Clermont Emerald Lakes Co-Op
Homes for Sale in Clermont, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of November 2026, Clermont Emerald Lakes Co-Op Lt 01 in Clermont, FL has 3 homes for sale. Homes listed or recently sold were built 1973–1978; 6 of 6 report an HOA (median $305/mo); 5 of the 6 geocoded homes sit in a FEMA special flood hazard zone (median elevation 99 ft).

This is a co-op community in Clermont, Lake County, and the ownership structure is the first thing to understand before anything else. In a co-op you are buying a share tied to a unit rather than a deed to the dirt, which changes financing, resale, and monthly carrying costs in ways that a standard single-family purchase does not. Price here is driven less by comparable sales in the broader Clermont market and more by the co-op's own share values, its fee structure, and the condition of the specific unit.
With only a two-closing window in this snapshot, there is not enough recent transaction volume to publish a reliable median or trend. That thin data is itself the read: pricing gets set unit by unit, negotiation by negotiation, and both buyers and sellers should expect to lean on the co-op's rules and recent internal transfers rather than a deep pool of open-market comps.
Figures in this note are as of July 13, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Clermont Emerald Lakes Co-Op right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Low (3 active and pending listings, 2 closed sales in 12 months).
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· Updated September 20, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Clermont Emerald Lakes is a co-op community in Lake County, which means the purchase mechanics, monthly obligations, and approval process differ meaningfully from a typical deeded home in the area.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Clermont Emerald Lakes Co-Op. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Clermont Emerald Lakes Co-Op; content deemed reliable but not guaranteed.
Who Clermont Emerald Lakes Co-Op is best for.
Best for
- Cash or co-op-experienced buyers who understand share ownership and want lower-maintenance living
- Buyers prioritizing a managed community and predictable monthly obligations over land equity
- Patient shoppers willing to work through board approval and document review before closing
Probably not for
- Buyers who require standard conventional or FHA financing on a deeded property
- Anyone who wants outright ownership of the land and full control over their parcel
- Buyers who need a deep pool of recent comps to feel confident on price before offering
The market around Clermont Emerald Lakes Co-Op
Clermont Emerald Lakes Co-Op is too small for its own price trend, so here is the market around it.
In ZIP 34711, 484 homes are on the market and 25% are under contract — a steady corner of Clermont.
Across Lake County, 3,234 homes are active and 1,077 pending (25% under contract).
ZIP and county figures describe the wider market, not Clermont Emerald Lakes Co-Op specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Clermont Emerald Lakes Co-Op Lt 01, Clermont
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period November 2026 through November 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Clermont Emerald Lakes Co-Op
Live MLS inventory for Clermont Emerald Lakes Co-Op. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Clermont Emerald Lakes Co-Op listings as of 2026-10-31, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026. Tap any home to ask about it.
Every Home for Sale in Clermont Emerald Lakes Co Op Lt 01 Right Now (2)
All 2 active and pending Clermont Emerald Lakes Co Op Lt 01 listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1401 W Highway 50 #179 · $235,000 · 3 bd / 2 ba · listed Sep 3, 2026 · listed by Folio Realty Llc
- 1401 W Highway 50 #143 · $199,900 · 2 bd / 2 ba · listed Aug 4, 2026 · listed by Coldwell Banker Tony Hubbard Realty
Clermont Emerald Lakes Co-Op on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
The Clermont Emerald Lakes Co-Op buying strategy.
If we were buying in Clermont Emerald Lakes Co-Op today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Clermont Emerald Lakes Co-Op.
What co-op ownership changes
The co-op format is the defining feature here. Buyers should budget time and paperwork for board or association review, confirm what the monthly fee covers, and get clarity on whether their lender will finance a co-op share at all, since many will not. These are answerable questions, but they need to be answered before you fall for a unit.
Because reported closings in this window are limited, valuation is best approached qualitatively. Condition of the individual unit, the terms of the co-op's governing documents, and the health of any reserves matter more than a headline price. Treat each listing on its own merits rather than assuming a neighborhood-wide number applies.
The location and the amenities are priced into every listing in Clermont Emerald Lakes Co-Op. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Co-ops are a niche in Northeast and Central Florida, and the mistakes are almost always in the fine print: the approval process, the fee obligations, the financing constraints. We read those documents with you, set realistic expectations on lending, and keep you from committing to a structure that does not fit your plans. When the answers do not add up, we say so.
Clermont Emerald Lakes Co-Op in 15 seconds.
Tools for a Clermont Emerald Lakes Co-Op buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Clermont Emerald Lakes Co-Op sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Clermont Emerald Lakes Co-Op, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Clermont Emerald Lakes Co-Op home worth?
Get a no-obligation home value based on real comparable sales in Clermont Emerald Lakes Co-Op, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Clermont →
Recently off market in Clermont Emerald Lakes Co-Op Lt 01
Homes in Clermont Emerald Lakes Co-Op Lt 01 that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 1401 W Highway 50 #152 · off market
- 1401 W Highway 50 #45 · off market
Frequently Asked Questions
Is Clermont Emerald Lakes Co-Op a buyer's or seller's market right now?
Who is the best real estate agent for Clermont Emerald Lakes Co-Op?
How do I find a top Clermont real estate agent who knows Clermont Emerald Lakes Co-Op?
Can Momentum Realty connect me with an agent for Clermont Emerald Lakes Co-Op?
Should you buy in Clermont Emerald Lakes Co-Op?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Clermont Emerald Lakes Co-Op with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 31, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2015 (19 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Clermont Emerald Lakes Co-Op Lt 01 fits the bigger picture — live prices, inventory, and Momentum Scores:





