Copper Creek in Gibsonton

Copper Creek Homes for Sale in Gibsonton, FL

Gated townhome community · Gibsonton · Hillsborough County

A gated 2010s townhome community in Gibsonton with a pool, a low monthly HOA, and no CDD.

Gated townhomesPool and playgroundLow HOA, no CDD
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Copper Creek is a gated D.R. Horton townhome community in Gibsonton, now mostly resale. The read is the unit and end versus interior position, the all-in monthly HOA, and the south Hillsborough flood and evacuation picture near the Alafia River.
Free · No obligation
Unlock Off-Market Copper Creek

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Copper Creek is a gated townhome community in Gibsonton, in the SouthShore growth corridor of south Hillsborough County, built by D.R. Horton in the mid to late 2010s and now largely resale. The homes are two-story block-built townhomes with attached garages and current finishes, around a community pool and playground. Unlike many newer SouthShore master plans, Copper Creek is reported to carry a monthly HOA and no CDD, so the carrying-cost read is the all-in HOA dues and what they cover rather than a tax-bill assessment. Confirm the dues and the maintenance scope per unit. The location balances value and access, minutes from I-75 and US-41 with the Brandon and Tampa job centers a manageable drive, while the south Hillsborough setting near the Alafia River makes the flood zone and the county evacuation zone real diligence after the 2024 storms."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Copper Creek is a gated townhome community in Gibsonton, in the SouthShore area of south Hillsborough County, near US-41 and just west of I-75. It was built by D.R. Horton, with construction reported roughly between 2015 and 2018, and is now largely resale (Homes by Marco and neighborhoods.com, 2026).

The homes are two-story block-built townhomes with attached garages, in-unit laundry, and current finishes such as stainless appliances and stone counters. Community amenities are a pool and a playground, with maintained grounds, sidewalks, and street lights inside the gates.

Copper Creek is reported to carry a monthly homeowners association and no Community Development District, so the carrying cost is the all-in HOA rather than a CDD assessment on the tax bill. Reported dues cover grounds and building exterior maintenance, the pool, and some utilities such as water, sewer, and trash. Confirm the exact dues and what they cover for the specific unit.

Gibsonton is low-lying south Hillsborough near the Alafia River. The county expanded hurricane evacuation zones for the 2026 season, including more areas along the Alafia River. Confirm the FEMA flood zone and the county evacuation zone for the specific townhome, and weigh the ongoing SouthShore growth and road work.

Best for

  • Buyers who want a relatively new, lower-maintenance gated townhome
  • Buyers who value a pool and playground at an entry price point
  • Buyers who prefer a monthly HOA with no CDD on the tax bill
  • Commuters who value I-75 and US-41 access toward Brandon and Tampa

Probably not for

  • Buyers who want a detached single-family home with a private yard
  • Buyers who want to avoid attached-home shared walls and HOA rules
  • Buyers who want to avoid south Hillsborough flood and evacuation considerations
  • Buyers who need a short commute to the Tampa core

How Copper Creek is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
56Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Copper Creek listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Copper Creek buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The south Hillsborough location balances value and access: I-75 and US-41 are minutes away, with Brandon about twenty minutes and downtown Tampa about a half hour.

I-75 access~5 min · ~2 mi
US-41 (Tamiami Trail)~3 min · ~1 mi
Brandon~20 min · ~12 mi
Downtown Tampa~30 min · ~20 mi
MacDill Air Force Base~30 to 35 min · ~22 mi
Tampa Int'l Airport (TPA)~35 to 40 min · ~26 mi

Drive times are approximate and vary with traffic on US-41, I-75, and the Gibsonton Drive corridor. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Copper Creek with Momentum Realty’s local guides.

MTMagnolia TrailsGibsonton, FL · adjacentTUTuscanyBayGibsonton, FL · adjacentCCCopper Creek,GibsontonGibsonton, FL · 0.1 miFLFloridaGarden LandsGibsonton, FL · 0.3 miMBMagnolia BeachUnit 2Gibsonton, FL · 0.5 miRMRiverview MeadowsRiverview, FL · 1.3 miKLKings LakeTownhomesGibsonton, FL · 1.3 miRIRiverviewLakesRiverview, FL · 1.4 miEWEagle WatchRiverview, FL · 1.6 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Copper Creek (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Hillsborough County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Copper Creek is served by Hillsborough County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Hillsborough County Public Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Copper Creek address.

The takeaway

What is actually shaping value around Copper Creek: the Gibsonton Drive widening and I-75 interchange work, the Gibsonton septic-to-sewer conversion, and updated county evacuation zones along the Alafia River. Each item is sourced and linked.

Recent Developments in Copper Creek

Our read on what is being built around Copper Creek, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishRoad and infrastructure investment in the SouthShore corridor points up over time, while the near-term watch items are construction traffic and the carrying-cost reality of the all-in HOA plus coastal-area insurance. Verify the evacuation mapping for the specific address.

Gibsonton Drive widening and I-75 interchange study

2024
BullishMajor impact
SignificanceRadius: Area

FDOT advanced a study to widen Gibsonton Drive and rework the I-75 interchange for projected growth, a long-term access upgrade with near-term construction disruption.

County expands 2026 evacuation zones

2026
BearishNotable impact
SignificanceRadius: Area

Updated coastal evacuation mapping, including more areas along the Alafia River, is a reminder to verify the zone and insurance for any Gibsonton address.

Gibsonton septic-to-sewer conversion

2026
BullishMinor impact
SignificanceRadius: Area

A county project to convert area septic systems to sewer aims to protect water quality and supports long-term growth in the corridor.

Gated townhomes with a pool and no CDD

Ongoing
BullishNotable impact
SignificanceRadius: On-site

Relatively new gated townhomes with a pool and no CDD at an affordable price support demand.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Copper Creek, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. November 2024
    Infrastructure

    FDOT advances Gibsonton Drive widening and I-75 interchange study

    FDOT granted Location Design Concept Acceptance for the Gibsonton Drive Project Development and Environment study from Fern Hill Drive to US-301, to accommodate future traffic and the planned reconstruction of the I-75 and Gibsonton Drive interchange. Why it matters: A long-term access upgrade for the corridor, with near-term construction disruption to weigh. Source

  2. May 2026
    Planning

    Hillsborough expands 2026 evacuation zones

    Hillsborough County expanded its hurricane evacuation zones for the 2026 season, with Zone A reaching farther inland along the coastline and the Alafia River. Why it matters: Buyers should verify the evacuation zone and insurance for the specific Gibsonton home. Source

Development alerts for Copper CreekGet a short monthly email when something new is approved, funded, or opens near Copper Creek.

A monthly email from Momentum Realty. Unsubscribe anytime. See our privacy and disclosures.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Copper Creek, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the all-in monthly HOA dues and exactly what they cover for the specific unit.

2

Confirm there is no CDD on the parcel's tax record, as reported for this community.

3

Check the FEMA flood zone and the Hillsborough evacuation zone for the specific townhome.

4

Get a current insurance quote early given the south Hillsborough location near the Alafia River.

5

Choose the position deliberately, weighing an end unit against an interior one on resale inventory.

Best Buy
A well-positioned end-unit townhome with a manageable all-in HOA
Biggest Risk
Underestimating the all-in HOA plus insurance in the total monthly cost
Best Lot
An end unit or a quieter interior position over a high-traffic one
Smart Timing
Confirm HOA scope, flood, and evacuation zone before you offer
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Copper Creek is a gated townhome community in Gibsonton, in the SouthShore area of south Hillsborough County, near US-41 and just west of I-75, built by D.R. Horton roughly between 2015 and 2018 and now largely resale. The homes are two-story block-built townhomes with attached garages and current finishes. Amenities are a community pool and a playground inside the gates, with maintained grounds and sidewalks. The community is reported to carry a monthly HOA and no Community Development District. It sits in the fast-growing south Hillsborough corridor near Riverview, Apollo Beach, and the Brandon job centers.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry Townhome

The smaller interior townhomes, the value entry into a gated community with a pool. Confirm the all-in HOA.

Lowest entry
The Standard Townhome

The mid-size two-story plans, the heart of the community, where condition and position set the price.

Most inventory
The End-Unit Townhome

End units and quieter positions, the homes that tend to hold value best in the community.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Entry Townhome
The smaller interior townhomes, the value entry into a gated community with a pool. Confirm the all-in HOA.
The Standard Townhome
The mid-size two-story plans, the heart of the community, where condition and position set the price.
The End-Unit Townhome
End units and quieter positions, the homes that tend to hold value best in the community.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Newer block-built townhomesStrong
Gated pool and playgroundPositive
I-75 and US-41 accessPositive
All-in HOA carrying costManage it
Coastal-area flood and evacuationManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Copper Creek

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

It is a newer townhome, so the diligence shifts to the unit, the all-in HOA, and the flood and evacuation read.

Jon Brooks · Founder, Momentum Realty
7.2B · Buy Score
Resale Strength7.0/10
Renovation Risk8.2/10
Location Efficiency6.7/10
Long-Term Defensibility6.6/10
Carrying Cost Advantage7.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Copper Creek is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • End units tend to hold value best
  • Confirm the all-in monthly HOA scope
  • Newer block-built townhomes, low reno risk
  • Check the evacuation zone per address
  • Interior units are the value play

In a newer townhome community, the unit position and the HOA are the durable variables. An end unit or a quieter interior position tends to hold value better than a high-traffic one, while the all-in monthly HOA sets the carrying cost in the absence of a CDD. The upside of newer construction is low renovation risk; the diligence is the HOA scope, the flood zone, and the evacuation status.

Copper Creek in 15 seconds.

Best forBuyers who want a relatively new, gated, lower-maintenance townhome in SouthShore.
Biggest advantageGated townhome living with a pool and no CDD at an entry price point near I-75.
Biggest riskThe all-in HOA plus insurance raising the true carrying cost.
Sweet spotA well-positioned end-unit townhome with a manageable monthly HOA.
Avoid ifYou want a detached home with a yard, no shared walls, or to avoid coastal-area risk.

HOA, CDD & Fees

15-Second Take
  • Monthly HOA, reported no CDD
  • Dues cover grounds, exterior, and pool
  • Confirm the exact dues per unit
  • Newer block-built gated townhomes
  • Budget south Hillsborough flood and insurance

A monthly homeowners association and, as reported for this community, no Community Development District. The HOA is the carrying-cost line rather than a CDD assessment on the tax bill. Reported dues cover grounds and building exterior maintenance, the pool, and some utilities. Confirm the exact monthly dues and the maintenance scope per unit.

The HOA typically supports the gated entry, the pool and playground, common areas, grounds and building exterior maintenance, and reported utilities such as water, sewer, and trash. Homes are on central water and sewer typical of a townhome community; confirm per unit.

No country club or golf. Amenities are a community pool and a playground inside the gates.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Copper Creek, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Osprey Run, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Copper Creek home worth?

Get a no-obligation home value based on real comparable sales in Copper Creek matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Copper Creek on the map →
Or get your Copper Creek home value & selling guide →

Real comps, not a Zestimate.

Copper Creek Market Scorecard

Strong seller's market

Copper Creek is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8
Months supply
$1,019,500
Median list
$847,500
Median sold
$313
Per sqft
79
Days on mkt
6/8/41
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Copper Creek?
Copper Creek is a gated townhome community in Gibsonton, in the SouthShore area of south Hillsborough County, near US-41 and just west of I-75, in ZIP 33534.
Who built Copper Creek?
Copper Creek was built by D.R. Horton, with construction reported roughly between 2015 and 2018. It is now largely resale, so most purchases are existing townhomes.
Does Copper Creek have a CDD?
It is reported to have no Community Development District, with a monthly HOA instead. Confirm there is no CDD line on the specific parcel's tax record during diligence.
What are the HOA dues?
Copper Creek carries a monthly HOA. Reported dues cover grounds and building exterior maintenance, the pool, and some utilities. Confirm the current monthly amount and the exact scope for the specific unit.
What amenities does Copper Creek have?
A gated entry, a community pool, and a playground, with maintained grounds, sidewalks, and street lights.
What home types are in Copper Creek?
Two-story block-built townhomes with attached garages, in-unit laundry, and current finishes such as stainless appliances and stone counters.
What schools serve Copper Creek?
Copper Creek is in Hillsborough County Public Schools, with area schools including Corr or Gibsonton Elementary, Eisenhower Middle, and East Bay High. Assignment is by address and can change, so confirm the exact zoning for the specific home.
Is Copper Creek in a flood or evacuation zone?
Gibsonton is low-lying south Hillsborough near the Alafia River. The county expanded evacuation zones for the 2026 season, including more areas along the river. Check the specific home's FEMA flood zone and county evacuation zone before buying.
How far is Copper Creek from Brandon and Tampa?
Brandon is a manageable drive north via US-301 or I-75, and downtown Tampa is roughly twenty miles, about thirty minutes, with I-75 and US-41 within minutes. Confirm your real commute at your departure time.
Is Copper Creek a townhome or single-residential community?
Copper Creek is a townhome community, with attached two-story homes rather than detached single-family houses. The diligence is the unit position, the shared-wall layout, and the all-in HOA.
Is Copper Creek a good value?
It offers a relatively new, gated, lower-maintenance townhome with a pool at an affordable SouthShore price point and no CDD. The HOA carrying cost, insurance, and the unit drive the outcome; this is not a guarantee of future value.
Should I use the listing agent to buy here?
No. The listing agent works for the seller. Having your own representation to read the HOA, the contract, and the flood picture protects you.
Who is the best real estate agent for Copper Creek?
The best agent for Copper Creek is one who actively works Gibsonton and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Copper Creek.
How do I find a top Gibsonton real estate agent who knows Copper Creek?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Copper Creek and the wider Gibsonton area.
Can Momentum Realty connect me with an agent for Copper Creek?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Copper Creek purchase or sale — no call center and no pressure.
Buyers who want a relatively new, lower-maintenance gated townhomeExcellent fit
Buyers who value a pool and playground at an entry price pointExcellent fit
Buyers who prefer a monthly HOA with no CDD on the tax billExcellent fit
Commuters who value I-75 and US-41 access toward Brandon and TampaExcellent fit
Buyers who want current finishes and an attached garageExcellent fit
Buyers who want a detached single-family home with a private yardProbably not
Buyers who want to avoid shared walls and HOA rulesProbably not
Buyers who want to avoid south Hillsborough flood and evacuation considerationsProbably not
Buyers who need a short commute to the Tampa coreProbably not
Buyers who want top-rated zoned schoolsProbably not

Get the inside read on Copper Creek

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Copper Creek home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Copper Creek specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Copper Creek — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

Zoom out before you decide: see the Hillsborough County market guide or every community in the Neighborhood Finder.

Get my Hillsborough County cash offer →

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the local market average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

or call (904) 351-6461
CallFree valuation →
Talk to a Local Copper Creek Expert
Call Get Listings