recorded closings in our coverage is smaller here than in the larger cities, so treat the community table as a sample rather than a census.

What your budget buys in West Palm Beach

Three price points from 1,937 recent West Palm Beach closings in our record, each showing what actually closed within 10% of that price:

• Around $218,000: the typical sale in this band was a 2-bed, 2-bath home of about 1,116 sq ft, built around 1984 (117 sales).
• Around $430,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,499 sq ft, built around 1994 (222 sales).
• Around $680,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,945 sq ft, built around 1995 (117 sales).

The lower band is condos and the older neighborhoods west of the interstate; the middle band spreads across the established suburbs such as RiverWalk, Andros Isle and Baywinds; the upper band is Flamingo Park, the historic in-town district, and the country-club communities such as Breakers West. Square footage stays modest across the bands, and age and setting do the work.

The real monthly cost of owning in West Palm Beach

Take the median $430,000 home with 20% down at today’s 7.03% 30-year rate: principal and interest run about $2,296/month. Palm Beach County’s typical total millage is 18.72 mills, so after the $50,000 homestead exemption the property tax is roughly $7,113/year ($593/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Palm Beach County is about $1,753/year; private-market quotes vary with roof age and wind mitigation. 79% of current West Palm Beach listings carry an HOA, with a median of $552/month where one applies. All in, budget on the order of $3,586/month to own the median West Palm Beach home including a typical HOA.

Palm Beach County's millage is on the higher side, and the tax reset at purchase is the line that surprises relocating buyers most. Insurance is manageable at the county average. The HOA picture is split down the middle, and where one exists in the gated communities it is substantial, often bundling amenities that would otherwise be optional.

For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Palm Beach County property tax guide and our home insurance by county map.

Where people are buying: West Palm Beach’s most active communities

The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.

RiverWalk leads the table and is the gated suburban benchmark; Flamingo Park is the historic neighborhood near downtown with the highest median among the in-town areas; Breakers West is the country-club option; Golden Lakes Village is the condo entry point. The spread across these few names is the whole story of the city's price geography.

West Palm Beach by ZIP code

Sales and medians by ZIP over the same 12 months: 33401 (333 sales, median $565,000), 33417 (299 sales, median $120,000), 33411 (268 sales, median $395,000), 33405 (206 sales, median $977,500), 33415 (171 sales, median $285,000), 33409 (161 sales, median $290,000).

What’s for sale: property types, new construction, and age of homes

Of the last 12 months of sales, 44% were single-family homes, 18% townhomes or villas, and 38% condos. New construction accounted for 2% of closings. The housing stock skews older: 7% of homes sold were built in 2015 or later and 38% before 1980.

West Palm has a meaningful townhome and villa share, which is where a lot of the mid-band purchasing happens, and a quarter of what sold was built before 1980, concentrated in the neighborhoods near downtown. New construction is scarce, so this is a resale and renovation market where condition matters.

Getting around from West Palm Beach

Measured from the center of West Palm Beach’s recent sales: Fort Lauderdale is about 41 miles; Miami International Airport (MIA) is about 64 miles; Downtown Miami is about 66 miles; Melbourne is about 100 miles. Distances are straight-line; drive times depend on the corridor and time of day.

Downtown West Palm has become a genuine employment center, which shortens the commute for a growing share of residents. Fort Lauderdale is reachable on I-95, Miami is a long drive, and the Brightline station downtown has made the corridor workable for some commuters. The airport is close to the city.

Schools, taxes, and insurance: where to verify

School assignments change; check the Palm Beach County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Palm Beach County’s typical millage of 18.72; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Palm Beach County average of $1,753/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.

West Palm Beach: the case for and against

West Palm Beach is the most buyer-friendly market on the South Florida coast right now. The inventory is real, the sale-to-list data gives you a negotiating baseline, and the work is in choosing between the in-town neighborhoods and the gated suburbs, which are different lifestyles at similar prices.

Your West Palm Beach relocation toolkit

• Homes for sale in West Palm Beach right now
• Cost of living in West Palm Beach
• Best neighborhoods in West Palm Beach
• New construction in West Palm Beach
• Find an agent in West Palm Beach
• West Palm Beach ZIP codes with prices
• Search every West Palm Beach community

Common questions about moving to West Palm Beach

Sales figures are Momentum Realty’s MLS record of closings in West Palm Beach communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Palm Beach County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.