Concourse Crossing Phase 1
Homes for Sale in Fernandina Beach, FL

Community in Fernandina Beach · Nassau County · ZIP 32034
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True comps, carrying-cost math, and listings before the portals.

Live · Concourse Crossing Phase 1 Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$415K
Median sold · 12 mo
down 1.7% vs the prior 12 months
-1.7%
1-yr price change
n = 34 and 73 sales in the two windows
$189/sf
Sold $/sqft · 12 mo
peak $195 in 2023
98.0%
Sale vs ask
Tempo
51days
Median DOM · closed
40 days at the 2025 low
34
Sold · last 12 mo
10-yr average: about 39 a year
Ownership and context
48%
Owner-occupied · Concourse Crossing Phase 1
69 of 143 parcels homesteaded (FL DOR 2025)
52%
Non-owner-occupied · Concourse Crossing Phase 1
incl. 13% trust or LLC-held · 1% out-of-state
22%
Cash buyers · Concourse Crossing Phase 1
2 of 9 sales, 12 mo ending July 2025
143
Homes in the community
143 residential parcels (FL DOR 2025)
Track record · 4 years of records
Est. 2022
Community established
homes built 2022-2024, median 2024 (FL DOR 2025)
4
Failed listings · 2026
peaked at 17 in 2023
2,225sqft
Median sold home size
12-mo windows, closed sales
23.8%/yr
Turnover rate
about 34 of 143 homes trade a year
Built fromLive realMLS data4 years of closingsUpdated twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Concourse Crossing Phase 1 is a small, defined subdivision in Fernandina Beach, and the honest read is that we are working from a thin recent record. With a closings window of just two, price signals here are driven far more by the condition and specifics of the individual home than by any broad market trend. Treat any single sale as one data point, not a benchmark.

For a seller, that means pricing has to be built from the home itself and from comparable activity in the surrounding Nassau County market, not from a deep internal sales history. For a buyer, it means patience and diligence: with limited turnover, the right listing may not appear on your timeline, and when one does, you will need current comps rather than in-community averages to judge whether it is fairly priced.

Concourse Crossing Phase 1 Housing Pulse · Momentum Research · as of July 15, 2026

Concourse Crossing Phase 1 right now

🟡 Off the recent peak. The trailing-12-month median ($415K) is down 1.7% from the prior 12 months ($422K).Momentum Research, record-level realMLS closed sales, 12-month windows ending July 15. Confidence: Very High (34 and 73 sales in the two windows).

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Updated July 15, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Reading a thin record

With only a narrow window of recent closings, the useful analysis here is qualitative. We look at how each home is finished, how it sits on its lot, and how it stacks up against active and closed inventory across Fernandina Beach and greater Nassau County. That surrounding context does the work that a longer in-community sales history normally would.

The practical upside of a small phase is that it is easy to know exactly what you are buying or selling. The tradeoff is liquidity: fewer homes trade, so timing is less predictable on both sides. Anyone counting on a fast, clean comp-driven transaction should plan for a longer runway and lean on the wider market for pricing guidance.

Why work with Momentum here

In a small phase with a thin recent record, the value we add is judgment, not a spreadsheet you could pull yourself. We price from the home and from live Nassau County comps, we tell you plainly when a listing is stretched, and we set realistic timing expectations rather than promising a market that this data does not support.

Concourse Crossing Phase 1 in 15 seconds.

Best forBuyers who want a specific home in Fernandina Beach and can wait for the right one.
Biggest advantageA small, defined phase where you know exactly what you are buying.
Biggest riskThin turnover means limited comps and less predictable timing.
Sweet spotA well-maintained home priced against current Nassau County comparables.
Avoid ifYou need a fast, comp-heavy transaction on a fixed deadline.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Concourse Crossing Phase 1 sales matched to your home.

What is your Concourse Crossing Phase 1 home worth?

Get a no-obligation home value based on real comparable sales in Concourse Crossing Phase 1, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.
Buyers targeting Fernandina Beach who are patient and can move when the right listing surfacesExcellent fit
Buyers who value a small, clearly defined subdivision over a large, high-turnover oneExcellent fit
Sellers willing to price from the home and live market comps rather than a long internal historyExcellent fit
Buyers who need a wide, always-available selection of inventory to choose fromProbably not
Buyers on a rigid deadline who require a quick, comp-driven purchaseProbably not
Sellers expecting a deep in-community sales record to validate an aggressive priceProbably not

Data sources & freshness

Under-contract sharesrealMLS records, as of 2026-07-10
Historical depthClosed-sale records back to 2022 (14 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Windows contain 0 to 78 sales each (34 in the current window); every figure carries its sample size. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Every sale since 2022 · price vs size
$0$200K$400K2k3k
194 closed sales; green = recent. Size sets the floor, condition and lot set the rest.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,540/mo
Nassau County typical true cost to own
$97/mo
Nassau County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

25% of homes for sale in ZIP 32034 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-12).

Data sources & freshness

Community market statsrealMLS closed sales, 12-month windows ending July 15, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (6 streets, ZIP 32034))
Under-contract sharesrealMLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2022 (194 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,540/mo
Nassau County typical true cost to own
$97/mo
Nassau County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.