Summer Place Estates
Homes for Sale in Fort Walton Beach, FL
All 405 homes for sale in Fort Walton Beach, FL · median $389,999 · 140 homes for sale in 32547 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, the MLS records 9 closed sales in Summer Place Estates in Fort Walton Beach, FL since 2016, the most recent in July 2026. Across Fort Walton Beach as a whole, 287 homes closed in the last 12 months at a median of $357,612, 39 median days on market, with 385 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,610 ($4,100 with the full homestead exemption).
Summer Place Estates in Fort Walton Beach is running thin right now — a single active listing as of late July 2026. With inventory this tight, there is no real "market rate" to anchor to; what one house is asking tells you almost nothing about what the next one will do. Price here is set by the specific home: its condition, its updates, and how motivated the one seller happens to be.
For a buyer, that means patience and readiness in equal measure — when the right home surfaces you move on it, because there is no backup down the street. For a seller, the lack of visible competition is an advantage, but it cuts both ways: a single comparable can shape every appraisal and every negotiation, so pricing off condition rather than wishful thinking matters more than usual.
Figures in this note are as of July 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside SUMMER PLACE ESTATES right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Summer Place Estates is a small residential pocket in Fort Walton Beach, Okaloosa County, with just one home on the market at the moment — a supply picture that rewards buyers who are prepared to act and sellers who price to condition.
Emerald Coast MLS sales records identify 7 homes in SUMMER PLACE ESTATES that have changed hands since 2018, built between 2003 and 2005 (median 2004), with a median living area of about 2,001 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Summer Place Estates is best for.
Best for
- Buyers committed to Fort Walton Beach who are pre-approved and ready to act on limited supply
- Buyers who judge a home on its own condition rather than a neighborhood average
- Sellers who want to list into a market with little competing inventory
Probably not for
- Buyers who want several homes to tour and compare side by side
- Buyers whose priority is shared community amenities
- Buyers on a rigid timeline who cannot wait for the right home to come up
The market around Summer Place Estates
Summer Place Estates is too small for its own price trend, so here is the market around it.
In ZIP 32547, 198 homes are on the market and 27% are under contract — a steady corner of Fort Walton Beach.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
In ZIP 32547 (Fort Walton Beach), 385 homes closed in the last 12 months at a median of $337K ($136/sq ft), up 12.1% year over year, with a median 38 days on market. Right now 107 active and 39 pending listings put supply at about 4.0 months — a healthy market. See the live ZIP 32547 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Summer Place Estates specifically. Momentum Research analysis of MLS records.
The Summer Place Estates buying strategy.
If we were buying in Summer Place Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Summer Place Estates.
A one-listing market
With only one active listing, Summer Place Estates trades on the merits of the individual home rather than any established community pricing pattern. There is no meaningful spread to study and no range to quote — the honest read is that value here is condition-driven and situational. Anyone shopping this community should evaluate the actual house in front of them, not a neighborhood average that does not exist at this inventory level.
Current MLS data shows no distinct community amenities in Summer Place Estates, so the draw is location and the homes themselves rather than shared facilities. If amenities are a priority, factor that in early. This is a place to buy a specific home in Fort Walton Beach, not an amenity package.
The location and the amenities are priced into every listing in Summer Place Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A one-listing market is exactly where local read beats guesswork. We track Summer Place Estates as homes come and go, help buyers judge whether the single available home is priced to its condition, and help sellers position against thin comparables without over- or under-shooting. When there is no crowd to hide in, the details of the deal are everything.
Summer Place Estates in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Summer Place Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Summer Place Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Summer Place Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Summer Place Estates home worth?
Get a no-obligation home value based on real comparable sales in Summer Place Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Walton Beach →
Recently off market in SUMMER PLACE ESTATES
Homes in SUMMER PLACE ESTATES that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 1940 Kadima Circle · off market
| Location | Fort Walton Beach, Okaloosa County, FL · ZIP 32547 |
|---|---|
| Homes in the community | 41 (FL DOR 2025 assessment roll) |
| Years built | 2003–2005 (median 2004) |
| Typical living area | 2,307 sq ft (median) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 73% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Summer Place Estates key facts,” movewithmomentum.com/neighborhoods/summer-place-estates, data as of September 20, 2026.
Housing distress & ownership in SUMMER PLACE ESTATES, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
More Fort Walton Beach home searches
- All homes for sale in Fort Walton Beach, FL
- Homes for sale in Okaloosa County, FL
- Fort Walton Beach waterfront homes for sale
- Gated communities in Fort Walton Beach
- Homes under $300K in Fort Walton Beach
- Homes from $300K to $500K in Fort Walton Beach
- 4-bedroom homes for sale in Fort Walton Beach
- Fort Walton Beach home values: what is my house worth?
- ZIP 32547 housing scorecard
- 2 coming-soon communities in Okaloosa County
Fort Walton Beach guides & data
- Market data
- Property taxes (Okaloosa County)
- Homestead exemption (Okaloosa County)
- Home insurance cost
- New construction
- New construction (Okaloosa County)
- ZIP codes
- Home builders (Okaloosa County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
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The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Email me new listings in Summer Place EstatesHomes for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Summer Place EstatesHomes for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Summer Place EstatesHomes for Sale will answer, and the answer is published on this page for the next buyer.
Recent Developments in Summer Place Estates
Development, infrastructure, retail, and school activity affecting Summer Place Estates, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Infrastructure
Okaloosa County stabilizes 180 miles of dirt roads in north county
Okaloosa County has stabilized 180 miles of dirt roads using the voter-approved infrastructure surtax, more than triple the original goal of 50 miles in five years. The roads received a limerock base topped with chip-seal or hot-mix, and the county says only a handful of roads remain. The work is in north Okaloosa County.
What it may mean for the marketPaved rural roads in north Okaloosa could improve year-round access and reduce road maintenance costs for areas near Crestview. The site is about 1 mile east of Summer Place Estates.
Source: Get The Coast - October 2026Parks & Amenities
Okaloosa and Cinco Bayou open upgraded boat ramp with new trailer parking
Okaloosa County and the Town of Cinco Bayou held a ribbon cutting for upgraded boat ramp facilities, including 16 new boat trailer parking spaces, a new restroom and landscaping. The $4.1 million total, funded largely by tourism development funds, also covers the $2.95 million purchase of a former bank building at 198 Eglin Parkway NE. Future dock improvements are planned.
What it may mean for the marketAdded trailer parking and ramp access improve waterfront recreation access for Fort Walton Beach area boaters. The project is about 26 miles south of Summer Place Estates, elsewhere in Okaloosa County.
Source: Get The Coast - September 2026Civic
Okaloosa commissioners reject 12-month data center moratorium 3-2
Okaloosa County commissioners voted 3-2 on September 15 against a 12-month data center moratorium. On September 3 the board unanimously directed staff to develop a regulatory framework for data centers, with an outline due within 60 days. No specific project or site was proposed, and commissioners discussed protecting the Shoal River Industrial Park.
What it may mean for the marketThe pending rules will shape where large power-and-land-intensive facilities can locate in the county, including industrial land near Crestview. The site is about 4 miles south of Summer Place Estates.
Source: Get The Coast - June 2026Civic
DeSantis signs state budget with funding for Okaloosa County projects
Governor DeSantis signed the state budget that included roughly $15 million for 20 Okaloosa County projects, among them $5 million for the Northwest Florida State College Workforce Innovation Center in Niceville, $1.5 million for Shalimar Bridge Park, and $3 million for Destin road and drainage work. About $7.26 million in other local requests were vetoed.
What it may mean for the marketDirects state funding toward workforce, park, road, and drainage infrastructure across Okaloosa County, supporting public facilities and capacity in Niceville, Shalimar, and Destin. The project is about 20 miles south of Summer Place Estates, elsewhere in Okaloosa County.
Source: Get The Coast - May 2026Development
Okaloosa commissioners approve master plan for 392-lot River Park subdivision in Crestview
Okaloosa County commissioners unanimously approved the master plan for River Park, a 392 lot single family subdivision on 263 acres east of Main Drive and north of Airport Road in Crestview. The project by River Park Landing LLC will be built in three phases, with each phase requiring a separate development order approval.
What it may mean for the marketAdds substantial single family housing supply to the Crestview market and phases new residential construction onto a large tract in north Okaloosa County. The project is about 3 miles southeast of Summer Place Estates, elsewhere in Okaloosa County.
Source: Get The Coast - May 2026Infrastructure
Okaloosa County opens $212M Southwest Crestview Bypass
Okaloosa County opened the $212 million Southwest Crestview Bypass, a 3.5 mile four lane corridor connecting Antioch Road to State Road 85 with access from U.S. Highway 90. The project includes a 1,713 foot bridge, sidewalks, a multi use path, and direct access to the new Pineview K-8 school opening in August 2026.
What it may mean for the marketAdds a major four lane traffic corridor serving southwest Crestview and expands regional road capacity for surrounding growth in north Okaloosa County. The project is about 6 miles south of Summer Place Estates, elsewhere in Okaloosa County.
Source: Get The Coast
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
How many homes are in Summer Place Estates?
What share of Summer Place Estates is owner-occupied?
When were the homes in Summer Place Estates built?
Who is the best real estate agent for Summer Place Estates?
How do I find a top Fort Walton Beach real estate agent who knows Summer Place Estates?
Can Momentum Realty connect me with an agent for Summer Place Estates?
Where is Summer Place Estates, and what county is it in?
Should you buy in Summer Place Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 19, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32547)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2016 (9 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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