Bahia Lakes Ph 3
Homes for Sale in Ruskin, FL
True comps, carrying-cost math, and listings before the portals.
Bahia Lakes Ph 3 is a compact, built-out pocket of 137 homes dating from 2007 to 2012, with a median build year of 2010. At a median of $320,000 and roughly $178 per square foot on around 2,136 square feet, price here is driven less by location premium and more by condition and updates. Two homes of similar size can sell well apart depending on how much work has been done since they went up.
The market posture right now favors buyers. Median days on market sits at 129, which is slow, and prices are down 7.8% year over year. For sellers that means sharp pricing and move-in-ready presentation matter more than usual; overpricing gets punished with time on market. For buyers, the pace gives room to negotiate and inspect without rushing.
Bahia Lakes Ph 3 right now
🟡 Off the recent peak. The trailing-12-month median ($320K) is down 7.8% from the prior 12 months ($347K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 13. Confidence: Low (3 and 5 sales in the two windows).
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Updated July 13, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Bahia Lakes Ph 3 market snapshot (as of July 13, 2026): the median sale price is about $320K ($178 per sq ft over the trailing 12 months of closed sales), and a median 129 days on market for closed sales. The trailing-12-month median is down 8% from the prior 12 months, computed from record-level Stellar MLS closed sales (3 closings in the current window).
Bahia Lakes Ph 3 is a community of 137 homes in Ruskin, Hillsborough County, built between 2007 and 2012 (median 2010), with a median living area of about 2,136 square feet. 69% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
A small, fully established community in Ruskin where nearly every home was built within a five-year window, so the housing stock is consistent in age and size. With about 69% of homes homesteaded, this reads as a primary-residence neighborhood rather than a rental-heavy one.
Who Bahia Lakes Ph 3 is best for.
Best for
- Primary-residence buyers wanting a settled, built-out neighborhood with homes of similar age and size
- Patient buyers comfortable with a slow market who want negotiating room and time for diligence
- Buyers targeting a move-in-ready home who will pay for updates but want to verify them
Probably not for
- Buyers needing to resell quickly, given the long days on market and year-over-year price decline
- Investors counting on near-term appreciation
- Buyers who want a large selection at any moment, since this is a small 137-home community
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 13 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($320K) IS the median in the snapshot above, and the move from 2025 ($347K) IS the -7.8% one-year change.
Windows contain 0 to 7 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
The Bahia Lakes Ph 3 buying strategy.
If we were buying in Bahia Lakes Ph 3 today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bahia Lakes Ph 3.
A condition-driven market moving slowly
Because the homes cluster tightly in age and around 2,136 square feet of living space, the spread you see in pricing tends to come from updates, finishes, and upkeep rather than square footage or vintage. When you tour here, the differences between listings are worth reading closely — the median of $320,000 is a starting reference, not a promise that every home lands there.
The 129-day median on market tells you this is not a quick-turn environment. That is a factor for both sides: sellers need patience and correct pricing, and buyers have leverage and time to do proper diligence. The 7.8% year-over-year decline reinforces that the market is soft, so nothing should be bought or listed on the assumption of a fast rebound.
The location and the amenities are priced into every listing in Bahia Lakes Ph 3. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Bahia Lakes Ph 3 buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (4.8). Basis: Recent Direction -7.8% year-over-year; Owner Commitment 69% owner-occupied; Pricing Power 90.1% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a slow, condition-driven market like this one, the value is in reading the differences between homes accurately and pricing against them honestly. We will tell a seller when the list price does not match the condition, and we will tell a buyer when a longer days-on-market number means room to negotiate rather than a hidden problem. Small community, thin closing activity — you want someone who watches every comp closely.
Bahia Lakes Ph 3 in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bahia Lakes Ph 3 buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bahia Lakes Ph 3 sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bahia Lakes Ph 3, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bahia Lakes Ph 3 home worth?
Get a no-obligation home value based on real comparable sales in Bahia Lakes Ph 3, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Bahia Lakes Ph 3 on the map →
Frequently Asked Questions
What is the median home price in Bahia Lakes Ph 3?
How long do homes in Bahia Lakes Ph 3 take to sell?
How many homes are in Bahia Lakes Ph 3?
What share of Bahia Lakes Ph 3 is owner-occupied?
When were the homes in Bahia Lakes Ph 3 built?
Do cash buyers compete in Bahia Lakes Ph 3?
Who is the best real estate agent for Bahia Lakes Ph 3?
How do I find a top Ruskin real estate agent who knows Bahia Lakes Ph 3?
Can Momentum Realty connect me with an agent for Bahia Lakes Ph 3?
Should you buy in Bahia Lakes Ph 3?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 13, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (2 streets, ZIP 33570)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2014 (23 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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See how Bahia Lakes Ph 3 fits the bigger picture — live prices, inventory, and Momentum Scores: