Ferguson Townhomes
Homes for Sale in Fort Walton Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, Ferguson Townhomes in Fort Walton Beach, FL has 2 homes for sale. Homes listed or recently sold were built 2026–2026 with 3 new construction; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 39 ft).
Ferguson Townhomes is a small, townhome-format community in Fort Walton Beach, and with only two active listings on the board as of late July 2026, this is a thin market. Price here is driven by the individual unit — condition, finishes, floor plan, and where a given townhome sits within the community — far more than by any broad market trend. With inventory this limited, a single listing coming or going can swing what a buyer sees available on any given day.
For sellers, low competing supply is leverage, but it cuts both ways: with so few comparables trading, pricing has to be built off the specifics of your unit rather than a deep run of recent sales. For buyers, the practical message is patience and readiness. When a unit that fits comes up, you may not have a backup two doors down, so knowing your number in advance matters.
The 60-Second Overview
This is a compact townhome community in Fort Walton Beach with no community amenities identified in current MLS listings — the draw here is the townhome format and the Okaloosa County location, not shared facilities.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Ferguson Townhomes. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Ferguson Townhomes
Ferguson Townhomes
Ferguson TownhomesPhotos from Emerald Coast MLS listings in Ferguson Townhomes; content deemed reliable but not guaranteed.
Who Ferguson Townhomes is best for.
Best for
- Buyers seeking a townhome format with less exterior upkeep than a single-family home
- Buyers who want an Okaloosa County / Fort Walton Beach location and are flexible on timing
- Buyers ready to act decisively when a unit matching their budget appears
Probably not for
- Buyers who need shared amenities like a pool or clubhouse
- Buyers who want several comparable units to tour and negotiate against at once
- Buyers on a fixed timeline who can't wait for the right listing to come up
Housing distress & ownership in Ferguson Townhomes, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Ferguson Townhomes Market Scorecard
Ferguson Townhomes is currently a thin data market. Limited supply, a median asking price of $338,500, and homes go under contract in about 104 days.
Typical home value in the 32547 ZIP is $316,555, about 6.4% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Ferguson Townhomes
Live MLS inventory for Ferguson Townhomes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 123 daysTop listingActive · 84 daysPending · 0 daysActive and pending Ferguson Townhomes listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Ferguson Townhomes on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Wright · Elementary
- Pryor · Middle
- Choctawhatchee · High
Zoned schools reflect the assignments reported on recent Ferguson Townhomes listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Ferguson Townhomes address.
The Ferguson Townhomes buying strategy.
If we were buying in Ferguson Townhomes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Ferguson Townhomes.
A thin, unit-driven townhome market
The defining feature of Ferguson Townhomes right now is scale: two active listings. That means there is no reliable "going rate" to anchor to — value comes down to the specific townhome in front of you. Updated interiors, layout, and overall condition will do the heavy lifting on price, and buyers should expect a wide spread between a dated unit and a refreshed one rather than a tidy per-square-foot band.
There are no community amenities identified from current listings, so underwrite this as a townhome purchase on its own merits — the structure, the maintenance responsibilities of the format, and the Fort Walton Beach location. If amenities are a priority for you, this community is not built around them, and you should factor that in before touring.
The location and the amenities are priced into every listing in Ferguson Townhomes. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a two-listing community, the difference between a good outcome and a missed one is knowing the moment a unit hits and how to price against it with almost no local comps. We track the Emerald Coast feed closely, will tell you plainly when a specific townhome is over- or under-asked given its condition, and will tell you just as plainly when Ferguson Townhomes isn't the right fit for what you're after.
Ferguson Townhomes in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Ferguson Townhomes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Ferguson Townhomes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Ferguson Townhomes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Ferguson Townhomes home worth?
Get a no-obligation home value based on real comparable sales in Ferguson Townhomes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Ferguson Townhomes on the map →
Should you buy in Ferguson Townhomes?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Ferguson Townhomes with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: July 25, 2026) |
| Historical depth | Closed-sale records back to 2026 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
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More Fort Walton Beach & Destin, Okaloosa & Walton (Emerald Coast) guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Destin, Okaloosa & Walton (Emerald Coast) or the full Neighborhood Finder.
See how Ferguson Townhomes fits the bigger picture — live prices, inventory, and Momentum Scores:
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.