Clearwater Lakes H2
Homes for Sale in Hawthorne, FL
All 39 homes for sale in Hawthorne, FL · median $225,000 · 60 homes for sale in 32640 · Putnam County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 4 closed sales in Clearwater Lakes H2 in Hawthorne, FL since 2016, the most recent in November 2023. Across Hawthorne as a whole, 3 homes closed in the last 12 months at a median of $223,000, 43 median days on market, with 1 homes for sale today. At that median and Putnam County's FY2025-26 rate of 16.89 mills, annual property tax runs about $3,770 ($3,090 with the full homestead exemption).
Clearwater Lakes H2 sits in Hawthorne, out in Putnam County, and the honest read is that this is a rural-edge market where price is driven far more by the individual property than by any neighborhood premium. Lot size, acreage, water access, and the condition of the actual structure will move a number here more than a street address ever will. Expect a wide spread between homes because you are pricing dirt and improvements, not a uniform subdivision product.
For sellers, that means comps are thin and each listing has to be justified on its own merits — a well-kept home with usable land can command attention, while a tired one will sit. For buyers, it means patience and inspection discipline: the value is real, but you have to underwrite the property itself, not lean on a rising-tide neighborhood story.
Nearby homes for sale
No active listings inside Clearwater Lakes H2 right now. These are the 4 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Clearwater Lakes H2 is a small, rural-leaning pocket of Hawthorne in Putnam County, where properties trade on land, water, and condition rather than on a standardized subdivision template.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Clearwater Lakes H2 is best for.
Best for
- Buyers prioritizing acreage and rural setting over convenience
- Buyers comfortable underwriting well, septic, and structure condition themselves
- Long-horizon owners who value space and are not chasing quick resale
Probably not for
- Buyers who need quick access to dense services and short commutes
- Buyers who want a predictable, standardized subdivision product with tight comps
- Buyers unwilling to take on the maintenance load of land and private utilities
The market around Clearwater Lakes H2
Clearwater Lakes H2 is too small for its own price trend, so here is the market around it.
In ZIP 32640, 75 homes are on the market and 17% are under contract — a slower corner of Hawthorne.
Across Putnam County, 701 homes are active and 159 pending (18% under contract).
In ZIP 32640 (Hawthorne), 84 homes closed in the last 12 months at a median of $190K ($135/sq ft), down 11.8% year over year, with a median 50 days on market. Right now 5 active and 1 pending listings put supply at about 6.4 months — a buyer's market. See the live ZIP 32640 housing market and the Putnam County market.
ZIP and county figures describe the wider market, not Clearwater Lakes H2 specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Clearwater Lakes H2, Hawthorne
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
The Clearwater Lakes H2 buying strategy.
If we were buying in Clearwater Lakes H2 today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Clearwater Lakes H2.
Pricing the property, not the ZIP
In markets like this, the mistake is treating one closed sale as a benchmark for the next. Two homes a short drive apart can carry very different values based on acreage, well and septic condition, structure age, and whether there is genuine lake or water frontage. Treat every property as its own appraisal problem.
The rural setting is the trade-off buyers accept here. You get space and distance from the denser parts of the region, and in exchange you take on longer drives to services and the ownership responsibilities that come with land and private utilities. It is a lifestyle choice as much as a housing choice, and it should be entered with eyes open.
The location and the amenities are priced into every listing in Clearwater Lakes H2. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Thin-comp rural markets are exactly where a broker earns their keep. We price Clearwater Lakes H2 properties from the ground up — land, condition, and access — rather than forcing a number off a handful of loosely comparable sales, and we make sure buyers underwrite wells, septic, and structure before they commit. When a listing here is wrong for you, we will say so.
Clearwater Lakes H2 in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Clearwater Lakes H2 buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Clearwater Lakes H2 sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Clearwater Lakes H2, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Clearwater Lakes H2 home worth?
Get a no-obligation home value based on real comparable sales in Clearwater Lakes H2, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Hawthorne →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Putnam County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Putnam County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Clearwater Lakes H2?
What share of Clearwater Lakes H2 is owner-occupied?
When were the homes in Clearwater Lakes H2 built?
Who is the best real estate agent for Clearwater Lakes H2?
How do I find a top Hawthorne real estate agent who knows Clearwater Lakes H2?
Can Momentum Realty connect me with an agent for Clearwater Lakes H2?
Where is Clearwater Lakes H2, and what county is it in?
How far is Clearwater Lakes H2 from downtown Jacksonville and the beach?
Should you buy in Clearwater Lakes H2?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32640)) |
| Under-contract shares | realMLS records, as of 2026-09-24 |
| Historical depth | Closed-sale records back to 2016 (4 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Clearwater Lakes H2 fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Clearwater Lakes H2. These are the public schools most often assigned to other communities in ZIP 32640; zones change and vary by address, so confirm with the district before you buy.
- Interlachen Junior-Senior High School · High (assigned to 3 nearby communities)
- Ochwilla Elementary School · Elementary · FLDOE grade B (assigned to 3 nearby communities)
- Keystone Heights Junior/Senior High · junior/senior high (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near Clearwater Lakes H2 with Momentum Realty’s local guides.