Aerial view of Belle Aire Estates

Belle Aire Estates
Homes for Sale in Washington County, FL

Community in Chipley · Washington County · ZIP 32428
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True comps, carrying-cost math, and listings before the portals.

Built fromLive CPAR MLS data5 years of closingsUpdated twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Belle Aire Estates does not have an active pricing story to tell right now. There is no median sale figure, no listing count, and no established amenity package showing up in the current MLS feed for this community, which means any pricing conversation here has to be built from scratch using direct comparable sales rather than a community-level trend line.

For a buyer or seller, that is a signal to slow down before anchoring to a number. Thin or absent MLS data does not mean the community is inactive — it often means turnover is infrequent, listings move through channels outside the standard feed, or the subdivision is small enough that a handful of sales would skew any average. Either way, this is a market where the work happens property by property, not by trend.

Nearby homes for sale

No active listings inside Belle Aire Estates right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

3243 Quail Ridge Drive
$355K · 1.5 mi away
4 bd · 2 ba
3243 Quail Ridge Drive
Listed by Hennessy Real Estate Group LLC
3522 Quail Ridge Drive
$455K · 1.6 mi away
4 bd · 2 ba
3522 Quail Ridge Drive
Listed by Legacy Premier Agency
3515 Quail Ridge Drive
$200K · 1.7 mi away
3 bd · 2 ba
3515 Quail Ridge Drive
Listed by Keller Williams Success Realty
3425 Quail Ridge Drive
$275K · 1.9 mi away
3 bd · 2 ba
3425 Quail Ridge Drive
Listed by Keller Williams Realty Emerald
3421 Quail Ridge Drive
$450K · 1.9 mi away
3 bd · 3 ba
3421 Quail Ridge Drive
Listed by Counts Real Estate Group
3445 Cardinal Place
$350K · 1.9 mi away
3 bd · 2 ba
3445 Cardinal Place
Listed by Counts Real Estate Group

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Belle Aire Estates sits in Chipley, in Washington County, an area where local MLS coverage on this specific subdivision is currently sparse. What exists on record does not point to a formal amenity package, which suggests a straightforward residential subdivision rather than a planned community with shared facilities.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer looking for a basic residential lot in Chipley without amenity fees or HOA overhead to factor into the budget
  • A buyer comfortable doing comparable-sales research at the county level rather than relying on subdivision-specific trend data
  • A seller prepared to price and market the home on its own merits and recent-area comps rather than a community sales history

Probably not for

  • A buyer who wants documented community amenities as part of the purchase decision
  • A buyer who needs recent subdivision-specific sales data to feel confident in an offer price
  • An investor relying on a documented resale trend within this specific community before committing capital

The market around Belle Aire Estates

Belle Aire Estates is too small for its own price trend, so here is the market around it.

In ZIP 32428, 124 homes are on the market and 30% are under contract — a steady corner of Chipley.

Across Washington County, 112 homes are active and 47 pending (30% under contract).

In ZIP 32428 (Chipley), 196 homes closed in the last 12 months at a median of $228K, up 5.1% year over year, with a median 68 days on market. Right now 79 active and 30 pending listings — a balanced market. See the live ZIP 32428 housing market and the Washington County market.

ZIP and county figures describe the wider market, not Belle Aire Estates specifically. Momentum Research analysis of MLS records.

If we were buying in Belle Aire Estates today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Belle Aire Estates.

Best Buy
Buyers and sellers who want a straightforward subdivision purchase without a homeowners association amenity package to evaluate.
Biggest Risk
The main risk is limited comparable data, which makes independent valuation and appraisal support more important than usual.
Sweet Spot
The sweet spot is a buyer comfortable pricing off county-level comps rather than a community-specific track record.
Avoid If
Avoid if you specifically want documented shared amenities or an active recent-sales history to lean on before offering.

When the data set is this thin

There is no way to responsibly describe pricing patterns, inventory pace, or amenities in Belle Aire Estates using invented figures, so the honest deep dive here is about what the absence of data actually tells you. No community amenities identified from current MLS listings means either there are none to speak of, or they simply have not been documented in recent listing sheets — a distinction worth confirming directly with a seller or HOA before assuming either way.

The same caution applies to value. Without recent comparable sales specific to this subdivision, a buyer should expect to lean on broader Chipley and Washington County comps, adjusted for lot size, condition, and any deed restrictions that may apply. A seller should expect the same — pricing will be argued from nearby comparables, not from a Belle Aire Estates-specific track record.

The location and the amenities are priced into every listing in Belle Aire Estates. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community with this little standardized MLS history, the value we add is not repeating a trend line — there isn't one to repeat. It is knowing how to pull the right comparable sales from the surrounding Chipley market, verify what is actually documented about the subdivision versus assumed, and price or negotiate from evidence rather than guesswork.

Belle Aire Estates in 15 seconds.

Best forBuyers and sellers who want a straightforward subdivision purchase without a homeowners association amenity package to evaluate.
Biggest advantageThe main advantage is simplicity — no shared-facility fees or amenity assessments to underwrite into the deal.
Biggest riskThe main risk is limited comparable data, which makes independent valuation and appraisal support more important than usual.
Sweet spotThe sweet spot is a buyer comfortable pricing off county-level comps rather than a community-specific track record.
Avoid ifAvoid if you specifically want documented shared amenities or an active recent-sales history to lean on before offering.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Belle Aire Estates sales matched to your home.

What is your Belle Aire Estates home worth?

Get a no-obligation home value based on real comparable sales in Belle Aire Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Belle Aire Estates on the map →

Real comps, not an automated estimate.
A buyer looking for a basic residential lot in Chipley without amenity fees or HOA overhead to factor into the budgetExcellent fit
A buyer comfortable doing comparable-sales research at the county level rather than relying on subdivision-specific trend dataExcellent fit
A seller prepared to price and market the home on its own merits and recent-area comps rather than a community sales historyExcellent fit
A buyer who wants documented community amenities as part of the purchase decisionProbably not
A buyer who needs recent subdivision-specific sales data to feel confident in an offer priceProbably not
An investor relying on a documented resale trend within this specific community before committing capitalProbably not

Data sources & freshness

Under-contract sharesCPAR MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2021 (3 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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Common questions about Belle Aire Estates

Where is Belle Aire Estates?

Belle Aire Estates is a community in Chipley, Washington County, Florida, ZIP 32428.

Are there homes for sale in Belle Aire Estates right now?

No active listings inside Belle Aire Estates at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Belle Aire Estates have an HOA or CDD?

No HOA is on record for Belle Aire Estates in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Belle Aire Estates with Momentum Realty’s local guides.

CLChain Lakes1.8 mi awayLLLeisure Lakes1.9 mi away · median $325K, 13 sales/12 moCLCrystal Lake (Washington)2.0 mi awaySPSeminole Plantations2.1 mi awaySCSaddle Club Estates (Washington)2.4 mi away · 1 for saleCVCrystal Village Air Park2.4 mi away · 1 for saleGPGrassy Pond Ranch2.7 mi away · 2 for saleVOVillage Of Spanish Lakes3.3 mi away

Browse all neighborhood guides →

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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Washington County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,374/mo
Washington County typical true cost to own
$133/mo
Washington County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.