Cape Harbour
Homes for Sale in Cape Coral, FL
All 519 homes for sale in Cape Coral, FL · median $307,900 · 271 condos for sale in Cape Coral · 574 homes for sale in 33914 · Lee County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Florida Gulf Coast MLS
As of November 2026, Cape Harbour in Cape Coral, FL has 24 homes for sale and 1 pending, asking from $418,500 to $3,625,000 (median $574,950). Over the 12 months ending 2026-11-11, 7 recorded sales closed at a median of $1,250,000, $518 per square foot, a median 178 days on market, sellers accepting 85% of original asking. Homes listed or recently sold were built 1997–2024; 10 of 25 report an HOA (median $496/mo); 20 of the 25 geocoded homes sit in a FEMA special flood hazard zone (median elevation 6 ft). At the median price and Lee County's FY2025-26 rate of 15.97 mills, annual property tax runs about $19,960 ($19,300 with the full homestead exemption).
Last 30 days in Cape Harbour: 5 new listings (median asking $724,900), 1 under contract right now. As of November 13, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Cape Harbour
Live MLS inventory for Cape Harbour. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 223 daysTop listing
Active · 148 days
Active · 38 days
Active · 501 days
Active · 116 days
Active · 60 days
Active · 11 days
Active · 16 days
Active · 7 days
Active · 244 days
Active · 385 days
Active · 361 days
Active · 71 days
Active · 210 daysActive and pending Cape Harbour listings as of 2026-11-12, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Cape Harbour right now
🟢 Buyer-leaning market. 41.1 months of supply and 8% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Florida Gulf Coast MLS records, as of November 11, 2026. Confidence: Very High (26 active and pending listings, 7 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 13, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Cape Harbour market snapshot (as of November 11, 2026): the median sale price is about $1.25M ($518 per sq ft over the trailing 12 months of closed sales), a median 178 days on market for closed sales, and 41.1 months of supply, a buyer-leaning market.
In ZIP 33914 (Cape Coral), 5,039 homes closed in the last 12 months at a median of $379K ($221/sq ft), up 1.1% year over year, with a median 50 days on market. Right now 41 active and 7 pending listings. See the live ZIP 33914 housing market and the Lee County market.
County records show 25 qualified sales in Cape Harbour across 2024–2025 (22 in 2024, 3 in 2025), median $1.12M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Cape Harbour: of 14 listing addresses checked against the FEMA National Flood Hazard Layer, 21% sit outside the FEMA Special Flood Hazard Area (Zone X); 79% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov.
Cape Harbour is a community of 130 homes in Cape Coral, Lee County, built between 1997 and 2024 (median 2008.0), with a median living area of about 5,324 square feet. 38% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Cape Harbour. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Cape HarbourCape HarbourCape HarbourCape HarbourCape HarbourCape HarbourCape HarbourCape HarbourPhotos from Florida Gulf Coast MLS listings in Cape Harbour; content deemed reliable but not guaranteed.
Cape Harbour on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap contributors.
The Cape Harbour buying strategy.
If we were buying in Cape Harbour today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cape Harbour.
A closer look at the Cape Harbour market
At a median of $518 per square foot, Cape Harbour prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 41.1 months of supply, a buyer-leaning market. Homes that do trade take a median 178 days on market, useful leverage on any listing that has lingered.
The housing stock is 130 homes built between 1997 and 2024, and 38% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Cape Harbour. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Cape Harbour buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (1.3). Basis: Liquidity & Demand 41.1 months of supply; Owner Commitment 38% owner-occupied; Pricing Power 84.9% sale-to-list. Refreshed with each data update.
Tools for a Cape Harbour buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cape Harbour sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cape Harbour, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cape Harbour home worth?
Get a no-obligation home value based on real comparable sales in Cape Harbour, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Cape Coral →
Recently off market in Cape Harbour
Homes in Cape Harbour that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 11 on record.
- 1812 Lagoon Ln · off market
- 1817 Lagoon Ln · off market
- 5764 Staysail Ct · off market
- 5781 Cape Harbour Dr 805 · off market
- 5781 Cape Harbour Dr 809 · off market
- 5793 Cape Harbour Dr 1111 · off market
- 5816 Shell Cove Dr · off market
- 5851 Shell Cove Dr 101A · off market
| Location | Cape Coral, Lee County, FL · ZIP 33914 |
|---|---|
| Homes in the community | 130 (FL DOR 2025 assessment roll) |
| Years built | 1997–2024 (median 2008.0) |
| Typical living area | 5,324 sq ft (median) |
| Home types (current listings and sales) | condos 52%, singlefamilyresidence 36%, townhouses 12% |
| Sale prices, last 12 months | $1,250,000 median across 7 closed sales · $518 per sq ft |
| Days on market (closed sales) | 178 median |
| For sale right now | 24 active, 2 pending · median asking $574,950 · 41.1 months of supply |
| Owner-occupied (homestead) share | 38% |
Data as of November 11, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Cape Harbour key facts,” movewithmomentum.com/neighborhoods/cape-harbour, data as of November 11, 2026.
Just listed in Cape Harbour
The newest homes for sale in Cape Harbour right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 5865 Shell Cove Dr 106 $449,000 · 3 bd · 3 ba · 1,590 sq ft · new today Courtesy of Keller Williams Realty Naples
- 5605 Merlyn Ln $724,900 · 3 bd · 3 ba · 2,432 sq ft · listed Nov 6, 2026 Courtesy of Century 21 Sunbelt Realty
- 5781 Cape Harbour Dr 505 $450,000 · 2 bd · 2 ba · 1,393 sq ft · listed Nov 3, 2026 Courtesy of Compass Florida LLC
- 5816 Shell Cove Dr 120 $1,100,000 · 3 bd · 4 ba · 2,199 sq ft · listed Nov 2, 2026 Courtesy of The Keyes Company
- 5898 Shell Cove Dr $1,100,000 · 3 bd · 3 ba · 1,805 sq ft · listed Oct 28, 2026 Courtesy of Century 21 Selling Paradise
- 5626 Cape Harbour Dr 102 $475,000 · 3 bd · 2 ba · 1,496 sq ft · listed Oct 12, 2026 Courtesy of Century 21 Selling Paradise
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Cape Harbour Right Now (25)
All 25 active and pending Cape Harbour listings with a detail page, newest first, refreshed twice a day from the MLS.
- 5816 Shell Cove Dr 120 · $1,100,000 · 3 bd / 4 ba · listed Oct 31, 2026 · listed by The Keyes Company
- 5898 Shell Cove Dr · $1,100,000 · 3 bd / 3 ba · listed Oct 24, 2026 · listed by Century 21 Selling Paradise
- 5781 Cape Harbour Dr 505 · $450,000 · 2 bd / 2 ba · listed Oct 24, 2026 · listed by Compass Florida LLC
- 5605 Merlyn Ln · $724,900 · 3 bd / 3 ba · listed Oct 16, 2026 · listed by Century 21 Sunbelt Realty
- 1805 Harbour Cir · $2,035,000 · 3 bd / 3 ba · listed Oct 3, 2026 · listed by The Keyes Company
- 5626 Cape Harbour Dr 102 · $475,000 · 3 bd / 2 ba · listed Sep 11, 2026 · listed by Century 21 Selling Paradise
- 5865 Shell Cove Dr 106 · $449,000 · 3 bd / 3 ba · listed Sep 11, 2026 · listed by Keller Williams Realty Naples
- 5816 Shell Cove Dr 119 · $1,100,000 · 3 bd / 4 ba · listed Sep 9, 2026 · listed by The Keyes Company
- 1925 Harbour Cir · $1,850,000 · 4 bd / 3 ba · pending · listed Sep 2, 2026 · listed by Epique Realty Inc.
- 5610 Cape Harbour Dr 201 · $524,900 · 3 bd / 3 ba · listed Aug 29, 2026 · listed by RE/MAX Realty Team
- 5781 Cape Harbour Dr 1405 · $475,000 · 2 bd / 2 ba · listed Aug 19, 2026 · listed by The Keyes Company
- 5703 Yardarm Ct · $3,625,000 · 4 bd / 5 ba · listed Aug 14, 2026 · listed by The Keyes Company
- 5826 Shell Cove Dr · $2,899,000 · 4 bd / 6 ba · listed Aug 14, 2026 · listed by The Keyes Company
- 2138 El Dorado Pkwy W · $1,965,000 · 3 bd / 5 ba · listed Aug 14, 2026 · listed by The Keyes Company
- 5514 Merlyn Ln · $1,397,500 · 4 bd / 3 ba · listed Aug 14, 2026 · listed by Weichert Realtors Agency ONE
- 5704 Cape Harbour Dr 105 · $685,000 · 3 bd / 2 ba · listed Aug 14, 2026 · listed by Serhant
- 5609 Harbour Cir · $675,000 · 3 bd / 3 ba · listed Aug 14, 2026 · listed by Realmark Realty Group II LLC
- 5781 Cape Harbour Dr 502 · $625,000 · 3 bd / 2 ba · listed Aug 14, 2026 · listed by Gulf Haven Realty LLC
- 5781 Cape Harbour Dr 1108 · $509,000 · 2 bd / 2 ba · listed Aug 14, 2026 · listed by Realmark Realty Group II LLC
- 5626 Cape Harbour Dr 202 · $499,900 · 3 bd / 3 ba · listed Aug 14, 2026 · listed by RE/MAX Trend
- 5702 Cape Harbour Dr 102 · $499,000 · 2 bd / 2 ba · listed Aug 14, 2026 · listed by The Keyes Company
- 5706 Cape Harbour Dr 211 · $464,000 · 2 bd / 2 ba · listed Aug 14, 2026 · listed by Berkshire Hathaway Florida
- 5781 Cape Harbour Dr 1308 · $445,000 · 2 bd / 2 ba · listed Aug 14, 2026 · listed by Serhant
- 5793 Cape Harbour Dr 615 · $439,900 · 2 bd / 2 ba · listed Aug 14, 2026 · listed by The Keyes Company
- 5781 Cape Harbour Dr 906 · $418,500 · 2 bd / 2 ba · listed Aug 14, 2026 · listed by Real Broker, LLC
More Cape Coral home searches
- All homes for sale in Cape Coral, FL
- Homes for sale in Lee County, FL
- Gated communities in Cape Coral
- 4-bedroom homes for sale in Cape Coral
- Cape Coral home values: what is my house worth?
- ZIP 33914 housing scorecard
Cape Coral guides & data
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Shell Cove Drive (5 homes on record)
- El Dorado Parkway W (1 homes on record)
- Yardarm Court (1 homes on record)
4% of homes for sale in Cape Harbour are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-13).
What it really costs to own in Cape Harbour
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $7,725/yr across 50 listings here (MLS tax records, 2026-11-13). |
|---|---|
| HOA dues | Median $272/month across 11 MLS listings (most billed monthly; 2026-11-13). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Lee County is $2,197/yr (6,508 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 15 listing addresses checked against the FEMA flood map, 27% sit outside the high-risk zone and 73% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2006 across 50 listings. An original roof here would be about 20 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Estimated carrying cost at the median asking price, before the mortgage: about $1,099/month (tax $644, HOA $272, insurance $183). An estimate from the sources above, not a quote.
Email me new listings in Cape Harbour
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Cape Harbour
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Cape Harbour will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Cape Harbour?
How long do homes in Cape Harbour take to sell?
Is Cape Harbour a buyer's or seller's market right now?
How many homes are in Cape Harbour?
What share of Cape Harbour is owner-occupied?
When were the homes in Cape Harbour built?
Who is the best real estate agent for Cape Harbour?
How do I find a top Cape Coral real estate agent who knows Cape Harbour?
Can Momentum Realty connect me with an agent for Cape Harbour?
Where is Cape Harbour, and what county is it in?
Is Cape Harbour in a flood zone?
Is Cape Harbour a good place to live?
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: November 12, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending November 11, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 33914)) |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-11-11 |
| Historical depth | Closed-sale records back to 2026 (7 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how Cape Harbour fits the bigger picture — live prices, inventory, and Momentum Scores: