Waterfront Estates at Eagle Harbor
Homes for Sale in Fleming Island, FL

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Clay County

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True comps, carrying-cost math, and listings before the portals.

Built fromLive realMLS dataUpdated twice daily

Part of the Eagle Harbor master-planned community in Fleming Island, FL — see all Eagle Harbor homes for sale (35 listings across 4 villages and sections in the MLS).

The Area Market

The market around Waterfront Estates at Eagle Harbor

Waterfront Estates at Eagle Harbor is too small for its own price trend, so here is the market around it.

Across Clay County, 1,172 homes are active and 480 pending (29% under contract).

ZIP and county figures describe the wider market, not Waterfront Estates at Eagle Harbor specifically. Momentum Research analysis of MLS records.

Schools

In short

Clay County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available

Thunderbolt Elementary SchoolFLDOE grade A · Public PK-6, Fleming Island (Clay County); confirm zoning by address
Lakeside Junior High SchoolFLDOE grade A · Public 6-8, Orange Park (Clay County); confirm zoning by address
Fleming Island High SchoolFLDOE grade A · Public 9-12, Fleming Island (Clay County); opened 2003

Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Clay County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Waterfront Estates at Eagle Harbor address.

The Strategy

The Waterfront Estates at Eagle Harbor buying strategy.

If we were buying in Waterfront Estates at Eagle Harbor today, this is the order of operations we would run for our clients.

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Waterfront Estates at Eagle Harbor.

“

The location and the amenities are priced into every listing in Waterfront Estates at Eagle Harbor. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

In short

HOA status not on record. Verify any dues before you offer
Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Run Your Numbers

Tools for a Waterfront Estates at Eagle Harbor buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxClay County millage and the homestead picture.Rent vs buyThe breakeven on owning in Waterfront Estates at Eagle Harbor.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Waterfront Estates at Eagle Harbor sales matched to your home.

Selling in Waterfront Estates at Eagle Harbor

Price it to the comps and condition, not an automated estimate.

If you are thinking about selling in Waterfront Estates at Eagle Harbor, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.

What is your Waterfront Estates at Eagle Harbor home worth?

Get a no-obligation home value based on real comparable sales in Waterfront Estates at Eagle Harbor, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Waterfront Estates at Eagle Harbor on the map →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,007/mo

Clay County typical true cost to own

$99/mo

Clay County typical home insurance

Has a CDD

Bond assessment on top of taxes

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Waterfront Estates (Eagle Harbor) Market Scorecard

Thin data

Waterfront Estates (Eagle Harbor) is currently a thin data market. Limited supply, a median asking price of n/a.

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Months supply

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Median list

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Median sold

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Per sqft

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Days on mkt

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Active/Pend/Sold

Go deeper: true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

What schools serve Waterfront Estates at Eagle Harbor?

Waterfront Estates at Eagle Harbor is served by Clay County Public Schools, typically Thunderbolt Elementary School, Lakeside Junior High School and Fleming Island High School. Confirm the exact zoning by address with the district.

Who is the best real estate agent for Waterfront Estates at Eagle Harbor?

The best agent for Waterfront Estates at Eagle Harbor is one who actively works and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Waterfront Estates at Eagle Harbor.

How do I find a top real estate agent who knows Waterfront Estates at Eagle Harbor?

Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Waterfront Estates at Eagle Harbor and the wider area.

Can Momentum Realty connect me with an agent for Waterfront Estates at Eagle Harbor?

Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Waterfront Estates at Eagle Harbor purchase or sale - no call center and no pressure.

Data sources & freshness

Under-contract shares	realMLS records, as of 2026-08-18
Schools	2025-26 district assignments + FLDOE school grades; verify with the district

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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