Derby Woods
Homes for Sale in Lynn Haven, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via CPAR MLS
As of October 2026, Derby Woods in Lynn Haven, FL has 6 homes for sale and 1 pending, asking from $320,000 to $414,900 (median $357,500). Over the 12 months ending 2026-09-20, 7 recorded sales closed at a median of $320,000, a median 34 days on market, sellers accepting 98% of original asking (-15% versus the prior year). Homes listed or recently sold were built 1983–1990; 7 of 7 report an HOA (median $12/mo); 2 of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 21 ft). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $3,930 ($3,440 with the full homestead exemption).
| Location | Lynn Haven, Bay County, FL · ZIP 32404, 32444 |
|---|---|
| Homes in the community | 80 (FL DOR 2025 assessment roll) |
| Years built | 1979–1992 (median 1983.0) |
| Typical living area | 2,174 sq ft (median) |
| Home types (current listings and sales) | singlefamilyresidence 100% |
| Sale prices, last 12 months | $320,000 median across 7 closed sales · -15.2% vs the prior 12 months |
| Days on market (closed sales) | 34 median |
| For sale right now | 6 active, 1 pending · median asking $364,950 |
| Owner-occupied (homestead) share | 80% |
Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Derby Woods key facts,” movewithmomentum.com/neighborhoods/derby-woods, data as of September 20, 2026.
Last 30 days in Derby Woods: 1 new listing (median asking $320,000), 1 under contract right now. As of October 2, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Derby Woods
Live MLS inventory for Derby Woods. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Derby Woods listings as of 2026-10-01, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Derby Woods Right Now (7)
All 7 active and pending Derby Woods listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1542 Blue Grass Lane, Lynn Haven, Fl 32444 · $320,000 · 3 bd / 2 ba · listed Sep 11, 2026 · listed by ERA Neubauer Real Estate, Inc
- 190 Derby Woods Drive, Lynn Haven, Fl 32444 · $439,900 · 4 bd / 3 ba · pending · listed Sep 10, 2026 · listed by eXp Realty LLC
- 116 Derby Woods Drive, Lynn Haven, Fl 32444 · $369,900 · 3 bd / 2 ba · listed Jul 26, 2026 · listed by Keller Williams Success Realty
- 1606 Belmont Boulevard, Lynn Haven, Fl 32444 · $349,000 · 4 bd / 3 ba · listed Jul 26, 2026 · listed by Anchor Realty Florida
- 1428 Blue Grass Lane, Lynn Haven, Fl 32444 · $414,900 · 5 bd / 2 ba · listed Jul 2, 2026 · listed by Coldwell Banker Realty
- 1623 Santa Anita Drive, Lynn Haven, Fl 32444 · $365,000 · 4 bd / 2 ba · listed Jul 2, 2026 · listed by Counts Real Estate Group Inc
- 136 Derby Woods Drive, Lynn Haven, Fl 32444 · $350,000 · 3 bd / 2 ba · listed Jul 2, 2026 · listed by Avenue Realty
Derby Woods prices around a median of $344,700, and with only 8 closings in the current window, that figure moves on the mix of what sold more than on any broad shift in demand. A wide year-built range, 1940 to 2024, with a median year built of 1986, means condition and age of systems will do more to set final price than the address itself.
A market heat score of 43 and a slight year-over-year pull-back of 1.9% point to a steady, unhurried market rather than one moving fast in either direction. Median days on market near 28.5 suggests reasonably priced, well-kept homes are still moving in about a month, but sellers should not expect competitive multiple-offer conditions here.
Derby Woods right now
🔴 Off the recent peak. The trailing-12-month median ($320K) is down 15.2% from the prior 12 months ($378K) and up 90% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level CPAR MLS closed sales, 12-month windows ending September 20. Confidence: Medium (7 and 11 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Derby Woods market snapshot (as of September 20, 2026): the median sale price is about $320K, and a median 34 days on market for closed sales. The trailing-12-month median is down 15% from the prior 12 months and up 90% since 2012, computed from record-level CPAR MLS closed sales (7 closings in the current window).
In ZIP 32404 (Lynn Haven), 1,060 homes closed in the last 12 months at a median of $290K, down 3.3% year over year, with a median 58 days on market. Right now 391 active and 146 pending listings — a balanced market. See the live ZIP 32404 housing market and the Bay County market.
County records show 6 qualified sales in Derby Woods across 2024–2025 (5 in 2024, 1 in 2025), median $367,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Derby Woods is a community of 80 homes in Lynn Haven, Bay County, built between 1979 and 1992 (median 1983.0), with a median living area of about 2,174 square feet. 80% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Derby Woods is a established Lynn Haven neighborhood of 335 homes spanning eight decades of construction, with a median living size of 2,227 square feet and a homestead share near 70%, pointing to a base of longer-term ownership rather than heavy investor or short-term turnover.
The setting & the homes.
Aerial and on-site photos of Derby Woods. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Derby WoodsPhotos from CPAR MLS listings in Derby Woods; content deemed reliable but not guaranteed.
Who Derby Woods is best for.
Best for
- Buyers who want a stable, unhurried market and are willing to do home-by-home diligence given the wide 1940-2024 age range.
- Sellers with a well-maintained, updated home who can price against real recent comparables rather than lean on the community median alone.
- Buyers prioritizing living space, given the median of 2,227 square feet, over a checklist of shared amenities.
Probably not for
- Buyers expecting community amenities as part of the purchase, since none are identified from current MLS listings.
- Sellers who need a fast, competitive-bidding sale; a market heat score of 43 points to a measured pace instead.
- Buyers or sellers wanting a large, statistically robust set of recent comparable sales before pricing a deal.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level CPAR MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($320K) IS the median in the snapshot above, and the move from 2025 ($378K) IS the -15.2% one-year change.
Windows contain 3 to 22 sales each (7 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
16% of homes for sale in ZIP 32444 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).
Derby Woods Market Scorecard
Derby Woods is currently a balanced market., a median asking price of $364,950, and homes go under contract in about 100 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: CPAR MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Derby Woods, Lynn Haven
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Derby Woods on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap, tiles © CARTO.
The Derby Woods buying strategy.
If we were buying in Derby Woods today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Derby Woods.
What the numbers actually say
With only 8 closings feeding the current snapshot, treat any single data point here as directional rather than definitive. The median price of $344,700 and median day-on-market figure near 28.5 describe a market that is functioning normally but thinly, so buyers and sellers should lean on a specific comparable-home analysis rather than the community-wide median alone.
The spread in year built, from 1940 to 2024 against a median of 1986, means Derby Woods holds both older, established housing stock and newer construction side by side. That range is the real driver of price variation here; a buyer comparing two listings at similar square footage can still see meaningfully different pricing based on age, updates, and mechanical condition. No community amenities are identified from current MLS listings, so this is a housing-stock story rather than an amenity-driven one.
The location and the amenities are priced into every listing in Derby Woods. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Derby Woods buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.3). Basis: Long-Term Appreciation +90% since 2012; Recent Direction -15.2% year-over-year; Owner Commitment 80% owner-occupied; Pricing Power 97.7% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market this thin on recent closings, the median stops being a reliable stand-in for what your specific home is worth. We pull the actual comparables, weigh them for age and condition against the 1940-2024 range in play here, and give you a number grounded in what has really sold, not what the community-wide average implies.
Derby Woods in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $12/month · median of 140 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $12 per month — the median AssociationFee across 140 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Derby Woods buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Derby Woods sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Derby Woods, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Derby Woods home worth?
Get a no-obligation home value based on real comparable sales in Derby Woods, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Derby Woods on the map →
Recently off market in Derby Woods
Homes in Derby Woods that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 140 Derby Woods Drive · off market
- 168 Derby Woods Drive · off market
- 2027 Willow Bend Lane · off market
Frequently Asked Questions
What is the median home price in Derby Woods?
How long do homes in Derby Woods take to sell?
How many homes are in Derby Woods?
What share of Derby Woods is owner-occupied?
When were the homes in Derby Woods built?
Have Derby Woods home prices gone up?
Who is the best real estate agent for Derby Woods?
How do I find a top Lynn Haven real estate agent who knows Derby Woods?
Can Momentum Realty connect me with an agent for Derby Woods?
Where is Derby Woods, and what county is it in?
Is Derby Woods a good place to live?
Should you buy in Derby Woods?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32404/32444)) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (183 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Derby Woods fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Derby Woods
- Home values · What homes in Derby Woods actually sell for
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