Derby Woods
Homes for Sale in Lynn Haven, FL
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of November 2026, Derby Woods in Lynn Haven, FL has 5 homes for sale and 1 pending, asking from $319,000 to $425,000 (median $365,000). Homes listed or recently sold were built 1983–1991; 6 of 6 report an HOA (median $12/mo); 1 of the 6 geocoded homes sit in a FEMA special flood hazard zone (median elevation 20 ft).
Homes For Sale Right Now in Derby Woods
Live MLS inventory for Derby Woods. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 28 daysTop listing
Active · 149 days
Active · 6 days
Active · 100 days
Active · 109 daysActive and pending Derby Woods listings as of 2026-11-11, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Derby Woods prices around a median of $344,700, and with only 8 closings in the current window, that figure moves on the mix of what sold more than on any broad shift in demand. A wide year-built range, 1940 to 2024, with a median year built of 1986, means condition and age of systems will do more to set final price than the address itself.
A market heat score of 43 and a slight year-over-year pull-back of 1.9% point to a steady, unhurried market rather than one moving fast in either direction. Median days on market near 28.5 suggests reasonably priced, well-kept homes are still moving in about a month, but sellers should not expect competitive multiple-offer conditions here.
Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Derby Woods is a established Lynn Haven neighborhood of 335 homes spanning eight decades of construction, with a median living size of 2,227 square feet and a homestead share near 70%, pointing to a base of longer-term ownership rather than heavy investor or short-term turnover.
CPAR sales records identify 23 homes in Derby Woods that have changed hands since 2013, built between 1980 and 1993 (median 1987), with a median living area of about 1,891 sq ft and a typical 3-bedroom, 2-bath layout. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 6 qualified sales in Derby Woods across 2024–2025 (5 in 2024, 1 in 2025), median $367,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Derby Woods. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Derby WoodsPhotos from CPAR MLS listings in Derby Woods; content deemed reliable but not guaranteed.
Who Derby Woods is best for.
Best for
- Buyers who want a stable, unhurried market and are willing to do home-by-home diligence given the wide 1940-2024 age range.
- Sellers with a well-maintained, updated home who can price against real recent comparables rather than lean on the community median alone.
- Buyers prioritizing living space, given the median of 2,227 square feet, over a checklist of shared amenities.
Probably not for
- Buyers expecting community amenities as part of the purchase, since none are identified from current MLS listings.
- Sellers who need a fast, competitive-bidding sale; a market heat score of 43 points to a measured pace instead.
- Buyers or sellers wanting a large, statistically robust set of recent comparable sales before pricing a deal.
The market around Derby Woods
Derby Woods is too small for its own price trend, so here is the market around it.
In ZIP 32444, 93 homes are on the market and 19% are under contract — a steady corner of Lynn Haven.
Across Bay County, 2,406 homes are active and 434 pending (15% under contract).
In ZIP 32444 (Lynn Haven), 30 homes closed in the last 12 months at a median of $270K, with a median 53 days on market. Right now 32 active and 4 pending listings put supply at about 12.8 months — a soft market. See the live ZIP 32444 housing market and the Bay County market.
ZIP and county figures describe the wider market, not Derby Woods specifically. Momentum Research analysis of MLS records.
Derby Woods on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap contributors.
The Derby Woods buying strategy.
If we were buying in Derby Woods today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Derby Woods.
What the numbers actually say
With only 8 closings feeding the current snapshot, treat any single data point here as directional rather than definitive. The median price of $344,700 and median day-on-market figure near 28.5 describe a market that is functioning normally but thinly, so buyers and sellers should lean on a specific comparable-home analysis rather than the community-wide median alone.
The spread in year built, from 1940 to 2024 against a median of 1986, means Derby Woods holds both older, established housing stock and newer construction side by side. That range is the real driver of price variation here; a buyer comparing two listings at similar square footage can still see meaningfully different pricing based on age, updates, and mechanical condition. No community amenities are identified from current MLS listings, so this is a housing-stock story rather than an amenity-driven one.
The location and the amenities are priced into every listing in Derby Woods. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin on recent closings, the median stops being a reliable stand-in for what your specific home is worth. We pull the actual comparables, weigh them for age and condition against the 1940-2024 range in play here, and give you a number grounded in what has really sold, not what the community-wide average implies.
Derby Woods in 15 seconds.
Tools for a Derby Woods buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Derby Woods sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Derby Woods, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Derby Woods home worth?
Get a no-obligation home value based on real comparable sales in Derby Woods, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Derby Woods on the map →
Recently off market in Derby Woods
Homes in Derby Woods that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 5 on record.
- 116 Derby Woods Drive · off market
- 140 Derby Woods Drive · off market
- 1623 Santa Anita Drive · off market
- 190 Derby Woods Drive · off market
- 2027 Willow Bend Lane · off market
Housing distress & ownership in Derby Woods, Lynn Haven
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Every Home for Sale in Derby Woods Right Now (6)
All 6 active and pending Derby Woods listings with a detail page, newest first, refreshed twice a day from the MLS.
- 168 Derby Woods Drive, Lynn Haven, Fl 32444 · $365,000 · 3 bd / 2 ba · listed Oct 20, 2026 · listed by Keller Williams Success Realty
- 107 Saratoga Place, Lynn Haven, Fl 32444 · $425,000 · 4 bd / 3 ba · listed Oct 13, 2026 · listed by eXp Realty, LLC
- 1542 Blue Grass Lane, Lynn Haven, Fl 32444 · $319,000 · 3 bd / 2 ba · listed Sep 11, 2026 · listed by ERA Neubauer Real Estate, Inc
- 1428 Blue Grass Lane, Lynn Haven, Fl 32444 · $414,900 · 5 bd / 2 ba · listed Aug 13, 2026 · listed by Coldwell Banker Realty
- 1606 Belmont Boulevard, Lynn Haven, Fl 32444 · $349,000 · 4 bd / 3 ba · listed Aug 13, 2026 · listed by Anchor Realty Florida
- 136 Derby Woods Drive, Lynn Haven, Fl 32444 · $350,000 · 3 bd / 2 ba · pending · listed Aug 13, 2026 · listed by Avenue Realty
Recent Developments in Derby Woods
Development, infrastructure, retail, and school activity affecting Derby Woods, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Parks & Amenities
Zollie Young Park off Mill Bayou Road nears completion after $300K+ county investment
Bay County is finishing Zollie Young Park with a walking trail, two pavilions, a playground, a kayak launch on Mill Bayou and an enclosed dog park, paid from the general fund. No firm finish date was given. A commissioner also said $1.2 million of grant-funded work at High Point Landing should wrap up in December.
What it may mean for the marketA new water-access park adds walking, paddling and dog-park amenities for nearby residents of east Bay County. The project is about 5 miles east of Derby Woods, elsewhere in Bay County.
Source: WJHG - October 2026Parks & Amenities
Bay County wraps up second phase of Island View Park renovations
Phase two, costing about $40,000 from the county general budget, adds two pavilions, a basketball court and sidewalks, following a May playground replacement. A new fence is already in. Completion is expected within a few weeks.
What it may mean for the marketAdded courts, shade structures and walkways improve everyday recreation options in the surrounding neighborhood. The project is about 7 miles south of Derby Woods, elsewhere in Bay County.
Source: WJHG - September 2026Retail & Dining
Panama City meets Houston developer interested in part of Panama City Mall site
Panama City officials met a Houston developer interested in buying a portion of the largely vacant Panama City Mall, owned by Hendon Properties, with a retail focus. Discussions covered rezoning, possible CRA participation and plan submittal. The mayor called the FDOT US 231 widening, planned to six lanes from US 98 to SR 20, the biggest holdup.
What it may mean for the marketPossible retail redevelopment of a large vacant site could add shopping options near the US 231 corridor, with timing tied to road widening and rezoning. The site is about 5 miles south of Derby Woods.
Source: WJHG - August 2026Infrastructure
HCA Florida Gulf Coast Hospital announces $125 million expansion
HCA Florida Gulf Coast Hospital announced a $125 million expansion on its 23rd Street campus, including a new patient tower with 34 additional beds, a 16-bed orthopedic and spine unit, a fourth cath lab, an expanded women's center and a 5,000-square-foot outpatient entrance expansion. The project is in design, with construction of 24 to 36 months and completion targeted for 2029.
What it may mean for the marketAdded hospital capacity and specialty services would improve local healthcare access and add medical-sector employment along the 23rd Street corridor. The site is about 6 miles south of Derby Woods.
Source: WJHG - August 2026Infrastructure
Bay County approves $13.5 million water treatment plant expansion
Bay County commissioners approved a $13.5 million contract with NCMC Construction to add three large sand filters (30 by 50 feet each) to the county water treatment plant, which now runs 11 filters. Construction is expected to start soon and take about a year, and officials say water bills should not rise because of it.
What it may mean for the marketAdded filtration and backup capacity supports water service reliability for a county where demand has more than doubled in 15 years. The site is about 4 miles east of Derby Woods.
Source: WJHG - June 2026Development
Panama City commissioners approve Community Development District for 1,800-home neighborhood
Panama City commissioners approved a Community Development District for a planned neighborhood of about 1,800 homes east of John Pitts Road in north Panama City. Under the CDD, road maintenance within the neighborhood stays with the district rather than transferring to the city.
What it may mean for the marketA new large-scale residential district adds housing supply and internally maintained streets to the north Panama City market. The project is about 5 miles southeast of Derby Woods, elsewhere in Bay County.
Source: WJHG News Channel 7
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
26% of homes for sale in ZIP 32444 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-12).
What it really costs to own in Derby Woods
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $3,828/yr across 6 listings here (MLS tax records, 2026-11-12). |
|---|---|
| HOA dues | MLS listings here mostly enter dues as billed annually, but the median entry is only $150/year across 7 listings (2026-11-12), which usually means a quarterly or monthly amount was entered as annual. Ask the association for the current dues. |
| Home and flood insurance | The average Citizens Property Insurance premium in Bay County is $1,928/yr (1,264 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1987 across 12 listings. An original roof here would be about 39 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Derby Woods
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Derby Woods
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Derby Woods will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
How many homes are in Derby Woods?
What share of Derby Woods is owner-occupied?
When were the homes in Derby Woods built?
Who is the best real estate agent for Derby Woods?
How do I find a top Lynn Haven real estate agent who knows Derby Woods?
Can Momentum Realty connect me with an agent for Derby Woods?
Where is Derby Woods, and what county is it in?
Should you buy in Derby Woods?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: November 11, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32444)) |
| Under-contract shares | CPAR MLS records, as of 2026-11-11 |
| Historical depth | Closed-sale records back to 2026 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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