Clearwater Lakes Hom
Homes for Sale in Hawthorne, FL
All 39 homes for sale in Hawthorne, FL · median $215,000 · 47 homes for sale in 32640 · Putnam County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 7 closed sales in Clearwater Lakes Hom in Hawthorne, FL since 2019, the most recent in December 2025. Across Hawthorne as a whole, 3 homes closed in the last 12 months at a median of $265,000, 53 median days on market, with 1 homes for sale today. At that median and Putnam County's FY2025-26 rate of 16.89 mills, annual property tax runs about $4,470 ($3,800 with the full homestead exemption).
Clearwater Lakes Hom sits in Hawthorne, out in Putnam County, and the facts we have to work with are thin: no median price, no closing volume worth citing, and a closings window of a single period as of mid-2026. What that tells you is this is a low-turnover, rural-edge market where pricing is set deal-by-deal, not by a steady stream of comparable sales. Condition, lot, and water frontage will drive value far more than any neighborhood-wide number.
For a buyer, that means patience and independent judgment matter more than chasing a trend line. For a seller, it means pricing off the specific attributes of your property rather than assuming a hot local comp exists — because in a market this quiet, one recent sale can distort the whole picture.
Nearby homes for sale
No active listings inside Clearwater Lakes Hom right now. These are the 4 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Clearwater Lakes Hom is a small community in Hawthorne, Putnam County, where sales are infrequent enough that each transaction stands largely on its own. Treat it as a market you evaluate property-by-property, not by averages.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Clearwater Lakes Hom is best for.
Best for
- Buyers seeking a rural Putnam County setting who value privacy over convenience
- Buyers prepared to do property-level due diligence on land, well, and septic
- Long-hold buyers who are not counting on quick resale liquidity
Probably not for
- Buyers who need a fast, predictable resale market
- Buyers who rely on abundant recent comps to set an offer
- Buyers wanting walkable amenities and dense suburban services
The market around Clearwater Lakes Hom
Clearwater Lakes Hom is too small for its own price trend, so here is the market around it.
In ZIP 32640, 79 homes are on the market and 20% are under contract — a steady corner of Hawthorne.
Across Putnam County, 701 homes are active and 163 pending (19% under contract).
In ZIP 32640 (Hawthorne), 38 homes closed in the last 12 months at a median of $265K ($192/sq ft), down 12.7% year over year, with a median 67 days on market. Right now 5 active and 1 pending listings put supply at about 6.4 months — a buyer's market. See the live ZIP 32640 housing market and the Putnam County market.
ZIP and county figures describe the wider market, not Clearwater Lakes Hom specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Clearwater Lakes Hom, Hawthorne
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
The Clearwater Lakes Hom buying strategy.
If we were buying in Clearwater Lakes Hom today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Clearwater Lakes Hom.
A thin-data rural market
With only a single closings window on record as of July 2026, there is no reliable pattern here to lean on. That is not a warning so much as a description: rural Putnam County communities like this trade quietly, and a lack of frequent sales is normal rather than a red flag. The trade-off is that pricing guidance comes from the home in front of you, not from a deep bench of recent comps.
Practically, that puts the burden on due diligence. Water access, acreage, well and septic, road frontage, and structural condition will separate one property's value from the next far more than any community-level figure. Go in expecting to underwrite the individual asset.
The location and the amenities are priced into every listing in Clearwater Lakes Hom. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this quiet, the wrong comp can cost you real money on either side of the table. We work the individual property — condition, land, and access — instead of leaning on averages that barely exist here, and we will tell you plainly when a listing does not pencil out.
Clearwater Lakes Hom in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Clearwater Lakes Hom buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Clearwater Lakes Hom sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Clearwater Lakes Hom, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Clearwater Lakes Hom home worth?
Get a no-obligation home value based on real comparable sales in Clearwater Lakes Hom, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Hawthorne →
Clearwater Lakes Hom Market Scorecard
Clearwater Lakes Hom is currently a thin data market. Limited supply, a median asking price of n/a.
Go deeper: true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
How many homes are in Clearwater Lakes Hom?
What share of Clearwater Lakes Hom is owner-occupied?
When were the homes in Clearwater Lakes Hom built?
Who is the best real estate agent for Clearwater Lakes Hom?
How do I find a top Hawthorne real estate agent who knows Clearwater Lakes Hom?
Can Momentum Realty connect me with an agent for Clearwater Lakes Hom?
Should you buy in Clearwater Lakes Hom?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 15, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32640)) |
| Under-contract shares | realMLS records, as of 2026-09-12 |
| Historical depth | Closed-sale records back to 2019 (7 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Clearwater Lakes Hom fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Clearwater Lakes Hom. These are the public schools most often assigned to other communities in ZIP 32640; zones change and vary by address, so confirm with the district before you buy.
- Interlachen Junior-Senior High School · High (assigned to 3 nearby communities)
- Ochwilla Elementary School · Elementary · FLDOE grade B (assigned to 3 nearby communities)
- Keystone Heights Junior/Senior High · junior/senior high (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
More Hawthorne & Gainesville & Alachua County guides
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Nearby Communities
Explore more neighborhoods near Clearwater Lakes Hom with Momentum Realty’s local guides.