Derby Woods
Homes for Sale in Lynn Haven, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Derby Woods prices around a median of $344,700, and with only 8 closings in the current window, that figure moves on the mix of what sold more than on any broad shift in demand. A wide year-built range, 1940 to 2024, with a median year built of 1986, means condition and age of systems will do more to set final price than the address itself.
A market heat score of 43 and a slight year-over-year pull-back of 1.9% point to a steady, unhurried market rather than one moving fast in either direction. Median days on market near 28.5 suggests reasonably priced, well-kept homes are still moving in about a month, but sellers should not expect competitive multiple-offer conditions here.
Derby Woods right now
🟡 Off the recent peak. The trailing-12-month median ($345K) is down 1.9% from the prior 12 months ($351K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level cpar closed sales, 12-month windows ending July 28. Confidence: Medium (8 and 12 sales in the two windows).
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Updated July 28, 2026 · Live data: cpar, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Derby Woods market snapshot (as of July 28, 2026): the median sale price is about $345K, and a median 29 days on market for closed sales. The trailing-12-month median is down 2% from the prior 12 months, computed from record-level cpar closed sales (8 closings in the current window).
Derby Woods is a community of 335 homes in Lynn Haven, Bay County, built between 1940 and 2024 (median 1986.0), with a median living area of about 2,227 square feet. 70% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Derby Woods is a established Lynn Haven neighborhood of 335 homes spanning eight decades of construction, with a median living size of 2,227 square feet and a homestead share near 70%, pointing to a base of longer-term ownership rather than heavy investor or short-term turnover.
Who Derby Woods is best for.
Best for
- Buyers who want a stable, unhurried market and are willing to do home-by-home diligence given the wide 1940-2024 age range.
- Sellers with a well-maintained, updated home who can price against real recent comparables rather than lean on the community median alone.
- Buyers prioritizing living space, given the median of 2,227 square feet, over a checklist of shared amenities.
Probably not for
- Buyers expecting community amenities as part of the purchase, since none are identified from current MLS listings.
- Sellers who need a fast, competitive-bidding sale; a market heat score of 43 points to a measured pace instead.
- Buyers or sellers wanting a large, statistically robust set of recent comparable sales before pricing a deal.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 28 of each year, from record-level cpar closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($345K) IS the median in the snapshot above, and the move from 2025 ($351K) IS the -1.9% one-year change.
Windows contain 2 to 24 sales each (8 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Derby Woods buying strategy.
If we were buying in Derby Woods today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Derby Woods.
What the numbers actually say
With only 8 closings feeding the current snapshot, treat any single data point here as directional rather than definitive. The median price of $344,700 and median day-on-market figure near 28.5 describe a market that is functioning normally but thinly, so buyers and sellers should lean on a specific comparable-home analysis rather than the community-wide median alone.
The spread in year built, from 1940 to 2024 against a median of 1986, means Derby Woods holds both older, established housing stock and newer construction side by side. That range is the real driver of price variation here; a buyer comparing two listings at similar square footage can still see meaningfully different pricing based on age, updates, and mechanical condition. No community amenities are identified from current MLS listings, so this is a housing-stock story rather than an amenity-driven one.
The location and the amenities are priced into every listing in Derby Woods. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Derby Woods buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.6). Basis: Recent Direction -1.9% year-over-year; Owner Commitment 70% owner-occupied; Pricing Power 96.2% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market this thin on recent closings, the median stops being a reliable stand-in for what your specific home is worth. We pull the actual comparables, weigh them for age and condition against the 1940-2024 range in play here, and give you a number grounded in what has really sold, not what the community-wide average implies.
Derby Woods in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Derby Woods buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Derby Woods sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Derby Woods, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Derby Woods home worth?
Get a no-obligation home value based on real comparable sales in Derby Woods, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Derby Woods on the map →
Frequently Asked Questions
What is the median home price in Derby Woods?
How long do homes in Derby Woods take to sell?
How many homes are in Derby Woods?
What share of Derby Woods is owner-occupied?
When were the homes in Derby Woods built?
Who is the best real estate agent for Derby Woods?
How do I find a top Lynn Haven real estate agent who knows Derby Woods?
Can Momentum Realty connect me with an agent for Derby Woods?
Should you buy in Derby Woods?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | cpar closed sales, 12-month windows ending July 28, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (11 streets, ZIP 32404/32444)) |
| Historical depth | Closed-sale records back to 2012 (183 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of cpar records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the cpar member average and 8 days faster, and we’ll price yours against live your area comps.
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