Cannon Creek
Homes for Sale in Lake City, FL

Community in Lake City · Columbia County · ZIP 32025
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True comps, carrying-cost math, and listings before the portals.

Built fromLive realMLS data12 years of closingsUpdated twice daily
Live · Cannon Creek Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Track record · 12 years of records
0
Failed listings · 2015
peaked at 1 in 2015
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Cannon Creek sits in Lake City, in Columbia County, and the honest starting point is that we're working from a thin snapshot. What that means in practice: price here is set less by a headline number and more by the specifics of the individual home — condition, lot, and how it's finished. Treat any single listing on its own terms rather than assuming a neighborhood-wide going rate.

For a buyer, that argues for patience and close comparison of what's actually on the market at the moment you're shopping. For a seller, it argues for pricing to the condition and features of your specific home rather than to a rule of thumb. Ask us for the current, address-level numbers before you commit to a figure in either direction.

Best for

  • Buyers prioritizing a Lake City / Columbia County location over a dense, fast-moving market
  • Buyers prepared to judge each home on its own condition and features rather than a neighborhood average
  • Buyers who want an agent to pull current, address-level numbers before setting a budget

Probably not for

  • Buyers who need a large pool of comparable sales to justify a price
  • Buyers wanting a high-liquidity market with quick resale turnover
  • Buyers unwilling to weigh condition and finish as the main driver of value

The market around Cannon Creek

Cannon Creek is a small community — 1 recorded sale on file, most recently in 2015 — too few for its own price trend. Here is the market around it.

In ZIP 32025, 17 homes are on the market and 35% are under contract — a fast-moving corner of Lake City.

Across Columbia County, 71 homes are active and 29 pending (29% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not Cannon Creek specifically. Momentum Research analysis of MLS records.

If we were buying in Cannon Creek today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cannon Creek.

Best Buy
Buyers who want a Lake City base and are willing to evaluate homes individually.
Biggest Risk
Thin, condition-driven pricing means one listing tells you little about the next.
Sweet Spot
A well-kept home priced to its actual condition rather than a broad average.
Avoid If
You need deep comparable data or a fast, high-volume resale market.

The location and the amenities are priced into every listing in Cannon Creek. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a smaller market like Lake City, the difference between a good decision and a costly one is current, address-level information — not a stale average. We track what's actually listing, pending, and closing in Cannon Creek and Columbia County, and we'll tell you plainly when a specific home is priced to its condition and when it isn't. If this community isn't the right fit for what you're after, we'll say so.

Cannon Creek in 15 seconds.

Best forBuyers who want a Lake City base and are willing to evaluate homes individually.
Biggest advantageA Columbia County location without the pace or premium of the larger metros.
Biggest riskThin, condition-driven pricing means one listing tells you little about the next.
Sweet spotA well-kept home priced to its actual condition rather than a broad average.
Avoid ifYou need deep comparable data or a fast, high-volume resale market.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cannon Creek sales matched to your home.

What is your Cannon Creek home worth?

Get a no-obligation home value based on real comparable sales in Cannon Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Cannon Creek on the map →

Real comps, not an automated estimate.
Buyers prioritizing a Lake City / Columbia County location over a dense, fast-moving marketExcellent fit
Buyers prepared to judge each home on its own condition and features rather than a neighborhood averageExcellent fit
Buyers who want an agent to pull current, address-level numbers before setting a budgetExcellent fit
Buyers who need a large pool of comparable sales to justify a priceProbably not
Buyers wanting a high-liquidity market with quick resale turnoverProbably not
Buyers unwilling to weigh condition and finish as the main driver of valueProbably not

Data sources & freshness

Under-contract sharesrealMLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2014 (2 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Columbia County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,458/mo
Columbia County typical true cost to own
$84/mo
Columbia County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.