Clermont Emerald Lakes Co-Op
Homes for Sale in Clermont, FL

All 732 homes for sale in Clermont, FL · median $457,500 · 331 homes for sale in 34711 · Lake County homes for sale

Community in Clermont · Lake County · ZIP 34711
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Built fromLive Stellar MLS data11 years of closingsUpdated twice daily

As of September 2026, Clermont Emerald Lakes Co-Op Lt 01 in Clermont, FL has 3 homes for sale. Homes listed or recently sold were built 1973–1978; 6 of 6 report an HOA (median $305/mo); 5 of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 99 ft).

Live · Clermont Emerald Lakes Co-Op Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
12.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Lake: 25% (1,077 of 4,256)
3 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 2 a year

Homes For Sale Right Now in Clermont Emerald Lakes Co-Op

Live MLS inventory for Clermont Emerald Lakes Co-Op. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Clermont Emerald Lakes Co-Op listings as of 2026-09-17, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026. Tap any home to ask about it.

Every Home for Sale in Clermont Emerald Lakes Co Op Lt 01 Right Now (3)

All 3 active and pending Clermont Emerald Lakes Co Op Lt 01 listings with a detail page, newest first, refreshed twice a day from the MLS.

Jon Brooks, founder of Momentum Realty
Jon's Current Read

This is a co-op community in Clermont, Lake County, and the ownership structure is the first thing to understand before anything else. In a co-op you are buying a share tied to a unit rather than a deed to the dirt, which changes financing, resale, and monthly carrying costs in ways that a standard single-family purchase does not. Price here is driven less by comparable sales in the broader Clermont market and more by the co-op's own share values, its fee structure, and the condition of the specific unit.

With only a two-closing window in this snapshot, there is not enough recent transaction volume to publish a reliable median or trend. That thin data is itself the read: pricing gets set unit by unit, negotiation by negotiation, and both buyers and sellers should expect to lean on the co-op's rules and recent internal transfers rather than a deep pool of open-market comps.

Clermont Emerald Lakes Co-Op Housing Pulse · Momentum Research · as of September 12, 2026

Clermont Emerald Lakes Co-Op right now

🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Low (3 active and pending listings, 2 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 23, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Clermont Emerald Lakes is a co-op community in Lake County, which means the purchase mechanics, monthly obligations, and approval process differ meaningfully from a typical deeded home in the area.

Stellar MLS sales records identify 34 homes in Clermont Emerald Lakes Co-Op that have changed hands since 2016, built between 1973 and 1986 (median 1976), with a median living area of about 1,152 sq ft and a typical 2-bedroom, 2-bath layout. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Cash or co-op-experienced buyers who understand share ownership and want lower-maintenance living
  • Buyers prioritizing a managed community and predictable monthly obligations over land equity
  • Patient shoppers willing to work through board approval and document review before closing

Probably not for

  • Buyers who require standard conventional or FHA financing on a deeded property
  • Anyone who wants outright ownership of the land and full control over their parcel
  • Buyers who need a deep pool of recent comps to feel confident on price before offering

The market around Clermont Emerald Lakes Co-Op

Clermont Emerald Lakes Co-Op is too small for its own price trend, so here is the market around it.

In ZIP 34711, 462 homes are on the market and 24% are under contract — a steady corner of Clermont.

Across Lake County, 3,179 homes are active and 1,077 pending (25% under contract).

In ZIP 34711 (Clermont), 1,456 homes closed in the last 12 months at a median of $427K ($212/sq ft), down 2.4% year over year, with a median 49 days on market. Right now 146 active and 50 pending listings put supply at about 3.9 months — a balanced market. See the live ZIP 34711 housing market and the Lake County market.

ZIP and county figures describe the wider market, not Clermont Emerald Lakes Co-Op specifically. Momentum Research analysis of MLS records.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

If we were buying in Clermont Emerald Lakes Co-Op today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Clermont Emerald Lakes Co-Op.

Best Buy
Buyers comfortable with co-op ownership who value a managed, share-based community over deeded land.
Biggest Risk
Thin sales data and co-op financing limits make pricing and lending harder to pin down.
Sweet Spot
A well-maintained unit paired with clear governing documents and a lender already comfortable with co-ops.
Avoid If
You need conventional financing or want to own the land under your home.

What co-op ownership changes

The co-op format is the defining feature here. Buyers should budget time and paperwork for board or association review, confirm what the monthly fee covers, and get clarity on whether their lender will finance a co-op share at all, since many will not. These are answerable questions, but they need to be answered before you fall for a unit.

Because reported closings in this window are limited, valuation is best approached qualitatively. Condition of the individual unit, the terms of the co-op's governing documents, and the health of any reserves matter more than a headline price. Treat each listing on its own merits rather than assuming a neighborhood-wide number applies.

The location and the amenities are priced into every listing in Clermont Emerald Lakes Co-Op. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

Co-ops are a niche in Northeast and Central Florida, and the mistakes are almost always in the fine print: the approval process, the fee obligations, the financing constraints. We read those documents with you, set realistic expectations on lending, and keep you from committing to a structure that does not fit your plans. When the answers do not add up, we say so.

Clermont Emerald Lakes Co-Op in 15 seconds.

Best forBuyers comfortable with co-op ownership who value a managed, share-based community over deeded land.
Biggest advantageThe co-op structure can mean lower entry friction on carrying and maintenance, depending on what the fee covers.
Biggest riskThin sales data and co-op financing limits make pricing and lending harder to pin down.
Sweet spotA well-maintained unit paired with clear governing documents and a lender already comfortable with co-ops.
Avoid ifYou need conventional financing or want to own the land under your home.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Clermont Emerald Lakes Co-Op homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Clermont Emerald Lakes Co-Op.
In short
  • HOA dues reported around $305/month (about $3,660/yr) · median of 65 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $305 per month ($3,660 a year) — the median AssociationFee across 65 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Clermont Emerald Lakes Co-Op sales matched to your home.

What is your Clermont Emerald Lakes Co-Op home worth?

Get a no-obligation home value based on real comparable sales in Clermont Emerald Lakes Co-Op, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Clermont →

Real comps, not an automated estimate.

Recently off market in Clermont Emerald Lakes Co-Op Lt 01

Homes in Clermont Emerald Lakes Co-Op Lt 01 that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

How much local inventory is already under contract

26% of homes for sale in ZIP 34711 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-22).

Clermont Emerald Lakes Co Op Lt 01 Market Scorecard

Strong buyer's market

Clermont Emerald Lakes Co Op Lt 01 is currently a strong buyer's market. About 12.0 months of supply, a median asking price of $235,000, and homes go under contract in about 7 days.

12.0
Months supply
$235,000
Median list
$135,000
Median sold
$190
Per sqft
7
Days on mkt
3/0/3
Active/Pend/Sold

Typical home value in the 34711 ZIP is $430,762, about 2.4% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Clermont Emerald Lakes Co-Op a buyer's or seller's market right now?
As of September 12, 2026, Clermont Emerald Lakes Co-Op leans toward buyers: 12.0 months of supply at the current sales pace (Stellar MLS live counts).
Who is the best real estate agent for Clermont Emerald Lakes Co-Op?
The best agent for Clermont Emerald Lakes Co-Op is one who actively works Clermont and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Clermont Emerald Lakes Co-Op.
How do I find a top Clermont real estate agent who knows Clermont Emerald Lakes Co-Op?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Clermont Emerald Lakes Co-Op and the wider Clermont area.
Can Momentum Realty connect me with an agent for Clermont Emerald Lakes Co-Op?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Clermont Emerald Lakes Co-Op purchase or sale - no call center and no pressure.
Where is Clermont Emerald Lakes Co-Op, and what county is it in?
Clermont Emerald Lakes Co-Op is in Clermont, Lake County, FL, ZIP 34711. The community's center is about 3 miles northwest of the center of Clermont (straight-line).
Cash or co-op-experienced buyers who understand share ownership and want lower-maintenance livingExcellent fit
Buyers prioritizing a managed community and predictable monthly obligations over land equityExcellent fit
Patient shoppers willing to work through board approval and document review before closingExcellent fit
Buyers who require standard conventional or FHA financing on a deeded propertyProbably not
Anyone who wants outright ownership of the land and full control over their parcelProbably not
Buyers who need a deep pool of recent comps to feel confident on price before offeringProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 17, 2026)
Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2015 (19 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in Clermont Emerald Lakes Co-Op Lt 01? 2 recorded closings (window ending 2026-09-20). See the Lake County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

More Clermont & Lake County guides

Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Lake County or the full Neighborhood Finder.

Nearby Communities

Explore more neighborhoods near Clermont Emerald Lakes Co-Op with Momentum Realty’s local guides.

ELEmerald Lakes Co Op Inc0.1 mi awayCPClermont Park Place0.4 mi away · 67 homes, built 1920–16CHClermont Hazelwood0.4 mi away · 44 homes, built 1925–21Clermont Sunset Park0.5 mi away · 47 homes, built 1916–20, 1 for saleSunset Park Leesburg0.5 mi away · 190 homes, built 1901–24Waterbroooke0.5 mi away · 38 homes, built 2021–22Cagan Crossing East0.5 mi away · 67 homes, built 2021–22

Browse all neighborhood guides →

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