Coast Cottages
Homes for Sale in St. Simons Island, GA
All 290 homes for sale in St. Simons Island, GA · median $877,000 · 327 homes for sale in 31522
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of Patrick Anderson and Associates · via ScoutMLS®
As of October 2026, Coast Cottages in St. Simons Island, GA has 1 home for sale. Homes listed or recently sold were built 1995–2000; 3 of 3 report an HOA (median $333/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 6 ft).

Coast Cottages sits on St. Simons Island in Glynn County, and the honest starting point is that current MLS activity here is thin. With so few closings to work from, we cannot point to a reliable price trend, a typical days-on-market figure, or a clear read on where value is concentrated within the community. That is itself useful information: it tells a buyer or seller that pricing decisions here need to lean on direct comparison to individual homes rather than on a community-wide average.
For a seller, thin data cuts both ways. It means there is less competing inventory to be priced against, but it also means there is no recent track record to anchor an asking price against buyer expectations. For a buyer, the same scarcity argues for patience and a closer look at each listing on its own terms rather than assuming the last sale sets the market.
Coast Cottages right now
🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of ScoutMLS® records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 2 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 10, 2026 · Live data: ScoutMLS®, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Coast Cottages is a St. Simons Island community in Glynn County where recent MLS activity has been limited, so the numbers below should be read as a snapshot rather than a trend.
SCOUT sales records identify 49 homes in Coast Cottages that have changed hands since 2002, built between 1994 and 2016 (median 2000), with a median living area of about 2,568 sq ft and a typical 4-bedroom, 4-bath layout; 92% are single-family homes. Source: SCOUT closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Coast Cottages. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from ScoutMLS® listings in Coast Cottages; content deemed reliable but not guaranteed.
Who Coast Cottages is best for.
Best for
- Wanting a St. Simons Island location and willing to evaluate individual homes on their own merits.
- Comfortable making a decision without a deep well of recent comparable sales to draw on.
- Planning to verify amenities and condition directly rather than relying on aggregate listing data.
Probably not for
- Needing a documented price trend or days-on-market pattern before committing.
- Requiring a confirmed list of community amenities before writing an offer.
- Wanting a large pool of recent comparable closings to benchmark an offer price.
The market around Coast Cottages
Coast Cottages is too small for its own price trend, so here is the market around it.
In ZIP 31522, 407 homes are on the market and 15% are under contract — a slower corner of St. Simons Island.
Across Glynn County, 787 homes are active and 162 pending (17% under contract).
In ZIP 31522 (St. Simons Island), 715 homes closed in the last 12 months at a median of $608K ($320/sq ft), down 1.1% year over year, with a median 89 days on market. Right now 280 active and 59 pending listings put supply at about 5.8 months — a buyer's market. See the live ZIP 31522 housing market.
ZIP and county figures describe the wider market, not Coast Cottages specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Coast Cottages, St. Simons Island
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by ScoutMLS® (Golden Isles Association of REALTORS®). The data is deemed reliable but is not guaranteed to be accurate by ScoutMLS. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Coast Cottages
Live MLS inventory for Coast Cottages. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Coast Cottages listings as of 2026-10-09, priced high to low. Listing data provided by ScoutMLS® (Golden Isles Association of REALTORS®). The data is deemed reliable but is not guaranteed to be accurate by ScoutMLS.
Tap any home to ask about it.
Every Home for Sale in Coast Cottages Right Now (1)
All 1 active and pending Coast Cottages listings with a detail page, newest first, refreshed twice a day from the MLS.
- 39 Clover Marsh Lane · $1,495,000 · 4 bd / 3 ba · listed Sep 8, 2026 · listed by Patrick Anderson and Associates
Coast Cottages on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from ScoutMLS®. Map data © OpenStreetMap, tiles © CARTO.
The Coast Cottages buying strategy.
If we were buying in Coast Cottages today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Coast Cottages.
A thin data market
The current MLS feed for Coast Cottages does not surface enough recent closings to build a confident statistical picture, and no community amenities are identified from the listings on file. That does not mean the community lacks amenities or activity, only that the data available to us right now is limited. Anyone evaluating this community should treat individual listing detail, plat information, and direct inspection as the primary sources of truth rather than aggregate stats.
Given the island location in Glynn County, proximity to the broader St. Simons Island market context is relevant, but Coast Cottages should be evaluated as its own micro-market. A buyer comparing it to nearby communities will want line-item comparables, not averages, since the sample size here is too small to smooth out the differences between individual homes.
The location and the amenities are priced into every listing in Coast Cottages. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community's MLS footprint is this light, the value of local, hands-on representation goes up, not down. We pull individual listing history, verify amenity and condition details directly rather than relying on a thin data feed, and help buyers and sellers price against real comparables instead of a community average that does not yet exist in reliable form.
Coast Cottages in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $333/month (about $3,996/yr) · median of 48 MLS listings, most billed twice a year
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $333 per month ($3,996 a year) — the median AssociationFee across 48 MLS records, normalised to a monthly figure; most are billed twice a year. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Coast Cottages buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Coast Cottages sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Coast Cottages, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Coast Cottages home worth?
Get a no-obligation home value based on real comparable sales in Coast Cottages, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in St. Simons Island →
15% of homes for sale in ZIP 31522 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-09).
More St. Simons Island home searches
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Frequently Asked Questions
Is Coast Cottages a buyer's or seller's market right now?
Who is the best real estate agent for Coast Cottages?
How do I find a top St. Simons Island real estate agent who knows Coast Cottages?
Can Momentum Realty connect me with an agent for Coast Cottages?
Where is Coast Cottages, and what county is it in?
Should you buy in Coast Cottages?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | ScoutMLS®, refreshed twice daily (last: October 9, 2026) |
| Under-contract shares | ScoutMLS® records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 1999 (108 transactions analyzed) |
Verify the primary sources yourself: Georgia DOR · U.S. Census · FEMA flood maps.
Momentum Research figures are our own analysis of ScoutMLS® records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum will price yours against live local comps — a real number, not an algorithm’s guess.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Coast Cottages fits the bigger picture — live prices, inventory, and Momentum Scores:
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