Charter Club At Martin Downs
Homes for Sale in Palm City, FL
All 299 homes for sale in Palm City, FL · median $650,000 · 325 homes for sale in 34990 · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Beaches MLS
As of October 2026, Charter Club At Martin Downs in Palm City, FL has 1 home for sale. Over the 12 months ending 2026-09-20, 5 recorded sales closed at a median of $410,000, $210 per square foot, a median 82 days on market, sellers accepting 96% of original asking (+8% versus the prior year). Homes listed or recently sold were built 1988–1995; 9 of 9 report an HOA (median $408/mo); none of the 9 geocoded homes sit in a FEMA special flood hazard zone (median elevation 12 ft). At the median price and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $6,340 ($5,730 with the full homestead exemption).
Part of the Martin Downs master-planned community in Palm City, FL — see all Martin Downs homes for sale (20 listings across 7 villages and sections in the MLS).
Last 30 days in Charter Club At Martin Downs: 1 new listing (median asking $455,000), 1 closed sale (median $470,000). As of October 12, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.
Charter Club At Martin Downs trades at a $395K median with eight closings in the trailing window—a quiet, established community in Palm City where pricing sits comfortably below Martin County's higher-profile coastal enclaves. The $244 per square foot tells you you're buying condition and finish level more than zip code cachet; identical floor plans can swing tens of thousands depending on updates, which means sharp buyers have room to negotiate and patient sellers need realistic expectations.
The 56-day median marketing time is honest friction—not stale, not flying off the shelf. Year-over-year appreciation of 1.3 percent tracks inflation, not speculation, and the 166 percent gain since 2012 reflects the long, steady recovery from the bottom rather than any recent frenzy. This is a market that rewards homework and punishes overpaying for deferred maintenance.
Charter Club At Martin Downs right now
🔴 Seller-leaning market. 1.7 months of supply and 50% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of September 20, 2026. Confidence: Medium (2 active and pending listings, 5 closed sales in 12 months).
🟡 Still climbing. The trailing-12-month median ($410K) is up 7.9% from the prior 12 months ($380K) and up 213% since 2012. With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Beaches MLS closed sales, 12-month windows ending September 20. Confidence: Low (5 and 9 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 13, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Charter Club At Martin Downs market snapshot (as of September 20, 2026): the median sale price is about $410K ($210 per sq ft over the trailing 12 months of closed sales), a median 82 days on market for closed sales, and 1.7 months of supply, a seller-leaning market. The trailing-12-month median is up 8% from the prior 12 months and up 213% since 2012, computed from record-level Beaches MLS closed sales (5 closings in the current window).
In ZIP 34990 (Palm City), 322 homes closed in the last 12 months at a median of $765K ($280/sq ft), up 0.5% year over year, with a median 63 days on market. Right now 54 active and 23 pending listings put supply at about 5.1 months — a balanced market. See the live ZIP 34990 housing market and the Martin County market.
County records show 11 qualified sales in Charter Club At Martin Downs across 2024–2025 (3 in 2024, 8 in 2025), median $390,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Charter Club At Martin Downs is a community of 151 homes in Palm City, Martin County, built between 1988 and 1995 (median 1994), with a median living area of about 1,532 square feet. 72% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Charter Club At Martin Downs is a Palm City community where the median close sits at $395,000 and homes take nearly two months to sell—a straightforward market dynamic that favors prepared buyers and penalizes wishful pricing.
The setting & the homes.
Aerial and on-site photos of Charter Club At Martin Downs. Swipe to explore the community.
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Charter Club At Martin DownsPhotos from Beaches MLS listings in Charter Club At Martin Downs; content deemed reliable but not guaranteed.
Who Charter Club At Martin Downs is best for.
Best for
- Buyers targeting the sub-median price range in Martin County who can assess home condition and budget for updates over time.
- Investors comfortable with a hold horizon measured in years, not months, where cash flow pencils and appreciation is secondary.
- Downsizers or remote workers prioritizing lower property costs over proximity to the coast or walkable retail.
Probably not for
- Buyers stretching to afford the median here when comparable coastal or town-center locations are within reach at similar pricing.
- Anyone assuming modest per-foot pricing guarantees quick resale or strong future demand—this market rewards patience, not urgency.
- Households requiring turnkey condition at below-median pricing—inventory exists, but competition for those units is real.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Beaches MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($410K) IS the median in the snapshot above, and the move from 2025 ($380K) IS the +7.9% one-year change.
Windows contain 0 to 9 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
25% of homes for sale in ZIP 34990 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-12).
Charter Club At Martin Downs Market Scorecard
Charter Club At Martin Downs is currently a seller-leaning market. About 1.7 months of supply, a median asking price of $430,000, and homes go under contract in about 148 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Beaches MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Charter Club At Martin Downs
Live MLS inventory for Charter Club At Martin Downs. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Charter Club At Martin Downs listings as of 2026-10-12, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.
Charter Club At Martin Downs on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Beaches MLS. Map data © OpenStreetMap contributors.
Schools
- Martin County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Bessey Creek · Elementary
- Hidden Oaks · Middle
- Martin County · High
Zoned schools reflect the assignments reported on recent Charter Club At Martin Downs listings and can change; always confirm with Martin County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Charter Club At Martin Downs address.
Shop the zone: Homes zoned for Martin County High School
The Charter Club At Martin Downs buying strategy.
If we were buying in Charter Club At Martin Downs today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Charter Club At Martin Downs.
What the numbers actually mean
The median DOM of 56 days is the headline number here. In a genuinely hot market, that figure compresses to three weeks or less; in a distressed one, it stretches past four months. Charter Club sits in the middle—a functioning market where inventory moves at a measured pace and buyers have time to inspect, compare, and negotiate. Sellers who price at or slightly below recent comps will close; those who test the high end of the range will watch days pile up.
The $244 per-square-foot median is modest by coastal Florida standards, and that gap is structural, not temporary. You're ten miles inland from the Intracoastal, in unincorporated Martin County, where location premiums evaporate and value becomes a pure function of home condition, lot size, and finish quality. The spread between a tired original-owner property and a fully renovated one can be dramatic, so price per foot is a starting point, not an answer.
Long-term appreciation of 166 percent since 2012 sounds impressive until you recognize that 2012 was the trough. The recent year-over-year gain of 1.3 percent is the more instructive figure—it tells you the market is stable, not accelerating, and that equity growth will come from mortgage paydown and selective improvements, not from riding a wave. This is a hold-and-maintain community, not a flip-and-sprint one.
The location and the amenities are priced into every listing in Charter Club At Martin Downs. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Charter Club At Martin Downs buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (8.1). Basis: Long-Term Appreciation +213% since 2012; Recent Direction +7.9% year-over-year; Liquidity & Demand 1.7 months of supply; Owner Commitment 72% owner-occupied; Pricing Power 95.6% sale-to-list. Refreshed with each data update.
Why work with Momentum here
Charter Club's condition-driven pricing means you need an agent who will walk the attic, flag the deferred capex, and pull three years of comps to show you what updated really costs versus what original-condition really sells for. We write offers that reflect inspection risk and we counsel sellers on the two or three fixes that will actually move the needle. In a 56-day market, strategy matters more than speed, and we don't confuse the two.
Charter Club At Martin Downs in 15 seconds.
What it really costs to own in Charter Club At Martin Downs
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $5,476/yr across 9 listings here (MLS tax records, 2026-10-13). |
|---|---|
| HOA dues | Median $408/month across 134 MLS listings (most billed monthly; 2026-10-13). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Martin County is $2,580/yr (1,552 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1994 across 9 listings. An original roof here would be about 32 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Charter Club At Martin Downs
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Ask an agent about Charter Club At Martin Downs
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Charter Club At Martin Downs will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $408/month (about $4,896/yr) · median of 134 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $408 per month ($4,896 a year) — the median AssociationFee across 134 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Charter Club At Martin Downs buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Charter Club At Martin Downs sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Charter Club At Martin Downs, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Charter Club At Martin Downs home worth?
Get a no-obligation home value based on real comparable sales in Charter Club At Martin Downs, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palm City →
Recently off market in Charter Club At Martin Downs
Homes in Charter Club At Martin Downs that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 2195 SW Shoal Creek Trace · off market
| Location | Palm City, Martin County, FL · ZIP 34990 |
|---|---|
| Homes in the community | 151 (FL DOR 2025 assessment roll) |
| Years built | 1988–1995 (median 1994) |
| Typical living area | 1,532 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Pool, Tennis Court(s), Pickleball Court(s), Spa/Hot Tub, Gated - No Guard, Security System |
| Sale prices, last 12 months | $410,000 median across 5 closed sales · $210 per sq ft · +7.9% vs the prior 12 months |
| Days on market (closed sales) | 82 median |
| For sale right now | 1 active, 1 pending · median asking $430,000 · 1.7 months of supply |
| Owner-occupied (homestead) share | 72% |
Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Charter Club At Martin Downs key facts,” movewithmomentum.com/neighborhoods/charter-club-at-martin-downs, data as of September 20, 2026.
Housing distress & ownership in Charter Club At Martin Downs, Palm City
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
Just listed in Charter Club At Martin Downs Homes for Sale: 1 Homes
The newest homes for sale in Charter Club At Martin Downs Homes for Sale: 1 Homes right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 2075 SW Augusta Trace $455,000 · 3 bd · 2 ba · 1,796 sq ft · 18 days on market Courtesy of Berkshire Hathaway Florida Realty
- 2110 SW Olympic Club Terrace $419,000 · 3 bd · 2.5 ba · 1,931 sq ft · 150 days on market Courtesy of Green Door Real Estate LLC
Checked against the MLS Oct 13, 2026. All new listings in this market.
Every Home for Sale in Charter Club At Martin Downs Right Now (2)
All 2 active and pending Charter Club At Martin Downs listings with a detail page, newest first, refreshed twice a day from the MLS.
- 2075 SW Augusta Trace · $455,000 · 3 bd / 2 ba · listed Sep 24, 2026 · listed by Berkshire Hathaway Florida Realty
- 2110 SW Olympic Club Terrace · $419,000 · 3 bd / 2.5 ba · listed Jul 14, 2026 · listed by Green Door Real Estate LLC
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Recent Developments in Charter Club At Martin Downs
Development, infrastructure, retail, and school activity affecting Charter Club At Martin Downs, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- September 2026Development
Martin County approves limited-industrial zoning on Southeast Powerline Avenue in Hobe Sound
Commissioners voted 3-2 to rezone a property along Southeast Powerline Avenue to limited-industrial, a less intensive class than the general industrial designation first proposed. The county said the existing zoning was outdated and that no data center is planned. Any proposal over 100,000 square feet would need board approval.
What it may mean for the marketLimited-industrial zoning could add light industrial space and local jobs in Hobe Sound while capping the scale of future uses. The project is about 16 miles southeast of Charter Club At Martin Downs, elsewhere in Martin County.
Source: WFLX (FOX 29) - August 2026Infrastructure
Federal government awards $79 million for St. Lucie River Bridge replacement in Stuart; Brightline station grant denied
The century-old St. Lucie River Bridge replacement received $79 million in federal funding. The federal Intercity Passenger Rail Program did not fund a proposed Brightline station in downtown Stuart. Martin County said it welcomed the bridge funding.
What it may mean for the marketBridge replacement funding supports a key rail and river crossing, while the denied grant leaves the timing of a Stuart passenger rail stop uncertain. The site is about 7 miles east of Charter Club At Martin Downs.
Source: WJNO (iHeart)
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
What is the median home price in Charter Club At Martin Downs?
How long do homes in Charter Club At Martin Downs take to sell?
Is Charter Club At Martin Downs a buyer's or seller's market right now?
How many homes are in Charter Club At Martin Downs?
What share of Charter Club At Martin Downs is owner-occupied?
When were the homes in Charter Club At Martin Downs built?
Have Charter Club At Martin Downs home prices gone up?
Who is the best real estate agent for Charter Club At Martin Downs?
How do I find a top Palm City real estate agent who knows Charter Club At Martin Downs?
Can Momentum Realty connect me with an agent for Charter Club At Martin Downs?
Where is Charter Club At Martin Downs, and what county is it in?
Is Charter Club At Martin Downs a good place to live?
Should you buy in Charter Club At Martin Downs?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: October 12, 2026) |
| Community market stats | Beaches MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 34990)) |
| Under-contract shares | Beaches MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2008 (34 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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More on Charter Club At Martin Downs
- Home values · What homes in Charter Club At Martin Downs actually sell for
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