Summer Place Estates
Homes for Sale in Fort Walton Beach, FL
All 419 homes for sale in Fort Walton Beach, FL · median $398,000 · 150 homes for sale in 32547 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, the MLS records 9 closed sales in Summer Place Estates in Fort Walton Beach, FL since 2016, the most recent in July 2026. Across Fort Walton Beach as a whole, 287 homes closed in the last 12 months at a median of $357,612, 39 median days on market, with 99 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,610 ($4,100 with the full homestead exemption).
| Location | Fort Walton Beach, Okaloosa County, FL · ZIP 32547 |
|---|---|
| Homes in the community | 41 (FL DOR 2025 assessment roll) |
| Years built | 2003–2005 (median 2004) |
| Typical living area | 2,307 sq ft (median) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 73% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “SUMMER PLACE ESTATES key facts,” movewithmomentum.com/neighborhoods/summer-place-estates, data as of September 20, 2026.
Summer Place Estates in Fort Walton Beach is running thin right now — a single active listing as of late July 2026. With inventory this tight, there is no real "market rate" to anchor to; what one house is asking tells you almost nothing about what the next one will do. Price here is set by the specific home: its condition, its updates, and how motivated the one seller happens to be.
For a buyer, that means patience and readiness in equal measure — when the right home surfaces you move on it, because there is no backup down the street. For a seller, the lack of visible competition is an advantage, but it cuts both ways: a single comparable can shape every appraisal and every negotiation, so pricing off condition rather than wishful thinking matters more than usual.
Nearby homes for sale
No active listings inside SUMMER PLACE ESTATES right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Summer Place Estates is a small residential pocket in Fort Walton Beach, Okaloosa County, with just one home on the market at the moment — a supply picture that rewards buyers who are prepared to act and sellers who price to condition.
Emerald Coast MLS sales records identify 7 homes in SUMMER PLACE ESTATES that have changed hands since 2018, built between 2003 and 2005 (median 2004), with a median living area of about 2,001 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Summer Place Estates is best for.
Best for
- Buyers committed to Fort Walton Beach who are pre-approved and ready to act on limited supply
- Buyers who judge a home on its own condition rather than a neighborhood average
- Sellers who want to list into a market with little competing inventory
Probably not for
- Buyers who want several homes to tour and compare side by side
- Buyers whose priority is shared community amenities
- Buyers on a rigid timeline who cannot wait for the right home to come up
The market around Summer Place Estates
Summer Place Estates is too small for its own price trend, so here is the market around it.
In ZIP 32547, 198 homes are on the market and 27% are under contract — a steady corner of Fort Walton Beach.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
In ZIP 32547 (Fort Walton Beach), 385 homes closed in the last 12 months at a median of $337K ($136/sq ft), up 12.1% year over year, with a median 38 days on market. Right now 107 active and 39 pending listings put supply at about 4.0 months — a healthy market. See the live ZIP 32547 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Summer Place Estates specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in SUMMER PLACE ESTATES, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Summer Place Estates buying strategy.
If we were buying in Summer Place Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Summer Place Estates.
A one-listing market
With only one active listing, Summer Place Estates trades on the merits of the individual home rather than any established community pricing pattern. There is no meaningful spread to study and no range to quote — the honest read is that value here is condition-driven and situational. Anyone shopping this community should evaluate the actual house in front of them, not a neighborhood average that does not exist at this inventory level.
Current MLS data shows no distinct community amenities in Summer Place Estates, so the draw is location and the homes themselves rather than shared facilities. If amenities are a priority, factor that in early. This is a place to buy a specific home in Fort Walton Beach, not an amenity package.
The location and the amenities are priced into every listing in Summer Place Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A one-listing market is exactly where local read beats guesswork. We track Summer Place Estates as homes come and go, help buyers judge whether the single available home is priced to its condition, and help sellers position against thin comparables without over- or under-shooting. When there is no crowd to hide in, the details of the deal are everything.
Summer Place Estates in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Summer Place Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Summer Place Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Summer Place Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Summer Place Estates home worth?
Get a no-obligation home value based on real comparable sales in Summer Place Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Walton Beach →
Recently off market in SUMMER PLACE ESTATES
Homes in SUMMER PLACE ESTATES that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 1940 Kadima Circle · off market
Frequently Asked Questions
How many homes are in Summer Place Estates?
What share of Summer Place Estates is owner-occupied?
When were the homes in Summer Place Estates built?
Who is the best real estate agent for Summer Place Estates?
How do I find a top Fort Walton Beach real estate agent who knows Summer Place Estates?
Can Momentum Realty connect me with an agent for Summer Place Estates?
Where is Summer Place Estates, and what county is it in?
Should you buy in Summer Place Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 30, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32547)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2016 (9 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how SUMMER PLACE ESTATES fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Summer Place Estates with Momentum Realty’s local guides.