Bay Harbor
Homes for Sale in Orange Park, FL
All 334 homes for sale in Orange Park, FL · median $330,000 · Clay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of INI REALTY · via realMLS
As of November 2026, the MLS records 32 closed sales in Bay Harbor in Orange Park, FL since 2011, the most recent in October 2026. Recorded prices since 2024 ran from $335,000 to $505,000 (median $420,000), on homes of 1,722 to 2,408 sq ft. Across Orange Park as a whole, 932 homes closed in the last 12 months at a median of $320,000, 40 median days on market, with 302 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $6,320 ($5,730 with the full homestead exemption).
Last 30 days in Bay Harbor: 1 closed sale (median $363,000). As of November 13, 2026, realMLS.
Bay Harbor is a small, contained community of 53 homes in Orange Park, Clay County, built entirely between 2000 and 2003, with a median build year of 2001. That narrow construction window means the housing stock reads as consistent in age and era rather than a mix spanning multiple decades and builders. There is no price benchmark to lean on right now: active listings sit at 0, and the current window shows just one closing, so pricing here has to be reasoned out from comparable context rather than a running median.
For a buyer, that thin data means patience and a broker relationship - not scrolling a portal - is what surfaces the next listing. For a seller, it means a listing does not have to compete against a deep shelf of other Bay Harbor homes on the market at the same time, because there simply are not many out there right now. A homestead-exemption share of 79.2% also points to a stock of largely owner-occupied homes, which tends to slow turnover and keep supply tight in ordinary years, not just this one.
Figures in this note are as of July 15, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Bay Harbor right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Bay Harbor is a compact, 53-home community in Orange Park built in a tight span from 2000 to 2003, with homes running a median of 1,937 square feet - a footprint that stays consistent across the community rather than swinging from small to large.
realMLS (Northeast Florida) sales records identify 24 homes in Bay Harbor that have changed hands since 2002, built between 2001 and 2002 (median 2002), with a median living area of about 1,910 sq ft and a typical 4-bedroom, 2-bath layout; 96% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 4 qualified sales in Bay Harbor across 2024–2024, median $420,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Bay Harbor. Swipe to explore the community.
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Bay Harbor
Bay Harbor
Bay HarborPhotos from realMLS listings in Bay Harbor; content deemed reliable but not guaranteed.
Who Bay Harbor is best for.
Best for
- A buyer targeting a home built between 2000 and 2003 who wants a small, single-phase community rather than a sprawling subdivision.
- A buyer comfortable working off very limited active inventory and relying on a broker to surface homes before they hit a portal.
- A seller who wants a listing to stand out in a community with essentially no competing active inventory right now.
Probably not for
- A buyer who wants to compare several active listings side by side before deciding - there is nothing currently on the market to compare.
- A buyer prioritizing a large recreational amenity package - the only amenity on record is a basketball court, and it should be confirmed with the HOA.
- A buyer who needs a long transaction history to build price confidence - the current window shows only one closing.
The market around Bay Harbor
Bay Harbor is too small for its own price trend, so here is the market around it.
In ZIP 32003, 129 homes are on the market and 30% are under contract — a fast-moving corner of Orange Park.
Across Clay County, 1,279 homes are active and 403 pending (24% under contract).
In ZIP 32003 (Orange Park), 440 homes closed in the last 12 months at a median of $455K ($215/sq ft), up 0.0% year over year, with a median 32 days on market. Right now 87 active and 22 pending listings put supply at about 2.4 months — a healthy market. See the live ZIP 32003 housing market and the Clay County market.
ZIP and county figures describe the wider market, not Bay Harbor specifically. Momentum Research analysis of MLS records.
Life at Bay Harbor
- Basketball Court · reported on 1 of 1 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Clay County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Fleming Island High School (Clay County District Schools)FLDOE grade A · High
- Lakeside Junior High School or your address-zoned middle school (verify by address) · Middle
- Fleming Island Elementary School or your address-zoned elementary school (verify by address) · Elementary
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Clay County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Bay Harbor address.
The Bay Harbor buying strategy.
If we were buying in Bay Harbor today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bay Harbor.
A Small, Consistent Pocket of Clay County
Fifty-three homes, all raised within a four-year construction window, is a small enough footprint that Bay Harbor behaves more like a single phase of a subdivision than a sprawling community layered with multiple builders and eras. The median living area of 1,937 square feet suggests a fairly uniform floor-plan approach for the period rather than a wide range from starter to estate-sized homes. The one amenity on record is a basketball court, reported across this community's MLS listings, so buyers should verify current amenities and access directly with the HOA rather than assume a fuller recreational package.
The market-activity numbers here matter as much as the physical stock: zero active listings and one closing in the current window is not a lot to work with. That is not unusual for a community this size, but it does mean anyone tracking Bay Harbor needs to watch for listings as they come up rather than lean on a steady stream of comparables. Combined with a homestead-exemption share of 79.2%, the picture is a community where most owners hold the home as a primary residence rather than a rental or investment property, which historically correlates with fewer, more deliberate listings rather than frequent turnover.
The location and the amenities are priced into every listing in Bay Harbor. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With active listings at 0 and only one closing in the current window, Bay Harbor is not a community you can read from a portal search alone - it takes someone watching the small number of homes that exist, all built between 2000 and 2003, and ready to move the moment one comes up. Momentum tracks this pocket of Orange Park directly rather than waiting for it to surface in a broad Clay County search, and can help a buyer or seller understand what a 1,937-square-foot home here is actually worth in context, without a running median to lean on.
Bay Harbor in 15 seconds.
Tools for a Bay Harbor buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bay Harbor sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bay Harbor, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bay Harbor home worth?
Get a no-obligation home value based on real comparable sales in Bay Harbor, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Orange Park →
Recently off market in Bay Harbor Orange Park
Homes in Bay Harbor Orange Park that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 1530 Bay Harbor Drive · off market
- 2329 Side Wheel Court · off market
| Location | FL |
|---|---|
| Amenities listed by sellers | Basketball Court |
| For sale right now | 0 active, 0 pending |
| Zoned public schools | Fleming Island High School (Clay County District Schools) (A, FLDOE 2025-26); Lakeside Junior High School or your address-zoned middle school (verify by address); Fleming Island Elementary School or your address-zoned elementary school (verify by address) |
Data as of November 13, 2026. Based on Stellar MLS data distributed by MLS GRID. Market figures describe homes, not residents. Cite as: Momentum Realty, “Bay Harbor key facts,” movewithmomentum.com/neighborhoods/bay-harbor-orange-park, data as of November 13, 2026.
Housing distress & ownership in Bay Harbor, Orange Park
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Recently sold in Bay Harbor Orange Park
- 2329 Side Wheel Court · sold $363,000
- 1530 Bay Harbor Drive · sold $505,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Orange Park home searches
- All homes for sale in Orange Park, FL
- Orange Park golf course homes
- Orange Park home values: what is my house worth?
- ZIP 32003 housing scorecard
Orange Park guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Clay County)
- Homestead exemption (Clay County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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Ask an agent about Bay Harbor
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Price History: What Homes Here Have Actually Sold For
Median sale prices in Bay Harbor Orange Park year by year since 2012, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.
Recent Developments in Bay Harbor
Development, infrastructure, retail, and school activity affecting Bay Harbor, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Schools
Clay school district says one-mill referendum renews, not raises, property tax
The Clay County school district says the referendum on the upcoming ballot renews the one-mill levy voters first approved in 2020 at the same rate. The money funds school law enforcement contracts and compensation to retain and attract teachers and support staff. A citizens' advisory committee reviews spending, and the district says non-renewal would leave a funding shortfall.
What it may mean for the marketThe outcome sets school operating funding and staffing support for Clay County without changing the current millage rate. The site is about 9 miles southeast of Bay Harbor.
Source: Clay Today - October 2026Retail & Dining
Grumpy's opens largest location yet on Fleming Island
Grumpy's opened at 1803 East-West Parkway in the former Dick's Wings and Grill space, with a Oct. 12 grand opening after benefit soft-opening dinners on Oct. 9 and 10. At 5,352 square feet it is the chain's largest of six Northeast Florida locations, seating up to 190. The owners plan a third restaurant.
What it may mean for the marketA large breakfast-and-lunch restaurant filling a vacant East-West Parkway space adds a dining option on Fleming Island. The site is about 1 mile southeast of Bay Harbor.
Source: Clay Today - September 2026Infrastructure
County Road 220 widening and Little Black Creek bridge replacement open to traffic in Clay County
The project finished ahead of schedule, with a new four-lane bridge over Little Black Creek replacing a 1947 structure. Phase 1 began in December 2024 with intersection improvements at Rideout Ferry Road, and Phase 2 began in January 2025. Officials say it should ease traffic along the corridor.
What it may mean for the marketA four-lane CR 220 corridor improves commute capacity for Fleming Island and Middleburg area drivers. The site is about 2 miles west of Bay Harbor.
Source: News4JAX - June 2026Development
Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center
Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.
What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The site is about 11 miles northwest of Bay Harbor.
Source: Jax Daily Record - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 5 miles south of Bay Harbor.
Source: Jax Daily Record - April 2026Development
Hillwood seeks to mass-grade an AllianceFlorida site for a possible 1 million-square-foot building
Hillwood asked to mass grade a site at AllianceFlorida at Cecil Commerce Center to prepare for a possible 1 million-square-foot building, a step that typically precedes a large industrial or distribution user committing to the Westside park.
What it may mean for the marketA build-ready million-square-foot pad points to a potential large employer on the Westside, the kind of jobs anchor that can lift demand for nearby housing. The site is about 11 miles northwest of Bay Harbor.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
How many homes are in Bay Harbor?
What share of Bay Harbor is owner-occupied?
When were the homes in Bay Harbor built?
What schools serve Bay Harbor?
Who is the best real estate agent for Bay Harbor?
How do I find a top Orange Park real estate agent who knows Bay Harbor?
Can Momentum Realty connect me with an agent for Bay Harbor?
Where is Bay Harbor, and what county is it in?
How far is Bay Harbor from downtown Jacksonville and the beach?
Should you buy in Bay Harbor?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: November 12, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 32003)) |
| Under-contract shares | realMLS records, as of 2026-11-12 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2011 (32 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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