Concourse Crossing Phase 1
Homes for Sale in Fernandina Beach, FL
True comps, carrying-cost math, and listings before the portals.

Concourse Crossing Phase 1 is a small, defined subdivision in Fernandina Beach, and the honest read is that we are working from a thin recent record. With a closings window of just two, price signals here are driven far more by the condition and specifics of the individual home than by any broad market trend. Treat any single sale as one data point, not a benchmark.
For a seller, that means pricing has to be built from the home itself and from comparable activity in the surrounding Nassau County market, not from a deep internal sales history. For a buyer, it means patience and diligence: with limited turnover, the right listing may not appear on your timeline, and when one does, you will need current comps rather than in-community averages to judge whether it is fairly priced.
Concourse Crossing Phase 1 right now
🟡 Off the recent peak. The trailing-12-month median ($415K) is down 1.7% from the prior 12 months ($422K).Momentum Research, record-level realMLS closed sales, 12-month windows ending July 15. Confidence: Very High (34 and 73 sales in the two windows).
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Updated July 15, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Reading a thin record
With only a narrow window of recent closings, the useful analysis here is qualitative. We look at how each home is finished, how it sits on its lot, and how it stacks up against active and closed inventory across Fernandina Beach and greater Nassau County. That surrounding context does the work that a longer in-community sales history normally would.
The practical upside of a small phase is that it is easy to know exactly what you are buying or selling. The tradeoff is liquidity: fewer homes trade, so timing is less predictable on both sides. Anyone counting on a fast, clean comp-driven transaction should plan for a longer runway and lean on the wider market for pricing guidance.
Why work with Momentum here
In a small phase with a thin recent record, the value we add is judgment, not a spreadsheet you could pull yourself. We price from the home and from live Nassau County comps, we tell you plainly when a listing is stretched, and we set realistic timing expectations rather than promising a market that this data does not support.
Concourse Crossing Phase 1 in 15 seconds.
Tools for a Concourse Crossing Phase 1 buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Concourse Crossing Phase 1 sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Concourse Crossing Phase 1, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Concourse Crossing Phase 1 home worth?
Get a no-obligation home value based on real comparable sales in Concourse Crossing Phase 1, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Concourse Crossing Phase 1 on the map →
Should you buy in Concourse Crossing Phase 1?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-07-10 |
| Historical depth | Closed-sale records back to 2022 (14 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($415K) IS the median in the snapshot above, and the move from 2025 ($422K) IS the -1.7% one-year change.
Windows contain 0 to 78 sales each (34 in the current window); every figure carries its sample size. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Nassau County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
25% of homes for sale in ZIP 32034 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-12).
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending July 15, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (6 streets, ZIP 32034)) |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2022 (194 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Nassau County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
