Cove Cay 26-21 Village Ii
Homes for Sale in Clearwater, FL
True comps, carrying-cost math, and listings before the portals.
This is a small, tightly-defined condo village in Clearwater's Cove Cay, built between 1972 and 1974, with a median living area around 810 square feet. At a median of $129,000 and roughly $159 per square foot, price here is driven less by any spread and more by condition, floor, and how a given unit has been updated over the last half-century. With only 34 homes in the pocket, one or two atypical closings can move the reported figures, so read any single number as a snapshot rather than a trend.
Median days on market sits at 71 — homes here take time to trade, which tilts negotiating posture toward buyers who are patient and specific about what they want. Sellers should price to the condition of the actual unit and expect a longer marketing window than a hot detached-home market would suggest. This is a place to be deliberate on both sides of the table.
The 60-Second Overview
Cove Cay 26-21 Village Ii market snapshot (as of July 15, 2026): the median sale price is about $129K ($159 per sq ft over the trailing 12 months of closed sales), and a median 71 days on market for closed sales.
Cove Cay 26-21 Village Ii is a community of 34 homes in Clearwater, Pinellas County, built between 1972 and 1974 (median 1973.0), with a median living area of about 810 square feet. 56% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Cove Cay Village II is a compact, early-1970s condo enclave of just 34 homes in the Cove Cay area of Clearwater, Pinellas County. Units are modest in size, and just over half carry a homestead exemption, so this is a mix of primary residences and non-owner-occupied units.
Who Cove Cay 26-21 Village Ii is best for.
Best for
- Value-focused buyers wanting an entry into Clearwater condo ownership with a modest footprint
- Downsizers prioritizing low square footage and low maintenance over size
- Patient investors who have verified the association's leasing rules and reserves
Probably not for
- Buyers needing more living space than a roughly 810-square-foot unit provides
- Anyone expecting a quick resale in a fast-moving market, given a 71-day typical window
- Buyers unwilling to underwrite condition and association costs on a 1970s-era building
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($129K) IS the median in the snapshot above.
Windows contain 0 to 7 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
The Cove Cay 26-21 Village Ii buying strategy.
If we were buying in Cove Cay 26-21 Village Ii today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cove Cay 26-21 Village Ii.
A small early-'70s condo pocket
The building stock is consistent by design — a two-to-three year construction window in the early 1970s and a median unit near 810 square feet. That uniformity makes comparables straightforward but also means the differences that matter are interior: kitchens, baths, flooring, windows, and mechanicals. Two units at the same square footage can justify very different prices based purely on what has been redone.
A homestead share of about 56% tells you this is neither purely owner-occupied nor investor-dominated. Buyers should confirm the association's current rules on leasing, reserves, and any assessments before writing an offer — in a 34-home community, association health and per-unit cost-sharing carry real weight.
The location and the amenities are priced into every listing in Cove Cay 26-21 Village Ii. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a village this small, the numbers move on a handful of transactions, and condition is the whole ballgame. We walk the actual unit, read the association documents with you, and price to what is in front of us rather than to a headline median. With a 71-day typical marketing window, we set expectations up front so neither buyers nor sellers overreact to a slow week.
Cove Cay 26-21 Village Ii in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cove Cay 26-21 Village Ii buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cove Cay 26-21 Village Ii sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cove Cay 26-21 Village Ii, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cove Cay 26-21 Village Ii home worth?
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Frequently Asked Questions
What is the median home price in Cove Cay 26-21 Village Ii?
How long do homes in Cove Cay 26-21 Village Ii take to sell?
How many homes are in Cove Cay 26-21 Village Ii?
What share of Cove Cay 26-21 Village Ii is owner-occupied?
When were the homes in Cove Cay 26-21 Village Ii built?
Do cash buyers compete in Cove Cay 26-21 Village Ii?
Who is the best real estate agent for Cove Cay 26-21 Village Ii?
How do I find a top Clearwater real estate agent who knows Cove Cay 26-21 Village Ii?
Can Momentum Realty connect me with an agent for Cove Cay 26-21 Village Ii?
Should you buy in Cove Cay 26-21 Village Ii?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 15, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (6 streets, ZIP 33760)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2021 (20 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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