Admirals
Inlet Homes for Sale in Fleming Island, FL

Established resale homes · Fleming Island · ZIP 32003

A small, single-entrance resale pocket off Old Hard Road in Fleming Island, built by D.R. Horton in the early 2000s, where a portion of homesites have private docks reaching Swimming Pen Creek.

Established resaleFleming Island, Clay CountySome homesites with dock access
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a small, single-street community, so inventory turns over slowly. Verify a specific home's dock access and condition before you tour.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Admirals Inlet is a compact, single-builder pocket, which makes it easier to evaluate than a multi-decade resale street: homes were built in a tight window in the early 2000s by one builder, so condition variance is narrower than in an older, mixed-era neighborhood. The real split inside the community is water access. A minority of homesites have private docks reaching Swimming Pen Creek, and that feature carries a meaningfully different value than an interior lot on the same loop street. Because the community is only one road with a single entrance, weigh the trade-off between a dock lot and a quieter interior lot on its own terms rather than assuming they price the same."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Admirals Inlet is an established, single-family resale community in Fleming Island, in Clay County, built by D.R. Horton in a single, tight construction window in the early 2000s. Public listing records show roughly four dozen homes on one loop street reached through a single entrance off Old Hard Road.

Because the entire community was built by one builder over a short span, the homes share a similar era and general construction quality, with public listing records showing four-bedroom plans ranging from roughly 1,936 to 3,053 square feet. A portion of the homesites, those backing to the water, have private docks with access to Swimming Pen Creek, while the remaining interior lots do not carry that feature.

The community carries a homeowners association with low dues per public listing records, and no Community Development District has been identified; confirm both directly before you buy. There is no dedicated clubhouse or pool amenity center here, so the value proposition is the tight-knit, single-phase construction quality and, for a subset of homes, direct creek access rather than a managed amenity package.

Best for

  • Buyers who want a resale home built in a single, consistent early-2000s construction window
  • Buyers who specifically want a homesite with private dock access to Swimming Pen Creek
  • Buyers who prefer a small, single-entrance street over a large, amenity-heavy subdivision

Probably not for

  • Buyers who want a managed clubhouse, pool, or fitness amenity package included in HOA dues
  • Buyers who need a large pool of competing listings to negotiate against, given the small home count
  • Buyers who want a golf-course or gated setting

How Fleming Island is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
n/aMedian days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Live market metrics for Admirals Inlet update as realMLS listings and sales post. Figures shown reflect current recorded activity; confirm specifics by address.

Live from realMLS, as of July 10, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Fleming Island listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Admirals Inlet buys, holds, and resells. See the five factors.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Orange Park10 to 15 min · approximate
Downtown Jacksonville30 to 40 min · approximate
Naval Air Station Jacksonville area25 to 35 min · approximate
Swimming Pen Creek (community dock access)On-site · private dock access on a portion of homesites only

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near AdmiralsInlet Homes for Sale in Fleming Island, FL with Momentum Realty’s local guides.

Lake Ridge North Homes for Sale in Fleming Island, FLLake Ridge North Homes for Sale in Fleming Island, FLFleming Island, FL · 0.4 miWEWaterfront Estates at Eagle Harbor Homes for Sale in Fleming Island, FLFleming Island, FL · 0.5 miBHBay Harbor Homes for Sale in Orange Park, FLOrange Park, FL · 0.6 miBABrookstone atEagle Harbor Homes for Sale in Orange Park, FLOrange Park, FL · 0.7 miCACobblestone atEagle Harbor Homes for Sale in Fleming Island, FLFleming Island, FL · 1.0 miSHSummerleaf Homes for Sale in Middleburg, FLMiddleburg, FL · 1.0 miPHParadiseMoorings Homes for Sale in Middleburg, FLMiddleburg, FL · 1.0 miCWCountry Walk at Eagle Harbor Homes for Sale in Fleming Island, FLFleming Island, FL · 1.0 miBCBlack Creek at Eagle Harbor Homes for Sale in Fleming Island, FLFleming Island, FL · 1.1 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Fleming Island (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Clay County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Fleming Island is served by Clay County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

High

Fleming Island High School (Clay County District Schools), verify by address

Middle

Lakeside Junior High School (Clay County District Schools), verify by address

Elementary

Fleming Island Elementary School or Thunderbolt Elementary School (Clay County District Schools), verify by address

Buying with schools in mind? We can confirm the exact zoned schools for any Fleming Island address.

The takeaway

The story around Admirals Inlet is Clay County's sustained growth and steady demand for small, established Fleming Island resale pockets, especially the subset of homes with creek dock access.

Recent Developments in Admirals Inlet

Our read on what is being built around Fleming Island, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNet neutral to positive: continued regional growth supports demand for established Fleming Island resale homes, while rising insurance costs make condition and, for dock-access lots, flood exposure more consequential to the math.

Clay County population growth

2020 to 2026
BullishNotable impact
SignificanceRadius: County

Clay County has been one of the faster-growing counties in Northeast Florida over the past several years, sustaining demand for established resale housing across the Fleming Island area, including small pockets like this one.

Insurance and flood-zone costs on water-access homes

2026
BearishNotable impact
SignificanceRadius: Community

Homeowners insurance and flood coverage on homes backing to the creek have both risen in cost. Get a bindable insurance quote and confirm flood zone status for any specific dock-access home before you commit.

Steady demand for small resale pockets

2026
NeutralMinor impact
SignificanceRadius: Community

Small, single-builder communities like this one tend to see infrequent listings, so pricing depends heavily on the individual home's condition and, where applicable, its dock access.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Admirals Inlet, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

    Development alerts for Admirals InletGet a short monthly email when something new is approved, funded, or opens near Admirals Inlet.

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    Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

    If we were buying in Fleming Island, this is the order of operations we would run, and the one we run for our clients.

    1

    Pull the specific parcel's Clay County Property Appraiser record to confirm lot size, year built, and whether the homesite carries dock rights.

    2

    Confirm the HOA's current dues amount and exactly what it covers in writing.

    3

    Get a full home inspection, since homes here are now roughly two decades old and may need roof, HVAC, or water-heater updates.

    4

    If considering a dock-access homesite, get a bindable homeowners insurance quote and confirm flood zone status before you commit.

    5

    Verify the exact zoned elementary, middle, and high school by the home's address with the Clay County School District.

    Best Buy
    A well-maintained or updated home, with a private dock to Swimming Pen Creek if water access is a priority.
    Biggest Risk
    Assuming an interior lot has the same value as a dock-access lot, or skipping an inspection on a now two-decade-old home.
    Best Lot
    Dock-access homesites carry the most water-access value; interior lots on the same loop street trade at a different tier.
    Smart Timing
    Resale-driven with a small home count, so timing is about catching the right individual listing when it lists.
    The takeaway

    On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

    Community Details at a Glance

    The Homes

    Type

    Established single-family resale

    Builder

    D.R. Horton, per public listing records

    Era

    Built roughly 2002 to 2004, per public listing records

    Size range

    About 1,936 to 3,053 sq ft, 4 bedrooms

    Costs & Fees

    HOA

    Yes, low dues per public listing records; confirm the current amount directly

    CDD

    None identified; confirm on the parcel tax record

    Property use

    Primarily long-term resale homes, per public listing records

    Amenities

    Marketed

    A portion of homesites have private docks with water access to Swimming Pen Creek

    Status

    No dedicated clubhouse or pool amenity center identified

    Location

    Town

    Fleming Island, Clay County

    Access

    Off Old Hard Road, a single-entrance loop street

    Jacksonville

    About 25 to 35 min (approximate)

    The takeaway

    Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

    The Entry

    At the lower end of the range, expect the smaller four-bedroom plan, around 1,936 square feet, on an interior homesite without dock access, per public listing records.

    Lowest entry
    The Core

    In the middle of the range, expect mid-sized four-bedroom plans with a mix of original and updated finishes, typical of this early-2000s build era.

    Most inventory
    The Top

    At the upper end, expect the largest plan, up to roughly 3,053 square feet, and homesites with a private dock reaching Swimming Pen Creek.

    Strongest resale

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    The Entry
    At the lower end of the range, expect the smaller four-bedroom plan, around 1,936 square feet, on an interior homesite without dock access, per public listing records.
    The Core
    In the middle of the range, expect mid-sized four-bedroom plans with a mix of original and updated finishes, typical of this early-2000s build era.
    The Top
    At the upper end, expect the largest plan, up to roughly 3,053 square feet, and homesites with a private dock reaching Swimming Pen Creek.

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    15-Second Take
    • Renovation math decides the deal
    • Better lots and views resell strongest
    • Roof and HVAC age drive the insurance quote
    • Interior lots are where buyers overpay
    Jon Brooks, Momentum Realty
    Operator Note

    Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

    Home condition consistencySingle builder, tight era
    Dock and creek accessOn a portion of homesites
    HOA dues clarityConfirm amount directly
    System age riskNow roughly two decades old
    Waterfront insurance exposureApplies to dock-access lots

    Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

    Jon Brooks, Momentum Realty
    Operator Note

    The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

    5 Mistakes Buyers Make in Fleming Island

    15-Second Take
    • Calling the listing agent (who works for the seller)
    • Misjudging the renovation budget
    • Overpaying for an interior lot
    • Underbudgeting the carrying costs
    • Skipping the roof, HVAC, and systems check

    The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

    The value here is not a clubhouse, it is the water: a single-builder resale street where a private dock, not a pool, is the real amenity.

    Jon Brooks · Founder, Momentum Realty
    6.5C · Buy Score
    Resale Strength6.4/10
    Renovation Risk6.2/10
    Location Efficiency6.6/10
    Long-Term Defensibility6.0/10
    Carrying Cost Advantage6.8/10

    Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

    Why our read on Fleming Island is different.

    Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

    Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
    Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

    Which Lots & Views Hold Value Best

    Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

    Value ($/sqft)
    $261 value$401 premium
    Lake / waterPreserveInterior

    Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

    15-Second Take
    • Homes were built in a single, tight early-2000s window by one builder.
    • A minority of homesites carry a private dock to Swimming Pen Creek.
    • Interior lots on the same loop street do not have water access.
    • Homes are now roughly two decades old; budget for system updates.
    • Confirm dock rights and flood zone on any water-access homesite before you buy.

    Because the entire community was built by one builder in a short window, the durable difference between two homes here is less about construction era and more about the homesite. Dock-access lots backing to Swimming Pen Creek carry meaningfully more water-access value than interior lots on the same loop street, and that gap should be reflected in what you are willing to pay. As homes approach the two-decade mark, also weigh individual condition and update history, since even same-era construction can diverge based on maintenance.

    Fleming Island in 15 seconds.

    Best forBuyers who want an early-2000s D.R. Horton resale home, especially one with private dock access to Swimming Pen Creek.
    Biggest advantageConsistent, single-builder construction quality and, on a subset of homesites, direct creek dock access.
    Biggest riskOverpaying for an interior lot as if it carried the same water-access value as a dock homesite.
    Sweet spotA well-maintained dock-access home on the water side of the loop.
    Avoid ifYou want a managed amenity center or a large pool of competing listings to negotiate against.

    HOA, CDD & Fees

    15-Second Take
    • HOA identified with low dues, per public listing records; confirm the current amount in writing.
    • No CDD identified; confirm on the parcel's tax record.
    • A portion of homesites have private docks with access to Swimming Pen Creek.
    • No dedicated clubhouse or pool amenity center identified.
    • Confirm flood zone and insurance requirements for any dock-access homesite.

    Admirals Inlet has a homeowners association with low dues, per public listing records. A current dues amount is not published here; confirm the exact figure and what it covers with the HOA or management company before you buy.

    Confirm in writing, but HOA dues in a community like this typically fund common-area upkeep along the single entrance and loop street.

    No golf course or private country club has been identified in or adjacent to this community.

    The takeaway

    Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

    Momentum listings (YTD)
    97.98%
    Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
    Market average (YTD)
    96.73%
    The broader metro average sold-to-list ratio over the same period.
    Momentum days on market
    64 days
    Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
    Market days on market
    72 days
    The broader metro median over the same period.

    Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

    In Fleming Island, condition and view decide your number

    Because buyers here are weighing your home against renovated comps and cross-shopping Harbor Lake, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

    What is your Fleming Island home worth?

    Get a no-obligation home value based on real comparable sales in Fleming Island matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

    See homes for sale in Admirals Inlet on the map →

    Real comps, not an automated estimate.

    Price History: What Homes Here Have Actually Sold For

    Median sale prices in Admirals Inlet year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

    The real cost & risk here

    Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

    $1,806/mo
    Clay County typical true cost to own
    $99/mo
    Clay County typical home insurance
    Check CDD
    Confirm before you offer

    County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

    Live market metrics for Admirals Inlet are being compiled from realMLS activity and will appear here as listings and sales post. For current county-level figures, see the market data links below.

    Market metrics only; these describe homes for sale and recent sales, not residents.

    Frequently Asked Questions

    Is Admirals Inlet a new-construction community?
    No. It is an established, single-family resale neighborhood in Fleming Island, built by D.R. Horton in the early 2000s, per public listing records.
    Is there a homeowners association?
    Yes, a homeowners association with low dues is identified, per public listing records. Confirm the current dues amount directly with the HOA or management company.
    Is there a CDD bond on the taxes?
    No Community Development District has been identified here, but confirm CDD status on the specific parcel's tax record with the Clay County Property Appraiser.
    What is the community's main amenity?
    A portion of the homesites have private docks with water access to Swimming Pen Creek. No dedicated clubhouse, pool, or other amenity center has been identified.
    How big are the homes?
    Public listing records show four-bedroom plans ranging from roughly 1,936 to 3,053 square feet. Verify the exact square footage on the specific listing and parcel record.
    Is Admirals Inlet gated or age-restricted?
    There is no verified information indicating the community is gated or marketed as age-restricted.
    What schools serve the community?
    It is in the Clay County District Schools, with Fleming Island High School and Lakeside Junior High School generally serving the area, and Fleming Island Elementary School or Thunderbolt Elementary School at the elementary level. Verify the exact zoned schools by the home's address.
    How is the commute to Jacksonville?
    Downtown Jacksonville is roughly a 30 to 40 minute approximate drive, and Orange Park is closer, at roughly 10 to 15 minutes. Confirm current drive times for your specific route.
    What is near the community?
    Swimming Pen Creek runs along a portion of the community's homesites, and Old Hard Road provides the single entrance in and out.
    What is the biggest risk of buying here?
    Mispricing an interior lot as if it carried the same water-access value as a dock homesite, or skipping an inspection on a now two-decade-old home.
    Are any lots directly on the water?
    A portion of the homesites back to Swimming Pen Creek and have private docks. If you are considering one, confirm dock rights, flood zone status, and waterfront insurance requirements before you commit.
    Should I get an inspection before buying here?
    Yes. As homes here approach the two-decade mark, a full inspection of the roof, HVAC, and major systems is worthwhile before you make an offer.
    Should I get my own agent for a purchase here?
    Yes. Your own agent can help you evaluate a specific home's condition and, where applicable, dock access against the wider Fleming Island resale market and represent your interests in negotiations.
    How many homes are in Admirals Inlet?
    Public listing records describe roughly four dozen homes on a single loop street. Because the community is small, listings can be infrequent.
    How current is the data on this page?
    The market figures come from live Northeast Florida MLS data and update regularly. Always confirm the exact condition, price, and availability of a specific home before you make an offer.
    Who is the best real estate agent for Admirals Inlet?
    The best agent for Admirals Inlet is one who actively works Fleming Island and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Admirals Inlet.
    How do I find a top Fleming Island real estate agent who knows Admirals Inlet?
    Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Admirals Inlet and the wider Fleming Island area.
    Can Momentum Realty connect me with an agent for Admirals Inlet?
    Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Admirals Inlet purchase or sale - no call center and no pressure.
    You want an early-2000s, single-builder resale home in Fleming Island.Excellent fit
    You specifically want a homesite with private dock access to Swimming Pen Creek.Excellent fit
    You prefer a small, single-entrance street over a large managed amenity community.Excellent fit
    You commute to Orange Park or the Jacksonville area.Excellent fit
    You want a large managed amenity center, pool, or clubhouse included in HOA dues.Probably not
    You need a large pool of competing listings to negotiate against.Probably not
    You are not prepared to budget for updates on a home approaching two decades old.Probably not
    You want a gated or golf-course setting.Probably not

    Get the inside read on Fleming Island

    Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Fleming Island home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

    We respond personally, usually the same day.

    You are all set.

    A Momentum Realty Fleming Island specialist will reach out personally, usually the same day.

    Median sale price in Admirals Inlet, Florida by year (2012 to 2026). Source: Momentum Realty.
    Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

    Zoom out before you decide: see the Clay County market guide or every community in the Neighborhood Finder.

    Get my Clay County cash offer →

    Own a home here?

    You just read the data. Now see what your home is worth.

    The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the RealMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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