Clearwater Lakes Hom
Homes for Sale in Hawthorne, FL
True comps, carrying-cost math, and listings before the portals.
Clearwater Lakes Hom sits in Hawthorne, out in Putnam County, and the facts we have to work with are thin: no median price, no closing volume worth citing, and a closings window of a single period as of mid-2026. What that tells you is this is a low-turnover, rural-edge market where pricing is set deal-by-deal, not by a steady stream of comparable sales. Condition, lot, and water frontage will drive value far more than any neighborhood-wide number.
For a buyer, that means patience and independent judgment matter more than chasing a trend line. For a seller, it means pricing off the specific attributes of your property rather than assuming a hot local comp exists — because in a market this quiet, one recent sale can distort the whole picture.
Who Clearwater Lakes Hom is best for.
Best for
- Buyers seeking a rural Putnam County setting who value privacy over convenience
- Buyers prepared to do property-level due diligence on land, well, and septic
- Long-hold buyers who are not counting on quick resale liquidity
Probably not for
- Buyers who need a fast, predictable resale market
- Buyers who rely on abundant recent comps to set an offer
- Buyers wanting walkable amenities and dense suburban services
The market around Clearwater Lakes Hom
Clearwater Lakes Hom is a small community — 5 recorded sales on file, most recently in 2025 — too few for its own price trend. Here is the market around it.
In ZIP 32640, 100 homes are on the market and 16% are under contract — a slower corner of Hawthorne.
Across Putnam County, 520 homes are active and 132 pending (20% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not Clearwater Lakes Hom specifically. Momentum Research analysis of MLS records.
The Clearwater Lakes Hom buying strategy.
If we were buying in Clearwater Lakes Hom today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Clearwater Lakes Hom.
A thin-data rural market
With only a single closings window on record as of July 2026, there is no reliable pattern here to lean on. That is not a warning so much as a description: rural Putnam County communities like this trade quietly, and a lack of frequent sales is normal rather than a red flag. The trade-off is that pricing guidance comes from the home in front of you, not from a deep bench of recent comps.
Practically, that puts the burden on due diligence. Water access, acreage, well and septic, road frontage, and structural condition will separate one property's value from the next far more than any community-level figure. Go in expecting to underwrite the individual asset.
The location and the amenities are priced into every listing in Clearwater Lakes Hom. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this quiet, the wrong comp can cost you real money on either side of the table. We work the individual property — condition, land, and access — instead of leaning on averages that barely exist here, and we will tell you plainly when a listing does not pencil out.
Clearwater Lakes Hom in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Clearwater Lakes Hom buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Clearwater Lakes Hom sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Clearwater Lakes Hom, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Clearwater Lakes Hom home worth?
Get a no-obligation home value based on real comparable sales in Clearwater Lakes Hom, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Clearwater Lakes Hom on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Alachua County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Alachua County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
Do cash buyers compete in Clearwater Lakes Hom?
Who is the best real estate agent for Clearwater Lakes Hom?
How do I find a top Hawthorne real estate agent who knows Clearwater Lakes Hom?
Can Momentum Realty connect me with an agent for Clearwater Lakes Hom?
Should you buy in Clearwater Lakes Hom?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2019 (7 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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