Bear Creek
Homes for Sale in Freeport, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of November 2026, Bear Creek Subdivision Phase III A in Freeport, FL has 2 homes for sale. Homes listed or recently sold were built 2024–2026 with 2 new construction; 3 of 3 report an HOA (median $200/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 15 ft).
Part of Bear Creek, Freeport, FL — see all Bear Creek homes for sale (4 listings across 3 sections in the MLS).
| Location | Freeport, Walton County, FL · ZIP 32439 |
|---|---|
| Homes in the community | 3 (FL DOR 2025 assessment roll) |
| Years built | 2024–2024 (median 2024) |
| Typical living area | 2,398 sq ft (median) |
| Amenities listed by sellers | Community Room, Exercise Room, Gated, Pickleball, Playground, Pool |
| For sale right now | 2 active, 0 pending · median asking $606,850 · 24.0 months of supply |
| Owner-occupied (homestead) share | 0% |
Data as of November 9, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Bear Creek key facts,” movewithmomentum.com/neighborhoods/bear-creek-subdivision-phase-iii-a, data as of November 9, 2026.
Last 30 days in Bear Creek: 1 closed sale (median $675,000). As of November 9, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Bear Creek Subdivision Phase III A is a small pocket inside Freeport, and with only 2 active listings on the current snapshot, this is a thin, low-volume market. When inventory is this sparse, price is set less by a broad supply-and-demand curve and more by the specific condition, layout, and lot of whatever happens to be listed. Two homes cannot establish a reliable range, so treat any single number here as a data point, not a trend.
For a seller, thin inventory can work in your favor — fewer directly comparable homes means less to be measured against — but it cuts both ways, since a buyer here has almost nothing to shop against and will lean hard on condition and value. For a buyer, the practical posture is patience: with so few options, the right home may not be listed today, and you should be ready to move quickly or wait for the next one.
Figures in this note are as of July 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Bear Creek right now
🟢 Buyer-leaning market. 24.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of November 9, 2026. Confidence: Low (2 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 9, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Bear Creek Subdivision Phase III A is a defined phase of a larger community in Freeport, Walton County, currently showing just two homes for sale. It is a quiet, small-scale corner of the Freeport market rather than a high-turnover subdivision.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Bear Creek. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Bear Creek
Bear Creek
Bear CreekPhotos from Emerald Coast MLS listings in Bear Creek; content deemed reliable but not guaranteed.
Who Bear Creek is best for.
Best for
- Buyers set on Freeport who value a small, quiet subdivision over an amenity-heavy community
- Patient buyers comfortable waiting for the right listing rather than a large menu of options
- Sellers here who want a comp-driven price built from the broader Walton County market
Probably not for
- Buyers who want pools, trails, or other shared amenities built into the community
- Buyers who need multiple homes to tour and compare on a single weekend
- Anyone who wants a deep local sales history to anchor a fast, no-homework offer
The market around Bear Creek
Bear Creek is too small for its own price trend, so here is the market around it.
In ZIP 32439, 448 homes are on the market and 25% are under contract — a steady corner of Freeport.
Across Walton County, 2,879 homes are active and 587 pending (17% under contract).
ZIP and county figures describe the wider market, not Bear Creek specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Bear Creek Subdivision Phase III A, Freeport
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Bear Creek
Live MLS inventory for Bear Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Bear Creek listings as of 2026-11-09, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Bear Creek Subdivision Phase Iii A Right Now (2)
All 2 active and pending Bear Creek Subdivision Phase Iii A listings with a detail page, newest first, refreshed twice a day from the MLS.
- 135 Clarke Hill Road · $448,700 · 4 bd / 3 ba · listed Aug 11, 2026 · listed by Keller Williams Realty SRB
- 71 Clarke Hill Road · $765,000 · 4 bd / 3.5 ba · listed Aug 11, 2026 · listed by 30A Local Real Estate
Bear Creek on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Freeport · Elementary
- Freeport · Middle
- Freeport · High
Zoned schools reflect the assignments reported on recent Bear Creek listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Bear Creek address.
The Bear Creek buying strategy.
If we were buying in Bear Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bear Creek.
Reading a two-listing market
The honest headline is scale. With two active listings and no community amenities identified from current MLS data, the value story here is driven almost entirely by the individual property — its condition, its finishes, its lot, and how it compares to the broader Freeport market outside this phase. There is no amenity premium to price around and no deep pool of recent activity to lean on.
That makes homework matter more, not less. A serious buyer or seller should widen the lens to comparable Freeport and Walton County product, because two data points inside Phase III A will not answer the pricing question on their own. This is a place where a careful, comp-driven read beats any assumption about what the subdivision 'should' bring.
The location and the amenities are priced into every listing in Bear Creek. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin, generic pricing tools fall apart — there simply is not enough local activity to lean on. We work it the way it has to be worked: pulling comparable Freeport and Walton County listings, weighing condition against the two homes actually available, and telling you plainly when the right fit is not on the market yet. That candor is the whole point of hiring us here.
Bear Creek in 15 seconds.
Tools for a Bear Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bear Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bear Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bear Creek home worth?
Get a no-obligation home value based on real comparable sales in Bear Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Freeport →
Recently off market in Bear Creek Subdivision Phase III A
Homes in Bear Creek Subdivision Phase III A that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 83 Clarke Hill Road · off market
Recent Developments in Bear Creek Subdivision Phase Iii A
Development, infrastructure, retail, and school activity affecting Bear Creek Subdivision Phase Iii A, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Development
DeFuniak Springs tactical training firm plans campus expansion after multimillion-dollar contracts
Stronghold Test & Training Center, on a 50-acre campus at 150 Warfighter Way, plans a new complex with secure vaults, classrooms, offices and a 3D-printing prototyping bay. The company cites a $21 million Navy contract through 2030 and other federal awards; no cost, timeline or job count was given.
What it may mean for the marketDefense-linked contracting growth near Eglin and Hurlburt supports employer activity and specialized jobs in the DeFuniak Springs area. The project is about 29 miles northeast of Bear Creek Subdivision Phase Iii A, elsewhere in Walton County.
Source: Get The Coast - September 2026Parks & Amenities
Destin and Okaloosa County agree on management of 4-acre Holiday Isle state park
Destin and Okaloosa County unanimously agreed to back Destin as manager and developer of the roughly four-acre state-acquired park on Holiday Isle near Norriego Point. In return, Destin council voted 5-2 to offer free parking to all Okaloosa County residents at city-owned lots and parks. The deal still requires state Board of Trustees and DEP review.
What it may mean for the marketManagement of the Holiday Isle park and city parking rules will affect public waterfront access and parking in Destin. The site is about 5 miles south of Bear Creek Subdivision Phase Iii A.
Source: Get The Coast - August 2026Infrastructure
Walton commissioners approve up to $4.69 million Westbay Parkway design contract
At its August 17, 2026 meeting, the Walton County Board of County Commissioners approved, on the consent agenda, a contract with Mott MacDonald for Westbay Parkway design not to exceed $4,693,502.38. The same agenda included a $184,117 Dewberry task order for the Santa Clara Regional Beach Access Bramble Grove addition.
What it may mean for the marketDesign work on Westbay Parkway is an early step toward added road capacity in western Walton County. The project is about 21 miles east of Bear Creek Subdivision Phase Iii A, elsewhere in Walton County.
Source: Walton County Government - July 2026Infrastructure
Scenic Walton advances underground utilities and gateway landscape projects
Scenic Walton reported progress on countywide initiatives, including a $200,000 Freeport U.S. 331 gateway landscape project supported by a $100,000 FDOT Highway Beautification Grant, plus a 30A West gateway landscape project and early planning for countywide underground utilities. Funding for the utilities study advanced into Walton County's draft budget for fiscal year 2026 to 2027.
What it may mean for the marketAdvances roadway beautification and stormwater improvements along the Freeport U.S. 331 corridor and the 30A west gateway and lays groundwork for utility resilience upgrades across Walton County. The project is about 22 miles east of Bear Creek Subdivision Phase Iii A, elsewhere in Walton County.
Source: Get The Coast - June 2026Civic
DeSantis signs state budget with funding for Okaloosa County projects
Governor DeSantis signed the state budget that included roughly $15 million for 20 Okaloosa County projects, among them $5 million for the Northwest Florida State College Workforce Innovation Center in Niceville, $1.5 million for Shalimar Bridge Park, and $3 million for Destin road and drainage work. About $7.26 million in other local requests were vetoed.
What it may mean for the marketDirects state funding toward workforce, park, road, and drainage infrastructure across Okaloosa County, supporting public facilities and capacity in Niceville, Shalimar, and Destin. The site is about 4 miles north of Bear Creek Subdivision Phase Iii A.
Source: Get The Coast
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
Is Bear Creek a buyer's or seller's market right now?
How many homes are in Bear Creek?
What share of Bear Creek is owner-occupied?
When were the homes in Bear Creek built?
Who is the best real estate agent for Bear Creek?
How do I find a top Freeport real estate agent who knows Bear Creek?
Can Momentum Realty connect me with an agent for Bear Creek?
Should you buy in Bear Creek?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Bear Creek with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: November 9, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32439)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-11-09 |
| Historical depth | Closed-sale records back to 2026 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how Bear Creek Subdivision Phase III A fits the bigger picture — live prices, inventory, and Momentum Scores: