Lake County
Housing Market

County market report · Florida · 80 ZIP codes

Median sale price $360,000, down 1.4% year over year, with homes going under contract in about 52 days, 3,112 homes on the market.

849 communities reporting9,318 sales analyzedRefreshed twice dailyMomentum Score 58
Live Market Pulse
58/100
Momentum
Balanced Market
3,112 homes on the market right now. Recalculated every day from licensed MLS data · last refresh September 15, 2026 at 7:33 PM ET.
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Live · Lake County Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$360K
Median sold · 12 moConfidence: High
down 1.4% vs the prior 12 months
-1.4%
1-yr price change
n = 9,318 recent sales
$205/sf
Sold $/sqft · 12 mo
-2.8% vs prior yr
95.4%
Sale vs ask
of original asking price · -0.1pp vs prior yr
$363K
Lake County home value
Zillow ZHVI, monthly · -2.8% vs a year ago
Tempo
4.2mo
Supply
3 to 6 months is the balanced band
52days
Median DOM · closed
closed sales, median · +3.0 days vs prior yr
32%
Under contract
of inventory already spoken for
3,112 · 1,118 ▼15
For sale · pending
live counts, refreshed twice daily
4,305
Sold · last 12 mo
closed across all tracked communities · +9.8% vs prior yr
Market context
30%
Listings with price cuts
Lake County · Zillow · -0.1pp vs prior month
2,903
County for-sale inventory
Zillow, monthly · +0.3% vs prior month
31%
New construction
share of recent sales · -1.6pp vs prior yr
28%
Cash buyers
share of sales · peak 38% · -0.1pp vs prior yr
58/100
Momentum score
Balanced Market
Economy & people · county layer
$69,956
Median household income
U.S. Census ACS, county
398,696
County population
+18.9% since 2018
5.2×
Price to income
county home value vs median income
77%
Owner-occupied
U.S. Census ACS, county
$2,284/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · September 15, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 4.2 months of supply — balanced by the 3-to-6-month balanced benchmark, and 32% of listed homes are already under contract. Prices are down 1.4% versus the prior year, but sellers are still collecting 95.4% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 58
Momentum Score
Buyer leverage42
Seller leverage58

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.

Momentum Outlook
  • Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 32% of inventory sits under contract.
  • Mortgage sensitivity — at 5.2× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current Lake County data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
3.9 mo · balanced band · 386 active
$300K–$500K
3.1 mo · balanced band · 599 active
$500K–$750K
2.9 mo · seller-tilted · 163 active
$750K+
7.4 mo · buyer-tilted · 75 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where Lake County is hot — and where it isn't

Each dot is a community (350 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on Lake County

The median sale price across Lake County currently stands at $360,000, down 1.4% from a year ago. Buyers are paying a median of $205 per square foot. The typical home goes under contract in about 52 days. Sellers are capturing 95.4% of their original asking price on average.

There are 3,112 active listings on the market, with 1,118 more already under contract. At the current sales pace that works out to 4.2 months of supply — roughly balanced conditions by the standard six-month benchmark. 4,305 homes closed here over the trailing 12 months.

Zillow's home value index for Lake County stands at $363,142. About 30% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Lake County is 58 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.

Trends & History

Lake County since 2012 — and where it’s heading

A median home here sold for $140,571 in 2012 and $407,058 over the last recorded year — 190% appreciation across 14 years of recorded sales. Cash buyers took 28% of recent sales, down from a 38% peak.

Median sale price · 2012–2026 (60,280 recorded sales)

$135K$278K$420K$407K2012: $141K2013: $156K2014: $171K2015: $186K2016: $193K2017: $206K2018: $248K2019: $242K2020: $238K2021: $330K2022: $361K2023: $412K2024: $415K2025: $413K2026: $407K20122015201920232026

Days on market by year

7d46d85d56d2012: 84d2013: 62d2014: 72d2015: 70d2016: 50d2017: 58d2018: 84d2019: 82d2020: 34d2021: 9d2022: 9d2023: 28d2024: 36d2025: 53d2026: 56d20122015201920232026

Cash buyers · share of sales

28%33%39%28%2016: 38%2017: 35%2018: 31%2019: 30%2020: 28%2021: 28%2022: 36%2023: 35%2024: 32%2025: 29%2026: 28%20162018202120242026

Home value trend · Lake County (Zillow ZHVI)

$363K$368K$374K$363KJul '25: $373KAug '25: $371KSep '25: $369KOct '25: $368KNov '25: $367KDec '25: $367KJan '26: $367KFeb '26: $367KMar '26: $367KApr '26: $366KMay '26: $365KJun '26: $364KJul '26: $363KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

2,7332,8482,9622,903Jul '25: 2,937Aug '25: 2,958Sep '25: 2,935Oct '25: 2,917Nov '25: 2,876Dec '25: 2,787Jan '26: 2,738Feb '26: 2,744Mar '26: 2,847Apr '26: 2,885May '26: 2,912Jun '26: 2,893Jul '26: 2,903Jul '25Oct '25Jan '26Apr '26Jul '26

Daily active vs pending · Lake County (MLS)

1,0292,1083,187Jul 07 · Active: 3,068Aug 03 · Active: 3,069Aug 04 · Active: 3,045Aug 05 · Active: 3,050Aug 06 · Active: 3,043Aug 07 · Active: 3,054Aug 08 · Active: 3,077Aug 09 · Active: 3,068Aug 10 · Active: 3,064Aug 11 · Active: 3,042Aug 12 · Active: 3,070Aug 13 · Active: 3,069Aug 15 · Active: 3,093Aug 17 · Active: 3,084Aug 19 · Active: 3,082Aug 22 · Active: 3,122Aug 23 · Active: 3,128Aug 28 · Active: 3,126Aug 29 · Active: 3,136Aug 30 · Active: 3,124Aug 31 · Active: 3,116Sep 07 · Active: 3,102Sep 09 · Active: 3,087Sep 11 · Active: 3,144Sep 12 · Active: 3,138Sep 13 · Active: 3,123Sep 14 · Active: 3,127Sep 15 · Active: 3,112Jul 07Aug 19Sep 15ActivePending

Median price · daily recalculation

$360K$366K$372K$360KAug 06: $370KAug 08: $370KAug 09: $370KAug 10: $370KAug 11: $370KAug 12: $370KAug 13: $370KAug 15: $370KAug 17: $370KAug 18: $370KAug 19: $370KAug 20: $370KAug 21: $370KAug 22: $370KAug 23: $370KAug 24: $372KAug 26: $372KAug 28: $372KAug 29: $372KAug 30: $372KAug 31: $372KSep 01: $372KSep 04: $372KSep 05: $372KSep 06: $372KSep 07: $372KSep 08: $372KSep 09: $372KSep 10: $372KSep 11: $372KSep 12: $360KSep 13: $360KSep 14: $360KSep 15: $360KAug 06Aug 17Aug 28Sep 07Sep 15
Single-family 84%Townhome 5%Manufactured Home - Post 1977 5%Villa 2%? 1%
Local Economics · the economics underneath

What’s driving Lake County

Who’s moving here
+12,855 net residents/yr

Top inbound states: NY, CA, NJ, TX. Movers arriving report ~$80,711 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,756/yr avg premium

3,500 Citizens policies in force in Lake County — the state-backed insurer of last resort. Budget insurance into any Lake purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
5,342 units permitted +7% YoY

3,999 single-family · 1,343 multi-family · 13.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Silver Lake Estates Phase 1 ▼ 44%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
$750K+: 7.4 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in Lake County right now.

Biggest opportunity
$500K–$750K: 2.9 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

How it stacks up against neighboring counties

MarketMedianActiveScore
Lake County ← this page$360K3,11258
Sumter County$310K76048Open →
Orange County$462K5,72561Open →
Seminole County$415K1,68068Open →
Marion County$285K4,05152Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
LOCH LEVENMount Dora$875K▲ 40%
Pennbrooke Ph CLeesburg$248K▲ 34%
Western ShoresLeesburg$460K▲ 30%
Highland Lakes Ph 03 Tr A-GLeesburg$270K▲ 20%
Clermont Verde Ridge Unit 02Clermont$520K▲ 18%
Prices cooling fastest
Silver Lake Estates Phase 1Leesburg$359K▼ 44%
SILVER LAKE ESTATESLeesburg$361K▼ 44%
XClermont$325K▼ 35%
Cascades Groveland GrovelandGroveland$330K▼ 28%
Royal Highlands Ph 01BLeesburg$271K▼ 25%
Most homes for sale
Hawthorne At Leesburg A CoopLeesburg$122K57
Bella Collina SubBella Collina$2.95M32
Bella Collina West SubBella Collina$1.21M28
HARBOR HILLSLady Lake$500K20
Lady Lake Orange Blossom GardensLady Lake$210K20
Selling fastest
PARK PLACE ON LAKE JOANNAEustis$522K6 days
Park Place On Lake Joanna Add 02Eustis$522K7 days
Hidden Ridge 50SGroveland$373K9 days
Sugarloaf 45S MinneolaMinneola$447K10 days
Sanctuary Stage 2Clermont$427K11 days
Explore Deeper

Cities in Lake County

ZIP codes

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in Lake County right now?

The data says conditions currently favor neither side decisively in Lake County — the Momentum Score reads 58/100 with 4.2 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is Lake County becoming more affordable?

Yes, modestly — the median sale price in Lake County is $360,000, down 1.4% versus the prior year, while sellers still capture 95.4% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in Lake County?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Silver Lake Estates Phase 1 (-44%); SILVER LAKE ESTATES (-44%); X (-35%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which Lake County neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are PARK PLACE ON LAKE JOANNA (6 days); Park Place On Lake Joanna Add 02 (7 days); Hidden Ridge 50S (9 days) — homes there go under contract well ahead of the market-wide pace of 52 days.

Questions

Lake County housing market FAQ

How is the housing market in Lake County right now?

As of September 15, 2026, the Lake County housing market favors sellers: the median sale price is $360,000 (down 1.4% year over year), 3,112 homes are for sale against 4,305 sales in the last 12 months, which is 4.2 months of supply, and the typical home goes under contract in about 52 days.

How much is a house in Lake County?

The median home sold for $360,000 in Lake County over the last 12 months, about $205 per square foot; asking prices on the 3,112 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in Lake County?

By the numbers, sellers in Lake County are getting 95.4% of asking price and going under contract in about 52 days with 4.2 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the Lake County housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: Lake County median sale prices are down 1.4% year over year, inventory stands at 4.2 months of supply, and 32% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in Lake County?

The median sale price in Lake County is currently $360,000, down 1.4% from a year ago, based on MLS sales data updated September 15, 2026.

Is Lake County a buyer's or seller's market right now?

The data currently favors sellers. Lake County scores 58 of 100 on the Momentum Score, with 4.2 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in Lake County?

The typical home in Lake County goes under contract in about 52 days, per current MLS data.

How many homes are for sale in Lake County?

There are approximately 3,112 active listings in Lake County as of September 15, 2026.

Are home prices in Lake County rising or falling?

Median sale prices are down 1.4% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Lake County. Talk through what the numbers mean for your move.

Talk to founders
Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.