Bear Creek
Homes for Sale in Freeport, FL
All 373 homes for sale in Freeport, FL · median $426,028 · 374 homes for sale in 32439 · Walton County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, Bear Creek in Freeport, FL has 2 homes for sale. Homes listed or recently sold were built 2019–2026 with 2 new construction.
Sections of Bear Creek in the MLS
Bear Creek in Freeport, FL is recorded as 2 separate subdivisions/phases in the MLS; 5 homes are for sale across them today. Each section has its own page:
- Bear Creek Subdivision Phase III A · 3 for sale
- Bear Creek Ph I · 2 for sale
| Location | Freeport, Walton County, FL · ZIP 32439 |
|---|---|
| Homes in the community | 41 (FL DOR 2025 assessment roll) |
| Years built | 2005–2024 (median 2021.0) |
| Typical living area | 2,820 sq ft (median) |
| Amenities listed by sellers | Exercise Room, Gated, Pickleball, Playground, Pool, BBQ Pit/Grill |
| For sale right now | 2 active, 0 pending · median asking $671,150 · 24.0 months of supply |
| Owner-occupied (homestead) share | 67% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “BEAR CREEK key facts,” movewithmomentum.com/neighborhoods/bear-creek, data as of September 20, 2026.
Bear Creek is a small, newer-build community in Freeport, with 41 homes and a median build year of 2021. What sets price here is condition and construction vintage more than any amenity package or view premium — the homes are recent, and the median living area runs a generous 2,820 square feet. Expect a wide spread rather than a tidy band, because a 2005 home and a 2024 home sit under the same community name and are not the same product.
With only two closings in the recent window, this is a thin-transaction market where a single sale can skew perception. For sellers, that means pricing to the actual condition of your home and not to a neighbor's headline number. For buyers, it means patience — inventory turns over slowly here, and the right home may take waiting rather than choosing from a deep shelf.
Bear Creek right now
🟢 Buyer-leaning market. 24.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Low (2 active and pending listings, 1 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 29, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Bear Creek is a compact community of larger, relatively new homes in Freeport, in Walton County. With no community amenities identified from current listings, the draw is the house itself and the location rather than shared facilities.
Emerald Coast MLS sales records identify 17 homes in BEAR CREEK that have changed hands since 2011, built between 2001 and 2026 (median 2021), with a median living area of about 2,075 sq ft and a typical 3-bedroom, 2.5-bath layout; 82% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 8 qualified sales in BEAR CREEK across 2024–2025 (5 in 2024, 3 in 2025), median $649,900 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Bear Creek. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Bear Creek
Bear Creek
Bear CreekPhotos from Emerald Coast MLS listings in Bear Creek; content deemed reliable but not guaranteed.
Who Bear Creek is best for.
Best for
- Buyers prioritizing recent construction and a large footprint over shared amenities
- Long-horizon owner-occupants comfortable waiting for the right listing to surface
- Those who want a Freeport address in Walton County without a resort-style HOA package
Probably not for
- Buyers who require a pool, gym, gate, or other community amenities
- Anyone needing a quick purchase from a broad, always-available inventory
- Investors expecting a rental-heavy community rather than an owner-occupied one
The market around Bear Creek
Bear Creek is too small for its own price trend, so here is the market around it.
In ZIP 32439, 535 homes are on the market and 26% are under contract — a steady corner of Freeport.
Across Walton County, 3,174 homes are active and 698 pending (18% under contract).
In ZIP 32439 (Freeport), 679 homes closed in the last 12 months at a median of $385K, down 3.3% year over year, with a median 70 days on market. Right now 301 active and 108 pending listings put supply at about 5.5 months — a buyer's market. See the live ZIP 32439 housing market and the Walton County market.
ZIP and county figures describe the wider market, not Bear Creek specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in BEAR CREEK, Freeport
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Bear Creek
Live MLS inventory for Bear Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Bear Creek listings as of 2026-09-26, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Bear Creek Right Now (2)
All 2 active and pending Bear Creek listings with a detail page, newest first, refreshed twice a day from the MLS.
- 97 Muzzle Street · $759,000 · 4 bd / 3 ba · listed Jun 30, 2026 · listed by Compass
- 78 E Grizzly Street · $579,400 · 3 bd / 2 ba · listed Jun 30, 2026 · listed by Keller Williams Realty SRB
Bear Creek on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Freeport · Elementary
- Freeport · Middle
- Freeport · High
Zoned schools reflect the assignments reported on recent Bear Creek listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Bear Creek address.
Shop the zone: Homes zoned for Freeport High School
The Bear Creek buying strategy.
If we were buying in Bear Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bear Creek.
A newer-build pocket with square footage to spare
The housing stock here spans 2005 to 2024, but the median year built lands at 2021, so most of what trades is recent construction. At a median 2,820 square feet, these are substantial floor plans — the space is the story, and buyers should evaluate on layout, finish, and how well each home has been maintained rather than assuming uniformity across the community.
About two-thirds of homes here are homesteaded, which points to an owner-occupied core rather than a rental-heavy footprint. No community amenities show up in current MLS listings, so if a pool, gym, or gated entry is on your must-have list, confirm before you fall for a floor plan — this community competes on the home and the Freeport location, not on shared extras.
The location and the amenities are priced into every listing in Bear Creek. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this small with this few recent closings, comparable sales are scarce and easy to misread. We price and negotiate off the actual condition and vintage of the specific home, not a rounded number pulled from one nearby sale — and we tell you plainly when the space you are paying for does not match the finish you are getting.
Bear Creek in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bear Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bear Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bear Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bear Creek home worth?
Get a no-obligation home value based on real comparable sales in Bear Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Freeport →
28% of homes for sale in ZIP 32439 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-24).
Frequently Asked Questions
Is Bear Creek a buyer's or seller's market right now?
How many homes are in Bear Creek?
What share of Bear Creek is owner-occupied?
When were the homes in Bear Creek built?
Who is the best real estate agent for Bear Creek?
How do I find a top Freeport real estate agent who knows Bear Creek?
Can Momentum Realty connect me with an agent for Bear Creek?
Where is Bear Creek, and what county is it in?
Should you buy in Bear Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 26, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 32439)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2011 (12 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how BEAR CREEK fits the bigger picture — live prices, inventory, and Momentum Scores:
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