Clay
Homes for Sale in Green Cove Springs, FL
All 420 homes for sale in Green Cove Springs, FL · median $384,900 · 424 homes for sale in 32043 · Clay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of HERRON REAL ESTATE LLC · via realMLS
Homes listed or recently sold were built 1984–2025 with 1 new construction; 1 of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 39 ft). As of October 2026, the MLS records 19 closed sales in Clay in Green Cove Springs, FL since 2007, the most recent in July 2026. Across Green Cove Springs as a whole, 762 homes closed in the last 12 months at a median of $356,990, 58 median days on market, with 434 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $5,370 ($4,780 with the full homestead exemption).
Last 30 days in Clay: 1 under contract right now, 1 closed sale (median $252,500). As of July 14, 2026, realMLS.

Price here is driven by condition and vintage, not by any single product type. With a build range spanning the 1950s through 2023 and a median year built right around the early 1990s, you are buying into a market where the home in front of you matters far more than the ZIP code average. The median sits at $355,000 and roughly $218 per square foot on a median footprint just over 1,600 square feet, but the spread underneath that number is wide because the housing stock is genuinely mixed.
The current posture favors sellers on price momentum and buyers on pace. Values are up 18.3% year over year, which is a strong move, yet homes are taking a median of 50 days to go under contract. That combination means sellers should not assume an instant sale at an aspirational number, and buyers still have room to inspect, negotiate, and walk. Homestead share near 69% points to an owner-occupied core rather than a churn of short-term flips.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Clay, in Green Cove Springs, is a condition-driven market where a home built decades ago sits next to something nearly new, so what you pay tracks the specific house rather than a neighborhood template.
realMLS (Northeast Florida) sales records identify 5 homes in Clay that have changed hands since 2001, built between 1964 and 2023 (median 1999), with a median living area of about 2,183 sq ft and a typical 3-bedroom, 1-bath layout; 80% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Clay. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from realMLS listings in Clay; content deemed reliable but not guaranteed.
Who Clay is best for.
Best for
- Buyers targeting a median-priced home near $355,000 who will inspect carefully and value on condition
- Renovation-minded buyers willing to take on an older home in exchange for a lower entry basis
- Sellers of updated homes ready to price against genuine, condition-matched comps
Probably not for
- Buyers who want new-construction uniformity and predictable finishes across the board
- Buyers expecting an instant sale or a set price range without weighing condition
- Sellers of dated homes hoping the year-over-year headline carries an aspirational number on its own
The market around Clay
Clay is too small for its own price trend, so here is the market around it.
In ZIP 32043, 583 homes are on the market and 26% are under contract — a steady corner of Green Cove Springs.
Across Clay County, 1,405 homes are active and 462 pending (25% under contract).
In ZIP 32043 (Green Cove Springs), 1,123 homes closed in the last 12 months at a median of $336K ($183/sq ft), down 3.7% year over year, with a median 64 days on market. Right now 270 active and 114 pending listings put supply at about 4.6 months — a balanced market. See the live ZIP 32043 housing market and the Clay County market.
ZIP and county figures describe the wider market, not Clay specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Clay
Live MLS inventory for Clay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Clay listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Clay on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
The Clay buying strategy.
If we were buying in Clay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Clay.
Reading a mixed-vintage market
The most useful fact here is the build range: homes dating back to 1950 alongside construction as recent as 2023, with the median landing in the early 1990s. That tells you the sample of 110 homes is not one cohesive subdivision but a collection of eras and finishes. The median of $217.93 per square foot is a starting reference, not a rule — a renovated older home and a tired one of the same size can land far apart, and the median price of $355,000 masks that range.
A 50-day median days-on-market, paired with an 18.3% year-over-year gain, is the signal to watch. Appreciation has been real, but the pace is measured rather than frantic, so pricing to the last comp without accounting for condition tends to sit. Buyers should budget inspection attention for the older end of the stock; sellers of updated homes have the clearest path to a clean number.
The location and the amenities are priced into every listing in Clay. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this varied by age and condition, the average number tells you almost nothing about the house you actually want. We walk the specific property against its true comps, separate the renovated stock from the deferred-maintenance stock, and price or negotiate against what a 50-day pace and a wide condition spread really support here — not against a headline median.
Clay in 15 seconds.
Tools for a Clay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Clay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Clay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Clay home worth?
Get a no-obligation home value based on real comparable sales in Clay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Green Cove Springs →
Should you buy in Clay?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Under-contract shares | realMLS records, as of 2026-10-20 |
| Historical depth | Closed-sale records back to 2007 (19 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Clay fits the bigger picture — live prices, inventory, and Momentum Scores:
Every Home for Sale in Clay Green Cove Springs Right Now (1)
All 1 active and pending Clay Green Cove Springs listings with a detail page, newest first, refreshed twice a day from the MLS.
- 4072 Scenic Drive · $495,000 · 3 bd / 2 ba · pending · listed Jul 22, 2026 · listed by Southeast Realty Group
Recently sold in Clay Green Cove Springs
- 2004 Blue Knoll Road · sold $252,500
- 2939 Backwoods Drive · sold $355,000
- 2933 Watkins Road · sold $1,050,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Green Cove Springs home searches
- All homes for sale in Green Cove Springs, FL
- Homes for sale in Clay County, FL
- Green Cove Springs pool homes for sale
- Green Cove Springs waterfront homes for sale
- Gated communities in Green Cove Springs
- Green Cove Springs golf course homes
- Homes under $300K in Green Cove Springs
- Homes from $300K to $500K in Green Cove Springs
- 4-bedroom homes for sale in Green Cove Springs
- Green Cove Springs home values: what is my house worth?
Green Cove Springs guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Clay County)
- Homestead exemption (Clay County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
Real estate agent in Green Cove Springs? Join Momentum in Green Cove Springs: 100% commission, one $12K cap.
Nearby Communities
Explore more neighborhoods near Clay with Momentum Realty’s local guides.
Email me new listings in Clay
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Clay
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Clay will answer, and the answer is published on this page for the next buyer.
Schools serving nearby communities
We do not have a confirmed school assignment for Clay. These are the public schools most often assigned to other communities in ZIP 32043; zones change and vary by address, so confirm with the district before you buy.
- Clay High School · 9-12 · FLDOE grade B (assigned to 33 nearby communities)
- Lake Asbury Junior High School · Junior High · FLDOE grade A (assigned to 18 nearby communities)
- Lake Asbury Elementary School · elementary (verify zoning) · FLDOE grade B (assigned to 13 nearby communities)
- Charles E. Bennett Elementary School · PreK-6 · FLDOE grade B (assigned to 10 nearby communities)
- Green Cove Springs Junior High School · 7-8 · FLDOE grade A (assigned to 10 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).







