Cove Storey Lake in Kissimmee

Cove Storey Lake
Homes for Sale in Kissimmee, FL

All 3,104 homes for sale in Kissimmee, FL · median $375,000 · 797 homes for sale in 34746 · Osceola County homes for sale

Community in Kissimmee · Osceola County · ZIP 34746
225 homesBuilt 2019–2023
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data5 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Cove Storey Lake Ii in Kissimmee, FL has 20 homes for sale and 5 pending, asking from $595,000 to $998,000 (median $799,000). Homes listed or recently sold were built 2019 - 2021; 37 of 37 report an HOA (median $495/mo); none of the 36 geocoded homes sit in a FEMA special flood hazard zone (median elevation 81 ft).

Part of the Storey Lake master-planned community in Kissimmee, FL — see all Storey Lake homes for sale (44 listings across 21 villages and sections in the MLS).

Part of Cove Storey Lake, Kissimmee, FL — see all Cove Storey Lake homes for sale (27 listings across 3 sections in the MLS).

Last 30 days in Cove Storey Lake: 1 new listing (median asking $799,000), 5 under contract right now. As of October 24, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.

Live · Cove Storey Lake Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
19.2mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Osceola: 20% (1,093 of 5,558)
24 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
0%
Owner-occupied · Cove Storey Lake
1 of 225 parcels homesteaded (FL DOR 2025)
100%
Non-owner-occupied · Cove Storey Lake
incl. 54% trust or LLC-held · 48% out-of-state
225
Homes in the community
225 residential parcels (FL DOR 2025)
Track record · 5 years of records
29
Recorded sales · 2024-2025
median $775K · qualified sales on the county roll (FL DOR 2025)
2019–2023
Years homes were built
median 2020 · county roll (FL DOR 2025)

Homes For Sale Right Now in Cove Storey Lake

Live MLS inventory for Cove Storey Lake. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Cove Storey Lake listings as of 2026-10-20, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2024. Tap any home to ask about it.

Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 20, 2026

Cove at Storey Lake II is a young, built-out enclave - every home dates to 2019-2021, and the median living area runs to roughly 4,134 square feet, meaning this is a community of large-format homes rather than starter product. With only 2 active listings against 235 total homes, there is essentially no inventory to shop right now, which limits any real read on current pricing dynamics.

The homestead share sits at under half a percent, which tells you plainly that almost none of these homes are being used as a primary residence claiming exemption - this is a community built and bought largely for investment or short-term-rental use. That changes how a buyer should evaluate it: think income property and resale-to-investors, not owner-occupant comparables.

Figures in this note are as of July 20, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Cove Storey Lake Housing Pulse · Momentum Research · as of September 20, 2026

Cove Storey Lake right now

🟢 Buyer-leaning market. 19.2 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: High (24 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 24, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

A gated, amenity-heavy enclave of newer large-format homes near Storey Lake, built out almost entirely between 2019 and 2021 and used overwhelmingly as investment or rental property rather than primary residences.

County records show 29 qualified sales in Cove Storey Lake across 2024 - 2025 (21 in 2024, 8 in 2025), median $775,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Flood zones in Cove Storey Lake: of 17 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Kissimmee.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers seeking large-format newer construction for short-term-rental or investment use
  • Second-home buyers who want resort-style amenities (pool, spa, fitness, restaurant, gated access) in a self-contained community
  • Investors comfortable navigating a leasing-driven HOA and low owner-occupancy environment

Probably not for

  • Buyers who specifically want a primary-residence community with high owner-occupancy
  • Buyers needing a wide, immediately available selection of homes to compare
  • Buyers uncomfortable with an HOA culture built around rental turnover rather than long-term residency

The market around Cove Storey Lake

Cove Storey Lake is too small for its own price trend, so here is the market around it.

In ZIP 34746, 995 homes are on the market and 16% are under contract — a slower corner of Kissimmee.

Across Osceola County, 4,465 homes are active and 1,093 pending (20% under contract).

In ZIP 34746 (Kissimmee), 1,623 homes closed in the last 12 months at a median of $405K ($199/sq ft), down 4.3% year over year, with a median 67 days on market. Right now 435 active and 80 pending listings put supply at about 6.7 months - a buyer's market. See the live ZIP 34746 housing market and the Osceola County market.

ZIP and county figures describe the wider market, not Cove Storey Lake specifically. Momentum Research analysis of MLS records.

Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Osceola County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Floral Ridge Elementary · Elementary
  • Kissimmee Middle · Middle
  • Celebration High · High

Zoned schools reflect the assignments reported on recent Cove Storey Lake listings and can change; always confirm with Osceola County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Cove Storey Lake address.

If we were buying in Cove Storey Lake today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cove Storey Lake.

Best Buy
Buyers targeting a large-format home for investment or rental use near Storey Lake.
Biggest Risk
Extremely thin current inventory - only 2 active listings across 235 homes - limits selection and comparables.
Sweet Spot
Investors and second-home buyers comfortable with a rental-oriented HOA and community culture.
Avoid If
You want a primary residence in a community built around owner-occupancy.

A rental-driven resort community

The numbers here point in one direction. A homestead share under half a percent across 235 homes means this community functions almost entirely outside the owner-occupant market - it was built and continues to trade as investment and short-term-rental inventory. The resort-style amenity package (guarded gate, clubhouse, fitness center, pool, spa, restaurant, golf carts allowed) supports that model directly; it is the kind of amenity stack that reads well to a rental guest, not just an owner.

With just 2 active listings out of 235 homes and no closings recorded in the current window, there is very little live transaction data to lean on. That is not unusual for a tightly held, newer-built investment community - inventory turns over in bursts tied to investor exit timing rather than steady organic resale. Anyone evaluating this community should treat each listing individually and verify rental performance, HOA rules on leasing, and amenity access directly, since the MLS-reported amenity list is not a guarantee of current terms.

“

The location and the amenities are priced into every listing in Cove Storey Lake. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this thin on active inventory and this clearly weighted toward investment ownership, you need someone who can read HOA leasing rules, verify amenity access, and pressure-test a listing's rental history before you commit - that is the work we do on every Cove at Storey Lake II showing, not after the offer is written.

Cove Storey Lake in 15 seconds.

Best forBuyers targeting a large-format home for investment or rental use near Storey Lake.
Biggest advantageNewer construction (2019-2021) with a full resort-style amenity package already in place.
Biggest riskExtremely thin current inventory - only 2 active listings across 235 homes - limits selection and comparables.
Sweet spotInvestors and second-home buyers comfortable with a rental-oriented HOA and community culture.
Avoid ifYou want a primary residence in a community built around owner-occupancy.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cove Storey Lake sales matched to your home.

What is your Cove Storey Lake home worth?

Get a no-obligation home value based on real comparable sales in Cove Storey Lake, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Kissimmee →

Real comps, not an automated estimate.

Recently off market in Cove Storey Lake Ii

Homes in Cove Storey Lake Ii that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.

Cove Storey Lake key facts
LocationKissimmee, Osceola County, FL · ZIP 34746
Homes in the community225 (FL DOR 2025 assessment roll)
Years built2019–2023 (median 2020)
Typical living area4,134 sq ft (median)
Home types (current listings and sales)single-family 100%
Amenities listed by sellersClubhouse, Fitness Center, Pool, Playground, Gated, Gated Community - No Guard
For sale right now24 active, 0 pending · median asking $799,000 · 19.2 months of supply
Owner-occupied (homestead) share0%

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2024; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Cove Storey Lake key facts,” movewithmomentum.com/neighborhoods/cove-storey-lake-ii-kissimmee, data as of September 20, 2026.

Housing distress & ownership in Cove Storey Lake Ii, Kissimmee

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 32 listings
Distress share trend - 0.0% now (2026-08-12 → 2026-10-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.

Just listed in Cove Storey Lake

The newest homes for sale in Cove Storey Lake right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.

Checked against the MLS nightly. All new listings in this market.

Every Home for Sale in Cove Storey Lake Ii Kissimmee Right Now (25)

All 25 active and pending Cove Storey Lake Ii Kissimmee listings with a detail page, newest first, refreshed twice a day from the MLS.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,343/mo
Osceola County typical true cost to own
$145/mo
Osceola County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

20% of homes for sale in Cove Storey Lake are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-25).

COVE/STOREY LAKE II Market Scorecard

Strong buyer's market

COVE/STOREY LAKE II is currently a strong buyer's market. About 20.0 months of supply, a median asking price of $799,000, and homes go under contract in about 94 days.

20.0
Months supply
$799,000
Median list
$745,000
Median sold
$202
Per sqft
94
Days on mkt
20/5/12
Active/Pend/Sold

Typical home value in the 34746 ZIP is $357,258, about 6.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

What it really costs to own in Cove Storey Lake

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

CDD / special assessmentsListings here report a median of $2,145/yr in CDD or special-district assessments on the tax bill (29 listings, MLS, 2026-10-24). 100% of the 29 listings that report the field show one. The amount is per lot and set by the district: confirm it on the parcel's TRIM notice.
HOA duesMedian $495/month across 37 MLS listings (most billed monthly; 2026-10-24). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Osceola County is $1,735/yr (2,188 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 17 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes).
Roof and ageMedian build year 2020 across 34 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes.

Email me new listings in Cove Storey Lake

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Cove Storey Lake

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Cove Storey Lake will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Frequently Asked Questions

Is Cove Storey Lake a buyer's or seller's market right now?
As of September 20, 2026, Cove Storey Lake leans toward buyers: 19.2 months of supply at the current sales pace (Stellar MLS live counts).
How many homes are in Cove Storey Lake?
The Florida DOR 2025 assessment roll shows 225 homes in Cove Storey Lake (public records).
What share of Cove Storey Lake is owner-occupied?
0% of Cove Storey Lake parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Cove Storey Lake built?
Homes in Cove Storey Lake were built between 2019 and 2023, with a median year built of 2020 (FL DOR 2025 roll).
Who is the best real estate agent for Cove Storey Lake?
The best agent for Cove Storey Lake is one who actively works Kissimmee and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Cove Storey Lake.
How do I find a top Kissimmee real estate agent who knows Cove Storey Lake?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Cove Storey Lake and the wider Kissimmee area.
Can Momentum Realty connect me with an agent for Cove Storey Lake?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Cove Storey Lake purchase or sale - no call center and no pressure.
Where is Cove Storey Lake, and what county is it in?
Cove Storey Lake is in Kissimmee, Osceola County, FL, ZIP 34746. The community's center is about 4 miles northwest of the center of Kissimmee (straight-line).
Is Cove Storey Lake in a flood zone?
No, for the homes we can see: all 17 homes we sampled in Cove Storey Lake sit outside a FEMA Special Flood Hazard Area (Zone X), where a lender does not require flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
Buyers seeking large-format newer construction for short-term-rental or investment useExcellent fit
Second-home buyers who want resort-style amenities (pool, spa, fitness, restaurant, gated access) in a self-contained communityExcellent fit
Investors comfortable navigating a leasing-driven HOA and low owner-occupancy environmentExcellent fit
Buyers who specifically want a primary-residence community with high owner-occupancyProbably not
Buyers needing a wide, immediately available selection of homes to compareProbably not
Buyers uncomfortable with an HOA culture built around rental turnover rather than long-term residencyProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: October 20, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (4 streets, ZIP 34746))
Under-contract sharesStellar MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2021 (26 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Thinking of selling in Cove Storey Lake Ii? See the Osceola County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Cove Storey Lake with Momentum Realty’s local guides.

Cove Storey Lake Ii0.1 mi away · 172 homes, built 2019–21, 1 for saleCove Storey Lake Il0.1 mi away · 122 homes, built 2019–21, 1 for sale

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