Charter Club At Martin Downs
Homes for Sale in Palm City, FL

Charter Club At Martin Downs market snapshot (as of September 12, 2026): the median sale price is about $410K ($210 per sq ft over the trailing 12 months of closed sales), a median 82 days on market for closed sales, and 1.7 months of supply, a seller-leaning market. The trailing-12-month median is up 8% from the prior 12 months and up 213% since 2012, computed from record-level Beaches MLS closed sales (5 closings in the current window).

In ZIP 34990 (Palm City), 313 homes closed in the last 12 months at a median of $765K ($281/sq ft), up 0.7% year over year, with a median 64 days on market. Right now 52 active and 25 pending listings put supply at about 4.8 months — a balanced market. See the live ZIP 34990 housing market and the Martin County market.

BeachesMLS sales records identify 44 homes in Charter Club At Martin Downs that have changed hands since 2008, built between 1988 and 1995 (median 1993), with a median living area of about 1,563 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Charter Club At Martin Downs is a Palm City community where the median close sits at $395,000 and homes take nearly two months to sell—a straightforward market dynamic that favors prepared buyers and penalizes wishful pricing.

• Bessey Creek · Elementary
• Hidden Oaks · Middle
• Martin County · High

Zoned schools reflect the assignments reported on recent Charter Club At Martin Downs listings and can change; always confirm with Martin County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Charter Club At Martin Downs address.

The median DOM of 56 days is the headline number here. In a genuinely hot market, that figure compresses to three weeks or less; in a distressed one, it stretches past four months. Charter Club sits in the middle—a functioning market where inventory moves at a measured pace and buyers have time to inspect, compare, and negotiate. Sellers who price at or slightly below recent comps will close; those who test the high end of the range will watch days pile up.

The $244 per-square-foot median is modest by coastal Florida standards, and that gap is structural, not temporary. You're ten miles inland from the Intracoastal, in unincorporated Martin County, where location premiums evaporate and value becomes a pure function of home condition, lot size, and finish quality. The spread between a tired original-owner property and a fully renovated one can be dramatic, so price per foot is a starting point, not an answer.

Long-term appreciation of 166 percent since 2012 sounds impressive until you recognize that 2012 was the trough. The recent year-over-year gain of 1.3 percent is the more instructive figure—it tells you the market is stable, not accelerating, and that equity growth will come from mortgage paydown and selective improvements, not from riding a wave. This is a hold-and-maintain community, not a flip-and-sprint one.

Charter Club's condition-driven pricing means you need an agent who will walk the attic, flag the deferred capex, and pull three years of comps to show you what updated really costs versus what original-condition really sells for. We write offers that reflect inspection risk and we counsel sellers on the two or three fixes that will actually move the needle. In a 56-day market, strategy matters more than speed, and we don't confuse the two.

Listings in this community report association dues of about $367 per month ($4,404 a year) — the median AssociationFee across 47 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.