Ferguson Townhomes
Homes for Sale in Fort Walton Beach, FL
All 380 homes for sale in Fort Walton Beach, FL · median $399,900 · 56 townhomes for sale in Fort Walton Beach · 121 homes for sale in 32547 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of November 2026, Ferguson Townhomes in Fort Walton Beach, FL has 1 home for sale. Homes listed or recently sold were built 2026–2026 with 4 new construction; 4 of 4 report an HOA (median $125/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 39 ft).
Ferguson Townhomes is a small, townhome-format community in Fort Walton Beach, and with only two active listings on the board as of late July 2026, this is a thin market. Price here is driven by the individual unit — condition, finishes, floor plan, and where a given townhome sits within the community — far more than by any broad market trend. With inventory this limited, a single listing coming or going can swing what a buyer sees available on any given day.
For sellers, low competing supply is leverage, but it cuts both ways: with so few comparables trading, pricing has to be built off the specifics of your unit rather than a deep run of recent sales. For buyers, the practical message is patience and readiness. When a unit that fits comes up, you may not have a backup two doors down, so knowing your number in advance matters.
Figures in this note are as of July 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Ferguson Townhomes right now
🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of November 9, 2026. Confidence: Low (1 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 11, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
This is a compact townhome community in Fort Walton Beach with no community amenities identified in current MLS listings — the draw here is the townhome format and the Okaloosa County location, not shared facilities.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Ferguson Townhomes. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Ferguson Townhomes
Ferguson Townhomes
Ferguson Townhomes
Ferguson TownhomesPhotos from Emerald Coast MLS listings in Ferguson Townhomes; content deemed reliable but not guaranteed.
Who Ferguson Townhomes is best for.
Best for
- Buyers seeking a townhome format with less exterior upkeep than a single-family home
- Buyers who want an Okaloosa County / Fort Walton Beach location and are flexible on timing
- Buyers ready to act decisively when a unit matching their budget appears
Probably not for
- Buyers who need shared amenities like a pool or clubhouse
- Buyers who want several comparable units to tour and negotiate against at once
- Buyers on a fixed timeline who can't wait for the right listing to come up
The market around Ferguson Townhomes
Ferguson Townhomes is too small for its own price trend, so here is the market around it.
In ZIP 32547, 149 homes are on the market and 19% are under contract — a steady corner of Fort Walton Beach.
Across Okaloosa County, 1,691 homes are active and 403 pending (19% under contract).
In ZIP 32547 (Fort Walton Beach), 65 homes closed in the last 12 months at a median of $325K, up 10.3% year over year, with a median 29 days on market. Right now 23 active and 8 pending listings put supply at about 4.2 months — a balanced market. See the live ZIP 32547 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Ferguson Townhomes specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Ferguson Townhomes
Live MLS inventory for Ferguson Townhomes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Ferguson Townhomes listings as of 2026-11-11, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Ferguson Townhomes Right Now (1)
All 1 active and pending Ferguson Townhomes listings with a detail page, newest first, refreshed twice a day from the MLS.
- 704 Ferguson Drive #6 · $337,000 · 4 bd / 2.5 ba · listed Oct 2, 2026 · listed by ERA American Real Estate
Ferguson Townhomes on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Wright · Elementary
- Pryor · Middle
- Choctawhatchee · High
Zoned schools reflect the assignments reported on recent Ferguson Townhomes listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Ferguson Townhomes address.
Shop the zone: Homes zoned for Choctawhatchee High School
The Ferguson Townhomes buying strategy.
If we were buying in Ferguson Townhomes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Ferguson Townhomes.
A thin, unit-driven townhome market
The defining feature of Ferguson Townhomes right now is scale: two active listings. That means there is no reliable "going rate" to anchor to — value comes down to the specific townhome in front of you. Updated interiors, layout, and overall condition will do the heavy lifting on price, and buyers should expect a wide spread between a dated unit and a refreshed one rather than a tidy per-square-foot band.
There are no community amenities identified from current listings, so underwrite this as a townhome purchase on its own merits — the structure, the maintenance responsibilities of the format, and the Fort Walton Beach location. If amenities are a priority for you, this community is not built around them, and you should factor that in before touring.
The location and the amenities are priced into every listing in Ferguson Townhomes. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a two-listing community, the difference between a good outcome and a missed one is knowing the moment a unit hits and how to price against it with almost no local comps. We track the Emerald Coast feed closely, will tell you plainly when a specific townhome is over- or under-asked given its condition, and will tell you just as plainly when Ferguson Townhomes isn't the right fit for what you're after.
Ferguson Townhomes in 15 seconds.
Tools for a Ferguson Townhomes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Ferguson Townhomes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Ferguson Townhomes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Ferguson Townhomes home worth?
Get a no-obligation home value based on real comparable sales in Ferguson Townhomes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Walton Beach →
Recently off market in Ferguson Townhomes
Homes in Ferguson Townhomes that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 704 Ferguson Drive #1 · off market
- 704 Ferguson Drive #4 · off market
- 704 Ferguson Drive #8 · off market
Housing distress & ownership in Ferguson Townhomes, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
More Fort Walton Beach home searches
- All homes for sale in Fort Walton Beach, FL
- Homes for sale in Okaloosa County, FL
- Fort Walton Beach pool homes for sale
- Fort Walton Beach waterfront homes for sale
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- Fort Walton Beach home values: what is my house worth?
- ZIP 32547 housing scorecard
Fort Walton Beach guides & data
- Market data
- Property taxes (Okaloosa County)
- Homestead exemption (Okaloosa County)
- Home insurance cost
- New construction
- New construction (Okaloosa County)
- ZIP codes
- Home builders (Okaloosa County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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What it really costs to own in Ferguson Townhomes
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $171/yr across 3 listings here (MLS tax records, 2026-11-11). |
|---|---|
| HOA dues | Median $125/month across 3 MLS listings (most billed monthly; 2026-11-11). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Okaloosa County is $2,644/yr (1,101 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2026 across 3 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
Email me new listings in Ferguson Townhomes
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Ferguson Townhomes
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Ferguson Townhomes will answer, and the answer is published on this page for the next buyer.
19% of homes for sale in ZIP 32547 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-11).
Frequently Asked Questions
Is Ferguson Townhomes a buyer's or seller's market right now?
Who is the best real estate agent for Ferguson Townhomes?
How do I find a top Fort Walton Beach real estate agent who knows Ferguson Townhomes?
Can Momentum Realty connect me with an agent for Ferguson Townhomes?
Where is Ferguson Townhomes, and what county is it in?
Should you buy in Ferguson Townhomes?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: November 11, 2026) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-11-09 |
| Historical depth | Closed-sale records back to 2026 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
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See how Ferguson Townhomes fits the bigger picture — live prices, inventory, and Momentum Scores: